[North County Native]

Rockysan99 – Are you serious? Wow, you are so naive!

Since you know everything about fighting a structure fire, I’d suggest you become the newest firefighter!

They are doing the best to protect the structures but I think there is a point of no return in which they can’t do anything more to help.

My parents are in the De Luz area of Fallbrook and cleared 400 feet of brush around their house! They are considering buying a goat to keep it clear (some of their neighbors have as well). My parents did the responsible thing while other homeowners ignore brush clearance regulations. The firefighters are going to try to save a structure in which the owners have done their part, rather than save the structure with all of the brush around it. Ask any firefighter and they will tell you this is true.

These guys are totally exhausted and stretched thin. They sleep anywhere they can to get some rest.

I’m so thankful that on early Monday morning, the hill behind us in San Marcos was on fire and these wonderful heroes came and put out the fire! My home and those of my neighbors would be gone right now if they weren’t here for us!

Also, There are some who think the firefighters have started these fires themselves. Have you been watching “Backdraft?” Its not like in the movies!!! Sure there have been a few wacko firemen however, 99.9% of these men are honorable wonderful people who are doing everything they can to help us! Shame on you for putting them down!

Its most likely a wack job arsonist or someone smoking and dumping the cigarette out of the car.

As we ran outside to see the fire on Monday morning, my neighbor ran out smoking a cigarette! Then she looked at me and said,” I really shouldn’t have this out here!” Duh!!!!

Maybe we need to outlaw smoking — seems like it causes too many fires.

[North County Native]

Rockysan99 – Are you serious? Wow, you are so naive!

Since you know everything about fighting a structure fire, I’d suggest you become the newest firefighter!

They are doing the best to protect the structures but I think there is a point of no return in which they can’t do anything more to help.

My parents are in the De Luz area of Fallbrook and cleared 400 feet of brush around their house! They are considering buying a goat to keep it clear (some of their neighbors have as well). My parents did the responsible thing while other homeowners ignore brush clearance regulations. The firefighters are going to try to save a structure in which the owners have done their part, rather than save the structure with all of the brush around it. Ask any firefighter and they will tell you this is true.

These guys are totally exhausted and stretched thin. They sleep anywhere they can to get some rest.

I’m so thankful that on early Monday morning, the hill behind us in San Marcos was on fire and these wonderful heroes came and put out the fire! My home and those of my neighbors would be gone right now if they weren’t here for us!

Also, There are some who think the firefighters have started these fires themselves. Have you been watching “Backdraft?” Its not like in the movies!!! Sure there have been a few wacko firemen however, 99.9% of these men are honorable wonderful people who are doing everything they can to help us! Shame on you for putting them down!

Its most likely a wack job arsonist or someone smoking and dumping the cigarette out of the car.

As we ran outside to see the fire on Monday morning, my neighbor ran out smoking a cigarette! Then she looked at me and said,” I really shouldn’t have this out here!” Duh!!!!

Maybe we need to outlaw smoking — seems like it causes too many fires.

[North County Native]

Rockysan99 – Are you serious? Wow, you are so naive!

Since you know everything about fighting a structure fire, I’d suggest you become the newest firefighter!

They are doing the best to protect the structures but I think there is a point of no return in which they can’t do anything more to help.

My parents are in the De Luz area of Fallbrook and cleared 400 feet of brush around their house! They are considering buying a goat to keep it clear (some of their neighbors have as well). My parents did the responsible thing while other homeowners ignore brush clearance regulations. The firefighters are going to try to save a structure in which the owners have done their part, rather than save the structure with all of the brush around it. Ask any firefighter and they will tell you this is true.

These guys are totally exhausted and stretched thin. They sleep anywhere they can to get some rest.

I’m so thankful that on early Monday morning, the hill behind us in San Marcos was on fire and these wonderful heroes came and put out the fire! My home and those of my neighbors would be gone right now if they weren’t here for us!

Also, There are some who think the firefighters have started these fires themselves. Have you been watching “Backdraft?” Its not like in the movies!!! Sure there have been a few wacko firemen however, 99.9% of these men are honorable wonderful people who are doing everything they can to help us! Shame on you for putting them down!

Its most likely a wack job arsonist or someone smoking and dumping the cigarette out of the car.

As we ran outside to see the fire on Monday morning, my neighbor ran out smoking a cigarette! Then she looked at me and said,” I really shouldn’t have this out here!” Duh!!!!

Maybe we need to outlaw smoking — seems like it causes too many fires.

[North County Native]

I am married with 3 kids. Our grocery bill is $400- $500 a month and I buy most of our food at henry’s or sprouts. Farmers markets in the area also have some great deals on produce. We don’t drink any soda and the kids don’t drink expensive juices since they can have a whole fruit instead. We drink milk and water. We eat meat sparingly and usually get chicken or fish on sale.

For children’s clothing, you can find nice clothes at resale stores. Check out http://www.childrensorchard.com or http://www.ouac.com . Children’s Orchard and Once Upon a Child are great! La Costa Kids is also a nice place with some of the designer labels. I get my kids clothes at those places and nobody can tell – they don’t look like thrift store clothes.

I was determined to stay home with my kids. When we had the first child my husband was making $9 an hour (full time) and going to college full time. It was a very hard time but we made it through it! Any chance we got to eat steak at our parents – we jumped at it! Of course $9 an hour was 7 years ago… I still stay home – I had thought about working part time but decided that my kids absolutely need me home instead of needing a yard (that is why we have wonderful parks to play at.)

My husband is 1 year out of college and heading back for his master’s in the fall. He is at the lowest earnings for his career and we are confident that his earnings will increase over time. He is getting a little under $50K now. Somehow I’ve learned how to make a dollar stretch. We also have a car payment, pay a full tithe , student loans and some credit card debt. The car and credit cards will be paid off in one year.

I would never ever cut out tithing. I truly believe that I’ve been blessed by paying a tithe. You have been blessed as well and will continue to be.

Also, many other churches besides Latter-Day Saints pay tithing (as others have posted). The comment someone else wrote about going back to Utah is silly. My husband and I were born and raised in San Diego and this is our home. Our own parents didn’t come from Utah either. If you observe your LDS friends and neighbors, you will see that most of us pay tithing and the women stay home with the children. There is a huge LDS presence in San Diego and we blend in with everyone else. If you met me in person, you’d see that I don’t have “Utah” written on my forehead and that I look like a normal mom.

Yes, I may have married young and had children young but I love my life. If I can figure out how to stay home and raise my children (while poor), I can do anything! My husband also always has made sure that wherever he has worked, we have had excellent health care benefits – we never applied for state insurance.

You can make your finances work. I went from being Daddy’s little girl ( I had everything I could want) to being dirt poor. I appreciate the small things. I don’t demand jewelry and roses from my husband, although they are nice surprises. My family is the most precious thing to me. See how much you can cut back. We also don’t have cable and don’t miss it.

Good luck!

[North County Native]

I am married with 3 kids. Our grocery bill is $400- $500 a month and I buy most of our food at henry’s or sprouts. Farmers markets in the area also have some great deals on produce. We don’t drink any soda and the kids don’t drink expensive juices since they can have a whole fruit instead. We drink milk and water. We eat meat sparingly and usually get chicken or fish on sale.

For children’s clothing, you can find nice clothes at resale stores. Check out http://www.childrensorchard.com or http://www.ouac.com . Children’s Orchard and Once Upon a Child are great! La Costa Kids is also a nice place with some of the designer labels. I get my kids clothes at those places and nobody can tell – they don’t look like thrift store clothes.

I was determined to stay home with my kids. When we had the first child my husband was making $9 an hour (full time) and going to college full time. It was a very hard time but we made it through it! Any chance we got to eat steak at our parents – we jumped at it! Of course $9 an hour was 7 years ago… I still stay home – I had thought about working part time but decided that my kids absolutely need me home instead of needing a yard (that is why we have wonderful parks to play at.)

My husband is 1 year out of college and heading back for his master’s in the fall. He is at the lowest earnings for his career and we are confident that his earnings will increase over time. He is getting a little under $50K now. Somehow I’ve learned how to make a dollar stretch. We also have a car payment, pay a full tithe , student loans and some credit card debt. The car and credit cards will be paid off in one year.

I would never ever cut out tithing. I truly believe that I’ve been blessed by paying a tithe. You have been blessed as well and will continue to be.

Also, many other churches besides Latter-Day Saints pay tithing (as others have posted). The comment someone else wrote about going back to Utah is silly. My husband and I were born and raised in San Diego and this is our home. Our own parents didn’t come from Utah either. If you observe your LDS friends and neighbors, you will see that most of us pay tithing and the women stay home with the children. There is a huge LDS presence in San Diego and we blend in with everyone else. If you met me in person, you’d see that I don’t have “Utah” written on my forehead and that I look like a normal mom.

Yes, I may have married young and had children young but I love my life. If I can figure out how to stay home and raise my children (while poor), I can do anything! My husband also always has made sure that wherever he has worked, we have had excellent health care benefits – we never applied for state insurance.

You can make your finances work. I went from being Daddy’s little girl ( I had everything I could want) to being dirt poor. I appreciate the small things. I don’t demand jewelry and roses from my husband, although they are nice surprises. My family is the most precious thing to me. See how much you can cut back. We also don’t have cable and don’t miss it.

Good luck!

[North County Native]

Myito,
My 3 kids are very stable while we rent our 3 bedroom apartment. I’m a stay-at-home-mom. My choice was to raise my own kids in an apartment or have someone else raise them and own a house. Of course I chose to raise them myself! We have plenty of area parks to play in so I don’t have to worry about not having a yard. Sure, it would be nice to have my own yard and it will happen someday.

If I had focused on my career first and bought a home when I first got married …. I’d probably have a very fine home……without any kids inside because I would’ve delayed bearing children. I’d be thinking about having kids but I still wouldn’t be “financially ready.” So in my mid-30’s I’d start trying to have babies, find out that I and/or my husband has issues and be starting infertility treatment. I’m so happy to be renting because I have 3 wonderful children that wouldn’t be here today if I owned a home!

When I’m 35 I will have a 13 year old, an 11 year old and a 7 year old. Hopefully even more children. I hope to own a home by then. If not, its not the end of the world! My kids are happy that I am there for them every single day.

So here it is again – if I had a home now, there would be no kids living in it or there would be kids in daycare all day who enjoy the home on the weekends only (and a very stressed out mom).

My family is local. They can play in the backyards of our friends and family almost any day of the week!

Also, this might horrify you but…. kids who live in houses come over and play in our apartment with my kids!!!!!! We are normal people! The kids who live in houses have fun at our apartment and vice versa!

That is great that you could buy. I’m impressed with your amount of money socked away. Unfortunately I don’t have that kind of money but it really doesn’t matter to me. 6 years ago when our first child was born, I was determined to stay home with her. We cut back on everything! We still don’t have cable! I was able to stay at home with her while my wonderful hardworking husband went to college full time and worked full time – for $9 an hour! It was a tough time but we learned so much from that time of our lives and I look back on that time with fondness.

I love my friends that are homeowners and I love that they don’t look down on me for renting.

[North County Native]

Myito,
My 3 kids are very stable while we rent our 3 bedroom apartment. I’m a stay-at-home-mom. My choice was to raise my own kids in an apartment or have someone else raise them and own a house. Of course I chose to raise them myself! We have plenty of area parks to play in so I don’t have to worry about not having a yard. Sure, it would be nice to have my own yard and it will happen someday.

If I had focused on my career first and bought a home when I first got married …. I’d probably have a very fine home……without any kids inside because I would’ve delayed bearing children. I’d be thinking about having kids but I still wouldn’t be “financially ready.” So in my mid-30’s I’d start trying to have babies, find out that I and/or my husband has issues and be starting infertility treatment. I’m so happy to be renting because I have 3 wonderful children that wouldn’t be here today if I owned a home!

When I’m 35 I will have a 13 year old, an 11 year old and a 7 year old. Hopefully even more children. I hope to own a home by then. If not, its not the end of the world! My kids are happy that I am there for them every single day.

So here it is again – if I had a home now, there would be no kids living in it or there would be kids in daycare all day who enjoy the home on the weekends only (and a very stressed out mom).

My family is local. They can play in the backyards of our friends and family almost any day of the week!

Also, this might horrify you but…. kids who live in houses come over and play in our apartment with my kids!!!!!! We are normal people! The kids who live in houses have fun at our apartment and vice versa!

That is great that you could buy. I’m impressed with your amount of money socked away. Unfortunately I don’t have that kind of money but it really doesn’t matter to me. 6 years ago when our first child was born, I was determined to stay home with her. We cut back on everything! We still don’t have cable! I was able to stay at home with her while my wonderful hardworking husband went to college full time and worked full time – for $9 an hour! It was a tough time but we learned so much from that time of our lives and I look back on that time with fondness.

I love my friends that are homeowners and I love that they don’t look down on me for renting.

[North County Native]

We are in our late 20’s, had 2 kids while still in college. Now we have 3 (one is a newborn!) Since we had 2 kids while going to school, it took longer to finish so my husband is at the beginning of his career. I stay home with the kids, he makes around $45K as a CSUSM (under represented on here!) grad, will also be starting on his Master’s in the fall.
We rent a 3 bedroom, 2 bath apartment in a nice area for $500 a month! We got into this apartment when he was making less money and qualified for “affordable housing.”
Although apartment living is not the greatest, we can’t rationalize paying $1500 more each month just for a garage and a small yard – to rent. We go to the area parks to play and that works out just fine! I’d rather be raising my kids than have a house I can’t afford.
We look forward to the time when we will buy a home and know that we just have to be patient. I know that my husband is at the bottom of the totem pole so its going to take time to make work his way up! He is a brilliant man and I know that the money situation will improve. For now, the goal is to pay off our debts first and then start saving!
Also, almost all of our immediate family members are in SD county so we would like to stay here.

[North County Native]

We are in our late 20’s, had 2 kids while still in college. Now we have 3 (one is a newborn!) Since we had 2 kids while going to school, it took longer to finish so my husband is at the beginning of his career. I stay home with the kids, he makes around $45K as a CSUSM (under represented on here!) grad, will also be starting on his Master’s in the fall.
We rent a 3 bedroom, 2 bath apartment in a nice area for $500 a month! We got into this apartment when he was making less money and qualified for “affordable housing.”
Although apartment living is not the greatest, we can’t rationalize paying $1500 more each month just for a garage and a small yard – to rent. We go to the area parks to play and that works out just fine! I’d rather be raising my kids than have a house I can’t afford.
We look forward to the time when we will buy a home and know that we just have to be patient. I know that my husband is at the bottom of the totem pole so its going to take time to make work his way up! He is a brilliant man and I know that the money situation will improve. For now, the goal is to pay off our debts first and then start saving!
Also, almost all of our immediate family members are in SD county so we would like to stay here.

[North County Native]

good idea juice!

[North County Native]

Sometimes I wonder if in my own personal situation, if I too will be priced out of the market forever.

I can understand those feelings of being hopeless as a college student! They should choose wisely on what major to choose – not some easy major because it is easy.

My husband graduated last year from CSUSM with a degree in Computer Science – one of 19 other graduates (I just looked through the commencement booklet to count them). There are hundreds of Business Administration majors in the commencement booklet! I know that it is a good school for business but what my husband noticed was that a lot of people don’t want to take the time to take the extra lab classes, more science classes and the higher math.

He would’ve been done with school a lot sooner if he had chosen to do business however, the subject matter didn’t interest him and he loved the classes that he took for computer science – even all of those very hard classes– because he learned something!

I really admire my husband because he is one of the few people I know who has a great work ethic. He worked 40 hours a week, went to college full time and graduated cum laude. The whole time he was going to school, he worked for Kinko’s as an assistant manager and had to deal with rude people everyday. On his measly Kinko’s salary, he was the sole supporter of our family – we had 2 children while he was in school and I have stayed home with them since they were born. He worked for Kinko’s because the hours worked well with his school schedule and we needed medical benefits. There were days that he was totally exhausted but he just kept on going! We even had a very scary illness happen to one child and a neurological disability diagnosed in the other child during this time period. It was a huge sacrifice that he made for our family and I’m so thankful for his mindset!

Now he will be going back in the fall for his Master’s in Computer Science. He isn’t getting paid a whole lot right now but at least we are getting out of debt and not living paycheck to paycheck anymore.

He feels bad that he can’t give me a house to raise our family in. I just tell him that I’m thankful to be home with them. We are having our third child soon and we will be a little bit more crowded in our apartment but I’m thankful that my kids have great parks to play at!

We hope to be able to save enough to have 20% down on a house when we want to buy. We hope that prices will go down, as we know so many people in the same situation as us. We’d hate to see the economy tank with the housing market. Someday we’d like to own a modest home with somewhat of a yard. We’d like to stay here because this is where both of our families are.

I do feel a bit of that hopeless feeling however, I am so happy that my husband isn’t working that old job – that he loves his job that he has now and that I see him a whole lot more! He doesn’t have to commute either, he walks to work. For me, working is not an option. I refuse to have someone else raise my children for me.

I also realize that we are not entitled to anything! Just because he was a great student doesn’t mean he’d get great pay as soon as he graduated! In time the pay increases will happen. We might look like fools – having kids while he was still in college however it made us budget and try to live within our means as best we could. If we could make it through with kids, we will be able to make it in the long run! I’m glad that I wasn’t bringing much income in before the kids, it would’ve been more of a shock to stay at home with them.

I’d tell the students to not be hopeless! If they work hard and perserve, they can make it. They might just have to cut out cable t.v. (we did that, still don’t have it) and do without many of the finer things in life to get where they want to go. Things happen in life that can’t be planned for (such as illnesses and having children with a disability) and these things can happen during college as well. I’d encourage them to stay in school, despite what else is happening in their personal lives.

[North County Native]

I didn’t say exactly what my husband did but it does seem “safer” than a certificate program. He started out at Palomar and then transferred to UCSD doing a differente degree program. Once there, he realized that C.S. is what he wanted to do and since they offered a C.S. degree at CSUSM and we live very close to CSUSM, he’d transfer there. So that is what he did. It was also a brutal program there compared to what the other majors are. Luckily, he loves what he does and likes to solve problems.
It took several years for him to finish college. You have to be prepared for that. He had to work at a retail job for several years in the evening so that he could still go to school. It was absolutely a huge sacrifice! You will have to make sacrifices for your family (if you are married with kids) that make it very, very challenging. He worked very hard for his degree and it isn’t just a piece of paper for him. He also says that you have push yourself to learn more to make it worth it.
I don’t know exactly what his current employer looked at when hiring him but I have to admit – its pretty impressive that he got a C.S. degree while going to college full time, working managment at a retail store full time, married with a wife and 2 kids (born during this time), and supporting his wife and 2 kids solely on his income alone plus he graduated Cum Laude. I think he is one of the hardest working people I’ve ever met. You will need to have a strong work ethic and make sure you know your stuff!

[North County Native]

My husband has an IT job with a local university and it doesn’t pay the best but it is a lot more secure. He can also go back and pursue higher degrees with his tuition waived. To us that is a great thing. The benefits he recieves are also excellent. He walks to work too, so I’m happy that he doesn’t have to drive 3 hours a day!
He also didn’t do one of those 9 month type of programs. He got his B.S. in Computer Science. They have some very tough classes. It is not an easy program and being a business major probably would’ve been a lot easier (Can I say that, being the proud wife?). He made the right choice for him and he loves that he gets to solve problems all day. He also doesn’t ever have to work late either. Its working well for us and we hope that it continues to in the future.
I don’t like taking higher level math and physics courses so a C.S. major was definetely not in the cards for me! Good luck in your decision!

[North County Native]

I see that they are independents. I do think its interesting though that it made it on the front page of the NC Times. Are they finally acknowledging the housing bubble? I feel sorry for that lady though. Being there 28 years as an assistant only to find out one day that she is laid off. That has got to be a big blow to her.

[North County Native]

I’m sorry but I don’t agree with you.

This is also a site about real estate and this post really shouldn’t be here, but I figured that the other side needs to be told.

Who are these thousand’s of scientists? The scientists that my husband and I know do not subscribe to the global warming THEORY. It is still just a theory – not a fact! The media presents it in a way that absolutely panics people. There are thousands of scientists who don’t agree with global warming. I’ll ask one of my scientist friends to give me some more information.

Its also important to know that our world has natural climate cycles. Did you know that volcanic activity can make a difference in that? Many times a great eruption has evened out the climate again and got the temperatures back on track.

Humans until only very recently have had the ability to measure the atmospheric temps, emissions, gasses and oceanic info. We really are just learning about it.

I agree that we need to be more enviornmentally aware and do something about our pollution so maybe we should be going after the auto manufacturers who have the technology for us to get better mpg. We also need to do more with nuclear energy. (Oh no! Did I just open another can of worms!) Nuclear energy is very safe and we need more nuclear power plants. Oh wait – that’s almost impossible with the bureaucrats in Washington!

[Author]

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