[nocommonsense]

It’s ~50% of the take home pay after the 401K and HSA savings. The leftover money still comes out above the US medium household income. I guess we should be able to survive on that. We’re your average frugal boring family type and don’t have much expenses outside the basic necessities. Our cable bill is only $14. That should tell you something 🙂

[nocommonsense]

I totally agree with you, which is why I like your show :). We have zero debt and lots of cash, hence I think we could stretch a bit thinner.

[nocommonsense]

I totally agree with you, which is why I like your show :). We have zero debt and lots of cash, hence I think we could stretch a bit thinner.

[nocommonsense]

I totally agree with you, which is why I like your show :). We have zero debt and lots of cash, hence I think we could stretch a bit thinner.

[nocommonsense]

I totally agree with you, which is why I like your show :). We have zero debt and lots of cash, hence I think we could stretch a bit thinner.

[nocommonsense]

I totally agree with you, which is why I like your show :). We have zero debt and lots of cash, hence I think we could stretch a bit thinner.

[nocommonsense]

“BTW: If you can’t even spell Mello-Roos, you shouldn’t be signing a contract obligating yourself to pay it. ”

Hahaa, that’s funny. I agree with you one should thougroughly understand what he’s paying. I know that the Mello-Roos is over $4K a year and will be paid for 26 and 30 years, with an anual increase of ~2%. The sad part is no matter how well or badly one understands M-R, there’s no way to avoid it in that area.

I’d put a large percentage down so there’s no PMI. The roughly estimated monthly payment with everything include comes at about low 40% of my income.

[nocommonsense]

“BTW: If you can’t even spell Mello-Roos, you shouldn’t be signing a contract obligating yourself to pay it. ”

Hahaa, that’s funny. I agree with you one should thougroughly understand what he’s paying. I know that the Mello-Roos is over $4K a year and will be paid for 26 and 30 years, with an anual increase of ~2%. The sad part is no matter how well or badly one understands M-R, there’s no way to avoid it in that area.

I’d put a large percentage down so there’s no PMI. The roughly estimated monthly payment with everything include comes at about low 40% of my income.

[nocommonsense]

“BTW: If you can’t even spell Mello-Roos, you shouldn’t be signing a contract obligating yourself to pay it. ”

Hahaa, that’s funny. I agree with you one should thougroughly understand what he’s paying. I know that the Mello-Roos is over $4K a year and will be paid for 26 and 30 years, with an anual increase of ~2%. The sad part is no matter how well or badly one understands M-R, there’s no way to avoid it in that area.

I’d put a large percentage down so there’s no PMI. The roughly estimated monthly payment with everything include comes at about low 40% of my income.

[nocommonsense]

“BTW: If you can’t even spell Mello-Roos, you shouldn’t be signing a contract obligating yourself to pay it. ”

Hahaa, that’s funny. I agree with you one should thougroughly understand what he’s paying. I know that the Mello-Roos is over $4K a year and will be paid for 26 and 30 years, with an anual increase of ~2%. The sad part is no matter how well or badly one understands M-R, there’s no way to avoid it in that area.

I’d put a large percentage down so there’s no PMI. The roughly estimated monthly payment with everything include comes at about low 40% of my income.

[nocommonsense]

“BTW: If you can’t even spell Mello-Roos, you shouldn’t be signing a contract obligating yourself to pay it. ”

Hahaa, that’s funny. I agree with you one should thougroughly understand what he’s paying. I know that the Mello-Roos is over $4K a year and will be paid for 26 and 30 years, with an anual increase of ~2%. The sad part is no matter how well or badly one understands M-R, there’s no way to avoid it in that area.

I’d put a large percentage down so there’s no PMI. The roughly estimated monthly payment with everything include comes at about low 40% of my income.

[nocommonsense]

You might be right. I’m trying to figure that out from sevral different angles. I know it’s close based on my income also according to some on-line rent vs own calculators. I played with the parameters keeping them conservative (like 0 or 1% appreciation) and more often than not owning actually comes out on top or there’s virtually no difference, which speaks more to the ridiculously high rent we pay here than the house price being “affordable”.

[nocommonsense]

You might be right. I’m trying to figure that out from sevral different angles. I know it’s close based on my income also according to some on-line rent vs own calculators. I played with the parameters keeping them conservative (like 0 or 1% appreciation) and more often than not owning actually comes out on top or there’s virtually no difference, which speaks more to the ridiculously high rent we pay here than the house price being “affordable”.

[nocommonsense]

You might be right. I’m trying to figure that out from sevral different angles. I know it’s close based on my income also according to some on-line rent vs own calculators. I played with the parameters keeping them conservative (like 0 or 1% appreciation) and more often than not owning actually comes out on top or there’s virtually no difference, which speaks more to the ridiculously high rent we pay here than the house price being “affordable”.

[nocommonsense]

You might be right. I’m trying to figure that out from sevral different angles. I know it’s close based on my income also according to some on-line rent vs own calculators. I played with the parameters keeping them conservative (like 0 or 1% appreciation) and more often than not owning actually comes out on top or there’s virtually no difference, which speaks more to the ridiculously high rent we pay here than the house price being “affordable”.

[Author]

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