can’t beat them join them?

[HLS]

OK,,
But with an additional cost I can do high balance/jumbo at 4.375% also, not just below $417K.

Although the upfront cost might be $5K-$10K higher, if you plan on staying there for the long haul, you will save tens of thousands of dollars over the life of the loan, GUARANTEED.

Saving 1.125% in rate will save you over $5000 in interest just the first year… your payments will be lower FOREVER…when you figure out the guaranteed savings, try to do whatever you can to buy the rate down, even if the loan is above $417K..

Was this option even explained to you ??
Please let me know if you need a better explanation. As you have decided that you want the house, I would even consider a credit card cash advance OR 401K loan to get to the lower rate if necessary.

BTW, there are archives of past shows on my website. Listen anytime you want! HLS

[nocommonsense]

Trust me, I agree with all of you guys in terms of the market being overpriced.

I actually expect the price to drop another $50K or more. But when will that happen, with all this government meddling?? I’m just coming to the point where I feel it’s not gonna matter that much since we plan to live in San Diego as long as we can. Another way to look at it is that yeah another house may come on the market $50K or even %100K cheaper a year from now, but how can I be sure that it’ll be this “perfect” again and that we can actually get it?

It’s a shame that one has to stretch this much financially to buy a dream house in California.
By the way, I did a search for comparable houses on the market in the region and found none, well other than 3 short sales! And we all know the chance of getting short sale.

[nocommonsense]

Trust me, I agree with all of you guys in terms of the market being overpriced.

I actually expect the price to drop another $50K or more. But when will that happen, with all this government meddling?? I’m just coming to the point where I feel it’s not gonna matter that much since we plan to live in San Diego as long as we can. Another way to look at it is that yeah another house may come on the market $50K or even %100K cheaper a year from now, but how can I be sure that it’ll be this “perfect” again and that we can actually get it?

It’s a shame that one has to stretch this much financially to buy a dream house in California.
By the way, I did a search for comparable houses on the market in the region and found none, well other than 3 short sales! And we all know the chance of getting short sale.

[nocommonsense]

Trust me, I agree with all of you guys in terms of the market being overpriced.

I actually expect the price to drop another $50K or more. But when will that happen, with all this government meddling?? I’m just coming to the point where I feel it’s not gonna matter that much since we plan to live in San Diego as long as we can. Another way to look at it is that yeah another house may come on the market $50K or even %100K cheaper a year from now, but how can I be sure that it’ll be this “perfect” again and that we can actually get it?

It’s a shame that one has to stretch this much financially to buy a dream house in California.
By the way, I did a search for comparable houses on the market in the region and found none, well other than 3 short sales! And we all know the chance of getting short sale.

[nocommonsense]

Trust me, I agree with all of you guys in terms of the market being overpriced.

I actually expect the price to drop another $50K or more. But when will that happen, with all this government meddling?? I’m just coming to the point where I feel it’s not gonna matter that much since we plan to live in San Diego as long as we can. Another way to look at it is that yeah another house may come on the market $50K or even %100K cheaper a year from now, but how can I be sure that it’ll be this “perfect” again and that we can actually get it?

It’s a shame that one has to stretch this much financially to buy a dream house in California.
By the way, I did a search for comparable houses on the market in the region and found none, well other than 3 short sales! And we all know the chance of getting short sale.

[nocommonsense]

Trust me, I agree with all of you guys in terms of the market being overpriced.

I actually expect the price to drop another $50K or more. But when will that happen, with all this government meddling?? I’m just coming to the point where I feel it’s not gonna matter that much since we plan to live in San Diego as long as we can. Another way to look at it is that yeah another house may come on the market $50K or even %100K cheaper a year from now, but how can I be sure that it’ll be this “perfect” again and that we can actually get it?

It’s a shame that one has to stretch this much financially to buy a dream house in California.
By the way, I did a search for comparable houses on the market in the region and found none, well other than 3 short sales! And we all know the chance of getting short sale.

[nocommonsense]

Thanks for the info Sheldon. Do you have a private email address?

[nocommonsense]

Thanks for the info Sheldon. Do you have a private email address?

[nocommonsense]

Thanks for the info Sheldon. Do you have a private email address?

[nocommonsense]

Thanks for the info Sheldon. Do you have a private email address?

[nocommonsense]

Thanks for the info Sheldon. Do you have a private email address?

[nocommonsense]

The high balnce jumbo will go away before we close and unless it’s revivded I won’t be able to take advantage of that.

[nocommonsense]

The high balnce jumbo will go away before we close and unless it’s revivded I won’t be able to take advantage of that.

[nocommonsense]

The high balnce jumbo will go away before we close and unless it’s revivded I won’t be able to take advantage of that.

[nocommonsense]

The high balnce jumbo will go away before we close and unless it’s revivded I won’t be able to take advantage of that.

[Author]

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