[moneymaker]

My grandparents had wood paneling. Now about the only time I see it is in a mobilehome. I think it runs about $80 per sheet which is way more expensive than dry wall. We have hard wood floors and butcher block counters with a granite island, tile in kitchen and baths. That’s the way the house came and I am happy with it the way it is. When I go to an open house I always see the exact same flooring a grey wood looking laminate.

[moneymaker]

Yesterdays Union Tribune had an insert/addition called community almanac San Diego. It has all kinds of demographic info as well as short histories of most every local community, it’s a keeper I think. Shows a lot of Republicans in the east county like Ramona, Lakeside, Santee, Jamul.

[moneymaker]

Anyone buying Tesla? I bought some and am now down, but as usual don’t plan on selling til it goes back up. Perhaps this will be the first stock I will lose money on. It definitely goes against my better judgement of only buying dividend stocks that actually make money. If the $7000 rebate gets re-implemented it should help, not sure if the China connection will hurt them or not.

[moneymaker]

How much would insurance be if paid cash for $35K Tesla and just got the minimum required by law in CA? If still way up there then would be a deal breaker for me and I can see why Elon is trying to get into the insurance business.

[moneymaker]

Recession in 2019, one and done by the Fed, just like I said a long time ago! The tariffs are paid by us the consumer, not the Chinese, just buy less Chinese crap and we will all be good, more from Vietnam and elsewhere.

[moneymaker]

Read today that basic insurance for Tesla model 3 is $2000/yr. yikes. That is double what I pay for my current 5 vehicles.

[moneymaker]

Alpaca’s are cooler,they always poop in the same spot, but they do spit from what i’ve heard. Thought about getting a couple but probably glad I didn’t, long term commitment. Was going to use them for weed clearance like goats, but then figured like goats they would eat stuff I don’t want them to eat.

[moneymaker]

I would look for the survey markers yourself first. Typically nothing can be built within 5 feet of them. Also sometimes the property lines are wrong everywhere so you might gain footage in one direction but lose it in the other direction.

[moneymaker]

My take is if you are moving up you are best to do it at the bottom of the market, if downsizing then best to do it at the top of market. This is based on price, in other words a bigger house in Texas at a lower price would be considered a downsize. In other words just do the opposite of what everyone else is doing.

[moneymaker]

The last housing drop was a sudden one, this time around I am expecting more of a slow fizzle starting this September. Financially it is easier to leave San Diego and go somewhere cheaper than the opposite. A lot of variables to consider, commute,how long before retirement,are you happy where you are. There are always deals to be had, but most of those are bought by the flippers. I’m happy where I am, but that doesn’t stop the wife from looking for the bigger better deal. What zip code are you in? Maybe a house swap?

[moneymaker]

Ok I’ll give it a try, Of the big 3 home builders why can’t one of them build a bunch of 3 bed/2 bath, 1200-1800 sq. ft. homes that are affordable preferably without HOA’s.
Instead they build these McMansions thinking that people who already own homes are going to upgrade. Surprise! a lot of those people that own older smaller homes don’t want the higher taxes and/or interest rates. Common sense to me, but I guess the 2 story McMansions on cookie cutter lots has better profit margins. Most first time home buyers don’t need a McMansion! If anyone knows of a new build SFH in San Diego County that is a single story 3/2 for under 400k with no HOA let me know. There used to be some out in Campo a long time ago, those were the cheapest ones I can remember.

[moneymaker]

Not surprised at all, most historical figures have skeletons in their closets. One of the worst, who I used to look up to as a kid was Thomas Alvin Edison, he electrocuted an elephant to prove DC was safer than AC, here’s the video https://www.youtube.com/watch?v=uByT6Zdphwc

[moneymaker]

Like the Winston Churchill quote and bookmarked the site. Also bought post bubble, 10 years ago. So real estate is not on my priority list. Still fun to watch as my wife seems to be addicted to it. The stock market is also starting to get boring, Trump needs to spout off more often to shake things up, got about 30% cash waiting for something to happen. For lent I think I’ll become anti-commercial and try not to spend any more money than I need to. Really should feel lucky that we bought when we did, got $8000 from government, great rate now (2.625%) on a 15 year loan, and currently have lots of equity.

[moneymaker]

Now in less than 2 weeks there will be an alternative, model Y, an SUV, not sure what the wheels look like. It will cost 10% more and have less range with the same battery, just saying, I’m sure it will be slower too though.

[moneymaker]

Honestly I don’t even remember making the original post, but looking back looks like Tesla could have been successfully shorted 3 times in last year. Wife got her $1000 deposit back, within a week I think. Would still buy one if the numbers worked but they just don’t seem to at the moment. Here’s what it would take
1) Solar system making way more electricity than we use
2) Ability to use batteries in car as backup for the house
3) Free parking for the wife at work
4) Free charging
5) A 0% interest loan
6) A 10 year/100K mile warranty
On a related note looks like SDG&E randomly pre selected me to be switched to a TOU plan that would have costed me almost $200 more per year based on last years usage. I called them and opted out.

[Author]

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