Forum Replies Created
-
AuthorPosts
-
michael
Participanthttp://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX
check out this link to Morningstar.com. It provides the top 25 holdings for the fund.
Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.
Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).
You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.
Participanthttp://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX
check out this link to Morningstar.com. It provides the top 25 holdings for the fund.
Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.
Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).
You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.
Participanthttp://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX
check out this link to Morningstar.com. It provides the top 25 holdings for the fund.
Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.
Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).
You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.
Participanthttp://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX
check out this link to Morningstar.com. It provides the top 25 holdings for the fund.
Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.
Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).
You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.
ParticipantThe bailout has been well underway…
http://www.ft.com/cms/s/0/0a487d16-a857-11dc-9485-0000779fd2ac.html
ParticipantThe bailout has been well underway…
http://www.ft.com/cms/s/0/0a487d16-a857-11dc-9485-0000779fd2ac.html
ParticipantThe bailout has been well underway…
http://www.ft.com/cms/s/0/0a487d16-a857-11dc-9485-0000779fd2ac.html
ParticipantThe bailout has been well underway…
http://www.ft.com/cms/s/0/0a487d16-a857-11dc-9485-0000779fd2ac.html
ParticipantThe bailout has been well underway…
http://www.ft.com/cms/s/0/0a487d16-a857-11dc-9485-0000779fd2ac.html
ParticipantHLS,
Not a waste of time. I appreciate the sincerity of your post.
As I was reading your post I feel that you do indeed add serious value to your clients. I personally wouldn’t have a need for your services, but I can respect and value your integrity and character – which is your true value added.
My comments were painted with to broad a paint brush based on what i’ve seen in your industry and I apologize for my tone.
ParticipantHLS,
Not a waste of time. I appreciate the sincerity of your post.
As I was reading your post I feel that you do indeed add serious value to your clients. I personally wouldn’t have a need for your services, but I can respect and value your integrity and character – which is your true value added.
My comments were painted with to broad a paint brush based on what i’ve seen in your industry and I apologize for my tone.
ParticipantRaybyrnes,
I don’t know about being short-sighted. I know about value added.
The internal revenue code is complex, CPAs (not tax preparers) provide huge value.
A stockbroker that simply executes trades is pretty worthless also. A Certified Financial Planner, CFP goes beyond executing stock trades and can provide huge value in issues such as estate planning, retirement, taxation and complex asset allocation strategies that involve alternative investments such as structured products, options, managed futures, and hedge funds.
Most insurance brokers push products but there are some very knowledgeable insurance folks working with attorneys that can shed light on issues such as Irrevocable life insurance trusts (ILITs), etc.
Mortgage brokers are mortgage brokers. The math and issues involved are much too simple. Mortgage brokers are useless middlemen.
IMO
ParticipantRaybyrnes,
I don’t know about being short-sighted. I know about value added.
The internal revenue code is complex, CPAs (not tax preparers) provide huge value.
A stockbroker that simply executes trades is pretty worthless also. A Certified Financial Planner, CFP goes beyond executing stock trades and can provide huge value in issues such as estate planning, retirement, taxation and complex asset allocation strategies that involve alternative investments such as structured products, options, managed futures, and hedge funds.
Most insurance brokers push products but there are some very knowledgeable insurance folks working with attorneys that can shed light on issues such as Irrevocable life insurance trusts (ILITs), etc.
Mortgage brokers are mortgage brokers. The math and issues involved are much too simple. Mortgage brokers are useless middlemen.
IMO
ParticipantI personally don’t see a need for a mortgage broker…
it’s not rocket science… would you like some cheese with that burger? but we have different types of cheese, it can get complicated? Would you like to super-size that? For here or to-go?
-
AuthorPosts