[masayako]

Don’t mean to challenge you on that. I’m on track to have 50% downpayment in 3 years.

So, it’s not like I start with $100k here.

I intended to keep my other investment properties for fixed income, so it’s not like I have to cash them all out to buy this primary residence. I’m simply asking whether it’s better to stay liquid/in stock market or put a more hefty downpayment. (20% plus)

The $1 million house I am getting with not have Mello Roos, HOA.

[masayako]

Don’t mean to challenge you on that. I’m on track to have 50% downpayment in 3 years.

So, it’s not like I start with $100k here.

I intended to keep my other investment properties for fixed income, so it’s not like I have to cash them all out to buy this primary residence. I’m simply asking whether it’s better to stay liquid/in stock market or put a more hefty downpayment. (20% plus)

The $1 million house I am getting with not have Mello Roos, HOA.

[masayako]

Thanks ocrenter. That’s exactly the market condition I need to think about. I heard that mortgage interest deduction may likely be changed also, probably for the worst for homeowners. Interest rate most likely will also go up.

But then, rent will probably go up because demand would be higher. So, I may be able to charge more rental income to fund my mortgage, just so many variables.

[masayako]

Thanks ocrenter. That’s exactly the market condition I need to think about. I heard that mortgage interest deduction may likely be changed also, probably for the worst for homeowners. Interest rate most likely will also go up.

But then, rent will probably go up because demand would be higher. So, I may be able to charge more rental income to fund my mortgage, just so many variables.

[masayako]

Thanks ocrenter. That’s exactly the market condition I need to think about. I heard that mortgage interest deduction may likely be changed also, probably for the worst for homeowners. Interest rate most likely will also go up.

But then, rent will probably go up because demand would be higher. So, I may be able to charge more rental income to fund my mortgage, just so many variables.

[masayako]

Thanks ocrenter. That’s exactly the market condition I need to think about. I heard that mortgage interest deduction may likely be changed also, probably for the worst for homeowners. Interest rate most likely will also go up.

But then, rent will probably go up because demand would be higher. So, I may be able to charge more rental income to fund my mortgage, just so many variables.

[masayako]

Thanks ocrenter. That’s exactly the market condition I need to think about. I heard that mortgage interest deduction may likely be changed also, probably for the worst for homeowners. Interest rate most likely will also go up.

But then, rent will probably go up because demand would be higher. So, I may be able to charge more rental income to fund my mortgage, just so many variables.

[masayako]

desmond,
It’s not my intention to show off. I genuinely ask for advice. If you are envy or somehow feel offended, please just don’t reply. Piggington is always a place for friendly advice, not for stupid comments.

[masayako]

desmond,
It’s not my intention to show off. I genuinely ask for advice. If you are envy or somehow feel offended, please just don’t reply. Piggington is always a place for friendly advice, not for stupid comments.

[masayako]

desmond,
It’s not my intention to show off. I genuinely ask for advice. If you are envy or somehow feel offended, please just don’t reply. Piggington is always a place for friendly advice, not for stupid comments.

[masayako]

desmond,
It’s not my intention to show off. I genuinely ask for advice. If you are envy or somehow feel offended, please just don’t reply. Piggington is always a place for friendly advice, not for stupid comments.

[masayako]

desmond,
It’s not my intention to show off. I genuinely ask for advice. If you are envy or somehow feel offended, please just don’t reply. Piggington is always a place for friendly advice, not for stupid comments.

[masayako]

Yes, my calculation is including equity of my house. I should NOT include that then…

I’m on living in a smaller house/condo closer to Del Mar area eventually.

Thanks for the advice. I will definitely use the calculator to see if I’m on track or not…

[masayako]

Yes, my calculation is including equity of my house. I should NOT include that then…

I’m on living in a smaller house/condo closer to Del Mar area eventually.

Thanks for the advice. I will definitely use the calculator to see if I’m on track or not…

[masayako]

Yes, my calculation is including equity of my house. I should NOT include that then…

I’m on living in a smaller house/condo closer to Del Mar area eventually.

Thanks for the advice. I will definitely use the calculator to see if I’m on track or not…

[Author]

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