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kismetsdad
ParticipantIf it happens again consider the GM5 module
Good website which can help sort out door lock/window issues. I think this module fails occasionally. Website has diagnosis, removal, and repair.
It happened to a friends BMW E46 and he had his module serviced with these guys which fixed issue.
February 12, 2015 at 8:07 PM in reply to: Opinions on VCAIX Vanguard California Intermediate-Term…. #782931ParticipantAs plagarised from Social Security Website. Social Security Benefits are generally not taxable. Social security considers tax free income as income never-the-less and will cause up to 85% of social security to become taxable.
http://www.ssa.gov/planners/taxes.htm
Your benefits generally are not taxable if half of your benefits, plus all your other income, is less than $25,000 if you are single ($32,000 if you are married filing jointly). If half of your benefits, plus all of your other income, is more than $34,000 (for singles) or $44,000 (married filing jointly), then 85% of your benefits are subject to income tax. If you fall somewhere between the lower and upper limits, then the percentage of your taxable benefits varies between 0% and 85%.
Your benefits may be taxable
About one-third of people who get Social Security have to
pay income taxes on their benefits. For example:
• If you file a federal tax return as an “individual,” and
your combined income* is between $25,000 and $34,000,
you may have to pay taxes on up to 50 percent of your
Social Security benefits. If your combined income*
is more than $34,000, up to 85 percent of your Social
Security benefits is subject to income tax.
• If you file a joint return, you may have to pay taxes on
50 percent of your benefits if you and your spouse have a
combined income* that is between $32,000 and $44,000.
If your combined income* is more than $44,000, up to
85 percent of your Social Security benefits is subject to
income tax.
• If you’re married and file a separate return, you probably
will pay taxes on your benefits.
At the end of each year, we’ll mail you a Social Security
Benefit Statement (Form SSA-1099) showing the amount
of benefits you received. Use this statement when you
complete your federal income tax return to find out if you
must pay taxes on your benefits.
Although you’re not required to have Social Security
withhold federal taxes, you may find it easier than paying
quarterly estimated tax payments.
For more information, call the Internal Revenue
Service’s toll-free telephone number, 1-800-829-3676,
to ask for Publication 554, Tax Guide for Seniors, and
Publication 915, Social Security And Equivalent Railroad
Retirement Benefits.February 7, 2015 at 8:22 AM in reply to: Opinions on VCAIX Vanguard California Intermediate-Term…. #782723ParticipantI have invested in Vanguard VCAIX for years and it has been consistent tax free 3.5%+ return. It is about 10% of liquid assets. The higher your tax bracket the more competitive it is with non-tax free investments. The fund has a large pool of bonds so any individual default (like Stockton or San Bernadino) doesn’t have much effect. The fund only buys intermediate term and holds to maturity so the bonds are redeemed at PAR so interest rate fluctuation isn’t a big problem. The Vanguard fund outperforms Fidelity and Schwab doesn’t even offer a product. If you are on Social Security the double tax-free income is actually considered income and renders some of the social security benefit from tax free to taxable. There is thus a tax implication for some investors. This is true for all investments though.
Vanguard also has low overhead!ParticipantRotary 7000 pound asymetric. Rotary probably best quality made.
I use for everything including lawn mower.
Another Idea btw.
ParticipantI would sacrifice the pulley and cut the shoulder of pulley off. This looks like it will give decent access for vise grips on bolts. Replacing pully can’t be too expensive Then lots of liquid wrench over couple of days.. I like the welder idea too. I would predict drilling bolts would only bring misery like a bolt broken off in crank
You can check out my previous timing belt work at:
http://www.shastaanesthesia.com/Lexus/Page1.htmlParticipantY’all make it sound like being a redneck is a bad thing. Guess I am a double redneck with 2 trucks
December 4, 2012 at 11:31 AM in reply to: How do self-directed IRA’s work and how can it be used to invest in RE? #755736ParticipantCheck out pensco.com. Lots of educational material. Not too hard to set up. Some fees however. I set one up and bought couple foreclosures a couple years ago. Allows diversification in retirement portfolio.
ParticipantDont forget the phase out of mortgage deduction and the AMT. You can run various scenarios through TurboTax to check out post tax impact of choices.
ParticipantDont forget the phase out of mortgage deduction and the AMT. You can run various scenarios through TurboTax to check out post tax impact of choices.
ParticipantDont forget the phase out of mortgage deduction and the AMT. You can run various scenarios through TurboTax to check out post tax impact of choices.
ParticipantDont forget the phase out of mortgage deduction and the AMT. You can run various scenarios through TurboTax to check out post tax impact of choices.
ParticipantDont forget the phase out of mortgage deduction and the AMT. You can run various scenarios through TurboTax to check out post tax impact of choices.
ParticipantIf you are married, California is a community property state. Any judgment against you could only involve 1/2 of your house. A creditor owning 1/2 house is essentially useless since your wife (or husband) is unlikely to be very cooperative with their new partner. The creditor would then be liable for 1/2 taxes etc without any use of house. California is not as good as Florida but some protection nevertheless. This is not a substitute for legal advise but a little context. If you are not married different story.
ParticipantIf you are married, California is a community property state. Any judgment against you could only involve 1/2 of your house. A creditor owning 1/2 house is essentially useless since your wife (or husband) is unlikely to be very cooperative with their new partner. The creditor would then be liable for 1/2 taxes etc without any use of house. California is not as good as Florida but some protection nevertheless. This is not a substitute for legal advise but a little context. If you are not married different story.
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