[kicksavedave]

When I bought my first house I did it without an agent. I checked the comps, knew the area, had a home inspection done, etc. But when it came to negotiate with the sellers agent, I told her I wanted a share of that 3% CBB which would have gone to a buyers agent, if I had one. She barked at me and argued, so I said “Fine, I’ll bring an agent by tomorrow and you’ll give the entire 3% to him/her”.

The phone hadn’t hit the reciever when she said “How about some gift certificates to Home Depot?” We agreed on a sliver below 2% since she was paying income taxes on her 6% commission. She made >4% on the sale, and came out ahead of where she’d be if I had an agent and she split the 6%. I got what I needed, and the deal went through without a hitch.

If you’re confident in the value and the rest of the transaction, you CAN save that 2-3% but don’t assume it’s automatically going to be handed over to you. You have to haggle for it, sometimes fight for it. It obviously works better in a buyers market, but I think that’s not an issue for 2008.

[kicksavedave]

When I bought my first house I did it without an agent. I checked the comps, knew the area, had a home inspection done, etc. But when it came to negotiate with the sellers agent, I told her I wanted a share of that 3% CBB which would have gone to a buyers agent, if I had one. She barked at me and argued, so I said “Fine, I’ll bring an agent by tomorrow and you’ll give the entire 3% to him/her”.

The phone hadn’t hit the reciever when she said “How about some gift certificates to Home Depot?” We agreed on a sliver below 2% since she was paying income taxes on her 6% commission. She made >4% on the sale, and came out ahead of where she’d be if I had an agent and she split the 6%. I got what I needed, and the deal went through without a hitch.

If you’re confident in the value and the rest of the transaction, you CAN save that 2-3% but don’t assume it’s automatically going to be handed over to you. You have to haggle for it, sometimes fight for it. It obviously works better in a buyers market, but I think that’s not an issue for 2008.

[kicksavedave]

When I bought my first house I did it without an agent. I checked the comps, knew the area, had a home inspection done, etc. But when it came to negotiate with the sellers agent, I told her I wanted a share of that 3% CBB which would have gone to a buyers agent, if I had one. She barked at me and argued, so I said “Fine, I’ll bring an agent by tomorrow and you’ll give the entire 3% to him/her”.

The phone hadn’t hit the reciever when she said “How about some gift certificates to Home Depot?” We agreed on a sliver below 2% since she was paying income taxes on her 6% commission. She made >4% on the sale, and came out ahead of where she’d be if I had an agent and she split the 6%. I got what I needed, and the deal went through without a hitch.

If you’re confident in the value and the rest of the transaction, you CAN save that 2-3% but don’t assume it’s automatically going to be handed over to you. You have to haggle for it, sometimes fight for it. It obviously works better in a buyers market, but I think that’s not an issue for 2008.

[kicksavedave]

When I bought my first house I did it without an agent. I checked the comps, knew the area, had a home inspection done, etc. But when it came to negotiate with the sellers agent, I told her I wanted a share of that 3% CBB which would have gone to a buyers agent, if I had one. She barked at me and argued, so I said “Fine, I’ll bring an agent by tomorrow and you’ll give the entire 3% to him/her”.

The phone hadn’t hit the reciever when she said “How about some gift certificates to Home Depot?” We agreed on a sliver below 2% since she was paying income taxes on her 6% commission. She made >4% on the sale, and came out ahead of where she’d be if I had an agent and she split the 6%. I got what I needed, and the deal went through without a hitch.

If you’re confident in the value and the rest of the transaction, you CAN save that 2-3% but don’t assume it’s automatically going to be handed over to you. You have to haggle for it, sometimes fight for it. It obviously works better in a buyers market, but I think that’s not an issue for 2008.

[kicksavedave]

When I bought my first house I did it without an agent. I checked the comps, knew the area, had a home inspection done, etc. But when it came to negotiate with the sellers agent, I told her I wanted a share of that 3% CBB which would have gone to a buyers agent, if I had one. She barked at me and argued, so I said “Fine, I’ll bring an agent by tomorrow and you’ll give the entire 3% to him/her”.

The phone hadn’t hit the reciever when she said “How about some gift certificates to Home Depot?” We agreed on a sliver below 2% since she was paying income taxes on her 6% commission. She made >4% on the sale, and came out ahead of where she’d be if I had an agent and she split the 6%. I got what I needed, and the deal went through without a hitch.

If you’re confident in the value and the rest of the transaction, you CAN save that 2-3% but don’t assume it’s automatically going to be handed over to you. You have to haggle for it, sometimes fight for it. It obviously works better in a buyers market, but I think that’s not an issue for 2008.

[kicksavedave]

Washington Mutual ==> Washington Screwedyouall.

[kicksavedave]

Washington Mutual ==> Washington Screwedyouall.

[kicksavedave]

Washington Mutual ==> Washington Screwedyouall.

[kicksavedave]

Washington Mutual ==> Washington Screwedyouall.

[kicksavedave]

Washington Mutual ==> Washington Screwedyouall.

[kicksavedave]

Use caution Cardiff. A few years ago I had a male roommate who went down to TJ to get a laser face peel, so he could “score younger chicks” (his own exact words).

He came back looking like Freddie Krueger and couldn’t (wouldn’t?) leave the house for a month. Make sure you get a reference from someone you trust.

Its funny, but here in Colorado, especially around Boulder, the saline injected chests just aren’t the there in the same qty as in SoCal. Its one of the aspects of the scenery that I miss most…

[kicksavedave]

Use caution Cardiff. A few years ago I had a male roommate who went down to TJ to get a laser face peel, so he could “score younger chicks” (his own exact words).

He came back looking like Freddie Krueger and couldn’t (wouldn’t?) leave the house for a month. Make sure you get a reference from someone you trust.

Its funny, but here in Colorado, especially around Boulder, the saline injected chests just aren’t the there in the same qty as in SoCal. Its one of the aspects of the scenery that I miss most…

[kicksavedave]

Use caution Cardiff. A few years ago I had a male roommate who went down to TJ to get a laser face peel, so he could “score younger chicks” (his own exact words).

He came back looking like Freddie Krueger and couldn’t (wouldn’t?) leave the house for a month. Make sure you get a reference from someone you trust.

Its funny, but here in Colorado, especially around Boulder, the saline injected chests just aren’t the there in the same qty as in SoCal. Its one of the aspects of the scenery that I miss most…

[kicksavedave]

Use caution Cardiff. A few years ago I had a male roommate who went down to TJ to get a laser face peel, so he could “score younger chicks” (his own exact words).

He came back looking like Freddie Krueger and couldn’t (wouldn’t?) leave the house for a month. Make sure you get a reference from someone you trust.

Its funny, but here in Colorado, especially around Boulder, the saline injected chests just aren’t the there in the same qty as in SoCal. Its one of the aspects of the scenery that I miss most…

[kicksavedave]

Use caution Cardiff. A few years ago I had a male roommate who went down to TJ to get a laser face peel, so he could “score younger chicks” (his own exact words).

He came back looking like Freddie Krueger and couldn’t (wouldn’t?) leave the house for a month. Make sure you get a reference from someone you trust.

Its funny, but here in Colorado, especially around Boulder, the saline injected chests just aren’t the there in the same qty as in SoCal. Its one of the aspects of the scenery that I miss most…

[Author]

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