[joec]

Good call. The good thing is that when you come to resale this new home, potential buyers will also do a check so you would probably get a lower value if there a lot of folks on the list there next to the property…

Even though there are these folks in EVERY neighborhood, there is a matter of how many per population. As I mentioned in the Skyranch thread, we didn’t consider that area after looking at the numbers compared to other areas.

[joec]

Good call. The good thing is that when you come to resale this new home, potential buyers will also do a check so you would probably get a lower value if there a lot of folks on the list there next to the property…

Even though there are these folks in EVERY neighborhood, there is a matter of how many per population. As I mentioned in the Skyranch thread, we didn’t consider that area after looking at the numbers compared to other areas.

[joec]

Good call. The good thing is that when you come to resale this new home, potential buyers will also do a check so you would probably get a lower value if there a lot of folks on the list there next to the property…

Even though there are these folks in EVERY neighborhood, there is a matter of how many per population. As I mentioned in the Skyranch thread, we didn’t consider that area after looking at the numbers compared to other areas.

[joec]

I sorta agree with njtosd. If folks move purely for cheaper housing cost, I think eventually, you’ll want to move back or move somewhere else. We moved to SD from the bay area for the cheaper housing and other reasons, but I wouldn’t be surprised if we moved back eventually after we save up some more moola and can afford it. I’m hoping it’s longer, but the wife will probably want to move sooner.

Especially if you don’t know a ton of people or have family already in SD. We’d eventually like to retire in some place like Hawaii, but that’s a ways off still.

Not sure about other folks who didn’t grow up here or been here forever, I’ll go start a survey. 🙂

I have some family who moved to TX and the wife really wants to move back since there’s no family out there…

In the end, housing cost is just money. If you can pay it, a lot of other issues are harder to solve/deal with.

[joec]

I sorta agree with njtosd. If folks move purely for cheaper housing cost, I think eventually, you’ll want to move back or move somewhere else. We moved to SD from the bay area for the cheaper housing and other reasons, but I wouldn’t be surprised if we moved back eventually after we save up some more moola and can afford it. I’m hoping it’s longer, but the wife will probably want to move sooner.

Especially if you don’t know a ton of people or have family already in SD. We’d eventually like to retire in some place like Hawaii, but that’s a ways off still.

Not sure about other folks who didn’t grow up here or been here forever, I’ll go start a survey. 🙂

I have some family who moved to TX and the wife really wants to move back since there’s no family out there…

In the end, housing cost is just money. If you can pay it, a lot of other issues are harder to solve/deal with.

[joec]

I sorta agree with njtosd. If folks move purely for cheaper housing cost, I think eventually, you’ll want to move back or move somewhere else. We moved to SD from the bay area for the cheaper housing and other reasons, but I wouldn’t be surprised if we moved back eventually after we save up some more moola and can afford it. I’m hoping it’s longer, but the wife will probably want to move sooner.

Especially if you don’t know a ton of people or have family already in SD. We’d eventually like to retire in some place like Hawaii, but that’s a ways off still.

Not sure about other folks who didn’t grow up here or been here forever, I’ll go start a survey. 🙂

I have some family who moved to TX and the wife really wants to move back since there’s no family out there…

In the end, housing cost is just money. If you can pay it, a lot of other issues are harder to solve/deal with.

[joec]

I sorta agree with njtosd. If folks move purely for cheaper housing cost, I think eventually, you’ll want to move back or move somewhere else. We moved to SD from the bay area for the cheaper housing and other reasons, but I wouldn’t be surprised if we moved back eventually after we save up some more moola and can afford it. I’m hoping it’s longer, but the wife will probably want to move sooner.

Especially if you don’t know a ton of people or have family already in SD. We’d eventually like to retire in some place like Hawaii, but that’s a ways off still.

Not sure about other folks who didn’t grow up here or been here forever, I’ll go start a survey. 🙂

I have some family who moved to TX and the wife really wants to move back since there’s no family out there…

In the end, housing cost is just money. If you can pay it, a lot of other issues are harder to solve/deal with.

[joec]

I sorta agree with njtosd. If folks move purely for cheaper housing cost, I think eventually, you’ll want to move back or move somewhere else. We moved to SD from the bay area for the cheaper housing and other reasons, but I wouldn’t be surprised if we moved back eventually after we save up some more moola and can afford it. I’m hoping it’s longer, but the wife will probably want to move sooner.

Especially if you don’t know a ton of people or have family already in SD. We’d eventually like to retire in some place like Hawaii, but that’s a ways off still.

Not sure about other folks who didn’t grow up here or been here forever, I’ll go start a survey. 🙂

I have some family who moved to TX and the wife really wants to move back since there’s no family out there…

In the end, housing cost is just money. If you can pay it, a lot of other issues are harder to solve/deal with.

[joec]

[quote=jstoesz]
I agree with you all about letting the materialism roll off your back, it doesn’t bother me much. I drive a beat honda and wear clothes till they have holes. It can get in my wife head from time to time, and I am terrified of what it could do to a child.[/quote]

I think you just described every married man with children…me included. Really, why put good cash/resources on nice clothes after those 2 things? I don’t need to look nice. 😉

I agree LA/OC is a ton more superficial/fake than SD or the bay area having lived in all 3 places…SD is pricey to live as well, but of the 3, it’s still cheaper by a mile in terms of housing for what you get/schools than the bay area or LA.

SAC would be nice for Tahoe. Miss the slopes down here…

Good luck on your move! If your wife doesn’t have family/friends in SAC, I wouldn’t be too surprised to see another move in the near future unfortunately. 🙁

[joec]

[quote=jstoesz]
I agree with you all about letting the materialism roll off your back, it doesn’t bother me much. I drive a beat honda and wear clothes till they have holes. It can get in my wife head from time to time, and I am terrified of what it could do to a child.[/quote]

I think you just described every married man with children…me included. Really, why put good cash/resources on nice clothes after those 2 things? I don’t need to look nice. 😉

I agree LA/OC is a ton more superficial/fake than SD or the bay area having lived in all 3 places…SD is pricey to live as well, but of the 3, it’s still cheaper by a mile in terms of housing for what you get/schools than the bay area or LA.

SAC would be nice for Tahoe. Miss the slopes down here…

Good luck on your move! If your wife doesn’t have family/friends in SAC, I wouldn’t be too surprised to see another move in the near future unfortunately. 🙁

[joec]

[quote=jstoesz]
I agree with you all about letting the materialism roll off your back, it doesn’t bother me much. I drive a beat honda and wear clothes till they have holes. It can get in my wife head from time to time, and I am terrified of what it could do to a child.[/quote]

I think you just described every married man with children…me included. Really, why put good cash/resources on nice clothes after those 2 things? I don’t need to look nice. 😉

I agree LA/OC is a ton more superficial/fake than SD or the bay area having lived in all 3 places…SD is pricey to live as well, but of the 3, it’s still cheaper by a mile in terms of housing for what you get/schools than the bay area or LA.

SAC would be nice for Tahoe. Miss the slopes down here…

Good luck on your move! If your wife doesn’t have family/friends in SAC, I wouldn’t be too surprised to see another move in the near future unfortunately. 🙁

[joec]

[quote=jstoesz]
I agree with you all about letting the materialism roll off your back, it doesn’t bother me much. I drive a beat honda and wear clothes till they have holes. It can get in my wife head from time to time, and I am terrified of what it could do to a child.[/quote]

I think you just described every married man with children…me included. Really, why put good cash/resources on nice clothes after those 2 things? I don’t need to look nice. 😉

I agree LA/OC is a ton more superficial/fake than SD or the bay area having lived in all 3 places…SD is pricey to live as well, but of the 3, it’s still cheaper by a mile in terms of housing for what you get/schools than the bay area or LA.

SAC would be nice for Tahoe. Miss the slopes down here…

Good luck on your move! If your wife doesn’t have family/friends in SAC, I wouldn’t be too surprised to see another move in the near future unfortunately. 🙁

[joec]

[quote=jstoesz]
I agree with you all about letting the materialism roll off your back, it doesn’t bother me much. I drive a beat honda and wear clothes till they have holes. It can get in my wife head from time to time, and I am terrified of what it could do to a child.[/quote]

I think you just described every married man with children…me included. Really, why put good cash/resources on nice clothes after those 2 things? I don’t need to look nice. 😉

I agree LA/OC is a ton more superficial/fake than SD or the bay area having lived in all 3 places…SD is pricey to live as well, but of the 3, it’s still cheaper by a mile in terms of housing for what you get/schools than the bay area or LA.

SAC would be nice for Tahoe. Miss the slopes down here…

Good luck on your move! If your wife doesn’t have family/friends in SAC, I wouldn’t be too surprised to see another move in the near future unfortunately. 🙁

[joec]

We have AAA for our home, auto and umbrella…No home owner claims so far, but multiple auto claims in the past without issues. My rate should go up due to some parking accidents and hit and runs from others, but it didn’t with the latest renewal. Still expect a bill probably later. Their pricing is hit or miss and I left them a while back since they were charging a lot for auto a few years back.
Overall, pretty decent IMO.

Considering earthquake insurance now since a 20% deductible is better than 100% deductible.

[joec]

We have AAA for our home, auto and umbrella…No home owner claims so far, but multiple auto claims in the past without issues. My rate should go up due to some parking accidents and hit and runs from others, but it didn’t with the latest renewal. Still expect a bill probably later. Their pricing is hit or miss and I left them a while back since they were charging a lot for auto a few years back.
Overall, pretty decent IMO.

Considering earthquake insurance now since a 20% deductible is better than 100% deductible.

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