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jimmyle
ParticipantIf the dollar falling is true. Is buying foreign mutual fund a good move?
For example, if I buy a mutual fund in Euro. And that mutual fund price remains the same but the Euro gains 10% on the dollar. Does it mean that I gained 10%?
Thanks for your advice.
jimmyle
ParticipantIf the dollar falling is true. Is buying foreign mutual fund a good move?
For example, if I buy a mutual fund in Euro. And that mutual fund price remains the same but the Euro gains 10% on the dollar. Does it mean that I gained 10%?
Thanks for your advice.
jimmyle
ParticipantYeah, I notice the trend too. I want to see what happens in Nov to January and decide. Might need to wait another year. I don’t really have to buy in PQ. Like AN pointed out, the schools in MM are decent and we have no children yet. Just planning.
[quote=SD Realtor]The demand. I have posted more then once about the current demand in PQ. Especially for the entry level stuff. Houses that were in the high 400s in the fall and and summer of last year are now up about 10-15% in price.[/quote]
jimmyle
ParticipantYeah, I notice the trend too. I want to see what happens in Nov to January and decide. Might need to wait another year. I don’t really have to buy in PQ. Like AN pointed out, the schools in MM are decent and we have no children yet. Just planning.
[quote=SD Realtor]The demand. I have posted more then once about the current demand in PQ. Especially for the entry level stuff. Houses that were in the high 400s in the fall and and summer of last year are now up about 10-15% in price.[/quote]
jimmyle
ParticipantYeah, I notice the trend too. I want to see what happens in Nov to January and decide. Might need to wait another year. I don’t really have to buy in PQ. Like AN pointed out, the schools in MM are decent and we have no children yet. Just planning.
[quote=SD Realtor]The demand. I have posted more then once about the current demand in PQ. Especially for the entry level stuff. Houses that were in the high 400s in the fall and and summer of last year are now up about 10-15% in price.[/quote]
jimmyle
ParticipantYeah, I notice the trend too. I want to see what happens in Nov to January and decide. Might need to wait another year. I don’t really have to buy in PQ. Like AN pointed out, the schools in MM are decent and we have no children yet. Just planning.
[quote=SD Realtor]The demand. I have posted more then once about the current demand in PQ. Especially for the entry level stuff. Houses that were in the high 400s in the fall and and summer of last year are now up about 10-15% in price.[/quote]
jimmyle
ParticipantYeah, I notice the trend too. I want to see what happens in Nov to January and decide. Might need to wait another year. I don’t really have to buy in PQ. Like AN pointed out, the schools in MM are decent and we have no children yet. Just planning.
[quote=SD Realtor]The demand. I have posted more then once about the current demand in PQ. Especially for the entry level stuff. Houses that were in the high 400s in the fall and and summer of last year are now up about 10-15% in price.[/quote]
jimmyle
ParticipantWent to see the house today. My realtor said some body offered within the range. I like the house a lot but probably can’t afford to pay more than $460K. I think it will go for around $490K because there were many people that were interested.
Also, I do not want to pay this much for Mira Mesa schools. Might look for a smaller house in Rancho Penasquitos.
jimmyle
ParticipantWent to see the house today. My realtor said some body offered within the range. I like the house a lot but probably can’t afford to pay more than $460K. I think it will go for around $490K because there were many people that were interested.
Also, I do not want to pay this much for Mira Mesa schools. Might look for a smaller house in Rancho Penasquitos.
jimmyle
ParticipantWent to see the house today. My realtor said some body offered within the range. I like the house a lot but probably can’t afford to pay more than $460K. I think it will go for around $490K because there were many people that were interested.
Also, I do not want to pay this much for Mira Mesa schools. Might look for a smaller house in Rancho Penasquitos.
jimmyle
ParticipantWent to see the house today. My realtor said some body offered within the range. I like the house a lot but probably can’t afford to pay more than $460K. I think it will go for around $490K because there were many people that were interested.
Also, I do not want to pay this much for Mira Mesa schools. Might look for a smaller house in Rancho Penasquitos.
jimmyle
ParticipantWent to see the house today. My realtor said some body offered within the range. I like the house a lot but probably can’t afford to pay more than $460K. I think it will go for around $490K because there were many people that were interested.
Also, I do not want to pay this much for Mira Mesa schools. Might look for a smaller house in Rancho Penasquitos.
jimmyle
ParticipantYeah, I got lucky. I wasn’t thinking about tax issue until I found out the max loss I could declare is $3000. Your strategy is very smart. I will keep it in mind from now on.
[quote=temeculaguy][quote=jimmyle]yes, i sold my stocks in 2008 after owning them for more than one year and lost $12K. Then I bought some stocks in June and just sold them for a $10K profit hence short term gain.[/quote]
Well jimmy, fsd has the answer, even before you clarified, he’s a smartie. Now that you know the trick, use the strategy and avoid selling into a loss greater than 3k unless you have a winner to offset it. There was no way to know you were going to hit a 10k winner so in hindsight, you should have spread that 12k loser over 4 years unless you had a gain and after a gain, then lose the matching amount. You got lucky this time, next time, you wont need as much luck, you can make your own. Who say’s math isn’t fun.[/quote]
jimmyle
ParticipantYeah, I got lucky. I wasn’t thinking about tax issue until I found out the max loss I could declare is $3000. Your strategy is very smart. I will keep it in mind from now on.
[quote=temeculaguy][quote=jimmyle]yes, i sold my stocks in 2008 after owning them for more than one year and lost $12K. Then I bought some stocks in June and just sold them for a $10K profit hence short term gain.[/quote]
Well jimmy, fsd has the answer, even before you clarified, he’s a smartie. Now that you know the trick, use the strategy and avoid selling into a loss greater than 3k unless you have a winner to offset it. There was no way to know you were going to hit a 10k winner so in hindsight, you should have spread that 12k loser over 4 years unless you had a gain and after a gain, then lose the matching amount. You got lucky this time, next time, you wont need as much luck, you can make your own. Who say’s math isn’t fun.[/quote]
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