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JES
ParticipantAny figures on consumer debt for the county to add to that? Home equity loans, credit cared debt have all gone up and it would be interesting to see the rise and the total debt.
JES
ParticipantI took German in college, lived over there a semester, and have yet to use it in my professional life. I even worked for two years for a German company and travelled to Munich 4 times! Spanish would have been more practical. It really depends on what you want to do with your career, but as far as a language you can’t go wrong with, I vote Spanish. If you want to work for the FBI or in military intelligence, you should take Mandarin, Arabic or Korean. We shouldn’t be encouraging our kids to take German and French since they are really of no use except in niche areas these days, and personal enjoyment of course. Assuming we want our kids to learn what is useful.
JES
ParticipantSD Realtor,
Great analysis. Do you think it would be valuable to add a correlation to inventory levels for the various time periods as well?
Perhaps ratios for:
1)Inventory/sold and
2)Inventory/cancelled/expireds/withdrawns.This might give us insight into the impact inventory levels have on your data.
JES
ParticipantI stand corrected.
This section of the paper had a small notice on top that it is an advertising section. Not that it makes this CEOs comments true. It does provide us with some real insight to the lenghths they will go to make this market appear to be stable. It appeared to be an article, and the section appears the same as the others except for the notice.
To me this is worse than if it were an actual story and it proves that this deception goes right to the top. This is nothing less than a piece of false propaganda composed of complete lies. Skocking to see the industry strategy and tactics laid our so clearly though!
I can’t resist. Here’s another guy who tried the same tactics. Iraqi information minister Muhammed Saeed al-Sahaf in 2003 during the war:
“I can say, and I am responsible for what I am saying, that they have started to commit suicide under the walls of Baghdad. We will encourage them to commit more suicides quickly.”
“We have destroyed 2 tanks, fighter planes, 2 helicopters and their shovels – We have driven them back.”
“I triple guarantee you, there are no American soldiers in Baghdad.”
“They’re not even [within] 100 miles [of Baghdad]. They are not in any place. They hold no place in Iraq. This is an illusion … they are trying to sell to the others an illusion.”
“they are nowhere near the airport ..they are lost in the desert…they can not read a compass…they are retarded.”
Question: Is Saddam Hussein still alive:
“I will only answer reasonable questions”“Whenever we attack, they retreat. When we pound them with missiles and heavy artillery, they retreat even deeper. But when we stopped pounding, they pushed to the airport for propaganda purposes.”
JES
ParticipantIMO he used quotes from realty insiders like a guy from dataquick to paint a rosy picture. He used data from June so that he wouldn’t have to use the horrible numbers from July. Why else would he not use July numbers when they have been out for a while now. My other theory is that he wrote this same article for the press a year ago and just cut and pasted it and changed the dates!
Seriously, this is inexcusable. Anyone who buys a home this week from Prudential should have grounds to sue him if prices fall based on his gaurantee that prices will be solid. The CEO of a major realtor literally gauranteeing that prices will remain solid! What’s next?
JES
ParticipantYeah, that was the plan 1 or 2 and this one is a plan 4. Still, 599 doesn’t include the upgrades I’m sure were included for free.
JES
ParticipantIn my example, let’s assume that the Army Lt. got the same score on the LSAT as the kid who graduated from Duke. They will still take the Duke grad because his index number will be much higher, and his GPA was much better, and he went to Duke. Human beings are not permitted to mature and improve after college according to their entrance theories, and any leadership experience, service to this country and exposure to international cultures only count in the essay which really doesn’t matter much.
Don’t know about you, but I’d rather have the Army Lt. defending me in the courtroom, and I would place alot of trust and respect in him as well purely based on his service. I also believe that we should offer him a shot. This is the problem with law school admissions these days. It is a numbers game and many people who would make fantastic lawyers are excluded because they may have screwed up in college, or didn’t plan their life out at age 17. And by the way, make sure you graduate with a degree in something they consider useful – they will hold it against you if you major in art, landscape arhitecture etc.
JES
ParticipantWas that Centex home the same size as this one?
JES
ParticipantPowayseller, Do you have plans to get into foreign currency, like the Swiss Franc? I’m interested in learning about the most cost effective way to buy foreign currency. Going to a big bank the best route?
JES
ParticipantNot sure what that could be!
I saw a glitzy looking Mercedes for sale today in a driveway of a home that has been for sale for months. Love seeing things like that. To top it off, the lady who lives there used to boast about her investor husband and how they owned many properties around town. She’d always start the conversation by talking about how much the neighbor got for their home, or how such and such yard looked so bad. She was all about image and really put up a false front.
JES
ParticipantI know I’ve asked this before, and I wish I could find some stats
Anyone have any hard numbers on the following:
1) Average value of home equity loans per homeowner in San Diego County. (I saw a stat like this for the OC once).
2) Yearly increase in home equity taken out per family in San Diego County.
3) Average mortgage loan to value ratio for cities in San Diego. What do homeowners balances look like compared to estimated value?
4) Average amount of home equity loans for new homeowners compared to those who have lived in homes for 10+ years.
5) Composition of all mortgage loans in San Diego by ARMS, 30 yr. etc. Total number of each, not just the yearly value. (I have seen stats that say such and such percent took out ARMS last year, but I want to know that total for all loans currently in place).JES
ParticipantLaw schools are even worse than undergrad. The only things that matter for admissions are what college you went to, what your GPA was, and what your LSAT scores were. Harvard will except a guy who graduated from Duke with a 3.8 over an Army lieutenant who graduated from SDSU with a 3.1 and commanded 100 soldiers for a year in Iraq and was wounded in action.
JES
ParticipantLibertarian = wasted vote, as is a Rebublican presidential vote in California. Thankfully, evangelicals are having many more children than their liberal counterparts. And since close to 80% of children vote along family lines, we may see CA swing right yet again.
JES
ParticipantWould you both agree that boomers will pull their money out of the financial markets and spend it in their later years as opposed to viewing it as something to pass down to their kids? Compared to their parents, I think most boomers will, although I could be wrong.
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