[jeeman]

drunkle,

It works like this. Say you buy a $100 bond that pays $5/year in income. It yields 5%. If a new bond out there is issued for $100 but pays $6/year, or 6%, then you won’t be able to sell anyone your bond that only yields 5%. You could if you sold it at a 6% yield, or $99. Thus, your bond resale went down as the yields go up.

So, when yields are high, many times, it’s better to buy bonds than stocks. Your yield is high, the bond value has more upside value, and you can achieve a higher rate of return. For example, to get a 10% yield, you can buy that same original $100-5% yield bond for $95. As yields come down, your bond increases in value to compensate for the lower yields.

Jeeman

[jeeman]

drunkle,

It works like this. Say you buy a $100 bond that pays $5/year in income. It yields 5%. If a new bond out there is issued for $100 but pays $6/year, or 6%, then you won’t be able to sell anyone your bond that only yields 5%. You could if you sold it at a 6% yield, or $99. Thus, your bond resale went down as the yields go up.

So, when yields are high, many times, it’s better to buy bonds than stocks. Your yield is high, the bond value has more upside value, and you can achieve a higher rate of return. For example, to get a 10% yield, you can buy that same original $100-5% yield bond for $95. As yields come down, your bond increases in value to compensate for the lower yields.

Jeeman

[jeeman]

“How does ANYONE not have help from others in this market? Especially for a first-time buyer?”

There are plenty of people who buy in this market who have done it themselves. We have chosen not to because we don’t want to lose $8k/month in the value of the home. But we could easily afford to do so, without any help from family or friends. And we would be first time home buyers here in San Diego if we were to do so.

Just be careful on expecting future money from others. Doctors can start making alot of money way down the road, but they want to reward themselves first for the years of hard studying and residency. I sure wouldn’t want to impose on my family for paying for a house that I overpaid for. That burden on them can strain relationships, even if they agree to “cover you”. And you can’t be sure that the future daughter-in-law will want her in-law to live in the same house.

Jeeman

[jeeman]

“How does ANYONE not have help from others in this market? Especially for a first-time buyer?”

There are plenty of people who buy in this market who have done it themselves. We have chosen not to because we don’t want to lose $8k/month in the value of the home. But we could easily afford to do so, without any help from family or friends. And we would be first time home buyers here in San Diego if we were to do so.

Just be careful on expecting future money from others. Doctors can start making alot of money way down the road, but they want to reward themselves first for the years of hard studying and residency. I sure wouldn’t want to impose on my family for paying for a house that I overpaid for. That burden on them can strain relationships, even if they agree to “cover you”. And you can’t be sure that the future daughter-in-law will want her in-law to live in the same house.

Jeeman

[jeeman]

That job growth chart is old, from 2004 right when job growth was recovering from the 2000-2001 recession. Since then, then job growth rate has been in a big boom for atleast 3 1/2 years.

That chart was a way to get people to think that this was the worst economy since the Great Depression and to vote for Kerry. All lies, of course.

Jeeman

[jeeman]

That job growth chart is old, from 2004 right when job growth was recovering from the 2000-2001 recession. Since then, then job growth rate has been in a big boom for atleast 3 1/2 years.

That chart was a way to get people to think that this was the worst economy since the Great Depression and to vote for Kerry. All lies, of course.

Jeeman

[jeeman]

Wow, pretty close. We lived in East Cobb, off of Johnson Ferry Road. I live in Park Village now and drive to Rancho Bernardo where I work at GA-ASI. Where in RB do you work?

[jeeman]

Wow, pretty close. We lived in East Cobb, off of Johnson Ferry Road. I live in Park Village now and drive to Rancho Bernardo where I work at GA-ASI. Where in RB do you work?

[jeeman]

Caly, you’re from Georgia? I just moved from Atlanta 9 months ago….Where in GA did you live?

Jeeman

[jeeman]

Caly, you’re from Georgia? I just moved from Atlanta 9 months ago….Where in GA did you live?

Jeeman

[jeeman]

What is the link to his youtube videos?

Jeeman

[jeeman]

What is the link to his youtube videos?

Jeeman

[jeeman]

“There’s never been a better time [for Shea Homes] to buy!”

Actually, not true. A couple years ago was better for them.

Jeeman

[jeeman]

“There’s never been a better time [for Shea Homes] to buy!”

Actually, not true. A couple years ago was better for them.

Jeeman

[jeeman]

Are those sales volume numbers or median price numbers? Year over year, or month from month?

Jeeman

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