[flyer]

Thanks for posting this topic SD Realtor.

Since I had a friend who died on one of the planes that day, I do, and always will, respectfully remember all of them.

I realize some people don’t relate to this day, and some just want to forget it, but to respect the memories of those who perished–through no fault of their own–seems only human and decent.

It is conceivable that some type of tragedy will strike each and every person’s life in some way–a job loss–an illness–the death of a friend or family member–an accident–financial problems, etc., etc., and hopefully, on that day, they too will find someone who cares.

[flyer]

From the viewpoint of a native San Diegan, based on the people we know, I believe there is a great deal of “real” wealth in San Diego, and I also believe there are an equal or greater number of people here who simply try to give the “appearance of wealth”–but that is probably true in any given city. Whatever the case, if you are living the life you want to live–that’s what really matters.

For us, our spiritual core is the basis from which everything else in our lives evolve. It’s great having the means to do or have just about anything we want in life, but we’d find little meaning in any of it without our spiritual center. I know that is not true for everyone, and I make absolutely no judgement calls in that regard, but it has made a true difference in our lives, so I just thought I’d share that perspective on this topic.

[flyer]

So true, Walter. Money is truly worthless without health (and happiness, peace of mind, and, in my case, God and family).

As I mentioned before, “getting to retirement”, or being financially independent at any age, without losing your assets due to job losses, financial and personal catastrophes, etc., along the way AND remaining healthy for 80+years is the REAL challenge to winning this race we call life.

[flyer]

So true, Walter. Money is truly worthless without health (and happiness, peace of mind, and, in my case, God and family).

As I mentioned before, “getting to retirement”, or being financially independent at any age, without losing your assets due to job losses, financial and personal catastrophes, etc., along the way AND remaining healthy for 80+years is the REAL challenge to winning this race we call life.

[flyer]

So true, Walter. Money is truly worthless without health (and happiness, peace of mind, and, in my case, God and family).

As I mentioned before, “getting to retirement”, or being financially independent at any age, without losing your assets due to job losses, financial and personal catastrophes, etc., along the way AND remaining healthy for 80+years is the REAL challenge to winning this race we call life.

[flyer]

So true, Walter. Money is truly worthless without health (and happiness, peace of mind, and, in my case, God and family).

As I mentioned before, “getting to retirement”, or being financially independent at any age, without losing your assets due to job losses, financial and personal catastrophes, etc., along the way AND remaining healthy for 80+years is the REAL challenge to winning this race we call life.

[flyer]

So true, Walter. Money is truly worthless without health (and happiness, peace of mind, and, in my case, God and family).

As I mentioned before, “getting to retirement”, or being financially independent at any age, without losing your assets due to job losses, financial and personal catastrophes, etc., along the way AND remaining healthy for 80+years is the REAL challenge to winning this race we call life.

[flyer]

After reading some of the more recent comments on this thread, I realized I should have mentioned that retirement lifestyle is a huge determining factor in assessing retirement income needs, and that the OP should definitely take this factor into consideration. Generally speaking, for us, the $2MM number is the one we chose for our comfort zone, and realize that is different for everyone.

We’ve had rentals for years, and completely agree with FLU’s thoughts on investment properties. That might be a great option for you to consider–if, as he also said, drastic changes are not made to the current laws.

As many of you, we travel all of the time, and always will–so that will always be a major component of our lives. Since we have friends to stay with just about everywhere we go, and because we have airline benefits, and will through retirement, we incur very little expense in that regard, and it’s something we enjoy tremendously.

As you can see, there are as many ways to think about retirement as there are people, so you just have to determine what works for you and your family. Hopefully, our thoughts have been helpful.

[flyer]

After reading some of the more recent comments on this thread, I realized I should have mentioned that retirement lifestyle is a huge determining factor in assessing retirement income needs, and that the OP should definitely take this factor into consideration. Generally speaking, for us, the $2MM number is the one we chose for our comfort zone, and realize that is different for everyone.

We’ve had rentals for years, and completely agree with FLU’s thoughts on investment properties. That might be a great option for you to consider–if, as he also said, drastic changes are not made to the current laws.

As many of you, we travel all of the time, and always will–so that will always be a major component of our lives. Since we have friends to stay with just about everywhere we go, and because we have airline benefits, and will through retirement, we incur very little expense in that regard, and it’s something we enjoy tremendously.

As you can see, there are as many ways to think about retirement as there are people, so you just have to determine what works for you and your family. Hopefully, our thoughts have been helpful.

[flyer]

After reading some of the more recent comments on this thread, I realized I should have mentioned that retirement lifestyle is a huge determining factor in assessing retirement income needs, and that the OP should definitely take this factor into consideration. Generally speaking, for us, the $2MM number is the one we chose for our comfort zone, and realize that is different for everyone.

We’ve had rentals for years, and completely agree with FLU’s thoughts on investment properties. That might be a great option for you to consider–if, as he also said, drastic changes are not made to the current laws.

As many of you, we travel all of the time, and always will–so that will always be a major component of our lives. Since we have friends to stay with just about everywhere we go, and because we have airline benefits, and will through retirement, we incur very little expense in that regard, and it’s something we enjoy tremendously.

As you can see, there are as many ways to think about retirement as there are people, so you just have to determine what works for you and your family. Hopefully, our thoughts have been helpful.

[flyer]

After reading some of the more recent comments on this thread, I realized I should have mentioned that retirement lifestyle is a huge determining factor in assessing retirement income needs, and that the OP should definitely take this factor into consideration. Generally speaking, for us, the $2MM number is the one we chose for our comfort zone, and realize that is different for everyone.

We’ve had rentals for years, and completely agree with FLU’s thoughts on investment properties. That might be a great option for you to consider–if, as he also said, drastic changes are not made to the current laws.

As many of you, we travel all of the time, and always will–so that will always be a major component of our lives. Since we have friends to stay with just about everywhere we go, and because we have airline benefits, and will through retirement, we incur very little expense in that regard, and it’s something we enjoy tremendously.

As you can see, there are as many ways to think about retirement as there are people, so you just have to determine what works for you and your family. Hopefully, our thoughts have been helpful.

[flyer]

After reading some of the more recent comments on this thread, I realized I should have mentioned that retirement lifestyle is a huge determining factor in assessing retirement income needs, and that the OP should definitely take this factor into consideration. Generally speaking, for us, the $2MM number is the one we chose for our comfort zone, and realize that is different for everyone.

We’ve had rentals for years, and completely agree with FLU’s thoughts on investment properties. That might be a great option for you to consider–if, as he also said, drastic changes are not made to the current laws.

As many of you, we travel all of the time, and always will–so that will always be a major component of our lives. Since we have friends to stay with just about everywhere we go, and because we have airline benefits, and will through retirement, we incur very little expense in that regard, and it’s something we enjoy tremendously.

As you can see, there are as many ways to think about retirement as there are people, so you just have to determine what works for you and your family. Hopefully, our thoughts have been helpful.

[flyer]

You are certainly doing very well, but, at your age, many variables, as have been previously mentioned, must be considered.

In my age group (50’s), generally speaking, I agree with $2MM–excluding real estate–especially if you plan to retire in CA. For those in their 30’s, I would think $3MM+ might be more realistic, especially since I’ve heard from younger friends, that many financial planners today are telling their clients in their 30’s and 40’s to plan on $0 Social Security and Medicare.

The trick to all of this, is, of course, to actually get to retirement–the next phase of life, or whatever each of us might choose to call it with these reserves still intact, and the health to enjoy life at that particular point it time.

I wish you the best on your journey!

[flyer]

You are certainly doing very well, but, at your age, many variables, as have been previously mentioned, must be considered.

In my age group (50’s), generally speaking, I agree with $2MM–excluding real estate–especially if you plan to retire in CA. For those in their 30’s, I would think $3MM+ might be more realistic, especially since I’ve heard from younger friends, that many financial planners today are telling their clients in their 30’s and 40’s to plan on $0 Social Security and Medicare.

The trick to all of this, is, of course, to actually get to retirement–the next phase of life, or whatever each of us might choose to call it with these reserves still intact, and the health to enjoy life at that particular point it time.

I wish you the best on your journey!

[flyer]

You are certainly doing very well, but, at your age, many variables, as have been previously mentioned, must be considered.

In my age group (50’s), generally speaking, I agree with $2MM–excluding real estate–especially if you plan to retire in CA. For those in their 30’s, I would think $3MM+ might be more realistic, especially since I’ve heard from younger friends, that many financial planners today are telling their clients in their 30’s and 40’s to plan on $0 Social Security and Medicare.

The trick to all of this, is, of course, to actually get to retirement–the next phase of life, or whatever each of us might choose to call it with these reserves still intact, and the health to enjoy life at that particular point it time.

I wish you the best on your journey!

[Author]

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