[Essbee]

We are paying $130 for once a month service on about 3800 sf, 6BR/5BA house. I think she spends the entire day there, and does a good job. Since it is only once a month, we of course have to do a lot of other cleaning ourselves, but we feel good knowing that the toilets/sinks/tubs/counters are more thoroughly cleaned, and everything is thoroughly dusted and vacuumed, at least once a month.

[Essbee]

Here’s one from Zillow:

http://www.zillow.com/homes/for_sale/San-Diego-CA-92130/house,condo,apartment_duplex,townhouse_type/69021441_zpid/96671_rid/days_sort/32.930629,-117.202189,32.927211,-117.20692_rect/17_zm/1_rs/?view=map

Here’s another, just a few houses away:

http://www.zillow.com/homes/for_sale/San-Diego-CA-92130/house,condo,apartment_duplex,townhouse_type/69021440_zpid/96671_rid/days_sort/32.932092,-117.199901,32.925257,-117.209364_rect/16_zm/?view=map

[Essbee]

I hate the lack of big trees / forests. Hate the fact that everything is brown for ~10 months per year.

I also wish that I could go out at night in the summer without bringing along a light fleece or sweater. That rarely happens here.

[Essbee]

I see… so do these types of calculations assume that the owner already owns it free and clear (ie does it assume that the landlord doesn’t have their own mortgage with interest that they need to cover)?

[Essbee]

The listing states the HOA is $42/month.

I don’t really understand the calculations, but don’t worry about explaining it unless you’re in the mood to do so.

Love the backyard/views. Hate the lime green accents everywhere.

[Essbee]

Wow, OLD thread (but interesting). Does anyone know what happened with this situation??

[Essbee]

Three years ago (March 2012), we were in escrow, and our (now) home in 4S was appraised low. Not only that, the appraiser indicated that it was a “declining market.” Because of this, we had to put 25% down (rather than the 20% we had planned.)

Three years later, it is worth about $300K MORE than the price we paid.

I guess I’m glad now that we put down 25%, but it left us without much savings for a little while…

I don’t think there is much science behind this business.

[Essbee]

[quote=cvmom][quote=bearishgurl]If you already know filing a FAFSA won’t do you or your student any good, then don’t file one.[/quote]

Does anyone else have a perspective on this? With our income in the junior/senior year >$400K there is zero chance for aid from Ivy or any other school, I would think. So why go through all the time/energy to fill it out? Any reason? Or can we skip it?[/quote]

I had never thought about it before, but my good friend was bringing up this idea a few weeks ago. She and her husband make >>$500K/year. They think that their kids will have an advantage if they do not fill out any aid paperwork, and come in as an obvious intended “full pay” student. She and her husband are both Ivy grads as well, BTW, but were solidly middle class. Her husband was ROTC his education was paid for.

Her idea is that it’s great to apply to Ivies either as a very poor student or very wealthy student, but that the “upper middle class and still seeking aid” is a bad place to be.

Her kids are 7, 5, and 6 months, so she has a while to figure it out…

[Essbee]

I just read most of this thread before I noticed that it is from 2010.

Anyway, I had to add my 2 cents about wrapping paper:
Many of the parents in my neighborhood (myself included) often get gifts at Geppetto’s, where they wrap the gifts for free!

Otherwise, I’m definitely a fan of reusing the previously-received gift bag.

[Essbee]

[quote=scaredyclassic]I’m guessing you know tt alma maters of a couple dozen docs at most. Sheeshh.[/quote]

My med school class had 120 students, residency had ~40 per year, and fellowship had several per year. No CSU students among any of those. None that I know of among my current colleagues, either. You’re correct that I haven’t talked to all of them, but I have access to our department/division website and here is what I find:
MIT (2), UC Berkeley (2), Stanford (3), UCSD, UNC, Harvard (3), UPenn, Columbia, Yale, U of Maryland, U of Arizona, U of Chicago, Northwestern, U of Illinois, Grinnell, U of Hawaii, and 5 went to foreign colleges. Five are unlisted. Maybe those are the CSU grads. But at least 2 of those people grew up in other states, so it seems unlikely.

[Essbee]

You can get into medical school from either UC or Ivy schools. It can happen from CSU, but it is statistically much less likely. Is this because the students are on average weaker, or because there is prejudice against them, or a bit of each? I don’t know the answer to that.

I can only tell you my observation that I have not met a physician colleague who went to SDSU for undergrad. I’m sure they are out there, somewhere, but they are much fewer than Ivy/Stanford/UC/other private/etc.

Californians overall are at a disadvantage compared to other states because there are just too many college age people. Probably better to attend a midwestern state school and apply to med school there in that same state. Much higher chance of success, I’d wager.

If a California high school student asks me for advice about getting into med school, I will definitely advise Ivy/Stanford/UC OR a few other certain small, private schools with name recognition. This path will give them the greatest chance of getting into a US-based, allopathic (MD-granting) medical school, if this is their goal.

[Essbee]

[quote=scaredyclassic]Ummm. Hmmm.

Extremely unpersuasive anecdotal evidence from a very limited sample of doctors.

http://forums.studentdoctor.net/threads/too-poor-for-formal-post-bac.217508/

interesting chat group with real world type people trying to keep expenses down and get in to med school with a wider range of results.

Real people go to decent med schools from cal state[/quote]

The link you provided refers to post-bacc programs, which is a different situation.

[Essbee]

To try to avoid any bias based on my current/former workplaces, I’m going to approach it from the other direction as well.

My high school class (Patrick Henry HS here in San Diego, mid-1990s) now has 8 physicians.

For undergraduate:
2 went to Harvard
1 went to Princeton
2 went to Stanford
1 went to Berkeley
1 went to UCLA
1 went to UCSD

So, like I said, it’s fine to go to a UC, but I would not advise CSU for premed students.

[Essbee]

[quote=AN] If you’re a MD, I don’t think people care if you got your pre-med at Harvard or at SDSU, as long as you got your MD at Harvard.[/quote]

As someone who’s been to medical school at a top 5 program, I will promise you that it is a MILLION times easier to get into Harvard Medical School if you come from Harvard undergrad, versus SDSU undergrad. The only way I can see “SDSU to Harvard Med School” happening is if the applicant is an underrepresented minority.

In fact, I know hundreds of doctors (friends, classmates, co-residents, co-fellows, etc), and I have NEVER met one who went to SDSU undergrad. UCSD, absolutely yes. SDSU, no. I’m not saying it’s impossible, but I just haven’t met that person yet.

It’s going to be swimming upstream to get into any med school… and it is harder to get from a lower tier medical school into a “good residency” etc. Does any of this matter? Perhaps not. It depends on the person’s goals within medicine. But if your kid wants to be a doctor, my sincere advice is for them to go to the “best” undergraduate school that they can, preferably one where they can get near-straight A’s.

[Essbee]

scaredyclassic wrote: “Need based aid is bullshit. Why is the family unit the source of money. In general 18 year Olds are adults. We don’t send families to prison when one member commits a crime. Why is a family’s assets and income pillaged for a degree for an adult who will get the benefits of that degree herself over many years

Why are families involved mandatorily at all???.

I honestly do not get it.

If I don’t want to pay it doesn’t matter my kid can’t get aid. But he’s not “rich”. None of my wealth, paltry as it is, Belongs to him at all…

Why involve families?”

———————————————-

So, since the schools cost $60K per year now, and you prefer a no-aid system, this would mean that
only rich kids with parents who agree to pay would get to attend.

Is that really what you want?
Why not just make the kids understand that they will pay back parents later? (or pay it forward to the next generation, as you mentioned).

My particular school was really very generous. They even gave me a check with an extra $125 to buy a winter coat during freshman year. Many decades ago (maybe even 100 years ago), someone had created a “winter coat fund” for financially needy students from southern latitudes.

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