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January 10, 2013 at 3:03 PM in reply to: Obama re-elected to grow our national pie, not just re-divide it #757487January 10, 2013 at 1:37 PM in reply to: Obama re-elected to grow our national pie, not just re-divide it #757469
enron_by_the_sea
ParticipantI can also view this as – The house should pass a budget that is acceptable to the senate and the president.
Why should 1/3rd of the govt. (or more likely 1/3*1/2 =1/6th) behave like it is 3/3 of the govt.?
Participant[quote=SD Realtor]Given the propensity for appreciation I don’t think 3-6% is to bad at all. It simply depends on your long term goals. You can get double digit cap rates with very little appreciation in other places but getting 3-6% cap rates with say 5% appreciation… nothing wrong with that.[/quote]
Yes I agree about that. Was just checking here to see if my numbers were not off.
But that begs another question. Given that in San Diego, most of your return will come in the form of appreciation, why not buy something that is best for appreciation? Buying a 1/1 condo is probably not the best play for appreciation.
ParticipantWhat does “number work out” mean in context of a rental property?
I always consider getting one and do a mental calculation of
cap rate = (rent – vacancy – tax -insurance – HOA – maintenace – Prop. Management) / Price * 100
In and around Central San Diego county, the result is typically 3% to 6% depending on whether I assign any value to maintenance and prop. mgmt. or not… While it is better than bubble days, that still does not interest me so I give up.
For those, who are into landlording now, what is the flaw in my calculation? or is 3%-6% now considered a good cap rate?
Participant[quote] There is also another complex going up on the hill overlooking I-15 and MM Blvd from the east side of the fwy. A drive by today revealed no sign out front, so I don’t know if it will be apartments or condos.
[/quote]I believe the development on the east of I-15 is called “watermark project”
According to Scripps Ranch Community Association it appears to be a office/commercial/hotel development. ( No Apartments that I know of. )
http://www.facebook.com/ScrippsRanchCivicAssociation/posts/187537917924490
http://www.facebook.com/permalink.php?story_fbid=491476337558368&id=177690098936995
[quote]
Ever heard of the Watermark Project? It is located at the southeast corner of Scripps Poway Parkway and I-15. A portion of the site is MedImpact’s corporate headquarters (2 buildings and a parking structure). The other portion may become a Regional Commercial Center with potentially a boutique hotel, supermarket, movie theater, parking structure and retail shops. Traffic access is planned to be a new eastbound lane that will be a right turn in/right turn out at a new driveway just east of the I-15 off-ramp. The other access will be on Scripps Highland Road. The Miramar Ranch North Planning Committee is the lead advisory group for this project. Their next meeting will be specifically about this project which will be held on Tuesday, Feb. 5th (7:00 pm) at the SRCA Community Center (11885 Cypress Canyon Rd).
[/quote]Participant[quote=zk]A video that would only appeal to the angriest, most paranoid among us. Ridiculously biased (Obama and drone attacks? Please. They weren’t complaining when Bush was killing innocent people). Appealing to emotion. Paranoid (they think 9/11 was democide). Etcetera. Lame.
Really, anyone that thinks our government was involved in 9/11 just cannot be taken seriously.[/quote]
Please don’t discourage. Sometimes it is helpful to know which side is full of lunatics.
Participant[quote=moneymaker]I think before any action is taken we as a people need to ask ourselves,”would it have prevented the Newtown killings?” if the answer is no then why because of this incident are we willing to take such a stance.[/quote]
It is not ONLY about Newtown. As much as NRA would wish that it is ONLY about it, every past case of gun violence, mass shooting is also legitimately on the table!
Newtown is just a symptom – that existing regime about guns has failed! The disease is much bigger than Newtown.
Participant[quote=Huckleberry]Gun registration is such a BAD idea on so many levels…
blah blah blah …
[/quote]
Is it just me that finds it hypocritical when NRA says it is okay to have national mental illness registry but heaven forbid if we somehow get a gun registry!
It is also seems hypocritical for people who otherwise shout “personal responsibility” for anything else to then advocate no personal responsibility for the weapons that they have.
P.S. : Please save those links about guns saving your from tyrannical govt. In case you have not noticed, we live in the 21st century where guns don’t work against drones firing hellfire missiles…
Participant[quote=dumbrenter][quote=carlsbadworker][quote=NeetaT]I think we send the wrong message by imposing higher tax rates based on the more money you make. The message says: “You’re not supposed to make that much money” “You’re not supposed to live that good” “You’re not supposed to drive that luxury car, thus luxury tax imposed”. I know that 95% of you will not agree with me, but I just had to throw it out there.[/quote]
I always think progressive tax is a form of bribe from the rich to the poor so that they don’t riot in the street. The rich always has more to lose so they pay more to maintain the status quo.[/quote]
Or to put it in another way, the rich have a bigger stake in the current system continuing rather than an upheaval.
Take defense for example: we all pay tax in exchange for defense of the country (technically), but the rich have more to lose if the country gets run over by bad guys than the poor, simply because the rich have more assets or “stuff”.[/quote]May I also add that even if tax rates were exactly the same for everyone, a rich person would still pay more in taxes than a poor person.
Participant[quote=squat300]What about a bullet proof coating for people?[/quote]
[quote]
Sales of armored backpacks for kids soarParents anxious about their children’s safety are boosting sales of armored backpacks in the wake of the Sandy Hook school massacre, manufacturers are reporting.
“I can’t go into exact sales numbers, but basically we tripled our sales volume of backpacks that we typically do in a month — in one week,” Derek Williams, president of Salt Lake City-based Amendment II, told Mother Jones on Tuesday.
Wednesday, Williams told ABC News sales were now up “over 500%” since Friday, when 20-year-old Adam Lanza murdered 20 students, six teachers and his mother before killing himself in the Newtown, Conn., elementary school.
[/quote]ParticipantSince no one wants to talk about it, let me go first.
What you think about today’s NRA press conference?
Common.. Put armed guards in school? Is that the best you have to say? Why don’t you just raise your middle finger towards everyone else instead?
Of course, it did not take too long for people to dig up that – (1) Columbine High school had 2 armed guards on Campus, (2) Virginia Tech had Campus police or (3) It took cops just 90-seconds to reach the theatre in Aurora, CO.
(http://www.businessinsider.com/there-were-police-officers-at-columbine-2012-12)
Seems like NRA enjoys showing middle finger to everyone. Why should any sensible middle ground can be found by working with them?
ParticipantSome times people confuse “servicer” and the “bank”
Citibank might be servicing your mortgage which could be held by Fannie Mae. In that hypothetical case, if you default on the loan, the loss largely goes to Fannie Mae. If you are not aware of it, you may think that Citibank is somehow not marking to the market …
It can even be more complicated. Fannie Mae might have packaged your loan into an MBS that the bond fund in your 401K might be holding. In that case, your bond fund needs to “mark to market” – not Citibank.
Participant[quote=Allan from Fallbrook]Enron: Again, I have no issue with restrictions on purchasing weapons, and there are laws/regulations on the books to prevent certain types of weapons, like fully automatic, along with screening potential problem purchasers (see ATF Form 4473).
Do I believe more could be done? Absolutely. Only 11 states have waiting periods. This should be nationwide. While the 4473 form requires info that’s turned over to NICS (a national criminal database), this could be tightened up as well.
The problem here is that you are only offering sweeping generalities. I’ve been a responsible gun owner my entire adult life and I will not voluntarily submit to my weapons being confiscated solely based on the whims of a hysterical electorate.
[/quote]Allan, I have no doubt that you have been responsible and our positions may not even be that far apart.
What I have issue with is people who claim that they have unlimited freedom to do whatever they want as far as firearms are concerned. The fact is that our every other freedom has reasonable limits on it and I believe that firearms should not be an exception. I believe that you will agree. I also have issue with people who say current system needs no change, clearly because it is so obvious that it has failed – We owe it to our future generations to find a solution!
Once we accept that we do not have unlimited freedoms with firearms we can reach a middle ground where responsible owners can own them while we minimize the damage they cause in the hands of bad guys. And we we can achieve that without banning everything – but by definition some limits will be placed even on responsible owners.
We can discuss all kind of things listed bellow. I am not for everything and on some I have no position. But I think they are all reasonable suggestions to consider.
(a) Should certain firearms have no utility in civilan hands? ( We can do better job on defining them)
(b) Should we allow high capacity magazines?
(c) Should we allow sales over the internet?
(d) should there be waiting periods and background checks and mental health checks before you are allowed to buy certain firearms?
(e) Should we mandate locks where kids are in the house?
(f) Should there be electronic registry of certain firearms?
(g) Should we hold manufacturers and owners liable for bad conduct?
(h) Should we mandate certain design changes in firearms sold to civilians?
(f) Should we regulate private party sales and gun-shows more tightly?
(g) What purpose does “pen-carry” serve?You can add your own and you may disagree with many but a sane discussion is the one where we discuss all this so that you don’t need to even think about banning firearms outright.
If there is a will there is way. However the reality is that NRA and certain people would not have good-faith discussion about anything on this list.
Participant[quote=Allan from Fallbrook]
Enron: So my gun ownership “actually reduces the liberty of everyone else in the real world?”. How is that, exactly?
You’ve now tossed out two fairly hyperbolic postings, but haven’t offered up what your solution is, which underscores my point that this discussion is largely driven by emotion and not facts.
Do you favor a government-led comprehensive gun ban to “protect” your life and liberty, or do you have some other plan.
Details, please.[/quote]
Shouldn’t freedom and liberty in a civilized society include the ability of me and my family to go to a school/movie/shopping mall without worrying about a psycho obtaining a poorly controlled weapon that can kill crowds in seconds? Should your definition of a free society include metal detectors at every public place? Or a free and liberal society is the one where everyone including children is forced to buy and carry a firearm because everyone else does.
Or freedom and liberty are only reserved for people who are preparing for an apocalypse that probabaly will never come (and even if it did, they will find out that what they have is useless anyway.)
We do have now a concrete example of the freedom of the boy’s mother to own assault rifles for some zombie apocalypse actually resulting into deaths of many kids. So I am not sure how you call this hypothetical. It is real.
I don’t know about others, but I would rather give up on the society that prepares for apocalypse in order to live in a normal society. And I am not afraid to state it.
Participant[quote=ocrenter][quote=CA renter][quote=Blogstar]The argument about using AK 47’s to fight the government is ludicrous.[/quote]
Why? Do you really believe “it can’t happen here”?
No offense, but that’s incredibly naive.[/quote]
but to argue for the utility of semi-automatics in our society on that point is bordering on clinical paranoia.[/quote]
Am I the only one that finds it ironic that people cook up hypothetical scenarios where they need such weapons to protect their life & liberty. However their actions actually take lives and actually reduce liberty of everyone else in the real world.
I guess, protection life and liberty of your own, even in extremely unlikely scenario, takes precedence over the real world life and liberty of others!
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