[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[enron_by_the_sea]

[quote=flu]
The bigger problem is that if you buy a home in CA, it will most likely put you into the “i need to pay AMT taxes” category because, under AMT calc rules, taxes paid which would have been itemized (state taxes, property taxes, etc), are not deductions under AMT.[/quote]

Exactly. Folks who get repeatedly hit with AMT realize that big fat mortgage is sweet. They practically do not allow any other deduction under AMT

[enron_by_the_sea]

[quote=flu]
The bigger problem is that if you buy a home in CA, it will most likely put you into the “i need to pay AMT taxes” category because, under AMT calc rules, taxes paid which would have been itemized (state taxes, property taxes, etc), are not deductions under AMT.[/quote]

Exactly. Folks who get repeatedly hit with AMT realize that big fat mortgage is sweet. They practically do not allow any other deduction under AMT

[enron_by_the_sea]

[quote=flu]
The bigger problem is that if you buy a home in CA, it will most likely put you into the “i need to pay AMT taxes” category because, under AMT calc rules, taxes paid which would have been itemized (state taxes, property taxes, etc), are not deductions under AMT.[/quote]

Exactly. Folks who get repeatedly hit with AMT realize that big fat mortgage is sweet. They practically do not allow any other deduction under AMT

[enron_by_the_sea]

[quote=flu]
The bigger problem is that if you buy a home in CA, it will most likely put you into the “i need to pay AMT taxes” category because, under AMT calc rules, taxes paid which would have been itemized (state taxes, property taxes, etc), are not deductions under AMT.[/quote]

Exactly. Folks who get repeatedly hit with AMT realize that big fat mortgage is sweet. They practically do not allow any other deduction under AMT

[enron_by_the_sea]

[quote=flu]
The bigger problem is that if you buy a home in CA, it will most likely put you into the “i need to pay AMT taxes” category because, under AMT calc rules, taxes paid which would have been itemized (state taxes, property taxes, etc), are not deductions under AMT.[/quote]

Exactly. Folks who get repeatedly hit with AMT realize that big fat mortgage is sweet. They practically do not allow any other deduction under AMT

[enron_by_the_sea]

Well, what flu says is probably true.

On the other hand, if don’t have full acrobat (writer), I highly recommend these two free programs.

(1) doPDF – convert (print) any documents into PDF files and,

(2)PDFill tools – has 2 parts.

The free part allows you to do things like move pages around, merge pdf files, add headers and footers, rotate pages, some form field operations etc.

It also includes an editor that can do some limited editing in the free version. Supposedly you can also pay to get better editor but I never use the editor part.

Maybe you can try and see if you can fill forms with this.

[Haven’t used NitroPDF so not sure if it works and if spyware free…]

[enron_by_the_sea]

Well, what flu says is probably true.

On the other hand, if don’t have full acrobat (writer), I highly recommend these two free programs.

(1) doPDF – convert (print) any documents into PDF files and,

(2)PDFill tools – has 2 parts.

The free part allows you to do things like move pages around, merge pdf files, add headers and footers, rotate pages, some form field operations etc.

It also includes an editor that can do some limited editing in the free version. Supposedly you can also pay to get better editor but I never use the editor part.

Maybe you can try and see if you can fill forms with this.

[Haven’t used NitroPDF so not sure if it works and if spyware free…]

[enron_by_the_sea]

Well, what flu says is probably true.

On the other hand, if don’t have full acrobat (writer), I highly recommend these two free programs.

(1) doPDF – convert (print) any documents into PDF files and,

(2)PDFill tools – has 2 parts.

The free part allows you to do things like move pages around, merge pdf files, add headers and footers, rotate pages, some form field operations etc.

It also includes an editor that can do some limited editing in the free version. Supposedly you can also pay to get better editor but I never use the editor part.

Maybe you can try and see if you can fill forms with this.

[Haven’t used NitroPDF so not sure if it works and if spyware free…]

[enron_by_the_sea]

Well, what flu says is probably true.

On the other hand, if don’t have full acrobat (writer), I highly recommend these two free programs.

(1) doPDF – convert (print) any documents into PDF files and,

(2)PDFill tools – has 2 parts.

The free part allows you to do things like move pages around, merge pdf files, add headers and footers, rotate pages, some form field operations etc.

It also includes an editor that can do some limited editing in the free version. Supposedly you can also pay to get better editor but I never use the editor part.

Maybe you can try and see if you can fill forms with this.

[Haven’t used NitroPDF so not sure if it works and if spyware free…]

[enron_by_the_sea]

Well, what flu says is probably true.

On the other hand, if don’t have full acrobat (writer), I highly recommend these two free programs.

(1) doPDF – convert (print) any documents into PDF files and,

(2)PDFill tools – has 2 parts.

The free part allows you to do things like move pages around, merge pdf files, add headers and footers, rotate pages, some form field operations etc.

It also includes an editor that can do some limited editing in the free version. Supposedly you can also pay to get better editor but I never use the editor part.

Maybe you can try and see if you can fill forms with this.

[Haven’t used NitroPDF so not sure if it works and if spyware free…]

[enron_by_the_sea]

[quote=walterwhite]when was the last u.s. president with facial hair?[/quote]

Taft (1909-1913)

[enron_by_the_sea]

[quote=walterwhite]when was the last u.s. president with facial hair?[/quote]

Taft (1909-1913)

[Author]

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