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drboom
Participant[quote=drunkle]
or get the double barrel 12 from big 5, about 250 advertised. then get a hacksaw. a full size rifle in the house doesn’t seem terribly maneuverable.
[/quote]I was going to suggest the Big 5 special also (Mossberg 500 with 18.5″ and 26″ barrels). It’s the best deal going! I got mine there over 15 years ago when they were under two hundred bucks. They are ugly and kind of crude compared to some slick-shooting pumps I’ve used, but they work great.
No need for for the hacksaw, either. Just get a $20.00 aftermarket pistol grip and bolt it on. I shoot mine single-handed sometimes, it’s a hoot.
As far as handguns, leave the semi-autos to professionals who maintain and fire their weapons on a regular basis. I’ll take a Ruger GP100 6″ in stainless, thankyouverymuch. If a .357 Magnum can’t get the job done, nothing will. You can also shoot .38 Special at the range to save money and your wrist.
Participant[quote=4plexowner]”We’re counting on inflation to shrink the relative size of our mortgage down to lunch money within a few years”
how exactly do you think that will work?
you must be assuming that inflation will feed into wages – it’s possible but not very likely as unemployment rises
good luck with that one[/quote]
I was around to see what happened in the 70s and early 80s. “Lunch money” is an exaggeration unless we go into Weimar/Zimbabwe mode, but 10%+ inflation for a couple of years followed by some stabilization would sure knock a mortage down to size. Read some history if you weren’t around for the last episode. I did point out that there might be some dicey periods in the middle, but you have to bet on something.
[quote=otherposterwhosenameescapedme]I guess it depends on your definition of the hood.[/quote]
Encanto, Spring Valley/La Presa, Golden Hill, central El Cajon, to name a few.
[quote]But in some spots I see condos and some SFRs going for prices that put them at parity with rent, which should put some sort of floor under prices.[/quote]
Agreed, and there seems to be a lot of interest in anything that pencils out as a rental in the places we’ve looked into. Still, most “nice” neighborhoods are priced too high IMO and will have to come down quite a bit before normal people can afford them as either buyers or renters.
[quote]Of course I suppose rent could go down …[/quote]
Our rent has gone down in real terms over the three years we’ve lived here: we’ve had no rent increases in that whole time. It should have gone up 5-10% to keep pace with everything else.
Participant[quote=4plexowner]”We’re counting on inflation to shrink the relative size of our mortgage down to lunch money within a few years”
how exactly do you think that will work?
you must be assuming that inflation will feed into wages – it’s possible but not very likely as unemployment rises
good luck with that one[/quote]
I was around to see what happened in the 70s and early 80s. “Lunch money” is an exaggeration unless we go into Weimar/Zimbabwe mode, but 10%+ inflation for a couple of years followed by some stabilization would sure knock a mortage down to size. Read some history if you weren’t around for the last episode. I did point out that there might be some dicey periods in the middle, but you have to bet on something.
[quote=otherposterwhosenameescapedme]I guess it depends on your definition of the hood.[/quote]
Encanto, Spring Valley/La Presa, Golden Hill, central El Cajon, to name a few.
[quote]But in some spots I see condos and some SFRs going for prices that put them at parity with rent, which should put some sort of floor under prices.[/quote]
Agreed, and there seems to be a lot of interest in anything that pencils out as a rental in the places we’ve looked into. Still, most “nice” neighborhoods are priced too high IMO and will have to come down quite a bit before normal people can afford them as either buyers or renters.
[quote]Of course I suppose rent could go down …[/quote]
Our rent has gone down in real terms over the three years we’ve lived here: we’ve had no rent increases in that whole time. It should have gone up 5-10% to keep pace with everything else.
Participant[quote=4plexowner]”We’re counting on inflation to shrink the relative size of our mortgage down to lunch money within a few years”
how exactly do you think that will work?
you must be assuming that inflation will feed into wages – it’s possible but not very likely as unemployment rises
good luck with that one[/quote]
I was around to see what happened in the 70s and early 80s. “Lunch money” is an exaggeration unless we go into Weimar/Zimbabwe mode, but 10%+ inflation for a couple of years followed by some stabilization would sure knock a mortage down to size. Read some history if you weren’t around for the last episode. I did point out that there might be some dicey periods in the middle, but you have to bet on something.
[quote=otherposterwhosenameescapedme]I guess it depends on your definition of the hood.[/quote]
Encanto, Spring Valley/La Presa, Golden Hill, central El Cajon, to name a few.
[quote]But in some spots I see condos and some SFRs going for prices that put them at parity with rent, which should put some sort of floor under prices.[/quote]
Agreed, and there seems to be a lot of interest in anything that pencils out as a rental in the places we’ve looked into. Still, most “nice” neighborhoods are priced too high IMO and will have to come down quite a bit before normal people can afford them as either buyers or renters.
[quote]Of course I suppose rent could go down …[/quote]
Our rent has gone down in real terms over the three years we’ve lived here: we’ve had no rent increases in that whole time. It should have gone up 5-10% to keep pace with everything else.
Participant[quote=4plexowner]”We’re counting on inflation to shrink the relative size of our mortgage down to lunch money within a few years”
how exactly do you think that will work?
you must be assuming that inflation will feed into wages – it’s possible but not very likely as unemployment rises
good luck with that one[/quote]
I was around to see what happened in the 70s and early 80s. “Lunch money” is an exaggeration unless we go into Weimar/Zimbabwe mode, but 10%+ inflation for a couple of years followed by some stabilization would sure knock a mortage down to size. Read some history if you weren’t around for the last episode. I did point out that there might be some dicey periods in the middle, but you have to bet on something.
[quote=otherposterwhosenameescapedme]I guess it depends on your definition of the hood.[/quote]
Encanto, Spring Valley/La Presa, Golden Hill, central El Cajon, to name a few.
[quote]But in some spots I see condos and some SFRs going for prices that put them at parity with rent, which should put some sort of floor under prices.[/quote]
Agreed, and there seems to be a lot of interest in anything that pencils out as a rental in the places we’ve looked into. Still, most “nice” neighborhoods are priced too high IMO and will have to come down quite a bit before normal people can afford them as either buyers or renters.
[quote]Of course I suppose rent could go down …[/quote]
Our rent has gone down in real terms over the three years we’ve lived here: we’ve had no rent increases in that whole time. It should have gone up 5-10% to keep pace with everything else.
Participant[quote=4plexowner]”We’re counting on inflation to shrink the relative size of our mortgage down to lunch money within a few years”
how exactly do you think that will work?
you must be assuming that inflation will feed into wages – it’s possible but not very likely as unemployment rises
good luck with that one[/quote]
I was around to see what happened in the 70s and early 80s. “Lunch money” is an exaggeration unless we go into Weimar/Zimbabwe mode, but 10%+ inflation for a couple of years followed by some stabilization would sure knock a mortage down to size. Read some history if you weren’t around for the last episode. I did point out that there might be some dicey periods in the middle, but you have to bet on something.
[quote=otherposterwhosenameescapedme]I guess it depends on your definition of the hood.[/quote]
Encanto, Spring Valley/La Presa, Golden Hill, central El Cajon, to name a few.
[quote]But in some spots I see condos and some SFRs going for prices that put them at parity with rent, which should put some sort of floor under prices.[/quote]
Agreed, and there seems to be a lot of interest in anything that pencils out as a rental in the places we’ve looked into. Still, most “nice” neighborhoods are priced too high IMO and will have to come down quite a bit before normal people can afford them as either buyers or renters.
[quote]Of course I suppose rent could go down …[/quote]
Our rent has gone down in real terms over the three years we’ve lived here: we’ve had no rent increases in that whole time. It should have gone up 5-10% to keep pace with everything else.
Participant[quote=patientrenter]A good friend of mine, well-educated, hardworking, etc, grew up with 8 family members in a 2-bedroom apartment.[/quote]
Ask your friend’s parents if they thought it was fun. I think you don’t have kids.
[quote]You don’t NEED a large home. It’s a luxury, and if you buy it it’s because you want to spend on a luxury. If you bought a Ferrari, I would wish you lots of enjoyment and I wouldn’t throw mud at you… unless you claimed it was a necessity and you came back 30 years later saying you couldn’t retire on your own unsubsidized savings.[/quote]
Who said anything about a “large” house? I think the OP is talking about something modest if he’s shopping in the $250-300k range or lower. My wife and I are thinking a bit more downscale than that and would be thrilled with it.
Participant[quote=patientrenter]A good friend of mine, well-educated, hardworking, etc, grew up with 8 family members in a 2-bedroom apartment.[/quote]
Ask your friend’s parents if they thought it was fun. I think you don’t have kids.
[quote]You don’t NEED a large home. It’s a luxury, and if you buy it it’s because you want to spend on a luxury. If you bought a Ferrari, I would wish you lots of enjoyment and I wouldn’t throw mud at you… unless you claimed it was a necessity and you came back 30 years later saying you couldn’t retire on your own unsubsidized savings.[/quote]
Who said anything about a “large” house? I think the OP is talking about something modest if he’s shopping in the $250-300k range or lower. My wife and I are thinking a bit more downscale than that and would be thrilled with it.
Participant[quote=patientrenter]A good friend of mine, well-educated, hardworking, etc, grew up with 8 family members in a 2-bedroom apartment.[/quote]
Ask your friend’s parents if they thought it was fun. I think you don’t have kids.
[quote]You don’t NEED a large home. It’s a luxury, and if you buy it it’s because you want to spend on a luxury. If you bought a Ferrari, I would wish you lots of enjoyment and I wouldn’t throw mud at you… unless you claimed it was a necessity and you came back 30 years later saying you couldn’t retire on your own unsubsidized savings.[/quote]
Who said anything about a “large” house? I think the OP is talking about something modest if he’s shopping in the $250-300k range or lower. My wife and I are thinking a bit more downscale than that and would be thrilled with it.
Participant[quote=patientrenter]A good friend of mine, well-educated, hardworking, etc, grew up with 8 family members in a 2-bedroom apartment.[/quote]
Ask your friend’s parents if they thought it was fun. I think you don’t have kids.
[quote]You don’t NEED a large home. It’s a luxury, and if you buy it it’s because you want to spend on a luxury. If you bought a Ferrari, I would wish you lots of enjoyment and I wouldn’t throw mud at you… unless you claimed it was a necessity and you came back 30 years later saying you couldn’t retire on your own unsubsidized savings.[/quote]
Who said anything about a “large” house? I think the OP is talking about something modest if he’s shopping in the $250-300k range or lower. My wife and I are thinking a bit more downscale than that and would be thrilled with it.
Participant[quote=patientrenter]A good friend of mine, well-educated, hardworking, etc, grew up with 8 family members in a 2-bedroom apartment.[/quote]
Ask your friend’s parents if they thought it was fun. I think you don’t have kids.
[quote]You don’t NEED a large home. It’s a luxury, and if you buy it it’s because you want to spend on a luxury. If you bought a Ferrari, I would wish you lots of enjoyment and I wouldn’t throw mud at you… unless you claimed it was a necessity and you came back 30 years later saying you couldn’t retire on your own unsubsidized savings.[/quote]
Who said anything about a “large” house? I think the OP is talking about something modest if he’s shopping in the $250-300k range or lower. My wife and I are thinking a bit more downscale than that and would be thrilled with it.
Participant[quote=dozzao]Yes I agree Drboom. It is not easy with kids. Good luck with your purchase – it sounds like you have done your homework.[/quote]
Monitoring the SD housing market, along with larger economic and policy issues, is something of a hobby in our house. My wife is in full nesting mode, but she is willing to listen to reason. 🙂
[quote]I am trying to hold off buying for the time being and maybe get a 2bedroom rental apartment. But it will mean we wont save any money each month which will suck but at least we will have more space.[/quote]
I think an apartment is doable with a 1-2 year old, but it gets harder the closer they get to 3. Going to the park every day just isn’t realistic, especially if you have to work around a baby’s meal and nap schedule.
My 3.5 year old is literally running in circles in our living room as I write this. It’s both cute and sad at the same time.
Participant[quote=dozzao]Yes I agree Drboom. It is not easy with kids. Good luck with your purchase – it sounds like you have done your homework.[/quote]
Monitoring the SD housing market, along with larger economic and policy issues, is something of a hobby in our house. My wife is in full nesting mode, but she is willing to listen to reason. 🙂
[quote]I am trying to hold off buying for the time being and maybe get a 2bedroom rental apartment. But it will mean we wont save any money each month which will suck but at least we will have more space.[/quote]
I think an apartment is doable with a 1-2 year old, but it gets harder the closer they get to 3. Going to the park every day just isn’t realistic, especially if you have to work around a baby’s meal and nap schedule.
My 3.5 year old is literally running in circles in our living room as I write this. It’s both cute and sad at the same time.
Participant[quote=dozzao]Yes I agree Drboom. It is not easy with kids. Good luck with your purchase – it sounds like you have done your homework.[/quote]
Monitoring the SD housing market, along with larger economic and policy issues, is something of a hobby in our house. My wife is in full nesting mode, but she is willing to listen to reason. 🙂
[quote]I am trying to hold off buying for the time being and maybe get a 2bedroom rental apartment. But it will mean we wont save any money each month which will suck but at least we will have more space.[/quote]
I think an apartment is doable with a 1-2 year old, but it gets harder the closer they get to 3. Going to the park every day just isn’t realistic, especially if you have to work around a baby’s meal and nap schedule.
My 3.5 year old is literally running in circles in our living room as I write this. It’s both cute and sad at the same time.
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