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CoronitaParticipantI wouldn’t go as far to say this is about making money. The intentions are good, but some things I’m just left scratching my head… Here’s an example. Here is the sort of common core math problems, that my kid has been practicing on a computer program that is being used by our school…
The problem is to solve a very simple subtraction problem 511-475…
The idea is to figure out which of the 4 methods to use the fewest number of “steps” to solve the problem…
Here are the different “methods
1)Method #1: The one of the far right is the traditional way of subtracting… Its suppose to take 5 steps…
…You borrow 10 to make 11, and subtract 5 to get 6 (2steps)
…You borrow 100 to and subtract 70 to get 30 (2 steps)
…You subtract 400-400 to get 0 (1 step)2)Method#2: The one on the far left is called the “make 100’s/10’s/etc”.. Basically, you start with the small number and figure out how many hundreds it takes to get to the final number without going over… And then you add…Then you figure out how many 10’s it takes to get to the final number without going over, and then you add…Then you figure out how many 1’s it takes to get to the final number and add..
So for example,
a. starting at 475, you count by tens to get to 505… You get 30, and you add that to 475, which is 505.
b. Then you start at 505 and you figure out how many ones it takes to get to 511 (so that is 6)….
c. And then you add 30 with 6 ==> 36This method supposedly takes 3 steps. Ok, I’m fine with this.
Method #3 and #4: The middle two “methods” I call the totally foobared methods because I’m trying to understand how either of them can be “easier” than either doing it the traditional way or the make 100’s/10’s/etc method….
3.Method #3: The method that is second from the right goes like:
a)take either number, and figure out how much it takes to get to a number that is “friendly” (base 100 or base 10)
511->500 : subtract 11
b)Subtract using the friendly number
500-475==>25 (supposedly kids are suppose to do this in their head…I doubt it…See my comment below)
c)add what you subtracted back to the answer
25+10 =>35
+1 =>365 total steps…Though I would disagree..If this problem was slightly different (say 511-476…The kid is not going to be able to do 500-476 in their head…They will end up subtracting 500-476 using the some traditional way, which defeats the entire point of this approach… Which is why imho I call this the method really foobared way of doing it.
4.Method#4: The method that is second from the left goes like
Shift each number on both sides by the same amount until you get a friendly number, and subtract the friendly number
So for example…475–>500
you first add 5 to both numbers (2 steps)
you then add 20 to both numbers (2 steps)
then you subtract the result (536-500) (1step)
5 total stepsAnyway, I timed my kid on doing the same problem each way….And the traditional “borrowing” method the results came out pretty quickly in my kid’s head, with a close second being the make 10’s/make100’s approach. I’m not sure what the point of the two approaches int the middle. I doubt most 3-4-5 graders could do that in their head…Which begs the question..WTF??? This is going to make kids have better math skills????
CoronitaParticipantSeptember 9, 2015 at 4:35 PM in reply to: Vanity Fair – Is Silicon Valley in Another Tech Bubble? #789223
CoronitaParticipant[quote=joec][quote=mixxalot]It is until the funny Chinese money runs out. When I lived in the bay area, open houses were 99% dominated by Chinese and Indians. I moved due to much higher living costs than San Diego and lower quality of life. Bay area where I rented in Mountain View was not bad but my neighbors were constantly always working six days a week or busy with kids.
In San Diego I pay 2K less than bay area and people are more laid back. Traffic is just as bad now though here as it is in the bay area but fortunately I don’t have to drive that much in it.[/quote]
I’m not sure how it is now in SD, but I think if someone looks at all the recent buyers in CV of new developments, I’d guess that close to 80%+ will have an Asian or Indian last name too…
Last open houses I went to were probably close to 90% asian (incl. indians)…flu can probably confirm in his CV hood.
Not 99% (probably exaggerated…but not that different from the bay area I think).[/quote]
There is probably a reason for this, as the Chinese economy tanks. People keep trying to draw parallels between the re purchases now from Chinese versus thosenmade from Japanese Taiwanese and Korean back in the 80ies and 90ies…but I think the motivation for individual purchases are completely different. Back when the Japanese/Koreans/Taiwanese were buying re from the 80ies and 90ies most of it was speculation and very little of it had to do with people wanting to relocate here. I think a lot of the re purchases happening on the high end is more motivated out of fear that when the economy in china tanks, the 1% wealthy there are fearful they will be the scapegoat for all the government’s failed intervention policy. And the fear goes all the way from being fearful that the government will simply confiscate the wealth..to fear that the government will confiscate and throw people in jail..So I think at least for the wealthier, they are parking their assets in the US and elsewhere where it is out of reach of the Chinese government..and are probably working on immigrating here…….I said this many times. Things might be pretty screwed up here, but the rest of the world is much more screwed up. Just a few days ago, I think the Chinese government jailed a few people that had a hedge fund that was shorting the markets. So you can bet as the markets tank there, the wealthy will have a big target on their back and the environment will increasingly get more hostile towards them… especially if the regime changes…
The people buying multimillion homes in the US are not your average middle class worker in china. They really can’t afford it here. Its all the wealthy buyers. And I think the way they look at it is…buying re in the u.s. might eventually cause them to lose 10-20% if home prices decline. But its still better than losing 100% of their wealth by keeping it in china if the government increasingly gets more hostile towards them…
September 7, 2015 at 10:28 PM in reply to: Vanity Fair – Is Silicon Valley in Another Tech Bubble? #789198
CoronitaParticipantI don’t know if it’s a bubble or not, but I was just up there to deal with a rental….and the malls were packed…I mean, I’ve never seen so many new stores, restaurants, etc, and new strip malls….It’s crazy……I miss Silicon Valley, but I wouldn’t be able to afford to live my quality of life down here in Bay Area right now, unless I was fortunate enough to hit the stock option jackpot.
CoronitaParticipant[quote=outtamojo]$2495 been the going rate for 1450 sq ft 3/2 detached condo in SEH for 2 years now . So 2495 + premium for Carmel Valley location, better complex… doesn’t look too outlandish to me.[/quote]
Ouch, really? $2500 in SEH…My understanding is SEH is in pretty high demand these days too. Wow…
CoronitaParticipant[quote=njtosd]The CV listing is especially bad considering that it is on Mykonos Ln, which is a tiny street that leads to CVMS and the Boys And Gurls Club. The traffic is horrible for an hour or so each morning and afternoon.[/quote]
That townhome complex is pretty nice for a townhome…The traffic is not great, but it’s a convenient location and starting families can easily drop their kids off by walking at CVMS and/or boys/girls club….
I didn’t think these were renting out as much as they were….During the downturn, I did see a few 3/3 going for around $490k i think
So I’m think $400k loan @ 4% is around $1900/month… Add another 6500 for PropertyTax+MR+ins, and that’s an additional $542/month. So $2442, maybe $2500/month…
For CarmelV, near break even or slightly above, not bad given it’s CarmelV. Of course, now these probably sell for around $650k, so it’s not a good idea for them being rentals now…I didn’t think rent would catch up that quickly…
CoronitaParticipant[quote=spdrun]Is this a slushbox? If so, let it leak, let it blow up, replace with a real transmission. Problem solved :)[/quote]
whatever.
CoronitaParticipantok 9pm…time to get messy right before I go to bed I think I will let it drain overnight….
CoronitaParticipant[quote=moneymaker]If you get a skid plate for the miata let me know how it works as I’m thinking about doing it too flu. Put one on my Jetta TDI and have no regrets so far.[/quote]
That’s not for a miata. Its for an Audi.
Jbweld didn’t plug the leak. Oh well. Pan on order. I hate doing this job. Last time it was a complete mess.
CoronitaParticipantSo… I guess the question now is… Should I go with OEM made in germany for $116….
http://www.rmeuropean.com/Part-Number/Transmission-Oil-Pan-__01V321359B_ZF_CE04B7F6.aspx
..Or should I go for some made in china brand for $28 🙂
Both will have a 2 year warranty…lol…A pan is a pan, so what difference should it make?
Might as well change the filter, and fluids and seal while I’m at it…
CoronitaParticipantI don’t use antivirus software…bogs down the computer too much. I like osx, and am growing accustomed to it. If I need to use windows, I’ll run it as a virtual container..though until recently, vmware didn’t seem to work well with it…
CoronitaParticipant[quote=all]But Google employees are mostly in SV, where cost of living is much lower.[/quote]
Lol
CoronitaParticipant“$10,925 Nissan credit captivecash to the dealer. ”
What exactly is this… (sorry, never leased before and never took out a loan to buy a car before)
CoronitaParticipantIt’s pretty funny who wants prop13 reformed and who doesn’t. Those that have a vested interest to keep low property taxes from an investment perspective, and those that don’t…..
I’m sure folks would be singing a different tune if that changed…I think people who win the powerball lottery should be forced to pay most of it back as taxes and only keep $2million at most. Because that’s what I would do if I were to win…(Now if I actually win, that would be a different story :))
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