[Coronita]

make more money, you bum. the modern woman shouldn't have to put up with fat, lazy… er… *underachieving* men.

 

The modern woman, actually, can make her own money equal to or greater than her man :). I get veto power only by a slim $1000/year. Besides, UAW isn't the crackerpot it use to be. I'm not use to having to actually "work" for a living 🙂 

 

[Coronita]

Actually, tech-junkie….when you put things the way you did, they all seem pretty damn funny now. 🙂 Thanks for expanding my schadenfreude horizons;)

By the way, 1)some people smoke themselves into getting cancer, 2)some people disregard medical advice and have children too late in life and increase (by exponential factors) the chances of having Down's Syndrome rear it's ugly head, 3) some people are not meant for marriage and/or are able to work through infidelity with marriage counseling thereby avoiding divorce, and 4) this guy may have the last laugh when the dust settles. In other words…things are not always what they appear to be.

So yeah, someone's house falling down a cliff in La Jolla where they must have known it had a significant chance of falling before buying/building it is pretty fucking funny!! Nuff said?

 

ouch. Everyone sounds like a mother on this board. "Well, person X should have done this or that 🙂

 

 

[Coronita]

Whenever my wifes talks about wanting to move to a larger place in CV or Del Mar or RSF, the only "data" i need to show is

1) the price of the home(s)

2) our bank accounts.

 

End of story. 

 

[Coronita]

Tomorrow if I have time I will write out the current NODs of attached homes in 92130 from this month. When I first talked to fish tank lady she punted me when I told her I didn't think she would get more then 465k for her place…That was a way overly generous evaluation. I would absolutely agree with your assessment.

Thanks SDR. If things really crater to the high $300k for a 3/2, I might be tempted again to pick up a place again. Fundamentally, a lot of these town homes are pretty nice as rentals. I'd be curious to see a list of NODs on attached homes in CV. 

[Coronita]

SD R,

 

Fish Tank lady isn't going to be happy with this one. Look what I just found.

http://sandiego.houserebate.com/search/homeview.asp?id=1667011&p3=-1&ix=47

 

ty:	Carmel Valley
Cross Street:	El Camino Real
Map Code:	1207 /F 7

MLS #:	071064716
Original List Price:	$499,900
Pictures:	8 available
Subdivision:	Crest At Del Mar
Complex:	Crest At Del Mar
Zip:	92130
Community:	CARMEL VALLEY

 

I would also say that a lot of the Heights units are about $100k overpriced relative to comparable units right now.

 

[Coronita]

They aren't forever…(although for practical purposes, they are for a long time).

[Coronita]

Hey Allan –

Dont forget they (the ivy leaguers) are pretty good at counting cards as well…

SD Realtor

 

LOL…SD R,

First you ridicule me yesterday about Torrey Hills. Now your giving me crap about my education. You're on a roll here, I'm waiting for what you have to say tomorrow…. 🙂 Just kidding…

Truth is that there are more than one way of getting into an Ivy. Lot of trust fund babies get in through back doors, as our Prez demonstrated. I've seen a fair share of idiots when I was in school.

[Coronita]

For the search challenged…

3 pages alone are from The Heights, not to mention

other converts  from Andalucia  (MyKonos Lane addresses)

and a bunch from Airoso  (MYSTRA Pt)

 

 

6132 MYSTRA PT., San Diego
$535,000	92130	4	2.50	1572	Community Schools n/a
details	6132 MYSTRA PT., San Diego
	$535,000	92130	4	2.50	1572	Community Schools n/a
details	12372 CARMEL COUNTRY ROAD E303, San Diego
	$536,310	92130	2	2.00	1276	Community Schools n/a
details	12374 CARMEL COUNTRY ROAD H203, San Diego
	$537,300	92130	2	2.00	1276	Community Schools n/a
details	12370 CARMEL COUNTRY ROAD E209, San Diego
	$539,340	92130	2	2.00	1327	Community Schools n/a
details	12374 CARMEL COUNTRY ROAD H109, San Diego
	$539,340	92130	2	2.00	1401	Community Schools n/a
details	3967 CAMINITO DEL MAR SURF, San Diego
	$540,000-$599,876	92130	3	2.50		Community Schools n/a
details	12370 CARMEL COUNTRY ROAD E109, San Diego
	$544,390	92130	2	2.00	1327	Community Schools n/a
details	3804 FALLON CIRCLE, San Diego
	$545,000	92130	2	2.00	1240	Community Schools Map
details	12374 CARMEL COUNTRY RD. H310, San Diego
	$550,000	92130	3	2.00	1444	Community Schools n/a

 

 

12374 CARMEL COUNTRY RD. H310, San Diego
$550,000	92130	3	2.00	1444

 

 

Page 10:

 

6113 CALERA PLACE, San Diego
$550,000-$600,876	92130	3	2.50	1478	Community Schools n/a
details	3706 MYKONOS LANE 177, San Diego
	$559,900	92130	2	2.50	1231	Community Schools n/a
details	12372 CARMEL COUNTRY ROAD E309, San Diego
	$564,900	92130	2	2.00	1327	Community Schools n/a
details	3666 FALLON CIR, San Diego
	$565,000	92130	2	2.50	1401	Community Schools n/a
details	12517 EL CAMINO REAL C, San Diego
	$565,000-$585,000	92130	3	2.50	1533	Community Schools Map
details	3693 CAMINITO CIELO DEL MAR, San Diego
	$565,000	92130	3	2.50	1333	Community Schools Map
details	12370 CARMEL COUNTRY ROAD E207, San Diego
	$567,950	92130	2	2.00	1370	Community Schools n/a
details	13038 CADENCIA, SAN DIEGO
	$569,000	92130	3	2.50		Community Schools Map
details	12372 CARMEL COUNTRY ROAD F302, San Diego
	$569,900	92130	2	2.00	1401	Community Schools Map
details	12372 CARMEL COUNTRY ROAD F307, San Diego
	$569,900	92130	2	2.00	1401	Community Schools Map

 Page 11

12374 CARMEL COUNTRY ROAD H302, San Diego
$569,900	92130	2	2.00	1401	Community Schools Map
details	12370 CARMEL COUNTRY ROAD E302, San Diego
	$570,651	92130	2	2.00	1401	Community Schools n/a
details	12723 VIA NIEVE, San Diego
	$585,000-$635,876	92130	3	2.50	1532	Community Schools Map
details	13032 CADENCIA PL, San Diego
	$595,000-$635,000	92130	3	2.50	1563	Community Schools Map
details	6128 GALANTE PL, San Diego
	$599,000	92130	4	2.50	1572	Community Schools Map
details	3992 VIA HOLGURA, San Diego
	$599,900	92130	3	2.50	1433	Community Schools n/a
details	13504 JADESTONE WAY, San Diego
	$599,900	92130	2	3.00	1428	Community Schools n/a
details	12988 CARMEL CREEK ROAD 172, San Diego
	$600,000-$635,000	92130	3	2.50	1432	Community Schools Map
details	12370 CARMEL COUNTRY ROAD E210, San Diego
	$607,461	92130	2	3.00	1444	Community Schools n/a
details	13046 LAMIA POINT, San Diego
	$615,000	92130	3	2.50	1563	Community Schools

 

 

[Coronita]

still way too expensive as an investment property imho.

[Coronita]

FLU you still have the best name on the board… Also I have a feeling that you didn't pay 800-900k for your Torrey Hills home…. I think you are bit to savy for that move my friend…

On the other hand I know of a great Carmel Valley condo for you…It even comes with a fish!

SD Realtor

You thought wrong my friend. I did pay roughly in between that for something slightly over 2600. And the backyard is more like a patio than a yard. The worst part about living in torrey hills, is the fricking AmTrak operator that likes to toot the horn. The damn canyons carry that pretty far.

Oh well. As far as the condo, no thanks. It wouldn't make sense to buy something we sold earlier.

 

 

I can't believe that person is still asking $519k.

[Coronita]

It's not just shorters that are quiet. Bulls are quiet on a down day.

 

Observation: no one likes to feel like they made the wrong decision, or had bad timing.

 

You'll here the bear stock market folks on the days the dow/nas takes a beating, and then the bulls will go silent.

—– Sour grapes for everyone!

[Coronita]

<deleted> because of duplicate.

 

 

[Coronita]

what does a fed rate cut have to do with the market? volatility = what'll ben do next.

Well, it seems like the "rally" is already pricing in a rate cut. It will be interesting if the Fed doesn't cut rates. The only thing I think that could play out to sustain a rally is if the banks continue to report hairy news, consumer confidence takes a beating, unemployment goes bad to worse, and personal spending goes down. Such that the Fed will have to cut rates. At this point, it seems the bad news(to a point) is good news for a rally. The expectation is that things are bad, hence a fed rate cut is factored in.

 

Of course, there is the liquidity crunch, which hopefully isn't going to be a problem at the institution level. I think that's where the Fed is concerned about. They don't care about the average over-leveraged folk(s) if you ask me.  Don't think the fed is trying to save those folks.

[Coronita]

The first thing is that most sellers who are not distressed are still way out of touch with the market reality. Especially in the more desireable areas. It is very frustrating. How someone would ask 800-900k for a 2500 sf home on a small lot that sits a few hundred yards from I5 and looks directly into an office building is simply crazy! Similarly La Costa Valley homes, while very nice are also priced with no concept of current conditions either. We actually saw a home that was HIGHER then recent comps and from our opinion was not appreciably in better condition. Seems like there are a whole lot of sellers that need to be put on ice for awhile.

 

Ouch. SD Realtor. After all the love and support, you stabbed me in the heart. Just kidding. Actually, yes I'm one of the fools that live in one of these in Torrey Hills. In fact, I would say most Torrey Hills places have some exposure to I-5 noise. I guess it could be worse, I could be living in Sea Ridge, right behind the power lines :).

 

[Coronita]

Countrywide Bank is still paying 5.35% APR (5.50% APY) on liquid deposits of $10K- $100K
For a $250K account 5.49% APR (5.65% APY)

On a 1 YR CD it's 5.50%. All FDIC insured to the limits.

ANY FDIC account is just as "reputable" as another.

What makes you think WORLD SAVINGS is so reputable ???

Well, what I consider

1) easy access at a branch in del mar

2) prior banking history

3) sufficient time to roll teaser cd's without auto-reenrolling in a lower rate.

I would use countrywide, except I'm not aware of any local branches (could be wrong). When the CD matures, I want to be able to move things out in person.

 

[Author]

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