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CoronitaParticipant[quote=zk][quote=SK in CV][quote=cvmom]Unfortunately, I think this is wishful thinking. I took an Uber ride yesterday with a Muslim immigrant driver (naturalized US citizen) from Iraq. I was so sure he would be voting Hillary…but no. He didn’t like either major party option, so is planning not to vote at all. If even a Muslim immigrant is planning to stay home on election day, it seems to me that there is a real chance of a President Trump.[/quote]
Fortunately, we have better tools at our disposal than your one person survey. National and state by state surveys confirm that Clinton is comfortably in the lead.[/quote]
She’s leading right now. Let’s hope it stays that way. I understand cvmom’s concern. I know several otherwise-semi-reasonable (or so I thought) people, none of whom fit the typical Trump demographic (uneducated, working-class white), who are very much in favor of Trump. If cvmom’s uber driver isn’t voting, and these upper-middle to lower-upper class people are voting for Trump, then there is, in my opinion, a chance that Trump could come from behind (again) and win.
My retirement, which is next year, comes a bit late. If I could, I’d be in North Carolina or Florida or Pennsylvania right now going door-to-door. Nothing less than the future of our country is at stake. Now is not the time to be complacent.[/quote]
Congrats on the retirement!
It’s my personal opinion is to fight fire with fire. Trump wants a slugfest, Hillary should just continue to hit below the belt.
It’s pretty obvious that Trump just can’t stop and let go on the most petty things. So double down on his weakness, and keep bring up things that demonstrates he’s so mentally unfit to lead a country…..
Most people in this country enjoy watching Jerry Springer. So in order to win this election, you got to win the populist vote among the Jerry Springer crowd.
CoronitaParticipant[quote=carli]I read this NY Times article about Trump pushing Asian Americans (who’ve replaced Hispanics as the fastest growing racial group in the U.S.) into “Democratic arms” and thought of flu, AN and my Asian American friends…so true! -http://www.nytimes.com/2016/10/02/us/politics/trump-asian-american-voters.html?smid=fb-nytimes&smtyp=cur&_r=0.[/quote]
The more Trump and his followers blame minorities for all of their economic ills (that were more or less self induced), the more this is going to happen.
It’s just a matter of time before the hate/anger spills over from Muslims and Latinos to anyone else that is of color. It’s even more hysterical that Trump was trying to win the votes of African Americans. Trump and his racist followers won’t just stop at Muslims and Latinos. They’ll move on to Indians and Asians, next. The common theme is. “I’m suffering economically…Rather than the problem being my life choices, it’s (insert minority to blame here) fault”…Very ironic to the GOP mantra of “personal responsibility”. I guess not many people in really believe in it. oh well.
My sibling and her husband are ultra-conservative and never ever voted Democrat for the past 30 years…It will be a first for them when they vote for HRC, reluctantly I might add.
My concern is I hope we don’t have a landslide in senate and house. We need a balanced government. We need a return to something moderate, not something ridiculously extreme at either end of the spectrum.
October 1, 2016 at 7:45 AM in reply to: Potential pitfalls of going into Escrow with Investors/Cash Buyers #801714CoronitaParticipantThis
>>> When the offer came in I held onto it as long as I could, hoping for other offers.
and
>>> If you are getting investor interest, you’re probably pricing to low.
Contradict each other.
If you’re priced too low, you should be getting multiple offers, regardless of investor or non-investor. If this offer was the only one you had, chances are you’ve priced your house too high, given the condition and everything else.
There could be many reasons why it fell out of escrow/ Maybe the buyer found something better for the same amount of money. That would have happened irrespective of whether the person is a cash buyer or not a cash buyer and whether the person is an investor or not investor.
If you were dealing with a non-cash buyer, you know what could have happened? You could have made it past the 17 day contingency, and the buyer still could have backed out afterwards if he didn’t meet his loan contingency.
If you really really want to push the envelope for a cash buyer, you can reduce the contingency period from 17 days to 10 as a counter offer (for example). I’ve had that done to me a few times as a cash buyer, and it didn’t bother me or change my mind one bit as long as the seller provided all the necessary documentation etc (for example HOA docs) in time. . If the person never looked at the place before submitting an offer, you could ask your agent to request that too from the potential buyer.
The only thing you should care about is getting the house sold at the highest price irrespective of who the buyer is. No emotional attachment whatsoever.
Sorry you fell out of escrow. It happens. just be patient, and eventually it will happen.. Been there, done that.
CoronitaParticipantlol…
the again, maybe it’s not so funny because yes, there appears to be plenty of people in this category.
CoronitaParticipant[quote=bearishgurl]
My life will be the same no matter WHO becomes our next president. If I have to remain on obamacare (if I choose to retire in place) until I’m eligible for MC, that will be the only difference in it (if HRC should win the election). And, in any case, obamacare will still be in place for all of 2017 no matter who wins.
[/quote]
Well, for starters, something that you’ve proven recently on this board is you do tend to have racist/xenophobic tendencies. That was a surprise to me. And like I said, ever since I learned about that, things are quite different imho. And more recently, you’re trying very hard to rationalize some of this behavior, which is interesting. You’re trying to make an argument that everyone is just too PC…
Uh, I’m the last person that really would care about PCness. Like I said, you learn from your Trump god, and we’re beyond just being PC.[quote]
You keep speaking here of Trump’s supposed “gaffes” and un-PC sounding talk … as you perceive it. Do you honestly believe that Trump voters are just like Trump? If you do, you’re far more delusional than I imagined you to be.
[/quote]Not everyone. I tend to evaluate people on a case by case basis. When it comes to you, most definitely, you think and act exactly like him, minus money and financial influence to get away with it..
There were a few run ins with some adults at some social gatherings too, and yes they would fit in that category with you too.
So yes, so far, my run ins with Trump supporters have been people that are
1) racists
or
2) aren’t very well educated or informed (and I’m not talking about college degrees)
or
3) have an ax to grind because for whatever reason personal decisions they made in their life that affected them financially is somehow everyone else’s fault.[quote]
(rant about Hillary)
[/quote]I wouldn’t know about Hillary. I’m not a big fan of her either. And like I said, at this point, it’s picking the lesser of two evils, especially when one side tends to be racists, xenophobic, and insists on blaming all of their social and economic woes on someone that isn’t (for the lack of the better word) white.
For whatever reasons, you’re fixated on Latinos somehow stealing finance/benefits/opportunities away from you. You thumb your nose at asians who are willing to work much harder than you, and for the most part have achieved more than you have because they were willing to put the time and energy into it. You talk about limiting asians with your simple minded “let’s give them harder English proficiency tests”, when the fact of the matter is many of them probably have better English than you or I (at least written)…
All of your arguments and ways of “addressing/limiting foreigners” are the same low class, ill-informed, low information things that that a rural bumpkin would say, based on outdated, ill-informed stereotypes that aren’t even true. I sometimes wonder why you even bother staying in California ,versus moving to a place like West Virginia.
CoronitaParticipant[quote]
SK, between you and your “sidekick” (flu/flu redux/bullishgurl/fat_lazy_union, etc, etc, depending on what day or time it is) who seems to have recently gotten into the habit of following you around here on your coattails, I just want to point out that the words, “slut” and “prostitute” (to describe Machado) were in both of YOUR posts . . . not mine.
[/quote]
BG. The irony of this is SK and I rarely agree on anything. Neither do harvey and I. And the same could be said about BrianSD and I. And yet, why all the sudden is one of us saying the exact same thing to you?
Maybe the problem isn’t everyone else. Have you considered, maybe the problem is you?
I can’t tell if you were always like this, or if somehow Trump brainwashed you into thinking half of the things you say is actually rational. Maybe it was just all bottled up, and after years of suppression, you now feel comfortable enough to show how you really think, because there is a public figure that as you say “isn’t concerned about being PC”… What you don’t realize, is this is beyond being PC. If you can’t tell the difference between when people are overly PC, and when someone is outright hostile/offensive, well no one can help you then.
As a rule of thumb, the litmus test is pretty simple. Is what I’m about to say something that I could say at work without the consequences of being fired? Ask yourself that very question in most of what you say these days. Trump can get away with his behavior, because he’s pretty important person. You aren’t, and can’t. You would be unapproachable by any other employer. You know that.
I said it before, and I’ll say it again. The people who are going to suffer the most from Trumpmania when it ends, is not Trump and his immediate family, regardless of what happens in the election. The people that’s going to suffer all the people that are just normal jane/joes that act and behave exactly like him in front of everyone else. This is beyond you being political. It about just basic rational thought process of any reasonably decent human being. I’m curious, what is your plan B , if Trump doesn’t win, and suddenly there’s all this backlash against everyone and everything that has been an outwardly offensive/insensitive jerk that has characterized his support base? What if he does win and leaves office 4-8 years later after Trumpmania is no longer prevalent and normal human decency has been restored as the defacto standard? You think people are going to all this behavior that challenges human decency?
CoronitaParticipant[quote=SK in CV]Well, well, well……what’s good for the only slightly overweight cheetoh with a comb over….
It seems Mr. Trump appeared in an actual porn film.
Not surprising to anyone, he has a very small….some people say he has a very tiny, part.
I guess that makes him a not very reliable ….I don’t know, what does Donald Trump appearing in an actual porn film mean?
Well there are also 3 accusations that he raped underage girls, which is still pending in court.
September 30, 2016 at 7:15 AM in reply to: OT: Battle Ground Zero: Murrieta: Invasion of America #801654CoronitaParticipant[quote=no_such_reality]Why your software developer will soon been replaced by a robot.
Uber drivers have five years tops. I used to work in Pharma, 95% of the High paying R&D jobs really aren’t much more secure than the uber drivers. IMHO.
Tech R&D? Think about how many junior roles have already been displaced by automation just extrapolate that out.
So far the demand for anew flappy bird has outpaced automation, but automation is gaining fast.[/quote]
Most junior engineers are not really doing the R&D, they are usually being mentored by someone that is. There are exceptions…Some really brilliant people that have no formal education, but those are really the exception to the rule.
Tech R&D will never be replaced. Because there is always something else to invent.
We haven’t AI or self writing software (yet), so expecting a system to self-write is ways out. Probably another 10 years.Software tech is cyclical, typically lasting a decade. It’s been like this for a long time, and will continue to be this way. During each cycle, there is always 1 trend that is “hot”. When a new software trend/technology happens, it takes about 5 years for the top 10% to get really good at it, and then they end up building all the plumbing, libraries, etc for next 40-50% of the reasonable developers, which then ends up building tools/libraries/etc for the majority of the not-so-talented “programmers” and IT shops. Right now in the “mobile app” decade… I’d give it about another 1-2 years before we saturate, and then you’ll have all the hourly consultants start doing it, because by that time, it will be stale technology that almost everyone can do. About the same time, there will be some other software problem to solve, and that will occupy the industry for the next 10 years. I’m thinking that tread will be wrto connectivity from low power devices..And eventually someone will end up creating a platform for such low power devices that will become the industry standard. We aren’t there yet.
So there’s always a new tech/challenge to solve and get yourself wrapped around. The only question is, if you want to. Want to be at the top of the game? Change your focus when the trend changes. I use to be a backend developer when folks were building J2EE and all this EAI/B2B integration…And when that saturated and became boring, I switched to mobile architecture. And I’m gradually switching to connectivity, again because not many people can do it right (right now)….If you’re still stuck doing J2EE on the backend and that’s all you know, your days are limited (if not already)….
Like I said, if this was really a widespread problem, you wouldn’t still have so many people in this business and still doing very well in 2016. In fact, most of the folks that are up to date with their skills , are seeing a very health demand, per market comp packages. And unless you work in the industry, you really wouldn’t understand what’s really happening. You can hear all the negatives of it from the small percentage of the population that washed out, for whatever reasons..that also tend to be the most vocal in voicing their discontent.
CoronitaParticipant[quote=svelte]
He missed a golden opportunity to negate the racist, anti-woman image he has…all he needed to do was nominate a woman or minority as VP. I’ll never understand why he didn’t do that. It would have taken that bullet away from the Dems.[/quote]
That wouldn’t have satisfied the far right wing bible humpers.
Well, unless he nominated Sarah Palin, lol.I don’t know why people didn’t like Mitt Romney.
September 30, 2016 at 4:31 AM in reply to: OT: Battle Ground Zero: Murrieta: Invasion of America #801651CoronitaParticipantBTW Glad those lexus sedans are creating lots of U.S. jobs….
Exactly 0.0%
http://abcnews.go.com/WN/MadeInAmerica/page/made-america-car-american-made-13795239
September 30, 2016 at 4:24 AM in reply to: OT: Battle Ground Zero: Murrieta: Invasion of America #801645CoronitaParticipanthttp://www.marketwatch.com/story/foxconn-replaces-60000-humans-with-robots-in-china-2016-05-25
Apple supplier says automation has freed up its employees for higher value-added roles, such as in R&D
Read between the lines: manufacturing jobs go away, R&D jobs go up. The problem? The people who have manufacturing jobs probably aren’t going to be the same ones that have R&D jobs, because of a different skills gap.
Apple Inc. AAPL, -0.17% supplier Foxconn Technology Co. 2354, +0.22% has replaced 60,000 human workers with robots in a single factory, according to a report in the South China Morning Post, initially published over the weekend.This is part of a massive reduction in headcount across the entire Kunshan region in China’s Jiangsu province, in which many Taiwanese manufacturers base their Chinese operations.
In a statement to MarketWatch, Foxconn Technology Group confirmed that it has been automating its manufacturing facilities throughout China, including Kunshan, for “many years,” which it says has freed up its employees to focus on higher value-added elements of the manufacturing process, such as research and development, process control and quality control.
”Across all of our facilities today, we are applying robotics engineering and other innovative manufacturing technologies to replace repetitive tasks previously done by employees,” Foxconn said. “As our manufacturing processes and the products we produce become more technologically advanced, automation is playing an increasingly important role in our operations and we have plans to automate more of our manufacturing operations over the coming years.”
Roughly 600 companies in the Kunshan region are reportedly looking to reduce headcount with robots, as part of an effort to accelerate growth and reduce costs, according to the South China Morning Post, which cited data from the Kunshan government. Last year, 35 Taiwanese companies, including Foxconn, spent a total of 4 billion yuan ($610 million) on artificial intelligence as part of this initiative, according to the report.
Many of us are saying what many of you not actively in the tech world understand….
Why do you guys think there is a huge rift between folks who lose their job in manufacturing and can’t find comparable work, versus others that have no problem finding a comparable of better position in R&D in tech and cutting edge develop, where one gets routinely poached from competitors?
September 30, 2016 at 4:20 AM in reply to: OT: Battle Ground Zero: Murrieta: Invasion of America #801650CoronitaParticipantAnd finance related….My favorite.
http://www.consumerreports.org/personal-investing/rise-of-the-robo-adviser/
The Rise of the Robo-Adviser
New digital platforms can manage your portfolio for a fraction of the price of a human financial adviser. Is it time to make a switch?Shortly after Jared Franklin started working in 2007, he also began saving. But the now-29-year-old product manager at a Baltimore financial services start-up wasn’t sure how to create a balanced, diversified portfolio. On the recommendation of his parents, he opened an account with a financial adviser. But when his quarterly statements started coming in, he wondered what he was getting for the fees he paid. “I couldn’t understand why I was paying outrageous amounts when my balances weren’t growing much,” Franklin says.
Then, three years ago, he decided to try Wealthfront, one of a new breed of online advisers that use computer algorithms to recommend diversified, low-cost portfolios. Because Franklin has referred several of his friends to Wealthfront, he’s paying no adviser fees, but he will eventually pay 0.25 percent per year. “The strategy is simple, and at the end of the day I think the return on my investment will be better than the return I’d get on my own or with an adviser,” says Franklin. “So far I’m pleased.”
The frustration with fees that led Franklin to move his money is one that millions of individual investors share. The fact is, human financial advisers tend to be costly, usually charging around 1 percent of assets per year, regardless of whether the investments they manage gain or lose money. On an initial portfolio of $500,000, that would cost you almost $750,000 over a 30-year period, assuming average investment returns of 6 percent. Other advisers use a commission-based fee structure, lopping 3 to 6 percent off the top on any fund or annuity you buy.
September 30, 2016 at 4:13 AM in reply to: OT: Battle Ground Zero: Murrieta: Invasion of America #801646CoronitaParticipantIn today’s world take Uber for example. Do you still need to bend over and pay an arm and a leg for regular yellow cab? What do you think Uber has done to the traditional cab business model? And now let’s suppose Lyft or Uber is interested creating a autonomous ride sharing service that requires no driver. Then what? What do you think naturally happens to the the folks that were cab drivers. Lyft and Uber might need to hire more R&D engineers to build this.
Uber’s First Self-Driving Fleet Arrives in Pittsburgh This Month
The autonomous cars, launching this summer, are custom Volvo XC90s, supervised by humans in the driver’s seat.Near the end of 2014, Uber co-founder and Chief Executive Officer Travis Kalanick flew to Pittsburgh on a mission: to hire dozens of the world’s experts in autonomous vehicles. The city is home to Carnegie Mellon University’s robotics department, which has produced many of the biggest names in the newly hot field. Sebastian Thrun, the creator of Google’s self-driving car project, spent seven years researching autonomous robots at CMU, and the project’s former director, Chris Urmson, was a CMU grad student.
“Travis had an idea that he wanted to do self-driving,” says John Bares, who had run CMU’s National Robotics Engineering Center for 13 years before founding Carnegie Robotics, a Pittsburgh-based company that makes components for self-driving industrial robots used in mining, farming, and the military. “I turned him down three times. But the case was pretty compelling.” Bares joined Uber in January 2015 and by early 2016 had recruited hundreds of engineers, robotics experts, and even a few car mechanics to join the venture. The goal: to replace Uber’s more than 1 million human drivers with robot drivers—as quickly as possible.
The plan seemed audacious, even reckless. And according to most analysts, true self-driving cars are years or decades away. Kalanick begs to differ. “We are going commercial,” he says in an interview with Bloomberg Businessweek. “This can’t just be about science.”
September 30, 2016 at 4:12 AM in reply to: OT: Battle Ground Zero: Murrieta: Invasion of America #801644CoronitaParticipantSigh…You folks are really barking at the wrong tree…
So which jobs are most vulnerable? In a widely noted study published in 2013, Carl Benedikt Frey and Michael Osborne examined the probability of computerisation for 702 occupations and found that 47% of workers in America had jobs at high risk of potential automation. In particular, they warned that most workers in transport and logistics (such as taxi and delivery drivers) and office support (such as receptionists and security guards) “are likely to be substituted by computer capital”, and that many workers in sales and services (such as cashiers, counter and rental clerks, telemarketers and accountants) also faced a high risk of computerisation. They concluded that “recent developments in machine learning will put a substantial share of employment, across a wide range of occupations, at risk in the near future.” Subsequent studies put the equivalent figure at 35% of the workforce for Britain (where more people work in creative fields less susceptible to automation) and 49% for Japan.
What determines vulnerability to automation is not so much whether the work concerned is manual or white-collar but whether or not it is routine
Economists are already worrying about “job polarisation”, where middle-skill jobs (such as those in manufacturing) are declining but both low-skill and high-skill jobs are expanding. In effect, the workforce bifurcates into two groups doing non-routine work: highly paid, skilled workers (such as architects and senior managers) on the one hand and low-paid, unskilled workers (such as cleaners and burger-flippers) on the other. The stagnation of median wages in many Western countries is cited as evidence that automation is already having an effect—though it is hard to disentangle the impact of offshoring, which has also moved many routine jobs (including manufacturing and call-centre work) to low-wage countries in the developing world. Figures published by the Federal Reserve Bank of St Louis show that in America, employment in non-routine cognitive and non-routine manual jobs has grown steadily since the 1980s, whereas employment in routine jobs has been broadly flat (see chart). As more jobs are automated, this trend seems likely to continue. -
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