[Coronita]

as far as financing goes, I have no down and I'm getting rates from 4.9% to 5.29% for a 5-year. And I drive an average 18k miles a year

See my other thread, I have 100k down for a house already

 

so you can purchase something at $500k with 20% down. Great. What about if you go unemployed? Where's your emergency fund that will bridge you for 3-6 months if you have to pay a monthly mortgage? Sorry if I'm sounding like a parent.

 See also my re-editted comment #8  (reposted here)

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintenence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

 

[Coronita]

as far as financing goes, I have no down and I'm getting rates from 4.9% to 5.29% for a 5-year. And I drive an average 18k miles a year

See my other thread, I have 100k down for a house already

 

so you can purchase something at $500k with 20% down. Great. What about if you go unemployed? Where's your emergency fund that will bridge you for 3-6 months if you have to pay a monthly mortgage? Sorry if I'm sounding like a parent.

 See also my re-editted comment #8  (reposted here)

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintenence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

 

[Coronita]

as far as financing goes, I have no down and I'm getting rates from 4.9% to 5.29% for a 5-year. And I drive an average 18k miles a year

See my other thread, I have 100k down for a house already

 

so you can purchase something at $500k with 20% down. Great. What about if you go unemployed? Where's your emergency fund that will bridge you for 3-6 months if you have to pay a monthly mortgage? Sorry if I'm sounding like a parent.

 See also my re-editted comment #8  (reposted here)

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintenence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

 

[Coronita]

as far as financing goes, I have no down and I'm getting rates from 4.9% to 5.29% for a 5-year. And I drive an average 18k miles a year

See my other thread, I have 100k down for a house already

 

so you can purchase something at $500k with 20% down. Great. What about if you go unemployed? Where's your emergency fund that will bridge you for 3-6 months if you have to pay a monthly mortgage? Sorry if I'm sounding like a parent.

 See also my re-editted comment #8  (reposted here)

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintenence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

 

[Coronita]

as far as financing goes, I have no down and I'm getting rates from 4.9% to 5.29% for a 5-year. And I drive an average 18k miles a year

See my other thread, I have 100k down for a house already

 

so you can purchase something at $500k with 20% down. Great. What about if you go unemployed? Where's your emergency fund that will bridge you for 3-6 months if you have to pay a monthly mortgage? Sorry if I'm sounding like a parent.

 See also my re-editted comment #8  (reposted here)

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintenence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

 

[Coronita]

Newblet, As an audi owner. I have to say. Unless you plan on servicing your car yourself, you will be in for a treat.

1) Audi stopped giving free maintanence first the first 4 years.

2) Audi service is not going to be cheap, especially with the latest FSI engines. For example, the oil change isn't simply a oil filter. They went to a canister approach, which means taking it to your local jiffy lube (even if you dared) probably won't work.

3) Audi/VW's has a terrible depreciation record versus BMW and Mers.

4) The A4's current styling is due to expire in 1 year. You'll definitely get hit with depreciation.

A5/S5 is coming soon, followed by the next gen A4. While the next gen A4 looks more and more like a passat, the next gen will have better weight distribution, and the S4 is rumored to return with a bi-turbo v-6 instead of an V-8.

 

If your are definitely an audi-holic, I'd at least wait for the 2008/09 a5 or a4. One thing you'll notice is all current generation audis have a pretty hefty front overhang and as such are pretty nose heavy. This is all fixable with suspension mods, good set of tires, etc. But why bother. Also next gen quattro systems are rear-wheel biased, unlike current gen. (You are going to get quattro, aren't you?). Also, the DSG transmission is not available on most cars except the A3 and TT (haldex quattro). Tiptronics and CVT transmissions blow, and the manual will be slightly soft unless you get a S4/S4/S6/RS4 (so I'm told).

Image of the next gen S4/A4 is :

http://audiworld.com/news/07/b8-s4-exclusive-preview/

 

Image of the next gen S5/A5 is :

http://www.autoblog.com/2007/09/06/audi-announces-u-s-pricing-on-new-a5-and-s5-models/

 

 

5) I have not found a trusted mechanic to service Audis here.

 

6) While my audi's reliability has been decent, it's definitely NOT the same as a honda.

 

7) You will enjoy the driving dynamics. But for you, will it outweigh everything else? For me it does, because I like to tinker. For you it might not be.

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintanence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

That's why I run full synthetic, have a turbo timer that lets the engine run 1-2 minutes after I shutdown, and do oil changes after 5000miles even with synthetic. 

 

You're young. If I recall, you were asking for 401k advice. At the same time, you're going to take out a loan/lease a $30k car? Shouldn't you be saving for a house? 🙂

 

 

[Coronita]

Newblet, As an audi owner. I have to say. Unless you plan on servicing your car yourself, you will be in for a treat.

1) Audi stopped giving free maintanence first the first 4 years.

2) Audi service is not going to be cheap, especially with the latest FSI engines. For example, the oil change isn't simply a oil filter. They went to a canister approach, which means taking it to your local jiffy lube (even if you dared) probably won't work.

3) Audi/VW's has a terrible depreciation record versus BMW and Mers.

4) The A4's current styling is due to expire in 1 year. You'll definitely get hit with depreciation.

A5/S5 is coming soon, followed by the next gen A4. While the next gen A4 looks more and more like a passat, the next gen will have better weight distribution, and the S4 is rumored to return with a bi-turbo v-6 instead of an V-8.

 

If your are definitely an audi-holic, I'd at least wait for the 2008/09 a5 or a4. One thing you'll notice is all current generation audis have a pretty hefty front overhang and as such are pretty nose heavy. This is all fixable with suspension mods, good set of tires, etc. But why bother. Also next gen quattro systems are rear-wheel biased, unlike current gen. (You are going to get quattro, aren't you?). Also, the DSG transmission is not available on most cars except the A3 and TT (haldex quattro). Tiptronics and CVT transmissions blow, and the manual will be slightly soft unless you get a S4/S4/S6/RS4 (so I'm told).

Image of the next gen S4/A4 is :

http://audiworld.com/news/07/b8-s4-exclusive-preview/

 

Image of the next gen S5/A5 is :

http://www.autoblog.com/2007/09/06/audi-announces-u-s-pricing-on-new-a5-and-s5-models/

 

 

5) I have not found a trusted mechanic to service Audis here.

 

6) While my audi's reliability has been decent, it's definitely NOT the same as a honda.

 

7) You will enjoy the driving dynamics. But for you, will it outweigh everything else? For me it does, because I like to tinker. For you it might not be.

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintanence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

That's why I run full synthetic, have a turbo timer that lets the engine run 1-2 minutes after I shutdown, and do oil changes after 5000miles even with synthetic. 

 

You're young. If I recall, you were asking for 401k advice. At the same time, you're going to take out a loan/lease a $30k car? Shouldn't you be saving for a house? 🙂

 

 

[Coronita]

Newblet, As an audi owner. I have to say. Unless you plan on servicing your car yourself, you will be in for a treat.

1) Audi stopped giving free maintanence first the first 4 years.

2) Audi service is not going to be cheap, especially with the latest FSI engines. For example, the oil change isn't simply a oil filter. They went to a canister approach, which means taking it to your local jiffy lube (even if you dared) probably won't work.

3) Audi/VW's has a terrible depreciation record versus BMW and Mers.

4) The A4's current styling is due to expire in 1 year. You'll definitely get hit with depreciation.

A5/S5 is coming soon, followed by the next gen A4. While the next gen A4 looks more and more like a passat, the next gen will have better weight distribution, and the S4 is rumored to return with a bi-turbo v-6 instead of an V-8.

 

If your are definitely an audi-holic, I'd at least wait for the 2008/09 a5 or a4. One thing you'll notice is all current generation audis have a pretty hefty front overhang and as such are pretty nose heavy. This is all fixable with suspension mods, good set of tires, etc. But why bother. Also next gen quattro systems are rear-wheel biased, unlike current gen. (You are going to get quattro, aren't you?). Also, the DSG transmission is not available on most cars except the A3 and TT (haldex quattro). Tiptronics and CVT transmissions blow, and the manual will be slightly soft unless you get a S4/S4/S6/RS4 (so I'm told).

Image of the next gen S4/A4 is :

http://audiworld.com/news/07/b8-s4-exclusive-preview/

 

Image of the next gen S5/A5 is :

http://www.autoblog.com/2007/09/06/audi-announces-u-s-pricing-on-new-a5-and-s5-models/

 

 

5) I have not found a trusted mechanic to service Audis here.

 

6) While my audi's reliability has been decent, it's definitely NOT the same as a honda.

 

7) You will enjoy the driving dynamics. But for you, will it outweigh everything else? For me it does, because I like to tinker. For you it might not be.

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintanence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

That's why I run full synthetic, have a turbo timer that lets the engine run 1-2 minutes after I shutdown, and do oil changes after 5000miles even with synthetic. 

 

You're young. If I recall, you were asking for 401k advice. At the same time, you're going to take out a loan/lease a $30k car? Shouldn't you be saving for a house? 🙂

 

 

[Coronita]

Newblet, As an audi owner. I have to say. Unless you plan on servicing your car yourself, you will be in for a treat.

1) Audi stopped giving free maintanence first the first 4 years.

2) Audi service is not going to be cheap, especially with the latest FSI engines. For example, the oil change isn't simply a oil filter. They went to a canister approach, which means taking it to your local jiffy lube (even if you dared) probably won't work.

3) Audi/VW's has a terrible depreciation record versus BMW and Mers.

4) The A4's current styling is due to expire in 1 year. You'll definitely get hit with depreciation.

A5/S5 is coming soon, followed by the next gen A4. While the next gen A4 looks more and more like a passat, the next gen will have better weight distribution, and the S4 is rumored to return with a bi-turbo v-6 instead of an V-8.

 

If your are definitely an audi-holic, I'd at least wait for the 2008/09 a5 or a4. One thing you'll notice is all current generation audis have a pretty hefty front overhang and as such are pretty nose heavy. This is all fixable with suspension mods, good set of tires, etc. But why bother. Also next gen quattro systems are rear-wheel biased, unlike current gen. (You are going to get quattro, aren't you?). Also, the DSG transmission is not available on most cars except the A3 and TT (haldex quattro). Tiptronics and CVT transmissions blow, and the manual will be slightly soft unless you get a S4/S4/S6/RS4 (so I'm told).

Image of the next gen S4/A4 is :

http://audiworld.com/news/07/b8-s4-exclusive-preview/

 

Image of the next gen S5/A5 is :

http://www.autoblog.com/2007/09/06/audi-announces-u-s-pricing-on-new-a5-and-s5-models/

 

 

5) I have not found a trusted mechanic to service Audis here.

 

6) While my audi's reliability has been decent, it's definitely NOT the same as a honda.

 

7) You will enjoy the driving dynamics. But for you, will it outweigh everything else? For me it does, because I like to tinker. For you it might not be.

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintanence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

That's why I run full synthetic, have a turbo timer that lets the engine run 1-2 minutes after I shutdown, and do oil changes after 5000miles even with synthetic. 

 

You're young. If I recall, you were asking for 401k advice. At the same time, you're going to take out a loan/lease a $30k car? Shouldn't you be saving for a house? 🙂

 

 

[Coronita]

Newblet, As an audi owner. I have to say. Unless you plan on servicing your car yourself, you will be in for a treat.

1) Audi stopped giving free maintanence first the first 4 years.

2) Audi service is not going to be cheap, especially with the latest FSI engines. For example, the oil change isn't simply a oil filter. They went to a canister approach, which means taking it to your local jiffy lube (even if you dared) probably won't work.

3) Audi/VW's has a terrible depreciation record versus BMW and Mers.

4) The A4's current styling is due to expire in 1 year. You'll definitely get hit with depreciation.

A5/S5 is coming soon, followed by the next gen A4. While the next gen A4 looks more and more like a passat, the next gen will have better weight distribution, and the S4 is rumored to return with a bi-turbo v-6 instead of an V-8.

 

If your are definitely an audi-holic, I'd at least wait for the 2008/09 a5 or a4. One thing you'll notice is all current generation audis have a pretty hefty front overhang and as such are pretty nose heavy. This is all fixable with suspension mods, good set of tires, etc. But why bother. Also next gen quattro systems are rear-wheel biased, unlike current gen. (You are going to get quattro, aren't you?). Also, the DSG transmission is not available on most cars except the A3 and TT (haldex quattro). Tiptronics and CVT transmissions blow, and the manual will be slightly soft unless you get a S4/S4/S6/RS4 (so I'm told).

Image of the next gen S4/A4 is :

http://audiworld.com/news/07/b8-s4-exclusive-preview/

 

Image of the next gen S5/A5 is :

http://www.autoblog.com/2007/09/06/audi-announces-u-s-pricing-on-new-a5-and-s5-models/

 

 

5) I have not found a trusted mechanic to service Audis here.

 

6) While my audi's reliability has been decent, it's definitely NOT the same as a honda.

 

7) You will enjoy the driving dynamics. But for you, will it outweigh everything else? For me it does, because I like to tinker. For you it might not be.

8) Leasing an audi is a bad idea. Buying a used one is also worse. Most people don't do proper maintanence. It's especially a bad idea to buy a used audi with the 1.8T or 2.0T or the 2.7T(found in the B5 generation S4) engine without really knowing the history behind them. For more information, go to audiworld and search for "turbo" and "oil coaking(sp?)". Basically, it's what happens when people run a turbocharged car hard such that the turbo is glowing red and shutoff the engine right away over a long period of time (over 4-5 years). Audi's don't come with an after-run oil pump, so oil doesn't circulate after you shut the engine off, which is bad if the turbo is glowing red.

That's why I run full synthetic, have a turbo timer that lets the engine run 1-2 minutes after I shutdown, and do oil changes after 5000miles even with synthetic. 

 

You're young. If I recall, you were asking for 401k advice. At the same time, you're going to take out a loan/lease a $30k car? Shouldn't you be saving for a house? 🙂

 

 

[Coronita]

I'd add to consider your households income stability as well. Are you folks working in a profession that isn't remotely connected to RE ? You don't want to be caught with your pants down, even though you can afford the payments now.

 

Just for fun, would you consider backing out and re-offering at $400k. I wonder want would happen. 

[Coronita]

I'd add to consider your households income stability as well. Are you folks working in a profession that isn't remotely connected to RE ? You don't want to be caught with your pants down, even though you can afford the payments now.

 

Just for fun, would you consider backing out and re-offering at $400k. I wonder want would happen. 

[Coronita]

I'd add to consider your households income stability as well. Are you folks working in a profession that isn't remotely connected to RE ? You don't want to be caught with your pants down, even though you can afford the payments now.

 

Just for fun, would you consider backing out and re-offering at $400k. I wonder want would happen. 

[Coronita]

I'd add to consider your households income stability as well. Are you folks working in a profession that isn't remotely connected to RE ? You don't want to be caught with your pants down, even though you can afford the payments now.

 

Just for fun, would you consider backing out and re-offering at $400k. I wonder want would happen. 

[Coronita]

I'd add to consider your households income stability as well. Are you folks working in a profession that isn't remotely connected to RE ? You don't want to be caught with your pants down, even though you can afford the payments now.

 

Just for fun, would you consider backing out and re-offering at $400k. I wonder want would happen. 

[Author]

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