[Coronita]

Cha-ching

https://finance.yahoo.com/quote/MRNA

This thing was just in the 20ies a few weeks ago,.when I posted about them.in the other thread. I’m out in premarket at $86/share..This company is way overhyped. I mean come on, 3x in a few weeks and it’s not even proven if what they are making will work.. I’ll take it though, and use the proceeds to buy other things beaten down. lol.

Man, people are stupid. I thought it was already a stupid enough speculation when it was $25 jumping from $15. But, really $86???? It might not even open at $86 for the normal market hours.

[Coronita]

ok, When gold is down, buy gold on eBay from reputable places like apmex. Or go directly to Ampex or Kitco’s website and put it on your credit card to get your cash back.

When gold price go up, take your gold coin to San Diego Bullion and sell it and get a check with no receipt.

Rinse and repeat.

I said eBay, because in addition to cash back, eBay sometimes runs the eBucks reward program, which they give you 8-10% rewards certificate for purchases you make up to $400 max per quarter per eBay account. That $400 you could use for anything on eBay. but eBay started restricting coin purchases from qualifying for their rewards program. You can still find them sometimes.

Or if you need to buy tires, buy it from Discount Tire’s eBay store front during the time ebay is running their 8-10% cash back reward program. Then you double dip both on your credit card cash back program and eBay’s reward program.

There’s no longer any advantage of buying tires from tirerack.con since they started collecting state sales tax and offering free shipping. Same as Costco, or Discount Tire’s eBay store front. The only advantage is the ebay eBucks reward program.

I buy tires every 3-6 months so it makes a big difference for me.

[Coronita]

[quote=outtamojo][quote=Coronita]I’m prepared for a zombie apocolypse. I dug a trench around my house and ran a propane gas line around the perimeter. If I need to, I turn on the gas line attached to my.portable propane tanks, light it up, and have Kentucky Fried Zombies for dinner.[/quote]

I can see that you have watched ZERO zombie movies. Lighting zombies on fire does not kill them. They will stumble into your trench until enough of them fill your trench (forming a bridge) and then the walking flaming zombies will set your house on fire. NEVER USE FIRE ON ZOMBIES NEAR WHERE YOU LIVE.[/quote]

Damnit. You are right.

[Coronita]

impound accounts on mortgages pay 2% for CA.

[Coronita]

I’m prepared for a zombie apocolypse. I dug a trench around my house and ran a propane gas line around the perimeter. If I need to, I turn on the gas line attached to my.portable propane tanks, light it up, and have Kentucky Fried Zombies for dinner.

[Coronita]

you know what? if some states don’t care and want to open up … let them … Just don’t let the people from those states enter CA….

Too bad that’s not possible .

Unfortunately,a lot of Americans value freedom versus public health so…. We’re all just going to get infected eventually.

I’m going to be avoiding restaurants and closed /indoor venues for some time. maybe until next year. Good thing being in San Diego, much of the activity is outdoors.

[Coronita]

Also, I’m not buying it when some people say they lost their job and can’t pay for their rent. While that might be true for some people, I’d say there are some people where this is a flat out lie.

For example, if you were working 40 hours at $15/hr. You were bringing in $600/week working. If you were laidoff or furlowed. You would be eligible for the $450/week CA benefit. In addition, you would be eligible for the $600/week federal lump sump benefit.

So instead of making $2400/month working, you would be bringing in $4200/mouth in UI benefits. If you could have afforded whatever rent you were paying when you were making $2400/month, there shouldn’t be a reason why you can’t afford the same rent now that UI benefits are paying you $4200/month.

In fact, if this is the case, and you only make minimum wage, you shouldn’t be in a hurry to go back to work. You should use up all 39 weeks of your UI benefits.

Good luck to all the retail store owners trying to hire back people to re-open. I would stay home and exhaust my UI benefits first.

Viva La United States of France

[Coronita]

I’m already strategizing folks next move if the economic impact lasts longer than the 39 weeks, and the UI benefits do not get renewed. If we really need to layoff people, some people can take the coronavirus version of the family leave before that happens…

Bolded section is new due to coronavirus.

https://edd.ca.gov/about_edd/coronavirus-2019/workers.htm

PFL provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.

Telehealth and virtual appointments are acceptable for a physical examination, but medical certifications are still required.

School Closures
If your child’s school is closed, and you have to miss work to be there for them, you may be eligible for Unemployment Insurance benefits. Eligibility considerations include if you have no other care options and if you are unable to continue working your normal hours remotely. File an Unemployment Insurance claim and our EDD representatives will decide if you are eligible.

Reduced Work Hours
If your employer has reduced your hours or shut down operations due to COVID-19, you can file an Unemployment Insurance (UI) claim. UI provides partial wage replacement benefit payments to workers who lose their job or have their hours reduced, through no fault of their own. If you are temporarily unemployed due to COVID-19 and expected to return to work with your employer within a few weeks, you are not required to actively seek work each week. However, you must remain able and available and ready to work during your unemployment for each week of benefits you claim and meet all other eligibility criteria. If you’re eligible, benefits can range from $40-$450 per week.

The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect UI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.

There’s also no waiting period for the UI benefit. Previously, you weren’t paid the first week.

Some people don’t read and don’t know what they can and can’t get, because these rules change all the time…

[Coronita]

[quote=svelte][quote=Coronita] I do need spend some time ro check with my headhunters tomorrow if anyone is willing to hire me for 1 day though…. I’m sure it’s most likely a no, but got to go through the motions. lol.[/quote]

Well that’s a change.

My company did the 1 day per week furlough in 1992 using the state of California program at that time and we did not have to show that we had applied for other work. I didn’t apply for any jobs while the furlough was in effect but still received checks from the state.[/quote]

I’m not sure if I do need to or not. But at least I thought I would give a “best effort” approach. Some think we do, some say we don’t. My HR dept is incompetent and doesn’t know. So I had to do a bunch of research on this. It’s really no big deal, because no company is going to hire someone for 1 day/week at the same compensation they they were previously making 5 days/week, especially folks in management. How do you manage something if you are only there 1 day/week?

Anyway, I think I made about 8 team members happy, because they were all pissed off that they were going to have their weekly income cut. Now that they see not only is there weekly income not cut, but they are also going to bring in a few hundred more each week for doing less, it’s interesting how work morale suddenly flipped around 180 degrees, and they mysteriously get everything we need to get done in 4 days as opposed to 5…lol.. I guess small things go along way for long term loyalty.

I think I’m certainly making team more happy than at other companies for which management simply didn’t give a shit and lopped of salaries by a certain percentage but didn’t bother to reduce people’s hours too Now they are still working the same hours, for less, and not qualified for work sharing UI benefits. Shitty management to do that, if you ask me, since the effort to do work sharing is basically filling out a bunch of paperwork and not that difficult… I wouldn’t do that personally if I was running that dept or group because generally I go out my way to make sure I don’t screw my people over, but hey I’m not running those depts or groups, so it’s not my problem.

I think the 8 people are hosting a virtual happy hour at 5pm today. I don’t know how that’s going to work. But I guess people drink over zoom on furlow day… lol. I guess $1050 can buy a lot of alcohol, I wouldn’t know.

In the age of people trying to get a loan forbearance, one might as well go after all the freebies imho. As as people said on the mortgage forbearance thread…Don’t hate the players, hate the game.

[Coronita]

Good Morning Everyone! Happy Friday on this beautiful sunny Friday Furlow Day in San Diego!

I woke up this morning and had a nice 2 mile run alone the beach. I still got to get use to wearing a mask while running. Sort of difficult. I’m finding the surgical masks are slightly easier to breathe through than the homemade ones, and I don’t want to wear my P100 respirator.

I got home around 10am and made a few calls to a few recruiters I’ve worked with to ask if anyone wants to hire a senior manager for 1 day each week, and gave them my current compensation on a daily basis. In between getting some laughter from some recruiters and some point blank asking me if I was smoking crack…. I took that as a “no”…….So I’m done with the required things for today…Box checked.

I’m going to be spending the rest of my day spraying primer, sanding, re-spraying primer all today. It’s not as easy of a task as I thought it would be, and I have a new found respect for people that can do really good bodywork. But the good news is the I’m being paid $1050 today by the state and federal government to learn. It might take some time, but I think I’ll eventually master it. Afterall, I could have 38 more weeks to practice.

[img_assist|nid=27088|title=primer|desc=|link=node|align=left|width=500|height=400]

[Coronita]

Chandler, AZ is like only 26 minutes to Phoenix?

I’m trying to find more info about where TSMC is planning to put their fab facility in AZ.

The thing to note specifically about TSMC’s fab move is it’s strategic for both the US and Taiwan.

Reading between the lines, this is an arms race between the US and China. US is pivoting to secure semiconductor manufacturing away from China using Taiwan and TSMC as a proxy. US will most likely pass some order banning TSMC from doing business with Huawei if it wants to do business with the US. Huawei is already pulling business out of TSMC and moving to their own fabs in China. US needs to throw TSMC a bone, and by putting a fab facility on US soil, probably just committed a huge bill of military/defense business to TSMC. A tech cold war with China is brewing.

[Coronita]

[quote=Coronita]I just put in my request to my boss to see if I could be furlowed on Friday or Monday to save the company money. He didn’t understand why. I explained it to him. He still didn’t believe it. I explained it to him again. He then submitted my request to SMt and requested to be furlowed himself one day. His argument is not every SMT needs to be working 5 days. We will see what happens. I wouldn’t be surprised if every SMT ends up furlowing themselves for one day. There’s roughly 5-6 SMTs in CA, and they could alternate their furlow day so there is at is only 1 less SMT each day…. That’s around a $6000/week cost savings right there. For a big company, this isn’t a lot. For a small company, these small cost savings add up and could make a big difference if a customer continues to defer purchases or payments. No lease + 6000/month cost savings with very little hit to productivity at just one office location.
.. I’m such a troublemaker.

I do need to spend some time looking for replacement work…someone who would hire me exactly 1 day per week, paying me what I make for that 1 day/week for work.. um, ok I’ll try and ask. Wish me luck. lol. For the rest of my time during that furlow day, I’ll be restoring my cars. I have a $1050 budget for it, more than I originally had.lol.

Hey, SMT did ask people for ways to save the company money…This is one way. I’m a problem solver, and they paid me to think of solutions when problems arise.

Weren’t we taking about on another thread about taking a mortgage forbearance to save cash?

This is even better. Paid more to not work….To conserve company cash while not impacting workers…$4200/month of pay for not working for up to 39 weeks, assuming it doesn’t get extended which it most likely will.

Maybe some have it right. Maybe others should pay more taxes so some of us can get paid more for not working..Maybe I’ll vote for Harris after all, lol.[/quote]

REQUEST APPROVED! Along with others on my team! There was a few things I needed to confirm before I signed off.

(1) With a reduced hour work week, there would be no change to the cost and availability of my medical, dental, vision insurance, nor life, add, etc that I would have at as a 40 hour employee. Confirmed, no change to benefits as we are all still full time employees, just with reduced hours and pay.

(2) No change to vacation accrual. You wouldn’t accrue vacation hours the day you are on furlow but the maximum hours you can accrue for the year does not change for the days you are working. Minor difference.

(3) If the week contains a holiday, you would still be required to take one furlow day and if the holiday day falls on the furlow day , you would need to take a furlow day some other day. So, for example, two weeks from now, during Memorial Day week, it would be a 3 day work week, with Memorial Day a paid holiday and some other day the furlow day.

(4) Cannot use vacation pay to augment furlow day (no double dipping).

(5) Cannot log on, call, check company email, respond to emergencies etc day you are furlowed. Absolutely no work per terms of CA work sharing. I can live with that.

(6) One thing specifically that applies to me. Taking a furlow day does not alter my employment contract, specifically it does not change the terms of my guaranteed retention bonus that is paid at the end of the year, or paid immediately upon change of control of ownership or paid immediately if I’m terminated (without cause) or if my hours are further reduced beyond 1 day per week.

(7) Company reserves the right to recall furlowed employees back at any time (no ramp up time). Failure to show up within one week is grounds for termination with cause. Ok, sounds fair.

Looks like I’ll be washing my car and continuing the restoration of others tomorrow, and for the 3 day work week two weeks from now, lol. I do need spend some time ro check with my headhunters tomorrow if anyone is willing to hire me for 1 day though…. I’m sure it’s most likely a no, but got to go through the motions. lol.

[Coronita]

[quote=svelte][quote=Coronita]

Better than one my classmates full name.

Mia Ho[/quote]

I dunno…she could marry a man named Rich or King or… Farrow.

Reminds me of when I got engaged…I told my wife I wouldn’t object if she decided to continue going by her maiden name which I thought was quite nice…her respond: eff no! I’m ditching that thing! I was shocked. All in perspective I guess. It had insinuations as to her shape – and she was shapely – and she was sick of being teased about it.

I do think Elon’s son will eventually be writin’ a song…

https://www.youtube.com/watch?v=ZR5XGTpophI%5B/quote%5D

Sometimes when one gets married, one’s maiden name ends up their middle name. So I guess in case of my.clsssmate, her name could have ended up

Mia Ho Rich.

Or sometimes as it’s printed

Rich, Mia Ho.

[Coronita]

[quote=svelte][quote=Coronita][quote=The-Shoveler]
I’m liking Elon Musk more and more each day. Hard working , smart, a doer not a talker, unlike politicians.[/quote]

yeah well try growing up with a name like X AE A-12

The dumbest damn thing I’ve heard of, and I’m in favor of unique names.

The problem is this kid will forever be re-explaining to every clerk every time he fills out a form that yes, that is actually his name and no he didn’t misread the form. It will get very, very old very quickly. Some databases may not even be able to take some of those characters in the name field. That will lead to mismatches in records being flagged as errors and he’ll have to explain to a thousand companies and agencies what happened. I would not be surprised to see him legally change his name when he’s able.

Hell, I have enough trouble with my name and it just contains letters in the alphabet. I grew so tired of issues and re-explaining that I’ve come up with a simpler name that my friends use.

So Elon’s kid can go by X, but that doesn’t help him much with documents asking for a legal name.[/quote]

Better than one my classmates full name.

Mia Ho

[Coronita]

$12 billion Arizona plant

Confirmed. This is a big win.

I have a feeling Arizona and Colorado are going to be hotspots for the next areas of good and healthy job growth and migration from CA and Nevada.

https://finance.yahoo.com/news/tsmc-build-chip-plant-arizona-185039746.html

[Author]

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