[Chrispy]

Good point, JES. However, in my state of denial about needing a man, I sold my house and thus, my equity is now sitting in a bunch of mutual funds and CDs.

I suppose I might *need* a man to figure out how to cash these things out.

[Chrispy]

PerryChase – you are opening up a can of worms with that comment. There are some women who depend on men to take care of them, there are other women (like me) who have bought property without men and did well all on their own, and there are some men who want women to take care of THEM.

[Chrispy]

Maybe they had an “arrangement” with the seller – ie, funneling money to the seller via a real estate transaction would give them an opportunity to launder the excess.

Or – maybe they were trying to do a 1031 exchange and had to pay in excess of what they sold their other property for? The seller then turned around and handed them a “rebate” and kept some cash for the hassle?

I think some laws MAY HAVE BEEN BROKEN!

[Chrispy]

There’s a Fifty Cent camp, for all you rappers.

[Chrispy]

We try not to call each other names here. Also, you might want to spell-check the word opinion.

[Chrispy]

Talk about speculation and psychic thinking: how about your own?

San Diego will always be desirable. How can you predict this? What it’s like today may not be what it’s like in ten years.

Your other predictive comment: We are running out of space, so prices will continue to rise.

One does not necessarily follow the other. Condos are an excellent example of housing whose prices plunge over time. Lack of space doesn’t mean housing is always expensive – look at our own downtown. Tons of units in a very small space and all of them cheaper by the day!

You’re right about one thing though – you won’t get any REAL advice here – would you go to a mortgage broker site for information about buying certificates of deposit?

[Chrispy]

I believe the correct term is tine. As in, a three-tined fork is the mark of the devil.

Prongs come in when you’re talking BBQ fork, to the best of my knowledge.

[Chrispy]

I walked past a condo conversion yesterday. One of the top “selling features” on the billboard outside stated “Fully mature landscaping.” Said landscaping consisted of the beat-up bird of paradise trees (still not pruned) left over from the days when the place was a dingy rental.

I hate the way realtors try to turn everything, especially negatives, into a bonus! Crap like “freeway close” when your backyard overlooks an onramp. Or – “close to shops and schools” when there’s a liquor store on the corner and a bartender’s academy next to it. They should just shut up and let the buyer fill in the blanks.

[Chrispy]

I am really sick of not getting accurate information as far as days on market from our old pal, the MLS. Unless I live in the neighborhood and can see the “for sale” sign over many months, I can’t *really* tell what an albatross the house might be to its owner.

My second pet peeve is diminishing by the day – it’s the gloating statements about having made quick and well-deserved money from my homeowning friends. No longer are they bragging about their economic prowess.

Which brings me to my last pet peeve – people that think the appraisal/realtor estimated price is more accurate than what the market will bear/comps! I had a friend tell me her home appreciated 30% in four months, because her realtor SAID SO.

Chrispy

[Chrispy]

The interactive flower of SD – a spinning sign. How’s that for new media?

I heard some flippers are now flippin’ signs because they couldn’t get hired flippin’ burgers. Isn’t it funny how there’s only a one-letter difference between flip and flop?

[Chrispy]

The official city flower of San Diego is now a for sale sign.

[Chrispy]

I have to step in and be a grammarian here. It’s insightful, not inciteful… unless you want to incite a riot.

For those who have a hard time reading the font, if you have a PC, go to the View menu at the top, hit Font Size, and change to large or largest. Hopefully that will help.

[Chrispy]

Imperial Capital Bank (downtown SD) has a 5.3% three-month CD, 5.5% six-month, etc.

[Chrispy]

I WAS kidding about Mt Helix and Kensington. My first house was in El Cerrito Heights – south of the 8, east of Kensington, with lots of well-maintained homes and canyons surrounding it. When people came over they all had the same comment – “I never knew this neighborhood was back here!”

Speaking of south of the 8 – don’t forget Burlingame. Many of the houses are on the Historic Register, yet it is close to North Park. South Park is also very nice, with lots of TLC and established homes.

I learned long ago not to question where someone lives, especially if that person just ponied up their life savings to make a down payment.

[Chrispy]

Kensington is just plain awful, and don’t get me started on Mount Helix.

For the record, a friend just sold a house on Mt. Helix for $800K – $100K below market. I think she was lucky to get out when she did.

[Author]

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