[Bugs]

This whole thread makes me want to go out and do something nice for my wife (of 17 years), so I can continue to avoid the dating game.

Alternately, it provides a compelling argument in favor of the legalization of prostitution. That way, those men who view women primarily in those terms can render their relationships into a simple, timely, and convenient the-customer-is-always-right transaction, and be free to live the other 98% of their life in a happier and more productive manner. Equally, by taking these guys out of the casual dating pool, the women who remain can get a more accurate perspective of how much their personality is really worth in the open market. Here’s a preview – it won’t be the bad boys who participate in that dating pool.

I say we should delegate the institution of marriage to religion, and fall back on contract law and civil unions to provide the legal protections women aspire to when they refer to wanting security. Make these unions akin to a lease with an initial 1-year term and annual renewals. No more “divorce” – the relationship can end simply as a result of one side or the other not exercising their annual option. That way both sides can avoid the problems of taking their SO for granted.

As for kids and the human race, I think we should get real. By my estimation 80% or more of the children who are born come into this world as a result of a woman wanting to be a mother and a man either letting her do it to make her happy (against his better judgement) or being unable to prevent her from doing it. Whether or not we continue the barbaric custom of treating people like property and calling it a marriage will have no bearing on the continuation of the species.

[Bugs]

This whole thread makes me want to go out and do something nice for my wife (of 17 years), so I can continue to avoid the dating game.

Alternately, it provides a compelling argument in favor of the legalization of prostitution. That way, those men who view women primarily in those terms can render their relationships into a simple, timely, and convenient the-customer-is-always-right transaction, and be free to live the other 98% of their life in a happier and more productive manner. Equally, by taking these guys out of the casual dating pool, the women who remain can get a more accurate perspective of how much their personality is really worth in the open market. Here’s a preview – it won’t be the bad boys who participate in that dating pool.

I say we should delegate the institution of marriage to religion, and fall back on contract law and civil unions to provide the legal protections women aspire to when they refer to wanting security. Make these unions akin to a lease with an initial 1-year term and annual renewals. No more “divorce” – the relationship can end simply as a result of one side or the other not exercising their annual option. That way both sides can avoid the problems of taking their SO for granted.

As for kids and the human race, I think we should get real. By my estimation 80% or more of the children who are born come into this world as a result of a woman wanting to be a mother and a man either letting her do it to make her happy (against his better judgement) or being unable to prevent her from doing it. Whether or not we continue the barbaric custom of treating people like property and calling it a marriage will have no bearing on the continuation of the species.

[Bugs]

This whole thread makes me want to go out and do something nice for my wife (of 17 years), so I can continue to avoid the dating game.

Alternately, it provides a compelling argument in favor of the legalization of prostitution. That way, those men who view women primarily in those terms can render their relationships into a simple, timely, and convenient the-customer-is-always-right transaction, and be free to live the other 98% of their life in a happier and more productive manner. Equally, by taking these guys out of the casual dating pool, the women who remain can get a more accurate perspective of how much their personality is really worth in the open market. Here’s a preview – it won’t be the bad boys who participate in that dating pool.

I say we should delegate the institution of marriage to religion, and fall back on contract law and civil unions to provide the legal protections women aspire to when they refer to wanting security. Make these unions akin to a lease with an initial 1-year term and annual renewals. No more “divorce” – the relationship can end simply as a result of one side or the other not exercising their annual option. That way both sides can avoid the problems of taking their SO for granted.

As for kids and the human race, I think we should get real. By my estimation 80% or more of the children who are born come into this world as a result of a woman wanting to be a mother and a man either letting her do it to make her happy (against his better judgement) or being unable to prevent her from doing it. Whether or not we continue the barbaric custom of treating people like property and calling it a marriage will have no bearing on the continuation of the species.

[Bugs]

This whole thread makes me want to go out and do something nice for my wife (of 17 years), so I can continue to avoid the dating game.

Alternately, it provides a compelling argument in favor of the legalization of prostitution. That way, those men who view women primarily in those terms can render their relationships into a simple, timely, and convenient the-customer-is-always-right transaction, and be free to live the other 98% of their life in a happier and more productive manner. Equally, by taking these guys out of the casual dating pool, the women who remain can get a more accurate perspective of how much their personality is really worth in the open market. Here’s a preview – it won’t be the bad boys who participate in that dating pool.

I say we should delegate the institution of marriage to religion, and fall back on contract law and civil unions to provide the legal protections women aspire to when they refer to wanting security. Make these unions akin to a lease with an initial 1-year term and annual renewals. No more “divorce” – the relationship can end simply as a result of one side or the other not exercising their annual option. That way both sides can avoid the problems of taking their SO for granted.

As for kids and the human race, I think we should get real. By my estimation 80% or more of the children who are born come into this world as a result of a woman wanting to be a mother and a man either letting her do it to make her happy (against his better judgement) or being unable to prevent her from doing it. Whether or not we continue the barbaric custom of treating people like property and calling it a marriage will have no bearing on the continuation of the species.

[Bugs]

This whole thread makes me want to go out and do something nice for my wife (of 17 years), so I can continue to avoid the dating game.

Alternately, it provides a compelling argument in favor of the legalization of prostitution. That way, those men who view women primarily in those terms can render their relationships into a simple, timely, and convenient the-customer-is-always-right transaction, and be free to live the other 98% of their life in a happier and more productive manner. Equally, by taking these guys out of the casual dating pool, the women who remain can get a more accurate perspective of how much their personality is really worth in the open market. Here’s a preview – it won’t be the bad boys who participate in that dating pool.

I say we should delegate the institution of marriage to religion, and fall back on contract law and civil unions to provide the legal protections women aspire to when they refer to wanting security. Make these unions akin to a lease with an initial 1-year term and annual renewals. No more “divorce” – the relationship can end simply as a result of one side or the other not exercising their annual option. That way both sides can avoid the problems of taking their SO for granted.

As for kids and the human race, I think we should get real. By my estimation 80% or more of the children who are born come into this world as a result of a woman wanting to be a mother and a man either letting her do it to make her happy (against his better judgement) or being unable to prevent her from doing it. Whether or not we continue the barbaric custom of treating people like property and calling it a marriage will have no bearing on the continuation of the species.

[Bugs]

Actually, I agree with the first half of ROs origiginal premise – we are getting closer.

It’s a sure bet that we have a long ways to go yet, at least in this region.

First off, we have a huge supply of available properties sitting around collecting dust, and at the same time the volume of sales has slowed to the slowest pace I can remember in 22 years of appraising. Based on what the MLS is reporting, October 2007 had 31% fewer sales than October 2006. Year-to-date sales volumes for 2007 show it to be the slowest year since 1996, and if this trend continues for the last 3 weeks of the year we’re only going to miss 1996s number by about 700 sales.

Prices cannot stabilize under these conditions regardless of what financing is available or how many ARMs are frozen. In order for pricing to stabilize, let alone increase, the supply/demand ratios have to achieve some sort of balance. Right now there is absolutely no balance.

Years, not months.

[Bugs]

Actually, I agree with the first half of ROs origiginal premise – we are getting closer.

It’s a sure bet that we have a long ways to go yet, at least in this region.

First off, we have a huge supply of available properties sitting around collecting dust, and at the same time the volume of sales has slowed to the slowest pace I can remember in 22 years of appraising. Based on what the MLS is reporting, October 2007 had 31% fewer sales than October 2006. Year-to-date sales volumes for 2007 show it to be the slowest year since 1996, and if this trend continues for the last 3 weeks of the year we’re only going to miss 1996s number by about 700 sales.

Prices cannot stabilize under these conditions regardless of what financing is available or how many ARMs are frozen. In order for pricing to stabilize, let alone increase, the supply/demand ratios have to achieve some sort of balance. Right now there is absolutely no balance.

Years, not months.

[Bugs]

Actually, I agree with the first half of ROs origiginal premise – we are getting closer.

It’s a sure bet that we have a long ways to go yet, at least in this region.

First off, we have a huge supply of available properties sitting around collecting dust, and at the same time the volume of sales has slowed to the slowest pace I can remember in 22 years of appraising. Based on what the MLS is reporting, October 2007 had 31% fewer sales than October 2006. Year-to-date sales volumes for 2007 show it to be the slowest year since 1996, and if this trend continues for the last 3 weeks of the year we’re only going to miss 1996s number by about 700 sales.

Prices cannot stabilize under these conditions regardless of what financing is available or how many ARMs are frozen. In order for pricing to stabilize, let alone increase, the supply/demand ratios have to achieve some sort of balance. Right now there is absolutely no balance.

Years, not months.

[Bugs]

Actually, I agree with the first half of ROs origiginal premise – we are getting closer.

It’s a sure bet that we have a long ways to go yet, at least in this region.

First off, we have a huge supply of available properties sitting around collecting dust, and at the same time the volume of sales has slowed to the slowest pace I can remember in 22 years of appraising. Based on what the MLS is reporting, October 2007 had 31% fewer sales than October 2006. Year-to-date sales volumes for 2007 show it to be the slowest year since 1996, and if this trend continues for the last 3 weeks of the year we’re only going to miss 1996s number by about 700 sales.

Prices cannot stabilize under these conditions regardless of what financing is available or how many ARMs are frozen. In order for pricing to stabilize, let alone increase, the supply/demand ratios have to achieve some sort of balance. Right now there is absolutely no balance.

Years, not months.

[Bugs]

Actually, I agree with the first half of ROs origiginal premise – we are getting closer.

It’s a sure bet that we have a long ways to go yet, at least in this region.

First off, we have a huge supply of available properties sitting around collecting dust, and at the same time the volume of sales has slowed to the slowest pace I can remember in 22 years of appraising. Based on what the MLS is reporting, October 2007 had 31% fewer sales than October 2006. Year-to-date sales volumes for 2007 show it to be the slowest year since 1996, and if this trend continues for the last 3 weeks of the year we’re only going to miss 1996s number by about 700 sales.

Prices cannot stabilize under these conditions regardless of what financing is available or how many ARMs are frozen. In order for pricing to stabilize, let alone increase, the supply/demand ratios have to achieve some sort of balance. Right now there is absolutely no balance.

Years, not months.

[Bugs]

From an appraisal standpoint I would not automatically assume the property will reappraise for the same amount as your purchase price. That’s particularly true if there’s more than a couple months lag between your contract date and the close of escrow. Remember, your builder is probably wheeling and dealing with a number of prospective buyers right now and there’s no telling whether your deal is as good as theirs’.

No matter what, a prudent lender will have any appraisal they get under these circumstances reviewed, closely, to ensure they don’t overencumber the property.

[Bugs]

From an appraisal standpoint I would not automatically assume the property will reappraise for the same amount as your purchase price. That’s particularly true if there’s more than a couple months lag between your contract date and the close of escrow. Remember, your builder is probably wheeling and dealing with a number of prospective buyers right now and there’s no telling whether your deal is as good as theirs’.

No matter what, a prudent lender will have any appraisal they get under these circumstances reviewed, closely, to ensure they don’t overencumber the property.

[Bugs]

From an appraisal standpoint I would not automatically assume the property will reappraise for the same amount as your purchase price. That’s particularly true if there’s more than a couple months lag between your contract date and the close of escrow. Remember, your builder is probably wheeling and dealing with a number of prospective buyers right now and there’s no telling whether your deal is as good as theirs’.

No matter what, a prudent lender will have any appraisal they get under these circumstances reviewed, closely, to ensure they don’t overencumber the property.

[Bugs]

From an appraisal standpoint I would not automatically assume the property will reappraise for the same amount as your purchase price. That’s particularly true if there’s more than a couple months lag between your contract date and the close of escrow. Remember, your builder is probably wheeling and dealing with a number of prospective buyers right now and there’s no telling whether your deal is as good as theirs’.

No matter what, a prudent lender will have any appraisal they get under these circumstances reviewed, closely, to ensure they don’t overencumber the property.

[Bugs]

From an appraisal standpoint I would not automatically assume the property will reappraise for the same amount as your purchase price. That’s particularly true if there’s more than a couple months lag between your contract date and the close of escrow. Remember, your builder is probably wheeling and dealing with a number of prospective buyers right now and there’s no telling whether your deal is as good as theirs’.

No matter what, a prudent lender will have any appraisal they get under these circumstances reviewed, closely, to ensure they don’t overencumber the property.

[Author]

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