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ParticipantHi tk, you may not know the history of that image. It’s a little bit of hidden American history that they don’t teach in school. That image is of a leaflet distributed in Dallas 2 days prior to JFK’s visit in 1963. The Dallas Morning News also ran this full page ad on the day of JFK’s visit.
Kennedy’s response on reading the Dallas newspaper that morning? “We’re heading into nut country today.”
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ParticipantThanks for the info about premium rates in California, SK. They are less expensive than I thought. Maybe the horror stories about high premiums are from other states? Or maybe they’re just urban legend. In any case, I’m planning on not changing my high-deductible policy unless I have to. My premiums are pretty reasonable. And in the worst case I can always go to TJ for medical care. Actually there I’d probably get to see an actual MD instead of a NP or PA.
blahblahblah
ParticipantThanks for the info about premium rates in California, SK. They are less expensive than I thought. Maybe the horror stories about high premiums are from other states? Or maybe they’re just urban legend. In any case, I’m planning on not changing my high-deductible policy unless I have to. My premiums are pretty reasonable. And in the worst case I can always go to TJ for medical care. Actually there I’d probably get to see an actual MD instead of a NP or PA.
blahblahblah
ParticipantThanks for the info about premium rates in California, SK. They are less expensive than I thought. Maybe the horror stories about high premiums are from other states? Or maybe they’re just urban legend. In any case, I’m planning on not changing my high-deductible policy unless I have to. My premiums are pretty reasonable. And in the worst case I can always go to TJ for medical care. Actually there I’d probably get to see an actual MD instead of a NP or PA.
blahblahblah
ParticipantThanks for the info about premium rates in California, SK. They are less expensive than I thought. Maybe the horror stories about high premiums are from other states? Or maybe they’re just urban legend. In any case, I’m planning on not changing my high-deductible policy unless I have to. My premiums are pretty reasonable. And in the worst case I can always go to TJ for medical care. Actually there I’d probably get to see an actual MD instead of a NP or PA.
blahblahblah
ParticipantThanks for the info about premium rates in California, SK. They are less expensive than I thought. Maybe the horror stories about high premiums are from other states? Or maybe they’re just urban legend. In any case, I’m planning on not changing my high-deductible policy unless I have to. My premiums are pretty reasonable. And in the worst case I can always go to TJ for medical care. Actually there I’d probably get to see an actual MD instead of a NP or PA.
blahblahblah
ParticipantThanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
I think we will see a lot more people from border areas heading to Mexico for treatment and abandoning US health insurance altogether. Of course if that happens they’ll make doing so illegal I’m sure.
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ParticipantThanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
I think we will see a lot more people from border areas heading to Mexico for treatment and abandoning US health insurance altogether. Of course if that happens they’ll make doing so illegal I’m sure.
blahblahblah
ParticipantThanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
I think we will see a lot more people from border areas heading to Mexico for treatment and abandoning US health insurance altogether. Of course if that happens they’ll make doing so illegal I’m sure.
blahblahblah
ParticipantThanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
I think we will see a lot more people from border areas heading to Mexico for treatment and abandoning US health insurance altogether. Of course if that happens they’ll make doing so illegal I’m sure.
blahblahblah
ParticipantThanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
I think we will see a lot more people from border areas heading to Mexico for treatment and abandoning US health insurance altogether. Of course if that happens they’ll make doing so illegal I’m sure.
blahblahblah
ParticipantIt is a drag to be sure. Actually canceling health insurance might not be a bad deal, even with the 2% penalty. Let’s say you make $100k a year, you pay the $2K penalty and then just go to TJ for all of your healthcare needs and prescriptions. You would still probably come out ahead of paying HI premiums and copays here.
The one that really confuses me is this one:
A new 40% excise tax, beginning in 2013, on high-cost health plans, defined as those providing coverage in excess of $8,500 for individuals and $23,000 for families. The House’s package of modifications includes higher threshold amounts and an initial effective date of 2018.
What does that even mean to provide coverage in excess of some amount? Does that mean you are covered for more than $8500/year? Seems pretty low to me.
blahblahblah
ParticipantIt is a drag to be sure. Actually canceling health insurance might not be a bad deal, even with the 2% penalty. Let’s say you make $100k a year, you pay the $2K penalty and then just go to TJ for all of your healthcare needs and prescriptions. You would still probably come out ahead of paying HI premiums and copays here.
The one that really confuses me is this one:
A new 40% excise tax, beginning in 2013, on high-cost health plans, defined as those providing coverage in excess of $8,500 for individuals and $23,000 for families. The House’s package of modifications includes higher threshold amounts and an initial effective date of 2018.
What does that even mean to provide coverage in excess of some amount? Does that mean you are covered for more than $8500/year? Seems pretty low to me.
blahblahblah
ParticipantIt is a drag to be sure. Actually canceling health insurance might not be a bad deal, even with the 2% penalty. Let’s say you make $100k a year, you pay the $2K penalty and then just go to TJ for all of your healthcare needs and prescriptions. You would still probably come out ahead of paying HI premiums and copays here.
The one that really confuses me is this one:
A new 40% excise tax, beginning in 2013, on high-cost health plans, defined as those providing coverage in excess of $8,500 for individuals and $23,000 for families. The House’s package of modifications includes higher threshold amounts and an initial effective date of 2018.
What does that even mean to provide coverage in excess of some amount? Does that mean you are covered for more than $8500/year? Seems pretty low to me.
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