[betting on fall]

San Diego-
I did mean the government bail out as a joke. I do admire you for trying to make the most rational descion based on the reality of your situation. Unlike folks whose first reaction is to demand help from someone else.

But I would not be surprised to see the current “rate freeze” proposal move up market to folks who got those stupid option ARMs- many of your neighbors. You, of course, would get punished for buying with a more responsible loan.

[betting on fall]

San Diego-
I did mean the government bail out as a joke. I do admire you for trying to make the most rational descion based on the reality of your situation. Unlike folks whose first reaction is to demand help from someone else.

But I would not be surprised to see the current “rate freeze” proposal move up market to folks who got those stupid option ARMs- many of your neighbors. You, of course, would get punished for buying with a more responsible loan.

[betting on fall]

San Diego-
I did mean the government bail out as a joke. I do admire you for trying to make the most rational descion based on the reality of your situation. Unlike folks whose first reaction is to demand help from someone else.

But I would not be surprised to see the current “rate freeze” proposal move up market to folks who got those stupid option ARMs- many of your neighbors. You, of course, would get punished for buying with a more responsible loan.

[betting on fall]

San Diego-
I did mean the government bail out as a joke. I do admire you for trying to make the most rational descion based on the reality of your situation. Unlike folks whose first reaction is to demand help from someone else.

But I would not be surprised to see the current “rate freeze” proposal move up market to folks who got those stupid option ARMs- many of your neighbors. You, of course, would get punished for buying with a more responsible loan.

[betting on fall]

San Diego-
I did mean the government bail out as a joke. I do admire you for trying to make the most rational descion based on the reality of your situation. Unlike folks whose first reaction is to demand help from someone else.

But I would not be surprised to see the current “rate freeze” proposal move up market to folks who got those stupid option ARMs- many of your neighbors. You, of course, would get punished for buying with a more responsible loan.

[betting on fall]

Why don’t you just demand that the goverment lower your loan balance. Get a protest started. Government should bail you out in no time.

But seriously, I do think a far better way the goverment could deal with this is giving people a mulligan- The right to eliminate any one ding from your credit report.
Now I haven’t thought through all implications of this, but overall I thinks its far better than the goverment’s current bailout plan of encouraging debt servitude by keeping people in bad deals.

[betting on fall]

Why don’t you just demand that the goverment lower your loan balance. Get a protest started. Government should bail you out in no time.

But seriously, I do think a far better way the goverment could deal with this is giving people a mulligan- The right to eliminate any one ding from your credit report.
Now I haven’t thought through all implications of this, but overall I thinks its far better than the goverment’s current bailout plan of encouraging debt servitude by keeping people in bad deals.

[betting on fall]

Why don’t you just demand that the goverment lower your loan balance. Get a protest started. Government should bail you out in no time.

But seriously, I do think a far better way the goverment could deal with this is giving people a mulligan- The right to eliminate any one ding from your credit report.
Now I haven’t thought through all implications of this, but overall I thinks its far better than the goverment’s current bailout plan of encouraging debt servitude by keeping people in bad deals.

[betting on fall]

Why don’t you just demand that the goverment lower your loan balance. Get a protest started. Government should bail you out in no time.

But seriously, I do think a far better way the goverment could deal with this is giving people a mulligan- The right to eliminate any one ding from your credit report.
Now I haven’t thought through all implications of this, but overall I thinks its far better than the goverment’s current bailout plan of encouraging debt servitude by keeping people in bad deals.

[betting on fall]

Why don’t you just demand that the goverment lower your loan balance. Get a protest started. Government should bail you out in no time.

But seriously, I do think a far better way the goverment could deal with this is giving people a mulligan- The right to eliminate any one ding from your credit report.
Now I haven’t thought through all implications of this, but overall I thinks its far better than the goverment’s current bailout plan of encouraging debt servitude by keeping people in bad deals.

[betting on fall]

qwerty-
You have not visited the den of wolves that is the California legislature. A dollar falling from the sky will be spent a couple times over before it even can hit the ground.
So, no surplus. Its all been spent. Aside from irresponsible spending, part of the reason is that various taxes and fees (for example income tax and car registration fees) were cut in “good” times.
I am in no way advocating a tax hike, but few people realize that state taxes were higher back when Ronald Reagan was governor.
Don’t be surprised to see the “Reagan Tax Restoration Act of 2008” proposed to re-fill state coffers.

[betting on fall]

qwerty-
You have not visited the den of wolves that is the California legislature. A dollar falling from the sky will be spent a couple times over before it even can hit the ground.
So, no surplus. Its all been spent. Aside from irresponsible spending, part of the reason is that various taxes and fees (for example income tax and car registration fees) were cut in “good” times.
I am in no way advocating a tax hike, but few people realize that state taxes were higher back when Ronald Reagan was governor.
Don’t be surprised to see the “Reagan Tax Restoration Act of 2008” proposed to re-fill state coffers.

[betting on fall]

qwerty-
You have not visited the den of wolves that is the California legislature. A dollar falling from the sky will be spent a couple times over before it even can hit the ground.
So, no surplus. Its all been spent. Aside from irresponsible spending, part of the reason is that various taxes and fees (for example income tax and car registration fees) were cut in “good” times.
I am in no way advocating a tax hike, but few people realize that state taxes were higher back when Ronald Reagan was governor.
Don’t be surprised to see the “Reagan Tax Restoration Act of 2008” proposed to re-fill state coffers.

[betting on fall]

qwerty-
You have not visited the den of wolves that is the California legislature. A dollar falling from the sky will be spent a couple times over before it even can hit the ground.
So, no surplus. Its all been spent. Aside from irresponsible spending, part of the reason is that various taxes and fees (for example income tax and car registration fees) were cut in “good” times.
I am in no way advocating a tax hike, but few people realize that state taxes were higher back when Ronald Reagan was governor.
Don’t be surprised to see the “Reagan Tax Restoration Act of 2008” proposed to re-fill state coffers.

[betting on fall]

qwerty-
You have not visited the den of wolves that is the California legislature. A dollar falling from the sky will be spent a couple times over before it even can hit the ground.
So, no surplus. Its all been spent. Aside from irresponsible spending, part of the reason is that various taxes and fees (for example income tax and car registration fees) were cut in “good” times.
I am in no way advocating a tax hike, but few people realize that state taxes were higher back when Ronald Reagan was governor.
Don’t be surprised to see the “Reagan Tax Restoration Act of 2008” proposed to re-fill state coffers.

[Author]

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