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bearishgurl
Participant[quote=UCGal] . . . And I find it funny to call PQ a bedroom community when compared to Chula Vista. . . [/quote]
PQ = 30+ mi. from Dtn. SD (fwy dependent), CV 91910 = 10-13 mi. from Dtn. SD. (not fwy dependent).
Again, I’m using Dtn. SD as the “core” and the main “jobs center.” This is probably outdated now.
To be frank, 65% of 91910 does not commute to “work” – they work out of their homes, work locally or are retired.
The other zips in Chula are 13-22 mi. from dtn. SD. This is why the heavy commute now on the 5 and 805. Before 2000, there was much less congestion on these freeways.
Participant[quote=UCGal] . . . And I find it funny to call PQ a bedroom community when compared to Chula Vista. . . [/quote]
PQ = 30+ mi. from Dtn. SD (fwy dependent), CV 91910 = 10-13 mi. from Dtn. SD. (not fwy dependent).
Again, I’m using Dtn. SD as the “core” and the main “jobs center.” This is probably outdated now.
To be frank, 65% of 91910 does not commute to “work” – they work out of their homes, work locally or are retired.
The other zips in Chula are 13-22 mi. from dtn. SD. This is why the heavy commute now on the 5 and 805. Before 2000, there was much less congestion on these freeways.
Participant[quote=AN]bearishgurl, what’s your definition of middle vs upper middle class area? Example?[/quote]
OT: AN, that’s hard to define when you are talking about a person because there are many, many persons in SD who are Prop. 13 owners (mostly seniors) who are NOT among the “landed poor” as many posters in this forum seem to be. They may live in a “lower MC” area and drive a modest vehicle, but their home is paid for and they have plenty of assets to live off of until they die (and maybe some to leave to their heirs).
As far as areas that I would consider middle-class or upper-middle class, I would have to use the criteria to qualify to purchase a property today to live in that area as so many owners who are currently are in distress or have been foreclosed on were just “pretending” to belong to a particular class.
Of course there are niche areas which are the exception.
Areas in North County I would consider middle class would be PQ, San Marcos (part lower MC), Fallbrook, Escondido (part lower MC), Poway (part upper MC) and Vista (part lower MC).
Areas in North County I would consider upper middle class are Poway (part MC), Carmel Valley, La Costa (por. of Carlsbad), RB and Ramona.
All other areas in North County I feel are either lower MC (O’side) or “generally” wealthy, reflective of owners only (DM, Carlsbad, Enc., SB, Cardiff).
In SD, MC zips would be 92101 (part wealthy), 92108, 92110, 92115 (part upper MC), 92116 (part upper MC), 92117 (part lower MC), 92119 (part upper MC), 92120 (part upper MC), 92122, 92124, 92126 (part lower MC).
In SD, Upper MC zips would be 92102, 92103 (part wealthy), 92104, 92107 (part wealthy), 92110, 92111 part lower MC), 92115 (part MC), 92116 (part MC), 92117 (part MC), 92119 (part MC), 92120 (part MC), 92121, 92131.
Other zips in SD I feel are lower MC (92103, 92105, 92113, 92114) or “generally” wealthy (92106, 92109, 92037), reflective of owners only.
In South County:
MC zips would be 91910 (part upper MC, part wealthy), 91911 (part upper MC, part lower MC), 91913 (part upper MC, 91915 (part upper MC).
Upper MC zips would be 91902 (part wealthy), 91910 (part MC, part wealthy), 91911 (part MC, part lower MC), 91913 (part MC); 91914, 91915 (part MC).
The other zips of South County I would consider to be lower MC (92154, 92173, 91932) or “generally” wealthy (92118).
In East County:
MC zips would be: 91978 (part lower MC), 92021 (part lower MC), 92040 (part lower MC), 92071.
Upper MC areas would be: 91901, 91941 (part wealthy), 91942, 92019 (part wealthy).
Other east county zips of 91945, 91977 and 92020 are lower MC, IMO.
Disclaimer: This opinion is based on the ability to qualify to purchase a property in a particular area but is not necessarily based upon the quality of life in that area.
Participant[quote=AN]bearishgurl, what’s your definition of middle vs upper middle class area? Example?[/quote]
OT: AN, that’s hard to define when you are talking about a person because there are many, many persons in SD who are Prop. 13 owners (mostly seniors) who are NOT among the “landed poor” as many posters in this forum seem to be. They may live in a “lower MC” area and drive a modest vehicle, but their home is paid for and they have plenty of assets to live off of until they die (and maybe some to leave to their heirs).
As far as areas that I would consider middle-class or upper-middle class, I would have to use the criteria to qualify to purchase a property today to live in that area as so many owners who are currently are in distress or have been foreclosed on were just “pretending” to belong to a particular class.
Of course there are niche areas which are the exception.
Areas in North County I would consider middle class would be PQ, San Marcos (part lower MC), Fallbrook, Escondido (part lower MC), Poway (part upper MC) and Vista (part lower MC).
Areas in North County I would consider upper middle class are Poway (part MC), Carmel Valley, La Costa (por. of Carlsbad), RB and Ramona.
All other areas in North County I feel are either lower MC (O’side) or “generally” wealthy, reflective of owners only (DM, Carlsbad, Enc., SB, Cardiff).
In SD, MC zips would be 92101 (part wealthy), 92108, 92110, 92115 (part upper MC), 92116 (part upper MC), 92117 (part lower MC), 92119 (part upper MC), 92120 (part upper MC), 92122, 92124, 92126 (part lower MC).
In SD, Upper MC zips would be 92102, 92103 (part wealthy), 92104, 92107 (part wealthy), 92110, 92111 part lower MC), 92115 (part MC), 92116 (part MC), 92117 (part MC), 92119 (part MC), 92120 (part MC), 92121, 92131.
Other zips in SD I feel are lower MC (92103, 92105, 92113, 92114) or “generally” wealthy (92106, 92109, 92037), reflective of owners only.
In South County:
MC zips would be 91910 (part upper MC, part wealthy), 91911 (part upper MC, part lower MC), 91913 (part upper MC, 91915 (part upper MC).
Upper MC zips would be 91902 (part wealthy), 91910 (part MC, part wealthy), 91911 (part MC, part lower MC), 91913 (part MC); 91914, 91915 (part MC).
The other zips of South County I would consider to be lower MC (92154, 92173, 91932) or “generally” wealthy (92118).
In East County:
MC zips would be: 91978 (part lower MC), 92021 (part lower MC), 92040 (part lower MC), 92071.
Upper MC areas would be: 91901, 91941 (part wealthy), 91942, 92019 (part wealthy).
Other east county zips of 91945, 91977 and 92020 are lower MC, IMO.
Disclaimer: This opinion is based on the ability to qualify to purchase a property in a particular area but is not necessarily based upon the quality of life in that area.
Participant[quote=AN]bearishgurl, what’s your definition of middle vs upper middle class area? Example?[/quote]
OT: AN, that’s hard to define when you are talking about a person because there are many, many persons in SD who are Prop. 13 owners (mostly seniors) who are NOT among the “landed poor” as many posters in this forum seem to be. They may live in a “lower MC” area and drive a modest vehicle, but their home is paid for and they have plenty of assets to live off of until they die (and maybe some to leave to their heirs).
As far as areas that I would consider middle-class or upper-middle class, I would have to use the criteria to qualify to purchase a property today to live in that area as so many owners who are currently are in distress or have been foreclosed on were just “pretending” to belong to a particular class.
Of course there are niche areas which are the exception.
Areas in North County I would consider middle class would be PQ, San Marcos (part lower MC), Fallbrook, Escondido (part lower MC), Poway (part upper MC) and Vista (part lower MC).
Areas in North County I would consider upper middle class are Poway (part MC), Carmel Valley, La Costa (por. of Carlsbad), RB and Ramona.
All other areas in North County I feel are either lower MC (O’side) or “generally” wealthy, reflective of owners only (DM, Carlsbad, Enc., SB, Cardiff).
In SD, MC zips would be 92101 (part wealthy), 92108, 92110, 92115 (part upper MC), 92116 (part upper MC), 92117 (part lower MC), 92119 (part upper MC), 92120 (part upper MC), 92122, 92124, 92126 (part lower MC).
In SD, Upper MC zips would be 92102, 92103 (part wealthy), 92104, 92107 (part wealthy), 92110, 92111 part lower MC), 92115 (part MC), 92116 (part MC), 92117 (part MC), 92119 (part MC), 92120 (part MC), 92121, 92131.
Other zips in SD I feel are lower MC (92103, 92105, 92113, 92114) or “generally” wealthy (92106, 92109, 92037), reflective of owners only.
In South County:
MC zips would be 91910 (part upper MC, part wealthy), 91911 (part upper MC, part lower MC), 91913 (part upper MC, 91915 (part upper MC).
Upper MC zips would be 91902 (part wealthy), 91910 (part MC, part wealthy), 91911 (part MC, part lower MC), 91913 (part MC); 91914, 91915 (part MC).
The other zips of South County I would consider to be lower MC (92154, 92173, 91932) or “generally” wealthy (92118).
In East County:
MC zips would be: 91978 (part lower MC), 92021 (part lower MC), 92040 (part lower MC), 92071.
Upper MC areas would be: 91901, 91941 (part wealthy), 91942, 92019 (part wealthy).
Other east county zips of 91945, 91977 and 92020 are lower MC, IMO.
Disclaimer: This opinion is based on the ability to qualify to purchase a property in a particular area but is not necessarily based upon the quality of life in that area.
Participant[quote=AN]bearishgurl, what’s your definition of middle vs upper middle class area? Example?[/quote]
OT: AN, that’s hard to define when you are talking about a person because there are many, many persons in SD who are Prop. 13 owners (mostly seniors) who are NOT among the “landed poor” as many posters in this forum seem to be. They may live in a “lower MC” area and drive a modest vehicle, but their home is paid for and they have plenty of assets to live off of until they die (and maybe some to leave to their heirs).
As far as areas that I would consider middle-class or upper-middle class, I would have to use the criteria to qualify to purchase a property today to live in that area as so many owners who are currently are in distress or have been foreclosed on were just “pretending” to belong to a particular class.
Of course there are niche areas which are the exception.
Areas in North County I would consider middle class would be PQ, San Marcos (part lower MC), Fallbrook, Escondido (part lower MC), Poway (part upper MC) and Vista (part lower MC).
Areas in North County I would consider upper middle class are Poway (part MC), Carmel Valley, La Costa (por. of Carlsbad), RB and Ramona.
All other areas in North County I feel are either lower MC (O’side) or “generally” wealthy, reflective of owners only (DM, Carlsbad, Enc., SB, Cardiff).
In SD, MC zips would be 92101 (part wealthy), 92108, 92110, 92115 (part upper MC), 92116 (part upper MC), 92117 (part lower MC), 92119 (part upper MC), 92120 (part upper MC), 92122, 92124, 92126 (part lower MC).
In SD, Upper MC zips would be 92102, 92103 (part wealthy), 92104, 92107 (part wealthy), 92110, 92111 part lower MC), 92115 (part MC), 92116 (part MC), 92117 (part MC), 92119 (part MC), 92120 (part MC), 92121, 92131.
Other zips in SD I feel are lower MC (92103, 92105, 92113, 92114) or “generally” wealthy (92106, 92109, 92037), reflective of owners only.
In South County:
MC zips would be 91910 (part upper MC, part wealthy), 91911 (part upper MC, part lower MC), 91913 (part upper MC, 91915 (part upper MC).
Upper MC zips would be 91902 (part wealthy), 91910 (part MC, part wealthy), 91911 (part MC, part lower MC), 91913 (part MC); 91914, 91915 (part MC).
The other zips of South County I would consider to be lower MC (92154, 92173, 91932) or “generally” wealthy (92118).
In East County:
MC zips would be: 91978 (part lower MC), 92021 (part lower MC), 92040 (part lower MC), 92071.
Upper MC areas would be: 91901, 91941 (part wealthy), 91942, 92019 (part wealthy).
Other east county zips of 91945, 91977 and 92020 are lower MC, IMO.
Disclaimer: This opinion is based on the ability to qualify to purchase a property in a particular area but is not necessarily based upon the quality of life in that area.
Participant[quote=AN]bearishgurl, what’s your definition of middle vs upper middle class area? Example?[/quote]
OT: AN, that’s hard to define when you are talking about a person because there are many, many persons in SD who are Prop. 13 owners (mostly seniors) who are NOT among the “landed poor” as many posters in this forum seem to be. They may live in a “lower MC” area and drive a modest vehicle, but their home is paid for and they have plenty of assets to live off of until they die (and maybe some to leave to their heirs).
As far as areas that I would consider middle-class or upper-middle class, I would have to use the criteria to qualify to purchase a property today to live in that area as so many owners who are currently are in distress or have been foreclosed on were just “pretending” to belong to a particular class.
Of course there are niche areas which are the exception.
Areas in North County I would consider middle class would be PQ, San Marcos (part lower MC), Fallbrook, Escondido (part lower MC), Poway (part upper MC) and Vista (part lower MC).
Areas in North County I would consider upper middle class are Poway (part MC), Carmel Valley, La Costa (por. of Carlsbad), RB and Ramona.
All other areas in North County I feel are either lower MC (O’side) or “generally” wealthy, reflective of owners only (DM, Carlsbad, Enc., SB, Cardiff).
In SD, MC zips would be 92101 (part wealthy), 92108, 92110, 92115 (part upper MC), 92116 (part upper MC), 92117 (part lower MC), 92119 (part upper MC), 92120 (part upper MC), 92122, 92124, 92126 (part lower MC).
In SD, Upper MC zips would be 92102, 92103 (part wealthy), 92104, 92107 (part wealthy), 92110, 92111 part lower MC), 92115 (part MC), 92116 (part MC), 92117 (part MC), 92119 (part MC), 92120 (part MC), 92121, 92131.
Other zips in SD I feel are lower MC (92103, 92105, 92113, 92114) or “generally” wealthy (92106, 92109, 92037), reflective of owners only.
In South County:
MC zips would be 91910 (part upper MC, part wealthy), 91911 (part upper MC, part lower MC), 91913 (part upper MC, 91915 (part upper MC).
Upper MC zips would be 91902 (part wealthy), 91910 (part MC, part wealthy), 91911 (part MC, part lower MC), 91913 (part MC); 91914, 91915 (part MC).
The other zips of South County I would consider to be lower MC (92154, 92173, 91932) or “generally” wealthy (92118).
In East County:
MC zips would be: 91978 (part lower MC), 92021 (part lower MC), 92040 (part lower MC), 92071.
Upper MC areas would be: 91901, 91941 (part wealthy), 91942, 92019 (part wealthy).
Other east county zips of 91945, 91977 and 92020 are lower MC, IMO.
Disclaimer: This opinion is based on the ability to qualify to purchase a property in a particular area but is not necessarily based upon the quality of life in that area.
ParticipantI can identify with your feelings, Cabal. I, too, was raised Catholic and can no longer find any useful meaning in practicing it.
I guess I went thru most of what you’re going thru a decade ago when I decided to shed a possession-oriented spouse, who “acquired” faster than I could earn. I feel fortunate to be on the other side of this “crisis” now, in every way.
Don’t worry about your kids. They will find their way. When they do, you can make your OWN life, in the way YOU desire.
Like you, I am not interested in “striving” anymore after watching three members of my immediate (original) family work themselves into an early grave, ignoring signs of trouble to stay “productive” and “working.”
I think most of the suggestions here are good, except I’d just like to add yoga and Pilates. And the ability to say “no,” when the request does not suit you. I’ve also studied the Tao te Ching which has opened my eyes to a whole new way of looking at events and situations.
ParticipantI can identify with your feelings, Cabal. I, too, was raised Catholic and can no longer find any useful meaning in practicing it.
I guess I went thru most of what you’re going thru a decade ago when I decided to shed a possession-oriented spouse, who “acquired” faster than I could earn. I feel fortunate to be on the other side of this “crisis” now, in every way.
Don’t worry about your kids. They will find their way. When they do, you can make your OWN life, in the way YOU desire.
Like you, I am not interested in “striving” anymore after watching three members of my immediate (original) family work themselves into an early grave, ignoring signs of trouble to stay “productive” and “working.”
I think most of the suggestions here are good, except I’d just like to add yoga and Pilates. And the ability to say “no,” when the request does not suit you. I’ve also studied the Tao te Ching which has opened my eyes to a whole new way of looking at events and situations.
ParticipantI can identify with your feelings, Cabal. I, too, was raised Catholic and can no longer find any useful meaning in practicing it.
I guess I went thru most of what you’re going thru a decade ago when I decided to shed a possession-oriented spouse, who “acquired” faster than I could earn. I feel fortunate to be on the other side of this “crisis” now, in every way.
Don’t worry about your kids. They will find their way. When they do, you can make your OWN life, in the way YOU desire.
Like you, I am not interested in “striving” anymore after watching three members of my immediate (original) family work themselves into an early grave, ignoring signs of trouble to stay “productive” and “working.”
I think most of the suggestions here are good, except I’d just like to add yoga and Pilates. And the ability to say “no,” when the request does not suit you. I’ve also studied the Tao te Ching which has opened my eyes to a whole new way of looking at events and situations.
ParticipantI can identify with your feelings, Cabal. I, too, was raised Catholic and can no longer find any useful meaning in practicing it.
I guess I went thru most of what you’re going thru a decade ago when I decided to shed a possession-oriented spouse, who “acquired” faster than I could earn. I feel fortunate to be on the other side of this “crisis” now, in every way.
Don’t worry about your kids. They will find their way. When they do, you can make your OWN life, in the way YOU desire.
Like you, I am not interested in “striving” anymore after watching three members of my immediate (original) family work themselves into an early grave, ignoring signs of trouble to stay “productive” and “working.”
I think most of the suggestions here are good, except I’d just like to add yoga and Pilates. And the ability to say “no,” when the request does not suit you. I’ve also studied the Tao te Ching which has opened my eyes to a whole new way of looking at events and situations.
ParticipantI can identify with your feelings, Cabal. I, too, was raised Catholic and can no longer find any useful meaning in practicing it.
I guess I went thru most of what you’re going thru a decade ago when I decided to shed a possession-oriented spouse, who “acquired” faster than I could earn. I feel fortunate to be on the other side of this “crisis” now, in every way.
Don’t worry about your kids. They will find their way. When they do, you can make your OWN life, in the way YOU desire.
Like you, I am not interested in “striving” anymore after watching three members of my immediate (original) family work themselves into an early grave, ignoring signs of trouble to stay “productive” and “working.”
I think most of the suggestions here are good, except I’d just like to add yoga and Pilates. And the ability to say “no,” when the request does not suit you. I’ve also studied the Tao te Ching which has opened my eyes to a whole new way of looking at events and situations.
Participant[quote=AN]Yes all of north county can be considered as bedroom community. I’m not denying that they are bedroom communities. What I was trying to say is that PQ is not a lower middle class area. I guess they were 30 years ago, but they no longer are. You might go to dt a lot, I rarely do. However, I do go to the beach a lot. Also, in my profession, there are not that many jobs down there. So, Chula is way too far for most who work up here.
SD is not like your typical east coast cities where most of the jobs are in downtown. Most of the high paying jobs are up here. I see Chula Vista diversity in housing stock is like Escondido. I would have loved to get a house with 1/2 acre lot, however, I won’t sacrifice commute time for it. I’m a commute snob, so the furthest I’ll tolerate is 15 minutes door to door, regardless of traffic. I used to live 3 blocks away from work.[/quote]
AN, with the advent of the MR bonds, PQ went from “no-man’s land” to a very respectable ‘burb. I wouldn’t, by any stretch call it, “upper middle-class” but it is solidly middle-class today (exc. for the 4 sq. bl. of “Section 8.”) I don’t know much about the demographics, but I would venture it is probably quite a younger demographic than 91910. I have NO IDEA why some of these flimisily-built ’70’s or early ’80’s houses are fetching in the 400’s in PQ today, though. They are SO NOT WORTH IT!!
Yes, AN, I too, am a “commute snob” and have lived from 1 block to 16 miles from work. I am currently located exactly 10 miles from dtn. SD which is 18-23 minutes on wkdays and 11-15 mins. on wknds. I have never lived ANYWHERE in SD that was freeway dependent and never will. I agree about the commute from CV. I have neighbors on my street who attend UCSD. It takes them almost an hour to get up there and get parked in the morning rush. We also have bus lines (1/2 bl. either way) every 15 mins., headed for the trolley, which is one mile. This is another benefit that residents in the north inland areas don’t have access to. Even though I typically drive, it increases my options.
Participant[quote=AN]Yes all of north county can be considered as bedroom community. I’m not denying that they are bedroom communities. What I was trying to say is that PQ is not a lower middle class area. I guess they were 30 years ago, but they no longer are. You might go to dt a lot, I rarely do. However, I do go to the beach a lot. Also, in my profession, there are not that many jobs down there. So, Chula is way too far for most who work up here.
SD is not like your typical east coast cities where most of the jobs are in downtown. Most of the high paying jobs are up here. I see Chula Vista diversity in housing stock is like Escondido. I would have loved to get a house with 1/2 acre lot, however, I won’t sacrifice commute time for it. I’m a commute snob, so the furthest I’ll tolerate is 15 minutes door to door, regardless of traffic. I used to live 3 blocks away from work.[/quote]
AN, with the advent of the MR bonds, PQ went from “no-man’s land” to a very respectable ‘burb. I wouldn’t, by any stretch call it, “upper middle-class” but it is solidly middle-class today (exc. for the 4 sq. bl. of “Section 8.”) I don’t know much about the demographics, but I would venture it is probably quite a younger demographic than 91910. I have NO IDEA why some of these flimisily-built ’70’s or early ’80’s houses are fetching in the 400’s in PQ today, though. They are SO NOT WORTH IT!!
Yes, AN, I too, am a “commute snob” and have lived from 1 block to 16 miles from work. I am currently located exactly 10 miles from dtn. SD which is 18-23 minutes on wkdays and 11-15 mins. on wknds. I have never lived ANYWHERE in SD that was freeway dependent and never will. I agree about the commute from CV. I have neighbors on my street who attend UCSD. It takes them almost an hour to get up there and get parked in the morning rush. We also have bus lines (1/2 bl. either way) every 15 mins., headed for the trolley, which is one mile. This is another benefit that residents in the north inland areas don’t have access to. Even though I typically drive, it increases my options.
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