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October 20, 2020 at 8:00 PM in reply to: Investment positioning for Dem Sweep and Super-Stimulus #819955
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ParticipantCoronita, with the demographic shift, I don’t see how we’ll swing back to center anytime soon. Maybe after when I’m dead and gone.
ParticipantThis is from Zillow’s data research team. Very good read w/ a lot of data analysis.
https://www.zillow.com/research/2020-urb-suburb-market-report-27712/
ParticipantWe have our bamboo flooring floated over concrete with a waterproof layer in between. It’s holding up for well over 10 years now. I don’t see why it wouldn’t hold up for another 10.
ParticipantShe’s self selecting to remove herself from the gene pool.
Participant[quote=Coronita]Crash and burn. Dow down 600pts. heh heh.[/quote]
So, who’s buying more today?Participant[quote=The-Shoveler]Reminds me of 1999, just a relentless march higher at crazy valuations, Well OK maybe most will not end up 0 like 1999 but still just crazy valuations.
But still Investors are sitting on probably the largest pile of cash ever, so there are a lot of investors sitting this out. very interesting times.
Seems a minority of money relentlessly pushing 5 or 6 stocks higher.[/quote]
That’s exactly what I told my wife. It feel so much like 1999. Maybe early 1999 or late 1998. Which hopefully means, there’s another year or so of this before things go bust.Participant[quote=Coronita]Put in time now or put in time later, there is no free lunch (well, at least most of the time). I keep hearing people refer to work while they are younger as ball and chain. The funny part is that ball and chain exists for a lot of people a lot longer who didn’t put the time up front, it’s just stretched out over a longer period of time, lol.[/quote] The rule of compound interest applies here too. So, the sooner you accrue your money and save, the less you’d have to work.
ParticipantIt really depends on the drainage of the house/area behind your house. You can ask the current owner. I know someone who’s house has a big slope like what you described and does get “waterfall” during big rain storm. But if your house has proper drainage, then it should be fine. Just make sure the water doesn’t puddle around the foundation.
July 25, 2020 at 2:51 PM in reply to: Any clever workarounds to get new mortgage pricing on a cashout refi #818961ParticipantCash out refi up to $510k only cost $2k more than non cash out at the same rate. If you need more than that, you can always do a second refi a few months later. Then 2nd refi won’t be considered cash out.
Participant[quote=sdrealtor]Getting closer to La Jolla every day[/quote]
Maybe in 200 years with global warming, it’ll be ocean frontParticipant[quote=Coronita]I’m bummed about the closing of Casa Sol Y Mar. In not surprised but we use to go to it all the time.
Also bummed about the closing of the Firestone shop in Mira Mesa
Really bummed about the closure of Boomers in Clairemont.[/quote]
Firestone was going to be closed with or without covid. They’re taking that corner of the mall.Participant[quote=sdrealtor]Coronita
You are correct! RE is all about location, location, location.The buyers of the last 10 years around here were strong and have gotten stronger via the job market, appreciation, stock market gains and refinancing into lower and lower rates. The segments of the population hit hardest around here were generally not among the home buying populace.
The days of urban condo living by millenials have turned into upsizing back into McMansions. Viva La Toll Brothers![/quote]
I LOVE Toll Brothers. Too bad they don’t build more in SD or implement build on your own lot like they do in some other part of the US.Participant[quote=outtamojo]We are not going back to the way things were.
A movement is afoot,led by the young people.
They see the scale even if you don’t.
I am so proud of them.
All of us older folk need to die off so the world can be a better place.I think I stole that last line from somebody here.[/quote]
In that case, COVID-19 is your exact answer. Since COVID-19 mainly only kill older folks. Lets open up everything immediately 100% w/out social distancing.ParticipantCash is perfectly fine, unless we see a repeat of the late 70s stagflation again. We already put in $2T in the last sets of stimulus and the house already passed the a $3T for the next one. But right now, the Senate is holding it up. However, with everything that’s going on right now, if Dems take the Senate and the presidency, I personally don’t think $3T will be the end. I’m liking Bernie/Harris’s $2k/person (up to 3 child) proposal.
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