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Participant[quote=CA renter]Yes, and it will be interesting to see how that works out for Chinese labor in the long run. Of course, once a sufficient number of Americans are completely tapped out (almost there), I think China is going to implode.[/quote]
IF that does happen, I think more than China will implode. It might be a global financial implosion.Participant[quote=eavesdropper]Excuse me?? Dallas AND Houston BOTH made the list?? Red-state Texas? Super-Christianite Texas? Pro-marriage Texas? Anti-premarital sex Texas? Mega-family-values-Texas has TWO cities in the top ten?
Hah!! And they can’t even blame it on what they consider their liberal aberration, Austin. Dallas and Houston. That’s rich!
I wonder if Gov. Perry’s going to make some more of his incomparable commercials for Texas tourism that feature this recent achievement.[/quote]
Seriously? This from the lady who constantly rail against the American public for being too polarized and not doing their proper research? I’m sure you did your research and just can’t help but be partisan. FYI both Harris County and Dallas County voted for Obama in 2008. Obama actually beat McCain 57.5% to 41.9% in Dallas.Participant[quote=eavesdropper]Excuse me?? Dallas AND Houston BOTH made the list?? Red-state Texas? Super-Christianite Texas? Pro-marriage Texas? Anti-premarital sex Texas? Mega-family-values-Texas has TWO cities in the top ten?
Hah!! And they can’t even blame it on what they consider their liberal aberration, Austin. Dallas and Houston. That’s rich!
I wonder if Gov. Perry’s going to make some more of his incomparable commercials for Texas tourism that feature this recent achievement.[/quote]
Seriously? This from the lady who constantly rail against the American public for being too polarized and not doing their proper research? I’m sure you did your research and just can’t help but be partisan. FYI both Harris County and Dallas County voted for Obama in 2008. Obama actually beat McCain 57.5% to 41.9% in Dallas.Participant[quote=eavesdropper]Excuse me?? Dallas AND Houston BOTH made the list?? Red-state Texas? Super-Christianite Texas? Pro-marriage Texas? Anti-premarital sex Texas? Mega-family-values-Texas has TWO cities in the top ten?
Hah!! And they can’t even blame it on what they consider their liberal aberration, Austin. Dallas and Houston. That’s rich!
I wonder if Gov. Perry’s going to make some more of his incomparable commercials for Texas tourism that feature this recent achievement.[/quote]
Seriously? This from the lady who constantly rail against the American public for being too polarized and not doing their proper research? I’m sure you did your research and just can’t help but be partisan. FYI both Harris County and Dallas County voted for Obama in 2008. Obama actually beat McCain 57.5% to 41.9% in Dallas.Participant[quote=eavesdropper]Excuse me?? Dallas AND Houston BOTH made the list?? Red-state Texas? Super-Christianite Texas? Pro-marriage Texas? Anti-premarital sex Texas? Mega-family-values-Texas has TWO cities in the top ten?
Hah!! And they can’t even blame it on what they consider their liberal aberration, Austin. Dallas and Houston. That’s rich!
I wonder if Gov. Perry’s going to make some more of his incomparable commercials for Texas tourism that feature this recent achievement.[/quote]
Seriously? This from the lady who constantly rail against the American public for being too polarized and not doing their proper research? I’m sure you did your research and just can’t help but be partisan. FYI both Harris County and Dallas County voted for Obama in 2008. Obama actually beat McCain 57.5% to 41.9% in Dallas.Participant[quote=eavesdropper]Excuse me?? Dallas AND Houston BOTH made the list?? Red-state Texas? Super-Christianite Texas? Pro-marriage Texas? Anti-premarital sex Texas? Mega-family-values-Texas has TWO cities in the top ten?
Hah!! And they can’t even blame it on what they consider their liberal aberration, Austin. Dallas and Houston. That’s rich!
I wonder if Gov. Perry’s going to make some more of his incomparable commercials for Texas tourism that feature this recent achievement.[/quote]
Seriously? This from the lady who constantly rail against the American public for being too polarized and not doing their proper research? I’m sure you did your research and just can’t help but be partisan. FYI both Harris County and Dallas County voted for Obama in 2008. Obama actually beat McCain 57.5% to 41.9% in Dallas.Participant[quote=CA renter]Even **if** the $9,300 tax amount you saw was correct (I don’t think so — look at the previous purchase price), that’s $775/month, not $700. Add $100 for HOA, and it’s $875. I still think it will run over $900. I’m not factoring in mortgage costs, as my goal is to go 0% LTV.
With all the searching for new govt revenue, I won’t count on the MID or even Prop 13 being around for the long haul. As mentioned, the maintenance costs usually negate any tax benefit of MID or prop tax deduction, anyway.[/quote]
Where did you get $775/month from? According to the treasurer-tax collector, the tax rate is 1.04122% and a fixed cost of $2709.56, so, if you pay $570k, your tax bill will be $720.37 + $100 HOA = $820.37/month.BTW, if you search for this parcel #: 221-852-49-00 in the SD tax treasurer-tax collector website, you’ll find that their last year tax was $9,300.48.
So, even if there’s no MID and no Prop 13 AND assume price doesn’t crash down once MID and Prop 13 get removed, your PIT is around $3000-3100/month if you get a loan. Insurance is probably another $100/month for that priced home, so you’re looking at $3100-3200/month. How much does it cost to rent the place?
Participant[quote=CA renter]Even **if** the $9,300 tax amount you saw was correct (I don’t think so — look at the previous purchase price), that’s $775/month, not $700. Add $100 for HOA, and it’s $875. I still think it will run over $900. I’m not factoring in mortgage costs, as my goal is to go 0% LTV.
With all the searching for new govt revenue, I won’t count on the MID or even Prop 13 being around for the long haul. As mentioned, the maintenance costs usually negate any tax benefit of MID or prop tax deduction, anyway.[/quote]
Where did you get $775/month from? According to the treasurer-tax collector, the tax rate is 1.04122% and a fixed cost of $2709.56, so, if you pay $570k, your tax bill will be $720.37 + $100 HOA = $820.37/month.BTW, if you search for this parcel #: 221-852-49-00 in the SD tax treasurer-tax collector website, you’ll find that their last year tax was $9,300.48.
So, even if there’s no MID and no Prop 13 AND assume price doesn’t crash down once MID and Prop 13 get removed, your PIT is around $3000-3100/month if you get a loan. Insurance is probably another $100/month for that priced home, so you’re looking at $3100-3200/month. How much does it cost to rent the place?
Participant[quote=CA renter]Even **if** the $9,300 tax amount you saw was correct (I don’t think so — look at the previous purchase price), that’s $775/month, not $700. Add $100 for HOA, and it’s $875. I still think it will run over $900. I’m not factoring in mortgage costs, as my goal is to go 0% LTV.
With all the searching for new govt revenue, I won’t count on the MID or even Prop 13 being around for the long haul. As mentioned, the maintenance costs usually negate any tax benefit of MID or prop tax deduction, anyway.[/quote]
Where did you get $775/month from? According to the treasurer-tax collector, the tax rate is 1.04122% and a fixed cost of $2709.56, so, if you pay $570k, your tax bill will be $720.37 + $100 HOA = $820.37/month.BTW, if you search for this parcel #: 221-852-49-00 in the SD tax treasurer-tax collector website, you’ll find that their last year tax was $9,300.48.
So, even if there’s no MID and no Prop 13 AND assume price doesn’t crash down once MID and Prop 13 get removed, your PIT is around $3000-3100/month if you get a loan. Insurance is probably another $100/month for that priced home, so you’re looking at $3100-3200/month. How much does it cost to rent the place?
Participant[quote=CA renter]Even **if** the $9,300 tax amount you saw was correct (I don’t think so — look at the previous purchase price), that’s $775/month, not $700. Add $100 for HOA, and it’s $875. I still think it will run over $900. I’m not factoring in mortgage costs, as my goal is to go 0% LTV.
With all the searching for new govt revenue, I won’t count on the MID or even Prop 13 being around for the long haul. As mentioned, the maintenance costs usually negate any tax benefit of MID or prop tax deduction, anyway.[/quote]
Where did you get $775/month from? According to the treasurer-tax collector, the tax rate is 1.04122% and a fixed cost of $2709.56, so, if you pay $570k, your tax bill will be $720.37 + $100 HOA = $820.37/month.BTW, if you search for this parcel #: 221-852-49-00 in the SD tax treasurer-tax collector website, you’ll find that their last year tax was $9,300.48.
So, even if there’s no MID and no Prop 13 AND assume price doesn’t crash down once MID and Prop 13 get removed, your PIT is around $3000-3100/month if you get a loan. Insurance is probably another $100/month for that priced home, so you’re looking at $3100-3200/month. How much does it cost to rent the place?
Participant[quote=CA renter]Even **if** the $9,300 tax amount you saw was correct (I don’t think so — look at the previous purchase price), that’s $775/month, not $700. Add $100 for HOA, and it’s $875. I still think it will run over $900. I’m not factoring in mortgage costs, as my goal is to go 0% LTV.
With all the searching for new govt revenue, I won’t count on the MID or even Prop 13 being around for the long haul. As mentioned, the maintenance costs usually negate any tax benefit of MID or prop tax deduction, anyway.[/quote]
Where did you get $775/month from? According to the treasurer-tax collector, the tax rate is 1.04122% and a fixed cost of $2709.56, so, if you pay $570k, your tax bill will be $720.37 + $100 HOA = $820.37/month.BTW, if you search for this parcel #: 221-852-49-00 in the SD tax treasurer-tax collector website, you’ll find that their last year tax was $9,300.48.
So, even if there’s no MID and no Prop 13 AND assume price doesn’t crash down once MID and Prop 13 get removed, your PIT is around $3000-3100/month if you get a loan. Insurance is probably another $100/month for that priced home, so you’re looking at $3100-3200/month. How much does it cost to rent the place?
Participant[quote=CA renter]The Megan’s Law stuff was just the last thing. We didn’t like the steep hill, school district (in case we decide to use public schools), or the fact that the seller wanted to stay for two months, but had failed to even look at other homes even while in escrow — didn’t seem in a hurry to move, at all. We didn’t want to deal with a recalcitrant seller and possibly have a drawn-out eviction on our hands if he didn’t manage to move out after 60 days…and no recourse with agents, etc. Good move on our part, as when we drove by there about 6 months later, he was still living there.[/quote]
I thought you said there’s a lot of choices in our current public school system. Why does it matter where the designated public school is?Participant[quote=CA renter]The Megan’s Law stuff was just the last thing. We didn’t like the steep hill, school district (in case we decide to use public schools), or the fact that the seller wanted to stay for two months, but had failed to even look at other homes even while in escrow — didn’t seem in a hurry to move, at all. We didn’t want to deal with a recalcitrant seller and possibly have a drawn-out eviction on our hands if he didn’t manage to move out after 60 days…and no recourse with agents, etc. Good move on our part, as when we drove by there about 6 months later, he was still living there.[/quote]
I thought you said there’s a lot of choices in our current public school system. Why does it matter where the designated public school is?Participant[quote=CA renter]The Megan’s Law stuff was just the last thing. We didn’t like the steep hill, school district (in case we decide to use public schools), or the fact that the seller wanted to stay for two months, but had failed to even look at other homes even while in escrow — didn’t seem in a hurry to move, at all. We didn’t want to deal with a recalcitrant seller and possibly have a drawn-out eviction on our hands if he didn’t manage to move out after 60 days…and no recourse with agents, etc. Good move on our part, as when we drove by there about 6 months later, he was still living there.[/quote]
I thought you said there’s a lot of choices in our current public school system. Why does it matter where the designated public school is? -
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