[AK]

Take a day off and drive up to Builders Surplus Warehouse in Santa Ana:

Home

I do like Ikea’s soft-closing drawer glides, etc.. but many other cabinet makers offer those as an option.

[AK]

That is quite the price drop … from the photos the place looks a bit neglected.

And yes, quite a bit out of my price range too 🙂

[AK]

That is quite the price drop … from the photos the place looks a bit neglected.

And yes, quite a bit out of my price range too 🙂

[AK]

That is quite the price drop … from the photos the place looks a bit neglected.

And yes, quite a bit out of my price range too 🙂

[AK]

That is quite the price drop … from the photos the place looks a bit neglected.

And yes, quite a bit out of my price range too 🙂

[AK]

That is quite the price drop … from the photos the place looks a bit neglected.

And yes, quite a bit out of my price range too 🙂

[AK]

Thanks for the advice HLS.

Actually I made a down payment because these days any 0% offer gets round filed … and VA is much cheaper than conventional with PMI. But I hear the cries of anguish from younger veterans of modest means, who find themselves locked out of the market. And they’re the ones who truly sacrificed … the closest I came to harm’s way was crossing busy streets while doing the Panamanian Pub Crawl.

I think most buyers will be better off with no fees and a slightly higher rate. In my case USAA gave me the same rate as a local lender without the junk fees … of course that’s just one data point. Unfortunately there’s a persistent belief that VA loans always come with $3000 or more in seller-paid non-allowables.

[AK]

Thanks for the advice HLS.

Actually I made a down payment because these days any 0% offer gets round filed … and VA is much cheaper than conventional with PMI. But I hear the cries of anguish from younger veterans of modest means, who find themselves locked out of the market. And they’re the ones who truly sacrificed … the closest I came to harm’s way was crossing busy streets while doing the Panamanian Pub Crawl.

I think most buyers will be better off with no fees and a slightly higher rate. In my case USAA gave me the same rate as a local lender without the junk fees … of course that’s just one data point. Unfortunately there’s a persistent belief that VA loans always come with $3000 or more in seller-paid non-allowables.

[AK]

Thanks for the advice HLS.

Actually I made a down payment because these days any 0% offer gets round filed … and VA is much cheaper than conventional with PMI. But I hear the cries of anguish from younger veterans of modest means, who find themselves locked out of the market. And they’re the ones who truly sacrificed … the closest I came to harm’s way was crossing busy streets while doing the Panamanian Pub Crawl.

I think most buyers will be better off with no fees and a slightly higher rate. In my case USAA gave me the same rate as a local lender without the junk fees … of course that’s just one data point. Unfortunately there’s a persistent belief that VA loans always come with $3000 or more in seller-paid non-allowables.

[AK]

Thanks for the advice HLS.

Actually I made a down payment because these days any 0% offer gets round filed … and VA is much cheaper than conventional with PMI. But I hear the cries of anguish from younger veterans of modest means, who find themselves locked out of the market. And they’re the ones who truly sacrificed … the closest I came to harm’s way was crossing busy streets while doing the Panamanian Pub Crawl.

I think most buyers will be better off with no fees and a slightly higher rate. In my case USAA gave me the same rate as a local lender without the junk fees … of course that’s just one data point. Unfortunately there’s a persistent belief that VA loans always come with $3000 or more in seller-paid non-allowables.

[AK]

Thanks for the advice HLS.

Actually I made a down payment because these days any 0% offer gets round filed … and VA is much cheaper than conventional with PMI. But I hear the cries of anguish from younger veterans of modest means, who find themselves locked out of the market. And they’re the ones who truly sacrificed … the closest I came to harm’s way was crossing busy streets while doing the Panamanian Pub Crawl.

I think most buyers will be better off with no fees and a slightly higher rate. In my case USAA gave me the same rate as a local lender without the junk fees … of course that’s just one data point. Unfortunately there’s a persistent belief that VA loans always come with $3000 or more in seller-paid non-allowables.

[AK]

Yes, I’d call it crappy service too 🙂

I went with USAA in part because many/most other VA lenders pile on a bunch of non-allowable seller-paid junk fees … and of course asking for seller concessions will consign your offer to the shredders these days. But VA non-allowables are a subject for another rant 🙂

If you know of any other VA programs without a bunch of non-allowables please let the world know. Thanks HLS.

[AK]

Yes, I’d call it crappy service too 🙂

I went with USAA in part because many/most other VA lenders pile on a bunch of non-allowable seller-paid junk fees … and of course asking for seller concessions will consign your offer to the shredders these days. But VA non-allowables are a subject for another rant 🙂

If you know of any other VA programs without a bunch of non-allowables please let the world know. Thanks HLS.

[AK]

Yes, I’d call it crappy service too 🙂

I went with USAA in part because many/most other VA lenders pile on a bunch of non-allowable seller-paid junk fees … and of course asking for seller concessions will consign your offer to the shredders these days. But VA non-allowables are a subject for another rant 🙂

If you know of any other VA programs without a bunch of non-allowables please let the world know. Thanks HLS.

[AK]

Yes, I’d call it crappy service too 🙂

I went with USAA in part because many/most other VA lenders pile on a bunch of non-allowable seller-paid junk fees … and of course asking for seller concessions will consign your offer to the shredders these days. But VA non-allowables are a subject for another rant 🙂

If you know of any other VA programs without a bunch of non-allowables please let the world know. Thanks HLS.

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