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air_ogiParticipant
[quote=bearishgurl]
air_ogi, SOMEBODY has to subsidize the premiums of the frequent health-care users and the sick who will all soon be “covered.” This $$ will come off the backs of employers, employees and individual policy holders. There will be no more rewards (in the form of a low premium) for taking care of oneself and using exercise and alternative therapies (out-of-pocket) instead of running to the doctor constantly. Health insurance won’t work like other forms of insurance anymore.[/quote]And that is why the requirement to have insurance goes along with removal of pre-existing conditions.
So over last couple years, salaries of doctors have been relatively constant as have been the prices of the medical equipment.
And yet we had insurance increase by 10+% every year. So that means that either insurance companies are making way more money or insured people are way sicker.
After looking the financial reports for several insurance companies, I can tell you that none of them are having significant increases in profit.So what is going on is that as prices are rising, more and more healthy people are leaving the insurance pool. And it’s an interesting cycle, since as more healthy people leave the pool, the higher the rise in the insurance rates, resulting in more healthy people leaving the pool.
If you look at insurance rates for a large corporation, which has a nice captive pool, the price increase have been nowhere near small business and individual market.I have absolutely no idea why you would blame Obamacare for this.
air_ogiParticipant[quote=bearishgurl]
air_ogi, SOMEBODY has to subsidize the premiums of the frequent health-care users and the sick who will all soon be “covered.” This $$ will come off the backs of employers, employees and individual policy holders. There will be no more rewards (in the form of a low premium) for taking care of oneself and using exercise and alternative therapies (out-of-pocket) instead of running to the doctor constantly. Health insurance won’t work like other forms of insurance anymore.[/quote]And that is why the requirement to have insurance goes along with removal of pre-existing conditions.
So over last couple years, salaries of doctors have been relatively constant as have been the prices of the medical equipment.
And yet we had insurance increase by 10+% every year. So that means that either insurance companies are making way more money or insured people are way sicker.
After looking the financial reports for several insurance companies, I can tell you that none of them are having significant increases in profit.So what is going on is that as prices are rising, more and more healthy people are leaving the insurance pool. And it’s an interesting cycle, since as more healthy people leave the pool, the higher the rise in the insurance rates, resulting in more healthy people leaving the pool.
If you look at insurance rates for a large corporation, which has a nice captive pool, the price increase have been nowhere near small business and individual market.I have absolutely no idea why you would blame Obamacare for this.
air_ogiParticipant[quote=bearishgurl]
air_ogi, SOMEBODY has to subsidize the premiums of the frequent health-care users and the sick who will all soon be “covered.” This $$ will come off the backs of employers, employees and individual policy holders. There will be no more rewards (in the form of a low premium) for taking care of oneself and using exercise and alternative therapies (out-of-pocket) instead of running to the doctor constantly. Health insurance won’t work like other forms of insurance anymore.[/quote]And that is why the requirement to have insurance goes along with removal of pre-existing conditions.
So over last couple years, salaries of doctors have been relatively constant as have been the prices of the medical equipment.
And yet we had insurance increase by 10+% every year. So that means that either insurance companies are making way more money or insured people are way sicker.
After looking the financial reports for several insurance companies, I can tell you that none of them are having significant increases in profit.So what is going on is that as prices are rising, more and more healthy people are leaving the insurance pool. And it’s an interesting cycle, since as more healthy people leave the pool, the higher the rise in the insurance rates, resulting in more healthy people leaving the pool.
If you look at insurance rates for a large corporation, which has a nice captive pool, the price increase have been nowhere near small business and individual market.I have absolutely no idea why you would blame Obamacare for this.
air_ogiParticipant[quote=bearishgurl]
air_ogi, SOMEBODY has to subsidize the premiums of the frequent health-care users and the sick who will all soon be “covered.” This $$ will come off the backs of employers, employees and individual policy holders. There will be no more rewards (in the form of a low premium) for taking care of oneself and using exercise and alternative therapies (out-of-pocket) instead of running to the doctor constantly. Health insurance won’t work like other forms of insurance anymore.[/quote]And that is why the requirement to have insurance goes along with removal of pre-existing conditions.
So over last couple years, salaries of doctors have been relatively constant as have been the prices of the medical equipment.
And yet we had insurance increase by 10+% every year. So that means that either insurance companies are making way more money or insured people are way sicker.
After looking the financial reports for several insurance companies, I can tell you that none of them are having significant increases in profit.So what is going on is that as prices are rising, more and more healthy people are leaving the insurance pool. And it’s an interesting cycle, since as more healthy people leave the pool, the higher the rise in the insurance rates, resulting in more healthy people leaving the pool.
If you look at insurance rates for a large corporation, which has a nice captive pool, the price increase have been nowhere near small business and individual market.I have absolutely no idea why you would blame Obamacare for this.
air_ogiParticipant[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]
That provision doesn’t come in effect until January 1, 2014.
air_ogiParticipant[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]
That provision doesn’t come in effect until January 1, 2014.
air_ogiParticipant[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]
That provision doesn’t come in effect until January 1, 2014.
air_ogiParticipant[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]
That provision doesn’t come in effect until January 1, 2014.
air_ogiParticipant[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]
That provision doesn’t come in effect until January 1, 2014.
air_ogiParticipant[quote=no_such_reality]
Can you show the program and what benefits the companies are getting? Because if they are moving because of the program, it is because they are getting government gravy.[/quote]Of course. But at the same time, letting big oil pollute your water and air for free is also government gravy.
air_ogiParticipant[quote=no_such_reality]
Can you show the program and what benefits the companies are getting? Because if they are moving because of the program, it is because they are getting government gravy.[/quote]Of course. But at the same time, letting big oil pollute your water and air for free is also government gravy.
air_ogiParticipant[quote=no_such_reality]
Can you show the program and what benefits the companies are getting? Because if they are moving because of the program, it is because they are getting government gravy.[/quote]Of course. But at the same time, letting big oil pollute your water and air for free is also government gravy.
air_ogiParticipant[quote=no_such_reality]
Can you show the program and what benefits the companies are getting? Because if they are moving because of the program, it is because they are getting government gravy.[/quote]Of course. But at the same time, letting big oil pollute your water and air for free is also government gravy.
air_ogiParticipant[quote=no_such_reality]
Can you show the program and what benefits the companies are getting? Because if they are moving because of the program, it is because they are getting government gravy.[/quote]Of course. But at the same time, letting big oil pollute your water and air for free is also government gravy.
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