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Ricechex.
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October 21, 2010 at 4:03 PM #622485October 21, 2010 at 8:02 PM #621434
CoronitaParticipantOk…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….
October 21, 2010 at 8:02 PM #621517CoronitaParticipantOk…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….
October 21, 2010 at 8:02 PM #622078CoronitaParticipantOk…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….
October 21, 2010 at 8:02 PM #622200CoronitaParticipantOk…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….
October 21, 2010 at 8:02 PM #622518CoronitaParticipantOk…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….
October 21, 2010 at 8:07 PM #621439CoronitaParticipant[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).
My employer is certainly paying more- don’t know how much[/quote]
If you’re talking about qualcomm under the exec health plan, then chances are you won’t have too…I believe Qualcomm is self insured (their “plan” is only administered by UHC)….Non executive health plans still have the standard $10/10% and no monthly premium i believe.
Where the cut might happen is the extra perks under the exec health plan…October 21, 2010 at 8:07 PM #621522CoronitaParticipant[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).
My employer is certainly paying more- don’t know how much[/quote]
If you’re talking about qualcomm under the exec health plan, then chances are you won’t have too…I believe Qualcomm is self insured (their “plan” is only administered by UHC)….Non executive health plans still have the standard $10/10% and no monthly premium i believe.
Where the cut might happen is the extra perks under the exec health plan…October 21, 2010 at 8:07 PM #622083CoronitaParticipant[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).
My employer is certainly paying more- don’t know how much[/quote]
If you’re talking about qualcomm under the exec health plan, then chances are you won’t have too…I believe Qualcomm is self insured (their “plan” is only administered by UHC)….Non executive health plans still have the standard $10/10% and no monthly premium i believe.
Where the cut might happen is the extra perks under the exec health plan…October 21, 2010 at 8:07 PM #622205CoronitaParticipant[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).
My employer is certainly paying more- don’t know how much[/quote]
If you’re talking about qualcomm under the exec health plan, then chances are you won’t have too…I believe Qualcomm is self insured (their “plan” is only administered by UHC)….Non executive health plans still have the standard $10/10% and no monthly premium i believe.
Where the cut might happen is the extra perks under the exec health plan…October 21, 2010 at 8:07 PM #622523CoronitaParticipant[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).
My employer is certainly paying more- don’t know how much[/quote]
If you’re talking about qualcomm under the exec health plan, then chances are you won’t have too…I believe Qualcomm is self insured (their “plan” is only administered by UHC)….Non executive health plans still have the standard $10/10% and no monthly premium i believe.
Where the cut might happen is the extra perks under the exec health plan…October 21, 2010 at 8:13 PM #621454meadandale
Participant[quote=flu]Ok…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….[/quote]
Well, I’m clearly not in the need category as I pay for my own health insurance (self employed) and won’t qualify for government subsidized care.
However, I can say without qualification that the health care changes have only negatively affected my ability to afford healthcare, or in general.
To whit:
1) In spite of the claims that this would reduce health care costs my premiums have risen almost 20% since this legislation passed.
2) OTC medications can no longer be purchased using my HSA funds.
3) And, best of all, the 1099 provision in the massive bill that nobody read means that my costs of doing business as a small business owner will increase substantially in order to comply with the new law.
Yeah, I’m thrilled about the passage of this bill; nothing that was done will reduce my costs at all and the only thing I have to look forward to is higher taxes.
On a side note, a liberal friend of mine claimed that I surely got a tax break from Obama last year. I provided evidence that in fact, this was not in fact true and that my tax bill had risen since he took office in spite of his claim that 95% of people (unless you made over $200-250k) received a tax cut. In spite of the fact that I didn’t in fact make enough to reach O’s threshold, I did in fact pay higher taxes in 2009 than in 2008.
His response?
Alright well you guys got me. If your’e not a “working family” because you’re self-employed or a business owner, and can’t take advantage of the self-employment tax cut or any of the 16 small business tax cuts, then I guess you are simply out of luck.
Out of luck…so much for the ‘everyone got a tax cut’ BS.
October 21, 2010 at 8:13 PM #621537Participant[quote=flu]Ok…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….[/quote]
Well, I’m clearly not in the need category as I pay for my own health insurance (self employed) and won’t qualify for government subsidized care.
However, I can say without qualification that the health care changes have only negatively affected my ability to afford healthcare, or in general.
To whit:
1) In spite of the claims that this would reduce health care costs my premiums have risen almost 20% since this legislation passed.
2) OTC medications can no longer be purchased using my HSA funds.
3) And, best of all, the 1099 provision in the massive bill that nobody read means that my costs of doing business as a small business owner will increase substantially in order to comply with the new law.
Yeah, I’m thrilled about the passage of this bill; nothing that was done will reduce my costs at all and the only thing I have to look forward to is higher taxes.
On a side note, a liberal friend of mine claimed that I surely got a tax break from Obama last year. I provided evidence that in fact, this was not in fact true and that my tax bill had risen since he took office in spite of his claim that 95% of people (unless you made over $200-250k) received a tax cut. In spite of the fact that I didn’t in fact make enough to reach O’s threshold, I did in fact pay higher taxes in 2009 than in 2008.
His response?
Alright well you guys got me. If your’e not a “working family” because you’re self-employed or a business owner, and can’t take advantage of the self-employment tax cut or any of the 16 small business tax cuts, then I guess you are simply out of luck.
Out of luck…so much for the ‘everyone got a tax cut’ BS.
October 21, 2010 at 8:13 PM #622098Participant[quote=flu]Ok…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….[/quote]
Well, I’m clearly not in the need category as I pay for my own health insurance (self employed) and won’t qualify for government subsidized care.
However, I can say without qualification that the health care changes have only negatively affected my ability to afford healthcare, or in general.
To whit:
1) In spite of the claims that this would reduce health care costs my premiums have risen almost 20% since this legislation passed.
2) OTC medications can no longer be purchased using my HSA funds.
3) And, best of all, the 1099 provision in the massive bill that nobody read means that my costs of doing business as a small business owner will increase substantially in order to comply with the new law.
Yeah, I’m thrilled about the passage of this bill; nothing that was done will reduce my costs at all and the only thing I have to look forward to is higher taxes.
On a side note, a liberal friend of mine claimed that I surely got a tax break from Obama last year. I provided evidence that in fact, this was not in fact true and that my tax bill had risen since he took office in spite of his claim that 95% of people (unless you made over $200-250k) received a tax cut. In spite of the fact that I didn’t in fact make enough to reach O’s threshold, I did in fact pay higher taxes in 2009 than in 2008.
His response?
Alright well you guys got me. If your’e not a “working family” because you’re self-employed or a business owner, and can’t take advantage of the self-employment tax cut or any of the 16 small business tax cuts, then I guess you are simply out of luck.
Out of luck…so much for the ‘everyone got a tax cut’ BS.
October 21, 2010 at 8:13 PM #622220Participant[quote=flu]Ok…So I have to ask…Did any of you or will any of you actually benefit from the health care changes. I guess folks with preexisting conditions that aren’t covered by a group policy from an employer will.. But I’m just curious if this is beneficial to anyone whom I consider in the need category (un-insurable or harder to insure category). I hope the answer is yes….[/quote]
Well, I’m clearly not in the need category as I pay for my own health insurance (self employed) and won’t qualify for government subsidized care.
However, I can say without qualification that the health care changes have only negatively affected my ability to afford healthcare, or in general.
To whit:
1) In spite of the claims that this would reduce health care costs my premiums have risen almost 20% since this legislation passed.
2) OTC medications can no longer be purchased using my HSA funds.
3) And, best of all, the 1099 provision in the massive bill that nobody read means that my costs of doing business as a small business owner will increase substantially in order to comply with the new law.
Yeah, I’m thrilled about the passage of this bill; nothing that was done will reduce my costs at all and the only thing I have to look forward to is higher taxes.
On a side note, a liberal friend of mine claimed that I surely got a tax break from Obama last year. I provided evidence that in fact, this was not in fact true and that my tax bill had risen since he took office in spite of his claim that 95% of people (unless you made over $200-250k) received a tax cut. In spite of the fact that I didn’t in fact make enough to reach O’s threshold, I did in fact pay higher taxes in 2009 than in 2008.
His response?
Alright well you guys got me. If your’e not a “working family” because you’re self-employed or a business owner, and can’t take advantage of the self-employment tax cut or any of the 16 small business tax cuts, then I guess you are simply out of luck.
Out of luck…so much for the ‘everyone got a tax cut’ BS.
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