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I’m not a loan officer, but as a 1099’er who just bought a home, they needed prior 2 years of tax returns, and interest rates were no different than if I was a W2’er.

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Have you looked into flying out of TJ’s airport? I’ve done it a few times, and it is way cheaper. 5 minutes past the Otay crossing and you’re there. Plus the planes are nicer and the stewardesses are hot. The only bummer is crossing the border on the way home.

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[quote=flu]10 years ago, we had (Steve) Jobs, (Johnny) Cash, and (Bob) Hope…

Today, we’re our future is much bleaker….

We no longer have Jobs, we don’t have Cash, and we have lost our last Hope. All we’re left with is a very very large Bill.[/quote]

Thanks god Kevin Bacon hasn’t died, otherwise life would really suck. (stolen from somewhere on Teh Internets, I dunno where)

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Get off my lawn.

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I enjoy smoking my pipe, but to me, like drinking coffee, it’s not something that’s very conducive to San Diego’s climate. I can only drink coffee if it’s dark, cold, overcast, raining, or some combination of them. I just can’t bring myself to drink a nice warm cuppa on a sunny 72 degree San Diego afternoon. Same goes for smoking my pipe and drinking my whisky neat. It’s just not as enjoyable when it’s sunny/warm outside.

Bring on standard time, early darkness, and the cold(er) winter months, because I’m ready to dust off my pipe for the winter.

Put that in your pipe and smoke it, ladies.

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God must also have told him that Tiger Woods should run for President in 2016.

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[quote=eavesdropper]Can someone – anyone! – tell me why people are so willing to bash legitimate scientists, but will not even consider questioning what these quacks say? While science has the occasional nut job or criminal pop up, just like any career field, the majority are extremely well-educated, highly disciplined, hard-working, and concerned about their fellow man. What the hell is wrong with Americans who feel free to ridicule their accomplishments, question their motivation, and accuse them of criminal acts in the complete absence of evidence?[/quote]

“Anti-intellectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that ‘my ignorance is just as good as your knowledge.’”
― Isaac Asimov

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flu, you might want to hit up these guys.

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[quote=bearishgurl]I’m glad to hear this, afx, as this is how I remember it. Do you know if these young families are owners or renters? And, by chance, is your home located in Burlingame?[/quote]

Not Burlingame, but very close. I’m not sure if they are owners or renters, but the recent landscaping, painting, etc lead me to believe that most are owners.

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BG, your post doesn’t jive with what I’m seeing as a recent buyer in North Park. There are younger families with kids everywhere. On any given evening after work, my wife and I take our 11-month old to crawl around on our front lawn and are passed by two or three, sometimes up to five or six young families like ourselves walking their dogs, jogging with their baby stroller, or pulling along a wagon with a baby in it.

Maybe I live in a pocket that is the exception and not the norm, but none of what you’ve said above about my neighborhood (border of North/South Park) with regard to “younger families” is true.

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I had forgotten until you posted this. Thanks a lot SDR for bumming out my Sunday.

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[quote=bearishgurl]If this urban-sprawl was not allowed to take effect to the degree it did, it is VERY likely that new-homeowner money would instead have been used to revitalize SD’s close-in neighborhoods house by house and block by block.[/quote]

Have you been to North/South Park, Hillcrest, Normal Heights, Gaslamp, East Village, etc in the past 20 years? They’ve gentrified quite a bit, so I don’t know what your above paragraph even means. Have you expected them to gentrify more than they already have?

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AT&T is always shit in my neighborhood, so I have a MicroCell. But of course that went down with the power, so I was fucked. I have an old corded phone in my closet specifically for the zombie apocalypse… it worked fine.

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Meanwhile:

The largest residential solar rooftop program in U.S. history is on its way. Energy Secretary Steve Chu announced its arrival on Wednesday with a partial guarantee for a $344 million loan to help solar installers put solar panels on military housing and other buildings over the next five years.

California-based SolarCity will install up to 371 MW of solar equipment in up to 124 military bases and 33 states, the DOE said. The SolarStrong Project, which could see solar panels cropping up on as many as 160,000 rooftops, will cost more than $1 billion, SolarCity said..

http://gigaom.com/cleantech/doe-to-support-the-biggest-home-solar-rooftop-project-in-u-s/

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Travel the world for multiple years, because the return on investment in memories is astronomical.

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