Younger workers everywhere

[skerzz]

They are paid very well and most typically become CPA licensed after obtaining required work experience.

[spdrun]

I think they dumped that rule due to a court injunction a few years ago. Nice when courts force Feddle meddlers to dump stupid regs:

https://en.wikipedia.org/wiki/Preparer_Tax_Identification_Number#RTRP_program

[scaredyclassic]

The older u get the more young people you are until eventually almost everyone else is a child.

[bradk04]

So I have been browsing this site for about a year since my wife and I started looking for a SFH to purchase ( we did almost a year a go) and have been fascinated/ have learned a lot from the site. All of the millennial talk has compelled me to post.

I feel like my wife and I (I just turned 30, she 28) were more on the edge of millennials. We both grew up working at a young age and earning money. When I was 6-7 I was mowing our front lawn in military housing one day, then all of a sudden one neighbor after another came out offering to pay me to do theirs. I think that’s an experience most of my generation has missed. I got my first W2 paying job at 14 and have worked ever since. My wife got he CPA license before she was 25 and has a great job at a construction company.

Since buying our home (which is/was a mild fixer), we’ve probably made 10 dump runs with various demolition which we’ve done our selves. I’ve replaced plumbing fixtures, valves, the dishwasher, patio cover and more. In the fall when I was in between jobs I spent 3 months prepping and painting our house. All of which I learned from helping with my parents house which was a dump when they bought it.

My wife an I are constantly debating people our age on what’s really wrong with people like Bernie Samders plans. It is like talking to wall to say the least.

A lot of our friends are like minded and doing the same types of things. I guess my point of this is there is some hope for millennials but we definitely understand and have the same problems as you all do.

Someone mentioned leasing cars, I started working at John Hine in Mission Valley this past November (my first sales gig, I worked for the Marine Corps before) and decided to lease because the employee pricing was too good to pass up. We also did the math on her previous car, with what she paid for her BMW ( she bought it before I met her and could talk her out of it) and the money and time I spent fixing it (myself), the cost was the same.

Anyway, thanks for the great info, I’m curious to know how many millennials read this (poll?)

[spdrun]

What’s wrong with national insurance? It’s unlikely to be MORE costly than the bizarre hybrid system we have now. What’s wrong with restoring former levels of funding to state schools, to make costs in line with 1980s or early 90s levels?

Even if taxes go up, you’d have 1990s level taxes with more return for tax money. I don’t see the big deal about Sanders. He’d be a moderate in another time. The main mistake he’s made is positioning himself as a “Socialist.”

[bradk04]

My biggest reason for being sceptical is that after working in the government 15 years, I saw so many things done that didn’t make sense and money wasted, I don’t think it would be effective. That’s not to say our system is 100% effective now. I also used the Military’s health system for a good chunk of my life and was amazed how much better the private system was. Before when I was sick, I called for an appointment, only to find out I could be seen in a week, or go to urgent care. When I got my own insurance, I could be seen the next day. Then there are friends of mine dealing with the VA, which is worse. The way the government hires, fires and retains workers, is not conducive to an efficient system. I think and have seen the school systems operate similarly.

That’s why I’m sceptical, it all sounds great on paper, but would it actually work? If we already have high taxes and companies are leaving as people say they are, wouldn’t higher taxes make it worse? I need someone smarter than I to bounce this off of, but if it wasn’t for the tech boom in the 90’s’ would it still have been possible to sustain those tax rates in the 90’s?

I’m also tired of working and paying taxes only to see other people I know that seemingly can work, but live off of disability. It angers me that they have plenty of time to waste when I work. Now I’d rather work and wouldn’t trade places, but I see how many think it doesn’t pay as much to actually work.

[spdrun]

Any system implemented in the US would almost certainly retain private doctors and hospitals, even if gov’t would be the benefits admin. Zero people are proposing an expansion of the VA system to cover all Americans.

We’d probably end up with something like Medicare for all legal residents + Medigap private insurance. If virtually everyone has it, then most doctors will have to accept it or lose business.

You’d end up with basic coverage portable between jobs and states, with highly predictable costs. Great for worker mobility, which is generally good for an economy. Maybe not so good for bad employers who use insurance as their only way to retain workers, but so what?

[no_such_reality]

How large would the savings be in just removing all the billing/insurance specialists and insurance company overhead?

Also, if we really want to fix health care, we need to change the billing model. People need to pay for it and get reimbursed the,selves from insurance. Maybe mandate net-90 on bills to people for medical so they can get paid before paying provider. Remove providers obligation to treat anyone that has stiffed them.

It would people actually see the charges for their care. IMHO, people are oblivious and hence don’t take realistic preventative care or action.

[spdrun]

People would take preventive care if it’s mostly covered. No one wants to be fat, slow, and ill.

[FlyerInHi]

Social democrat is better than democratic socialist.

[bearishgurl]

[quote=spdrun]People would take preventive care if it’s mostly covered. No one wants to be fat, slow, and ill.[/quote]Believe it or not, some people actually don’t care. If you tell this group, “Those cigarettes (or your swollen legs and ankles) could kill you way before your time,” they’ll say, “Well, if it isn’t that, I could get hit by a Mack truck tomorrow. In the meantime, I’m going to enjoy myself.”

If this group doesn’t want to go to the doctor and wants to eat, smoke, drink and/or drug themselves to death, then fine. I no longer feel it is my responsibility to talk sense into them.

Yes, even if that person is a family member. ALL adults of sound mind and body (NOT legally disabled) need to be personally responsible for themselves.

[FlyerInHi]

BG, free will and self determination is limited by context.

Maybe corporations don’t want a healthy population. Where would the consumers of their product come from? not staying it’s a backroom conspiracy, but a confluence of established interests that is blocking progress.

[bearishgurl]

[quote=FlyerInHi]BG, free will and self determination is limited by context.

Maybe corporations don’t want a healthy population. Where would the consumers of their product come from? not staying it’s a backroom conspiracy, but a confluence of established interests that is blocking progress.[/quote]I think the average Joe and Jane 6p are smart enough to realize that they don’t have to pay any attention to the Dunkin Donuts and Marlboro billboards so prevalent on the interstates in many states. And in the Mojave desert here in CA, we have multiple billboards urging (northbound I-15) motorists to try numerous “all you can eat” buffets when they arrive in your neck of the woods. Certainly, these motorists realize that they can just stop at Vons in LV and get a fresh yogurt and/or a mixed salad and a bag of apples if they didn’t bring any food from their SoCal homes with them. Especially if they will be just passing thru LV and intend to spend the night in UT :=0

I had a relative who lived in the LV area for ten years. I visited them 2-4 times per year and always drove straight to their house where their guest room was waiting for me. I never once set foot inside a casino in all my visits there. As such, I could easily live on the CA side of Lake Tahoe (SLT) and never set foot inside a casino. In fact, I can’t stand cigarette smoke blowing through the ceiling vents … even in “non-smoking” areas.

[no_such_reality]

That’s really a red herring.

The problem isn’t an occasional listening to the advertisements, Casinos or the infrequent donut.

The real problem is the expectations for long hours, sedentary work, minimal vacation and coupled with greater demands for out of school activities to counter the stripped schools and an out of whack food system where 80% of the food in the grocery store is engineered to push our biological triggers and a subsidies system that makes the worst food for us the most affordable.

If you weren’t here at the right time, stepping off that wage slave treadmill of death isn’t easy, nor is it a sure thing.

[FlyerInHi]

BG, corporations get to kids when they are healthy. Just watch European TV (or travel). Over there, teenagers and millenials are skinny and look younger. Over here, our kids are pudgy. There are social and scientific reasons for that.

On personal level, you and I have nerves of steel, and much lower addiction levels.

In vegas, I go to buffets all the time, because my visitors want to enjoy the “real vegas” experience. But I choose salad and light items. I don’t over eat or try to get my “money’s worth”.

[Author]

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