Where is the best place to put my money?

[Scarlett]

Are you sure about the CD rates in SDCCU? when did you last check?

I am in a similar situation with the OP. I’d love to know where I could get 2% return on a CD. I checked the SDCCU website
sdccu dot com slash pages slash rates slash DepositRates dot pdf

B of America also has less than 1% return on CDs.
At least on the website.

[UCGal]

I rolled a cd last week. From a 4.5% one (that expired darn it) to a 2+ percent one.

I signed up for the 60 month non-promotion rate – after asking about what I’d lose for early withdrawal. I do not *plan* on needing the money in the near term – this is my emergency fund (you know, in case I get laid off, etc.) If I need to cash it out and it’s been less than a year, I forfeit 90 days of interest. If I need to cash it out and it’s been more than a year – I forfeit 180 days of interest.

I just checked the website
http://www.sdccu.com/pages/rates/DepositRates.pdf
The rates are pretty much the same as last week…
The cd rates are on the 2nd page of the pdf.

[UCGal]

I rolled a cd last week. From a 4.5% one (that expired darn it) to a 2+ percent one.

I signed up for the 60 month non-promotion rate – after asking about what I’d lose for early withdrawal. I do not *plan* on needing the money in the near term – this is my emergency fund (you know, in case I get laid off, etc.) If I need to cash it out and it’s been less than a year, I forfeit 90 days of interest. If I need to cash it out and it’s been more than a year – I forfeit 180 days of interest.

I just checked the website
http://www.sdccu.com/pages/rates/DepositRates.pdf
The rates are pretty much the same as last week…
The cd rates are on the 2nd page of the pdf.

[UCGal]

I rolled a cd last week. From a 4.5% one (that expired darn it) to a 2+ percent one.

I signed up for the 60 month non-promotion rate – after asking about what I’d lose for early withdrawal. I do not *plan* on needing the money in the near term – this is my emergency fund (you know, in case I get laid off, etc.) If I need to cash it out and it’s been less than a year, I forfeit 90 days of interest. If I need to cash it out and it’s been more than a year – I forfeit 180 days of interest.

I just checked the website
http://www.sdccu.com/pages/rates/DepositRates.pdf
The rates are pretty much the same as last week…
The cd rates are on the 2nd page of the pdf.

[UCGal]

I rolled a cd last week. From a 4.5% one (that expired darn it) to a 2+ percent one.

I signed up for the 60 month non-promotion rate – after asking about what I’d lose for early withdrawal. I do not *plan* on needing the money in the near term – this is my emergency fund (you know, in case I get laid off, etc.) If I need to cash it out and it’s been less than a year, I forfeit 90 days of interest. If I need to cash it out and it’s been more than a year – I forfeit 180 days of interest.

I just checked the website
http://www.sdccu.com/pages/rates/DepositRates.pdf
The rates are pretty much the same as last week…
The cd rates are on the 2nd page of the pdf.

[UCGal]

I rolled a cd last week. From a 4.5% one (that expired darn it) to a 2+ percent one.

I signed up for the 60 month non-promotion rate – after asking about what I’d lose for early withdrawal. I do not *plan* on needing the money in the near term – this is my emergency fund (you know, in case I get laid off, etc.) If I need to cash it out and it’s been less than a year, I forfeit 90 days of interest. If I need to cash it out and it’s been more than a year – I forfeit 180 days of interest.

I just checked the website
http://www.sdccu.com/pages/rates/DepositRates.pdf
The rates are pretty much the same as last week…
The cd rates are on the 2nd page of the pdf.

[Scarlett]

Thanks! That’s true, you can get the money out early forfeiting some interest, otherwise for less than 24 mth CD the rates are close to 1%.

[Scarlett]

Thanks! That’s true, you can get the money out early forfeiting some interest, otherwise for less than 24 mth CD the rates are close to 1%.

[Scarlett]

Thanks! That’s true, you can get the money out early forfeiting some interest, otherwise for less than 24 mth CD the rates are close to 1%.

[Scarlett]

Thanks! That’s true, you can get the money out early forfeiting some interest, otherwise for less than 24 mth CD the rates are close to 1%.

[Scarlett]

Thanks! That’s true, you can get the money out early forfeiting some interest, otherwise for less than 24 mth CD the rates are close to 1%.

[IT.MOM]

My experience is just put the dough in a trusted professional financial investor’s hand. I tried to buy stocks and mutual funds myself, but I have never made significant amount of money, because I couldn’t spend all the time needed for monitoring the market. But my hired fulltime “investor” did better than me by investing in futures, options, commodities even after all the commission I paid him.

[IT.MOM]

My experience is just put the dough in a trusted professional financial investor’s hand. I tried to buy stocks and mutual funds myself, but I have never made significant amount of money, because I couldn’t spend all the time needed for monitoring the market. But my hired fulltime “investor” did better than me by investing in futures, options, commodities even after all the commission I paid him.

[IT.MOM]

My experience is just put the dough in a trusted professional financial investor’s hand. I tried to buy stocks and mutual funds myself, but I have never made significant amount of money, because I couldn’t spend all the time needed for monitoring the market. But my hired fulltime “investor” did better than me by investing in futures, options, commodities even after all the commission I paid him.

[IT.MOM]

My experience is just put the dough in a trusted professional financial investor’s hand. I tried to buy stocks and mutual funds myself, but I have never made significant amount of money, because I couldn’t spend all the time needed for monitoring the market. But my hired fulltime “investor” did better than me by investing in futures, options, commodities even after all the commission I paid him.

[Author]

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