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March 23, 2010 at 4:23 PM #530957March 23, 2010 at 4:30 PM #530026beanmaestroParticipant
[quote=ucodegen]
The final bill (delivered to his widow, but paid by MediCal) was over $700k. Would your self-insurance cover that?
Yes, and have money left over. I would check why the bill was so high though. $700k in two weeks is crazy – even with surgeries etc.[/quote]
Good for you for saving >$700k, but it’s not useful for public policy. Maybe 1% of the country could practically save $250k to self-insure a family, and it would take them a decade to get there. And once they got there, would they even notice the cost of a high-deductible policy?
I have no doubt the bill was inflated. MediCal probably paid less, and you could have probably cut it in half by paying cash.
[quote=ucodegen]
Or, if not… it’s worth noting that Cully was conscious much of the time; they just couldn’t fix his liver.
This statement makes me very suspicious of your example. The liver is the one organ on the body that is capable of healing itself. [/quote]
I only know what I heard from the widow at the time. I do know the liver was (at the least one of the) thing they couldn’t fix.
Regarding your original question, after roughly 8 years of engineering employment, I’ve spent about $8000 on copays, premiums, and such. If it had been making 5% interest, it would now be worth a little over $10k. With a baby on the way, I’ll take the insurance, thanks.
March 23, 2010 at 4:30 PM #530155beanmaestroParticipant[quote=ucodegen]
The final bill (delivered to his widow, but paid by MediCal) was over $700k. Would your self-insurance cover that?
Yes, and have money left over. I would check why the bill was so high though. $700k in two weeks is crazy – even with surgeries etc.[/quote]
Good for you for saving >$700k, but it’s not useful for public policy. Maybe 1% of the country could practically save $250k to self-insure a family, and it would take them a decade to get there. And once they got there, would they even notice the cost of a high-deductible policy?
I have no doubt the bill was inflated. MediCal probably paid less, and you could have probably cut it in half by paying cash.
[quote=ucodegen]
Or, if not… it’s worth noting that Cully was conscious much of the time; they just couldn’t fix his liver.
This statement makes me very suspicious of your example. The liver is the one organ on the body that is capable of healing itself. [/quote]
I only know what I heard from the widow at the time. I do know the liver was (at the least one of the) thing they couldn’t fix.
Regarding your original question, after roughly 8 years of engineering employment, I’ve spent about $8000 on copays, premiums, and such. If it had been making 5% interest, it would now be worth a little over $10k. With a baby on the way, I’ll take the insurance, thanks.
March 23, 2010 at 4:30 PM #530605beanmaestroParticipant[quote=ucodegen]
The final bill (delivered to his widow, but paid by MediCal) was over $700k. Would your self-insurance cover that?
Yes, and have money left over. I would check why the bill was so high though. $700k in two weeks is crazy – even with surgeries etc.[/quote]
Good for you for saving >$700k, but it’s not useful for public policy. Maybe 1% of the country could practically save $250k to self-insure a family, and it would take them a decade to get there. And once they got there, would they even notice the cost of a high-deductible policy?
I have no doubt the bill was inflated. MediCal probably paid less, and you could have probably cut it in half by paying cash.
[quote=ucodegen]
Or, if not… it’s worth noting that Cully was conscious much of the time; they just couldn’t fix his liver.
This statement makes me very suspicious of your example. The liver is the one organ on the body that is capable of healing itself. [/quote]
I only know what I heard from the widow at the time. I do know the liver was (at the least one of the) thing they couldn’t fix.
Regarding your original question, after roughly 8 years of engineering employment, I’ve spent about $8000 on copays, premiums, and such. If it had been making 5% interest, it would now be worth a little over $10k. With a baby on the way, I’ll take the insurance, thanks.
March 23, 2010 at 4:30 PM #530703beanmaestroParticipant[quote=ucodegen]
The final bill (delivered to his widow, but paid by MediCal) was over $700k. Would your self-insurance cover that?
Yes, and have money left over. I would check why the bill was so high though. $700k in two weeks is crazy – even with surgeries etc.[/quote]
Good for you for saving >$700k, but it’s not useful for public policy. Maybe 1% of the country could practically save $250k to self-insure a family, and it would take them a decade to get there. And once they got there, would they even notice the cost of a high-deductible policy?
I have no doubt the bill was inflated. MediCal probably paid less, and you could have probably cut it in half by paying cash.
[quote=ucodegen]
Or, if not… it’s worth noting that Cully was conscious much of the time; they just couldn’t fix his liver.
This statement makes me very suspicious of your example. The liver is the one organ on the body that is capable of healing itself. [/quote]
I only know what I heard from the widow at the time. I do know the liver was (at the least one of the) thing they couldn’t fix.
Regarding your original question, after roughly 8 years of engineering employment, I’ve spent about $8000 on copays, premiums, and such. If it had been making 5% interest, it would now be worth a little over $10k. With a baby on the way, I’ll take the insurance, thanks.
March 23, 2010 at 4:30 PM #530962beanmaestroParticipant[quote=ucodegen]
The final bill (delivered to his widow, but paid by MediCal) was over $700k. Would your self-insurance cover that?
Yes, and have money left over. I would check why the bill was so high though. $700k in two weeks is crazy – even with surgeries etc.[/quote]
Good for you for saving >$700k, but it’s not useful for public policy. Maybe 1% of the country could practically save $250k to self-insure a family, and it would take them a decade to get there. And once they got there, would they even notice the cost of a high-deductible policy?
I have no doubt the bill was inflated. MediCal probably paid less, and you could have probably cut it in half by paying cash.
[quote=ucodegen]
Or, if not… it’s worth noting that Cully was conscious much of the time; they just couldn’t fix his liver.
This statement makes me very suspicious of your example. The liver is the one organ on the body that is capable of healing itself. [/quote]
I only know what I heard from the widow at the time. I do know the liver was (at the least one of the) thing they couldn’t fix.
Regarding your original question, after roughly 8 years of engineering employment, I’ve spent about $8000 on copays, premiums, and such. If it had been making 5% interest, it would now be worth a little over $10k. With a baby on the way, I’ll take the insurance, thanks.
March 23, 2010 at 5:04 PM #530036danielwisParticipant[quote=Irish]Like so many have said before, this bill, although far from perfect is a step in the right direction for this country. I am glad it is now signed into law. It is significant, historic legislation on a par with the passing of Medicare for seniors and the disabled…that happened over 40 years ago ! Now we must keep pushing for the next step and that is “single payer” health care paid for by the state or the federal government which should work just like Medicare does. Let’s eliminate the powerful, Insurance Industry Business from health care.
For all of you doom-sayers and angry tea-bagger types, suck it up ! YOU LOST !!
As with hysterical children, there’s no point in trying to reason with you and I don’t know why Obama and the Democratic congress even tried.
It’s hard, but we will drag all you self-centered, scared, hysterical, immature, nay-saying bullies into the 21st century whether you like it or not ! And if you really don’t like it then do as your Messiah, Rush Limbawgh says he’s going to do…LEAVE and don’t let the screen door hit you on the ass on the way out !Woo hoo…let me gloat some more ! Score a very big one for Obama ![/quote]
Great comment. If you don’t want taxes, go to Somalia.
Or follow Limbaugh to Costa Rica (a country that has universal care by the way…..the irony of the stupid amazes).
Or just f’ing go, because most of the rest of us are sick of the hypocritical silence when Republican’s pass all kinds of shit, and then propose absolutely no matching tax revenues to pay for it.
But when Democrats try to pass shit, and also try to match revenue streams to pay for it, its like the second coming of Hitler and Stalin. Get real. Your fake crap of crying over “the cost”, is hypocrisy of overwhelming proportions.
March 23, 2010 at 5:04 PM #530165danielwisParticipant[quote=Irish]Like so many have said before, this bill, although far from perfect is a step in the right direction for this country. I am glad it is now signed into law. It is significant, historic legislation on a par with the passing of Medicare for seniors and the disabled…that happened over 40 years ago ! Now we must keep pushing for the next step and that is “single payer” health care paid for by the state or the federal government which should work just like Medicare does. Let’s eliminate the powerful, Insurance Industry Business from health care.
For all of you doom-sayers and angry tea-bagger types, suck it up ! YOU LOST !!
As with hysterical children, there’s no point in trying to reason with you and I don’t know why Obama and the Democratic congress even tried.
It’s hard, but we will drag all you self-centered, scared, hysterical, immature, nay-saying bullies into the 21st century whether you like it or not ! And if you really don’t like it then do as your Messiah, Rush Limbawgh says he’s going to do…LEAVE and don’t let the screen door hit you on the ass on the way out !Woo hoo…let me gloat some more ! Score a very big one for Obama ![/quote]
Great comment. If you don’t want taxes, go to Somalia.
Or follow Limbaugh to Costa Rica (a country that has universal care by the way…..the irony of the stupid amazes).
Or just f’ing go, because most of the rest of us are sick of the hypocritical silence when Republican’s pass all kinds of shit, and then propose absolutely no matching tax revenues to pay for it.
But when Democrats try to pass shit, and also try to match revenue streams to pay for it, its like the second coming of Hitler and Stalin. Get real. Your fake crap of crying over “the cost”, is hypocrisy of overwhelming proportions.
March 23, 2010 at 5:04 PM #530615danielwisParticipant[quote=Irish]Like so many have said before, this bill, although far from perfect is a step in the right direction for this country. I am glad it is now signed into law. It is significant, historic legislation on a par with the passing of Medicare for seniors and the disabled…that happened over 40 years ago ! Now we must keep pushing for the next step and that is “single payer” health care paid for by the state or the federal government which should work just like Medicare does. Let’s eliminate the powerful, Insurance Industry Business from health care.
For all of you doom-sayers and angry tea-bagger types, suck it up ! YOU LOST !!
As with hysterical children, there’s no point in trying to reason with you and I don’t know why Obama and the Democratic congress even tried.
It’s hard, but we will drag all you self-centered, scared, hysterical, immature, nay-saying bullies into the 21st century whether you like it or not ! And if you really don’t like it then do as your Messiah, Rush Limbawgh says he’s going to do…LEAVE and don’t let the screen door hit you on the ass on the way out !Woo hoo…let me gloat some more ! Score a very big one for Obama ![/quote]
Great comment. If you don’t want taxes, go to Somalia.
Or follow Limbaugh to Costa Rica (a country that has universal care by the way…..the irony of the stupid amazes).
Or just f’ing go, because most of the rest of us are sick of the hypocritical silence when Republican’s pass all kinds of shit, and then propose absolutely no matching tax revenues to pay for it.
But when Democrats try to pass shit, and also try to match revenue streams to pay for it, its like the second coming of Hitler and Stalin. Get real. Your fake crap of crying over “the cost”, is hypocrisy of overwhelming proportions.
March 23, 2010 at 5:04 PM #530713danielwisParticipant[quote=Irish]Like so many have said before, this bill, although far from perfect is a step in the right direction for this country. I am glad it is now signed into law. It is significant, historic legislation on a par with the passing of Medicare for seniors and the disabled…that happened over 40 years ago ! Now we must keep pushing for the next step and that is “single payer” health care paid for by the state or the federal government which should work just like Medicare does. Let’s eliminate the powerful, Insurance Industry Business from health care.
For all of you doom-sayers and angry tea-bagger types, suck it up ! YOU LOST !!
As with hysterical children, there’s no point in trying to reason with you and I don’t know why Obama and the Democratic congress even tried.
It’s hard, but we will drag all you self-centered, scared, hysterical, immature, nay-saying bullies into the 21st century whether you like it or not ! And if you really don’t like it then do as your Messiah, Rush Limbawgh says he’s going to do…LEAVE and don’t let the screen door hit you on the ass on the way out !Woo hoo…let me gloat some more ! Score a very big one for Obama ![/quote]
Great comment. If you don’t want taxes, go to Somalia.
Or follow Limbaugh to Costa Rica (a country that has universal care by the way…..the irony of the stupid amazes).
Or just f’ing go, because most of the rest of us are sick of the hypocritical silence when Republican’s pass all kinds of shit, and then propose absolutely no matching tax revenues to pay for it.
But when Democrats try to pass shit, and also try to match revenue streams to pay for it, its like the second coming of Hitler and Stalin. Get real. Your fake crap of crying over “the cost”, is hypocrisy of overwhelming proportions.
March 23, 2010 at 5:04 PM #530972danielwisParticipant[quote=Irish]Like so many have said before, this bill, although far from perfect is a step in the right direction for this country. I am glad it is now signed into law. It is significant, historic legislation on a par with the passing of Medicare for seniors and the disabled…that happened over 40 years ago ! Now we must keep pushing for the next step and that is “single payer” health care paid for by the state or the federal government which should work just like Medicare does. Let’s eliminate the powerful, Insurance Industry Business from health care.
For all of you doom-sayers and angry tea-bagger types, suck it up ! YOU LOST !!
As with hysterical children, there’s no point in trying to reason with you and I don’t know why Obama and the Democratic congress even tried.
It’s hard, but we will drag all you self-centered, scared, hysterical, immature, nay-saying bullies into the 21st century whether you like it or not ! And if you really don’t like it then do as your Messiah, Rush Limbawgh says he’s going to do…LEAVE and don’t let the screen door hit you on the ass on the way out !Woo hoo…let me gloat some more ! Score a very big one for Obama ![/quote]
Great comment. If you don’t want taxes, go to Somalia.
Or follow Limbaugh to Costa Rica (a country that has universal care by the way…..the irony of the stupid amazes).
Or just f’ing go, because most of the rest of us are sick of the hypocritical silence when Republican’s pass all kinds of shit, and then propose absolutely no matching tax revenues to pay for it.
But when Democrats try to pass shit, and also try to match revenue streams to pay for it, its like the second coming of Hitler and Stalin. Get real. Your fake crap of crying over “the cost”, is hypocrisy of overwhelming proportions.
March 23, 2010 at 5:12 PM #530046VeritasParticipantMarch 23, 2010 at 5:12 PM #530175VeritasParticipantMarch 23, 2010 at 5:12 PM #530625VeritasParticipantMarch 23, 2010 at 5:12 PM #530723VeritasParticipant -
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