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  • January 4, 2009 at 1:51 PM #14751
    waiting for bottom
    Participant

    I may be buying in the next 90 days.

    Probably will buy in SEH.

    My theory is that rates will be low for the next 3-6 months and then inflation will take its toll and we will never be below 7% again – and likely spend many years in 9-10 range.

    It will take Carlsbad another 2+ years to get where I would be comfortable buying.

    SEH has been beat down to the point where you can get a nice house on a cul-de-sac with nice views at 2001 pricing. Many are available, but none quite perfect. Kids not in high school for 11 years- hopefully by then there are more options. The next 2-3 months will be interesting for me.

    Just thought I’d post to see if there was someone out there willing to knock some sense in to me.

    January 4, 2009 at 2:05 PM #323659
    Veritas
    Participant

    What about the mello roos fees? Those are usually pretty expensive.

    January 4, 2009 at 2:05 PM #323994
    Veritas
    Participant

    What about the mello roos fees? Those are usually pretty expensive.

    January 4, 2009 at 2:05 PM #324061
    Veritas
    Participant

    What about the mello roos fees? Those are usually pretty expensive.

    January 4, 2009 at 2:05 PM #324077
    Veritas
    Participant

    What about the mello roos fees? Those are usually pretty expensive.

    January 4, 2009 at 2:05 PM #324158
    Veritas
    Participant

    What about the mello roos fees? Those are usually pretty expensive.

    January 4, 2009 at 2:23 PM #323664
    outtamojo
    Participant

    With 20% down, mortgage+property taxes vs rent seem to be approaching parity in many areas. Historically that has always been a good time to buy.
    The immediate future though is very murky imo as government intervention and the employment picture oppose each other in quite a battle. Who will win is anybody’s guess- but I seem to be running into a lot of folk who are looking to buy in the next six months and looking for “bargains” in the lower price ranges. Perhaps a realtor could weigh in?

    January 4, 2009 at 2:23 PM #323999
    outtamojo
    Participant

    With 20% down, mortgage+property taxes vs rent seem to be approaching parity in many areas. Historically that has always been a good time to buy.
    The immediate future though is very murky imo as government intervention and the employment picture oppose each other in quite a battle. Who will win is anybody’s guess- but I seem to be running into a lot of folk who are looking to buy in the next six months and looking for “bargains” in the lower price ranges. Perhaps a realtor could weigh in?

    January 4, 2009 at 2:23 PM #324066
    outtamojo
    Participant

    With 20% down, mortgage+property taxes vs rent seem to be approaching parity in many areas. Historically that has always been a good time to buy.
    The immediate future though is very murky imo as government intervention and the employment picture oppose each other in quite a battle. Who will win is anybody’s guess- but I seem to be running into a lot of folk who are looking to buy in the next six months and looking for “bargains” in the lower price ranges. Perhaps a realtor could weigh in?

    January 4, 2009 at 2:23 PM #324082
    outtamojo
    Participant

    With 20% down, mortgage+property taxes vs rent seem to be approaching parity in many areas. Historically that has always been a good time to buy.
    The immediate future though is very murky imo as government intervention and the employment picture oppose each other in quite a battle. Who will win is anybody’s guess- but I seem to be running into a lot of folk who are looking to buy in the next six months and looking for “bargains” in the lower price ranges. Perhaps a realtor could weigh in?

    January 4, 2009 at 2:23 PM #324163
    outtamojo
    Participant

    With 20% down, mortgage+property taxes vs rent seem to be approaching parity in many areas. Historically that has always been a good time to buy.
    The immediate future though is very murky imo as government intervention and the employment picture oppose each other in quite a battle. Who will win is anybody’s guess- but I seem to be running into a lot of folk who are looking to buy in the next six months and looking for “bargains” in the lower price ranges. Perhaps a realtor could weigh in?

    January 4, 2009 at 2:51 PM #323674
    fredo4
    Participant

    uggh! Mello roos- what a rip! I’d do almost anything to avoid it since that money is just down the toilet.
    Practically speaking, this year is just such a crap shoot. Why not wait until we see in which direction everything is going? There are a lot of pretty reliable sources predicting some pretty dire scenarios in the next year.
    I’d love to quit renting and buy another house this year too. I really want a stable home for my kids, but things are just too unpredictable right now.
    We may end up moving to a nicer rental this year if anything.

    January 4, 2009 at 2:51 PM #324009
    fredo4
    Participant

    uggh! Mello roos- what a rip! I’d do almost anything to avoid it since that money is just down the toilet.
    Practically speaking, this year is just such a crap shoot. Why not wait until we see in which direction everything is going? There are a lot of pretty reliable sources predicting some pretty dire scenarios in the next year.
    I’d love to quit renting and buy another house this year too. I really want a stable home for my kids, but things are just too unpredictable right now.
    We may end up moving to a nicer rental this year if anything.

    January 4, 2009 at 2:51 PM #324076
    fredo4
    Participant

    uggh! Mello roos- what a rip! I’d do almost anything to avoid it since that money is just down the toilet.
    Practically speaking, this year is just such a crap shoot. Why not wait until we see in which direction everything is going? There are a lot of pretty reliable sources predicting some pretty dire scenarios in the next year.
    I’d love to quit renting and buy another house this year too. I really want a stable home for my kids, but things are just too unpredictable right now.
    We may end up moving to a nicer rental this year if anything.

    January 4, 2009 at 2:51 PM #324092
    fredo4
    Participant

    uggh! Mello roos- what a rip! I’d do almost anything to avoid it since that money is just down the toilet.
    Practically speaking, this year is just such a crap shoot. Why not wait until we see in which direction everything is going? There are a lot of pretty reliable sources predicting some pretty dire scenarios in the next year.
    I’d love to quit renting and buy another house this year too. I really want a stable home for my kids, but things are just too unpredictable right now.
    We may end up moving to a nicer rental this year if anything.

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