Stonebridge-Toll Brothers

[ocrenter]

[quote=familyguy]Maybe just buying the basic home and upgrading it later is the way to go. More then likely you can get the built ins, flooring, baseboards, etc. much cheaper from a local business, and probably higher quality. Not to mention you don’t have to mortgage the cost of said upgrades over a 30 year period.

To do it over again i would have definitley done minimum builder upgrades and purchased them later as I had the extra cash as opposed to having them lumped into my mortgage. Live and learn I suppose.

Does anyone else see the logic in this approach, or am I missing something?[/quote]

Absolutely. That’s the way to go.

What exactly are we looking at when we say Tolls will be without any upgrades? Is it going to be base orange peel walls? 1 inch baseboards? No rain gutter? Ceramic tile kitchen counter?

[kcal09]

I was told once by the home builder that many lenders require at least basic flooring before closing the loan. This means that you have to remove the basic flooring later on and replace it with upgraded materials. I asked them if I can ask my own hardwood company to install the floor if the lenders approves him. The builder agreed and gave me a credit for the flooring. We saved about $3k.
I would recommend installing the flooring before you move in to avoid the hassle of moving your furniture around.
As for the kitchen I saved about $5k by using my own company instead of the builder’s.

[kcal09]

I was told once by the home builder that many lenders require at least basic flooring before closing the loan. This means that you have to remove the basic flooring later on and replace it with upgraded materials. I asked them if I can ask my own hardwood company to install the floor if the lenders approves him. The builder agreed and gave me a credit for the flooring. We saved about $3k.
I would recommend installing the flooring before you move in to avoid the hassle of moving your furniture around.
As for the kitchen I saved about $5k by using my own company instead of the builder’s.

[kcal09]

I was told once by the home builder that many lenders require at least basic flooring before closing the loan. This means that you have to remove the basic flooring later on and replace it with upgraded materials. I asked them if I can ask my own hardwood company to install the floor if the lenders approves him. The builder agreed and gave me a credit for the flooring. We saved about $3k.
I would recommend installing the flooring before you move in to avoid the hassle of moving your furniture around.
As for the kitchen I saved about $5k by using my own company instead of the builder’s.

[kcal09]

I was told once by the home builder that many lenders require at least basic flooring before closing the loan. This means that you have to remove the basic flooring later on and replace it with upgraded materials. I asked them if I can ask my own hardwood company to install the floor if the lenders approves him. The builder agreed and gave me a credit for the flooring. We saved about $3k.
I would recommend installing the flooring before you move in to avoid the hassle of moving your furniture around.
As for the kitchen I saved about $5k by using my own company instead of the builder’s.

[kcal09]

I was told once by the home builder that many lenders require at least basic flooring before closing the loan. This means that you have to remove the basic flooring later on and replace it with upgraded materials. I asked them if I can ask my own hardwood company to install the floor if the lenders approves him. The builder agreed and gave me a credit for the flooring. We saved about $3k.
I would recommend installing the flooring before you move in to avoid the hassle of moving your furniture around.
As for the kitchen I saved about $5k by using my own company instead of the builder’s.

[bluehairdave]

[quote=familyguy]Maybe just buying the basic home and upgrading it later is the way to go. More then likely you can get the built ins, flooring, baseboards, etc. much cheaper from a local business, and probably higher quality. Not to mention you don’t have to mortgage the cost of said upgrades over a 30 year period.

To do it over again i would have definitley done minimum builder upgrades and purchased them later as I had the extra cash as opposed to having them lumped into my mortgage. Live and learn I suppose.

Does anyone else see the logic in this approach, or am I missing something?[/quote]

This totally makes sense unless the builder is including them in your negotiated price like Serenity is doing. Its not adding to the cost of the house so you might as well use it. Toll Bros. on the other hand you would spend another 150k with them or you can fork out another 75k on your own AFTER you move in a have already placed a 200-240k Down payment. I looked at both and the Toll Bros is practically sight unseen with 2 models and is a good deal more expensive. Serenity is a very nice house and is plenty big for anyone. Win Win really for both but 100k+ is no small chump change and you get to live in a finished house.

Maybe in 2 years when the market is still depressed and Toll needs to move some houses they will also be giving away 75k in upgrades included in the negotiated price.

[bluehairdave]

[quote=familyguy]Maybe just buying the basic home and upgrading it later is the way to go. More then likely you can get the built ins, flooring, baseboards, etc. much cheaper from a local business, and probably higher quality. Not to mention you don’t have to mortgage the cost of said upgrades over a 30 year period.

To do it over again i would have definitley done minimum builder upgrades and purchased them later as I had the extra cash as opposed to having them lumped into my mortgage. Live and learn I suppose.

Does anyone else see the logic in this approach, or am I missing something?[/quote]

This totally makes sense unless the builder is including them in your negotiated price like Serenity is doing. Its not adding to the cost of the house so you might as well use it. Toll Bros. on the other hand you would spend another 150k with them or you can fork out another 75k on your own AFTER you move in a have already placed a 200-240k Down payment. I looked at both and the Toll Bros is practically sight unseen with 2 models and is a good deal more expensive. Serenity is a very nice house and is plenty big for anyone. Win Win really for both but 100k+ is no small chump change and you get to live in a finished house.

Maybe in 2 years when the market is still depressed and Toll needs to move some houses they will also be giving away 75k in upgrades included in the negotiated price.

[bluehairdave]

[quote=familyguy]Maybe just buying the basic home and upgrading it later is the way to go. More then likely you can get the built ins, flooring, baseboards, etc. much cheaper from a local business, and probably higher quality. Not to mention you don’t have to mortgage the cost of said upgrades over a 30 year period.

To do it over again i would have definitley done minimum builder upgrades and purchased them later as I had the extra cash as opposed to having them lumped into my mortgage. Live and learn I suppose.

Does anyone else see the logic in this approach, or am I missing something?[/quote]

This totally makes sense unless the builder is including them in your negotiated price like Serenity is doing. Its not adding to the cost of the house so you might as well use it. Toll Bros. on the other hand you would spend another 150k with them or you can fork out another 75k on your own AFTER you move in a have already placed a 200-240k Down payment. I looked at both and the Toll Bros is practically sight unseen with 2 models and is a good deal more expensive. Serenity is a very nice house and is plenty big for anyone. Win Win really for both but 100k+ is no small chump change and you get to live in a finished house.

Maybe in 2 years when the market is still depressed and Toll needs to move some houses they will also be giving away 75k in upgrades included in the negotiated price.

[bluehairdave]

[quote=familyguy]Maybe just buying the basic home and upgrading it later is the way to go. More then likely you can get the built ins, flooring, baseboards, etc. much cheaper from a local business, and probably higher quality. Not to mention you don’t have to mortgage the cost of said upgrades over a 30 year period.

To do it over again i would have definitley done minimum builder upgrades and purchased them later as I had the extra cash as opposed to having them lumped into my mortgage. Live and learn I suppose.

Does anyone else see the logic in this approach, or am I missing something?[/quote]

This totally makes sense unless the builder is including them in your negotiated price like Serenity is doing. Its not adding to the cost of the house so you might as well use it. Toll Bros. on the other hand you would spend another 150k with them or you can fork out another 75k on your own AFTER you move in a have already placed a 200-240k Down payment. I looked at both and the Toll Bros is practically sight unseen with 2 models and is a good deal more expensive. Serenity is a very nice house and is plenty big for anyone. Win Win really for both but 100k+ is no small chump change and you get to live in a finished house.

Maybe in 2 years when the market is still depressed and Toll needs to move some houses they will also be giving away 75k in upgrades included in the negotiated price.

[bluehairdave]

[quote=familyguy]Maybe just buying the basic home and upgrading it later is the way to go. More then likely you can get the built ins, flooring, baseboards, etc. much cheaper from a local business, and probably higher quality. Not to mention you don’t have to mortgage the cost of said upgrades over a 30 year period.

To do it over again i would have definitley done minimum builder upgrades and purchased them later as I had the extra cash as opposed to having them lumped into my mortgage. Live and learn I suppose.

Does anyone else see the logic in this approach, or am I missing something?[/quote]

This totally makes sense unless the builder is including them in your negotiated price like Serenity is doing. Its not adding to the cost of the house so you might as well use it. Toll Bros. on the other hand you would spend another 150k with them or you can fork out another 75k on your own AFTER you move in a have already placed a 200-240k Down payment. I looked at both and the Toll Bros is practically sight unseen with 2 models and is a good deal more expensive. Serenity is a very nice house and is plenty big for anyone. Win Win really for both but 100k+ is no small chump change and you get to live in a finished house.

Maybe in 2 years when the market is still depressed and Toll needs to move some houses they will also be giving away 75k in upgrades included in the negotiated price.

[kkun]

Looking at the brochure at Toll Brothers sales office I thought they are including more stuffs than Serenity (w/o the upgrade fund). Toll Brother lists following as standard:

– 7″ crown moulding
– 4″ baseboards
– Stainless steel appliances
– Granaite countertop with full backsplash behind cooktop
– 12″ X 12″ ceramic tile flooring in kitchen and other areas

Is Toll Brother worse than Serenity and other builders in terms of what they include as “standard”?

[kkun]

Looking at the brochure at Toll Brothers sales office I thought they are including more stuffs than Serenity (w/o the upgrade fund). Toll Brother lists following as standard:

– 7″ crown moulding
– 4″ baseboards
– Stainless steel appliances
– Granaite countertop with full backsplash behind cooktop
– 12″ X 12″ ceramic tile flooring in kitchen and other areas

Is Toll Brother worse than Serenity and other builders in terms of what they include as “standard”?

[kkun]

Looking at the brochure at Toll Brothers sales office I thought they are including more stuffs than Serenity (w/o the upgrade fund). Toll Brother lists following as standard:

– 7″ crown moulding
– 4″ baseboards
– Stainless steel appliances
– Granaite countertop with full backsplash behind cooktop
– 12″ X 12″ ceramic tile flooring in kitchen and other areas

Is Toll Brother worse than Serenity and other builders in terms of what they include as “standard”?

[kkun]

Looking at the brochure at Toll Brothers sales office I thought they are including more stuffs than Serenity (w/o the upgrade fund). Toll Brother lists following as standard:

– 7″ crown moulding
– 4″ baseboards
– Stainless steel appliances
– Granaite countertop with full backsplash behind cooktop
– 12″ X 12″ ceramic tile flooring in kitchen and other areas

Is Toll Brother worse than Serenity and other builders in terms of what they include as “standard”?

[Author]

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