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Marlin.
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AuthorPosts
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January 17, 2008 at 8:31 PM #11549January 17, 2008 at 8:49 PM #137737
Raybyrnes
ParticipantHiggyBaby
It sucks to look and see all that red in your online statements.
The only concellation I have is that I moved the majority of my 401K into cash and bond funds to lock in gains. That doesn’t do much for my equity positons in my Roth and Brokerage accounts.
Have to really get comfortable with your asset allocation. I am conuing to dollar cost average into S& P Index funds(Schwab SWPIX), Total Market (SWTIX), Materials(ICBMX), and Real Esate Investment trusts (CSRSX) and INternational (DODFX) and ETF EFA.
Other accounts cover growth American Funds AGTHX and value.
All in all you can look at is as things suckking or if you are in it for the longs haul things finally starting to sell at a discount.
While many complain about housing being overpriced, your returns elsewhere are pretty shitty right now aswell. At least my experience for the start of 2008.
That said I would still be in the camp of telling those with large position of equity in their home and great credit that it might be teh time to look into cash out refi on a 15 year mortgage and seeing if you can’t gett a 5.25% interest rate.
Good buying opportunities will present themselves for those with liquid cash in the not too distant future.
January 17, 2008 at 8:49 PM #138042Raybyrnes
ParticipantHiggyBaby
It sucks to look and see all that red in your online statements.
The only concellation I have is that I moved the majority of my 401K into cash and bond funds to lock in gains. That doesn’t do much for my equity positons in my Roth and Brokerage accounts.
Have to really get comfortable with your asset allocation. I am conuing to dollar cost average into S& P Index funds(Schwab SWPIX), Total Market (SWTIX), Materials(ICBMX), and Real Esate Investment trusts (CSRSX) and INternational (DODFX) and ETF EFA.
Other accounts cover growth American Funds AGTHX and value.
All in all you can look at is as things suckking or if you are in it for the longs haul things finally starting to sell at a discount.
While many complain about housing being overpriced, your returns elsewhere are pretty shitty right now aswell. At least my experience for the start of 2008.
That said I would still be in the camp of telling those with large position of equity in their home and great credit that it might be teh time to look into cash out refi on a 15 year mortgage and seeing if you can’t gett a 5.25% interest rate.
Good buying opportunities will present themselves for those with liquid cash in the not too distant future.
January 17, 2008 at 8:49 PM #137943Raybyrnes
ParticipantHiggyBaby
It sucks to look and see all that red in your online statements.
The only concellation I have is that I moved the majority of my 401K into cash and bond funds to lock in gains. That doesn’t do much for my equity positons in my Roth and Brokerage accounts.
Have to really get comfortable with your asset allocation. I am conuing to dollar cost average into S& P Index funds(Schwab SWPIX), Total Market (SWTIX), Materials(ICBMX), and Real Esate Investment trusts (CSRSX) and INternational (DODFX) and ETF EFA.
Other accounts cover growth American Funds AGTHX and value.
All in all you can look at is as things suckking or if you are in it for the longs haul things finally starting to sell at a discount.
While many complain about housing being overpriced, your returns elsewhere are pretty shitty right now aswell. At least my experience for the start of 2008.
That said I would still be in the camp of telling those with large position of equity in their home and great credit that it might be teh time to look into cash out refi on a 15 year mortgage and seeing if you can’t gett a 5.25% interest rate.
Good buying opportunities will present themselves for those with liquid cash in the not too distant future.
January 17, 2008 at 8:49 PM #137998Raybyrnes
ParticipantHiggyBaby
It sucks to look and see all that red in your online statements.
The only concellation I have is that I moved the majority of my 401K into cash and bond funds to lock in gains. That doesn’t do much for my equity positons in my Roth and Brokerage accounts.
Have to really get comfortable with your asset allocation. I am conuing to dollar cost average into S& P Index funds(Schwab SWPIX), Total Market (SWTIX), Materials(ICBMX), and Real Esate Investment trusts (CSRSX) and INternational (DODFX) and ETF EFA.
Other accounts cover growth American Funds AGTHX and value.
All in all you can look at is as things suckking or if you are in it for the longs haul things finally starting to sell at a discount.
While many complain about housing being overpriced, your returns elsewhere are pretty shitty right now aswell. At least my experience for the start of 2008.
That said I would still be in the camp of telling those with large position of equity in their home and great credit that it might be teh time to look into cash out refi on a 15 year mortgage and seeing if you can’t gett a 5.25% interest rate.
Good buying opportunities will present themselves for those with liquid cash in the not too distant future.
January 17, 2008 at 8:49 PM #137972Raybyrnes
ParticipantHiggyBaby
It sucks to look and see all that red in your online statements.
The only concellation I have is that I moved the majority of my 401K into cash and bond funds to lock in gains. That doesn’t do much for my equity positons in my Roth and Brokerage accounts.
Have to really get comfortable with your asset allocation. I am conuing to dollar cost average into S& P Index funds(Schwab SWPIX), Total Market (SWTIX), Materials(ICBMX), and Real Esate Investment trusts (CSRSX) and INternational (DODFX) and ETF EFA.
Other accounts cover growth American Funds AGTHX and value.
All in all you can look at is as things suckking or if you are in it for the longs haul things finally starting to sell at a discount.
While many complain about housing being overpriced, your returns elsewhere are pretty shitty right now aswell. At least my experience for the start of 2008.
That said I would still be in the camp of telling those with large position of equity in their home and great credit that it might be teh time to look into cash out refi on a 15 year mortgage and seeing if you can’t gett a 5.25% interest rate.
Good buying opportunities will present themselves for those with liquid cash in the not too distant future.
January 17, 2008 at 9:07 PM #137769CAwireman
ParticipantAnd lots of people going liquid right now and sticking.
(And I don’t mean drinking away sorrows…)
I’m sure it will settle out eventually. But, you gotta wonder – with all the rampant speculation, is this the falling out and correction that we’ve been dodging for years and years?
As much as I’d like to get a good price on a home in the area, I just hope there’s an economy left for the middle class when its all said and done….
HiggyBaby
January 17, 2008 at 9:07 PM #138072CAwireman
ParticipantAnd lots of people going liquid right now and sticking.
(And I don’t mean drinking away sorrows…)
I’m sure it will settle out eventually. But, you gotta wonder – with all the rampant speculation, is this the falling out and correction that we’ve been dodging for years and years?
As much as I’d like to get a good price on a home in the area, I just hope there’s an economy left for the middle class when its all said and done….
HiggyBaby
January 17, 2008 at 9:07 PM #138028CAwireman
ParticipantAnd lots of people going liquid right now and sticking.
(And I don’t mean drinking away sorrows…)
I’m sure it will settle out eventually. But, you gotta wonder – with all the rampant speculation, is this the falling out and correction that we’ve been dodging for years and years?
As much as I’d like to get a good price on a home in the area, I just hope there’s an economy left for the middle class when its all said and done….
HiggyBaby
January 17, 2008 at 9:07 PM #138002CAwireman
ParticipantAnd lots of people going liquid right now and sticking.
(And I don’t mean drinking away sorrows…)
I’m sure it will settle out eventually. But, you gotta wonder – with all the rampant speculation, is this the falling out and correction that we’ve been dodging for years and years?
As much as I’d like to get a good price on a home in the area, I just hope there’s an economy left for the middle class when its all said and done….
HiggyBaby
January 17, 2008 at 9:07 PM #137974CAwireman
ParticipantAnd lots of people going liquid right now and sticking.
(And I don’t mean drinking away sorrows…)
I’m sure it will settle out eventually. But, you gotta wonder – with all the rampant speculation, is this the falling out and correction that we’ve been dodging for years and years?
As much as I’d like to get a good price on a home in the area, I just hope there’s an economy left for the middle class when its all said and done….
HiggyBaby
January 17, 2008 at 9:09 PM #137979drunkle
Participantparked 75% of the 401 in money markets last month, remaining 25 still in janus 20 which is taking a beating as apple, goog, rim and wells are selling off.
luckily, it’s not a lot of money to begin with.
housing stocks are making a strong run…
January 17, 2008 at 9:09 PM #138033drunkle
Participantparked 75% of the 401 in money markets last month, remaining 25 still in janus 20 which is taking a beating as apple, goog, rim and wells are selling off.
luckily, it’s not a lot of money to begin with.
housing stocks are making a strong run…
January 17, 2008 at 9:09 PM #138006drunkle
Participantparked 75% of the 401 in money markets last month, remaining 25 still in janus 20 which is taking a beating as apple, goog, rim and wells are selling off.
luckily, it’s not a lot of money to begin with.
housing stocks are making a strong run…
January 17, 2008 at 9:09 PM #138077drunkle
Participantparked 75% of the 401 in money markets last month, remaining 25 still in janus 20 which is taking a beating as apple, goog, rim and wells are selling off.
luckily, it’s not a lot of money to begin with.
housing stocks are making a strong run…
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