Domusemptorophobia

[CA renter]

[quote=jpinpb][quote=walterwhite]It does seem like a not unreasonable insurance policy. I see it more as a gift to my wife, since I almost never buy her anything expensive (she never even got an engagement ring fer crying out loud. Since this house speaks to her , I can kind of view the extra high price of this house as a kind of gift.[/quote]

There you go. How’s that saying go, a happy wife is a happy marriage.

I like BGIG’s view on real estate as a form of insurance.[/quote]

Yep!

Buy the house for insurance and for your wife, and be done with it. Don’t be a jerk to her, either, if it should fall in value. Your marriage is much more important than fiat money or housing equity, especially when you don’t really need to sell in your lifetime.

Sounds like you have a good thing going (wife, kids, jobs, etc.), scaredy. Relax and enjoy…at least you got 50% off. That sounds pretty darn reasonable to me.

Good luck!

[CricketOnTheHearth]

Large acreage is also an insurance policy, because if things go to **** you can raise a large portion of your own food on it.

I’m serious.

The place I’m renting now has a lemon tree in the front and a loquat in the back. Both trees bombard us with way more fruit than we can ever eat. If I had access to enough space to store it (don’t, the one housemate is a pack rat), I could do some serious canning. As it is, we keep half the neighborhood in lemons and they really appreciate it, b/c lemons are expensive in the stores.

San Diego is a great place to raise fruit, potatoes (in the winter), chickens, avocados, you name it. What you don’t eat yourself you can barter off to others for what they’re growing. Farmer’s markets are booming and are all over the county now.

First thing to do when you get that house is to pick a patch of ground and start improving it for growing garden crops in it. Work in lots of compost, that stuff that “breaks up hard soil”, maybe some sand also to loosen the dirt. Start now and in a couple of years you’ll have some pretty good soil. Don’t stint on developing the dirt, then you can get good crops out of it.

Oh, and yes, you could raise chickens. They are legal in San Diego, Poway, Escondido, and quite possibly other municipalities too. Also, you can buy just hens, so you don’t have a rooster crowing to get the neighbors upset. And their are egg-laying breeds (that lay like mad even w/o a rooster) if you are not into killing and plucking chickens.

Although a friend once told me that his neighbors’ home-grown chickens were hands-down the most delicious chicken he had ever eaten.

[CricketOnTheHearth]

Large acreage is also an insurance policy, because if things go to **** you can raise a large portion of your own food on it.

I’m serious.

The place I’m renting now has a lemon tree in the front and a loquat in the back. Both trees bombard us with way more fruit than we can ever eat. If I had access to enough space to store it (don’t, the one housemate is a pack rat), I could do some serious canning. As it is, we keep half the neighborhood in lemons and they really appreciate it, b/c lemons are expensive in the stores.

San Diego is a great place to raise fruit, potatoes (in the winter), chickens, avocados, you name it. What you don’t eat yourself you can barter off to others for what they’re growing. Farmer’s markets are booming and are all over the county now.

First thing to do when you get that house is to pick a patch of ground and start improving it for growing garden crops in it. Work in lots of compost, that stuff that “breaks up hard soil”, maybe some sand also to loosen the dirt. Start now and in a couple of years you’ll have some pretty good soil. Don’t stint on developing the dirt, then you can get good crops out of it.

Oh, and yes, you could raise chickens. They are legal in San Diego, Poway, Escondido, and quite possibly other municipalities too. Also, you can buy just hens, so you don’t have a rooster crowing to get the neighbors upset. And their are egg-laying breeds (that lay like mad even w/o a rooster) if you are not into killing and plucking chickens.

Although a friend once told me that his neighbors’ home-grown chickens were hands-down the most delicious chicken he had ever eaten.

[CricketOnTheHearth]

Large acreage is also an insurance policy, because if things go to **** you can raise a large portion of your own food on it.

I’m serious.

The place I’m renting now has a lemon tree in the front and a loquat in the back. Both trees bombard us with way more fruit than we can ever eat. If I had access to enough space to store it (don’t, the one housemate is a pack rat), I could do some serious canning. As it is, we keep half the neighborhood in lemons and they really appreciate it, b/c lemons are expensive in the stores.

San Diego is a great place to raise fruit, potatoes (in the winter), chickens, avocados, you name it. What you don’t eat yourself you can barter off to others for what they’re growing. Farmer’s markets are booming and are all over the county now.

First thing to do when you get that house is to pick a patch of ground and start improving it for growing garden crops in it. Work in lots of compost, that stuff that “breaks up hard soil”, maybe some sand also to loosen the dirt. Start now and in a couple of years you’ll have some pretty good soil. Don’t stint on developing the dirt, then you can get good crops out of it.

Oh, and yes, you could raise chickens. They are legal in San Diego, Poway, Escondido, and quite possibly other municipalities too. Also, you can buy just hens, so you don’t have a rooster crowing to get the neighbors upset. And their are egg-laying breeds (that lay like mad even w/o a rooster) if you are not into killing and plucking chickens.

Although a friend once told me that his neighbors’ home-grown chickens were hands-down the most delicious chicken he had ever eaten.

[CricketOnTheHearth]

Large acreage is also an insurance policy, because if things go to **** you can raise a large portion of your own food on it.

I’m serious.

The place I’m renting now has a lemon tree in the front and a loquat in the back. Both trees bombard us with way more fruit than we can ever eat. If I had access to enough space to store it (don’t, the one housemate is a pack rat), I could do some serious canning. As it is, we keep half the neighborhood in lemons and they really appreciate it, b/c lemons are expensive in the stores.

San Diego is a great place to raise fruit, potatoes (in the winter), chickens, avocados, you name it. What you don’t eat yourself you can barter off to others for what they’re growing. Farmer’s markets are booming and are all over the county now.

First thing to do when you get that house is to pick a patch of ground and start improving it for growing garden crops in it. Work in lots of compost, that stuff that “breaks up hard soil”, maybe some sand also to loosen the dirt. Start now and in a couple of years you’ll have some pretty good soil. Don’t stint on developing the dirt, then you can get good crops out of it.

Oh, and yes, you could raise chickens. They are legal in San Diego, Poway, Escondido, and quite possibly other municipalities too. Also, you can buy just hens, so you don’t have a rooster crowing to get the neighbors upset. And their are egg-laying breeds (that lay like mad even w/o a rooster) if you are not into killing and plucking chickens.

Although a friend once told me that his neighbors’ home-grown chickens were hands-down the most delicious chicken he had ever eaten.

[CricketOnTheHearth]

Large acreage is also an insurance policy, because if things go to **** you can raise a large portion of your own food on it.

I’m serious.

The place I’m renting now has a lemon tree in the front and a loquat in the back. Both trees bombard us with way more fruit than we can ever eat. If I had access to enough space to store it (don’t, the one housemate is a pack rat), I could do some serious canning. As it is, we keep half the neighborhood in lemons and they really appreciate it, b/c lemons are expensive in the stores.

San Diego is a great place to raise fruit, potatoes (in the winter), chickens, avocados, you name it. What you don’t eat yourself you can barter off to others for what they’re growing. Farmer’s markets are booming and are all over the county now.

First thing to do when you get that house is to pick a patch of ground and start improving it for growing garden crops in it. Work in lots of compost, that stuff that “breaks up hard soil”, maybe some sand also to loosen the dirt. Start now and in a couple of years you’ll have some pretty good soil. Don’t stint on developing the dirt, then you can get good crops out of it.

Oh, and yes, you could raise chickens. They are legal in San Diego, Poway, Escondido, and quite possibly other municipalities too. Also, you can buy just hens, so you don’t have a rooster crowing to get the neighbors upset. And their are egg-laying breeds (that lay like mad even w/o a rooster) if you are not into killing and plucking chickens.

Although a friend once told me that his neighbors’ home-grown chickens were hands-down the most delicious chicken he had ever eaten.

[jpinpb]

yes, scaredy. Cricket is right. I wish I could find a place 50% off w/some land where I’m looking. You can garden and grow your own food. That is extra insurance b/c it makes you jsut a little more self-reliant.

Ok. Now I’m jealous. Be happy, scaredy. You are doing good. Keep us posted.

[jpinpb]

yes, scaredy. Cricket is right. I wish I could find a place 50% off w/some land where I’m looking. You can garden and grow your own food. That is extra insurance b/c it makes you jsut a little more self-reliant.

Ok. Now I’m jealous. Be happy, scaredy. You are doing good. Keep us posted.

[jpinpb]

yes, scaredy. Cricket is right. I wish I could find a place 50% off w/some land where I’m looking. You can garden and grow your own food. That is extra insurance b/c it makes you jsut a little more self-reliant.

Ok. Now I’m jealous. Be happy, scaredy. You are doing good. Keep us posted.

[jpinpb]

yes, scaredy. Cricket is right. I wish I could find a place 50% off w/some land where I’m looking. You can garden and grow your own food. That is extra insurance b/c it makes you jsut a little more self-reliant.

Ok. Now I’m jealous. Be happy, scaredy. You are doing good. Keep us posted.

[jpinpb]

yes, scaredy. Cricket is right. I wish I could find a place 50% off w/some land where I’m looking. You can garden and grow your own food. That is extra insurance b/c it makes you jsut a little more self-reliant.

Ok. Now I’m jealous. Be happy, scaredy. You are doing good. Keep us posted.

[joec]

[quote=walterwhite]i had a pal who lived in a cheap motor home out near work for a year or so. I submit you do not need a house to live in.[/quote]

You don’t need much of anything in life. As I mentioned in another post, most of probably what other people spend their money on is probably a waste of money for you.

Your original comment above of: “I need to because my wife wants to do this.”

alone is enough for you and probably a lot of us to just buy a place and be done with it.

I was in the same boat, no regrets…

Also, like the other comment, if you had a baggillion dollars everywhere else but housing, putting 500k is probably a prudent move since you’re diversifying and again, you must have a place to live. Who knows, maybe the government will offer everyone who is a home owner 1% loans that they can also deduct on the tax returns directly and cut out all the banks with no income or asset verification.

Most folks would probably find it cheaper to buy than rent.

[joec]

[quote=walterwhite]i had a pal who lived in a cheap motor home out near work for a year or so. I submit you do not need a house to live in.[/quote]

You don’t need much of anything in life. As I mentioned in another post, most of probably what other people spend their money on is probably a waste of money for you.

Your original comment above of: “I need to because my wife wants to do this.”

alone is enough for you and probably a lot of us to just buy a place and be done with it.

I was in the same boat, no regrets…

Also, like the other comment, if you had a baggillion dollars everywhere else but housing, putting 500k is probably a prudent move since you’re diversifying and again, you must have a place to live. Who knows, maybe the government will offer everyone who is a home owner 1% loans that they can also deduct on the tax returns directly and cut out all the banks with no income or asset verification.

Most folks would probably find it cheaper to buy than rent.

[joec]

[quote=walterwhite]i had a pal who lived in a cheap motor home out near work for a year or so. I submit you do not need a house to live in.[/quote]

You don’t need much of anything in life. As I mentioned in another post, most of probably what other people spend their money on is probably a waste of money for you.

Your original comment above of: “I need to because my wife wants to do this.”

alone is enough for you and probably a lot of us to just buy a place and be done with it.

I was in the same boat, no regrets…

Also, like the other comment, if you had a baggillion dollars everywhere else but housing, putting 500k is probably a prudent move since you’re diversifying and again, you must have a place to live. Who knows, maybe the government will offer everyone who is a home owner 1% loans that they can also deduct on the tax returns directly and cut out all the banks with no income or asset verification.

Most folks would probably find it cheaper to buy than rent.

[joec]

[quote=walterwhite]i had a pal who lived in a cheap motor home out near work for a year or so. I submit you do not need a house to live in.[/quote]

You don’t need much of anything in life. As I mentioned in another post, most of probably what other people spend their money on is probably a waste of money for you.

Your original comment above of: “I need to because my wife wants to do this.”

alone is enough for you and probably a lot of us to just buy a place and be done with it.

I was in the same boat, no regrets…

Also, like the other comment, if you had a baggillion dollars everywhere else but housing, putting 500k is probably a prudent move since you’re diversifying and again, you must have a place to live. Who knows, maybe the government will offer everyone who is a home owner 1% loans that they can also deduct on the tax returns directly and cut out all the banks with no income or asset verification.

Most folks would probably find it cheaper to buy than rent.

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