Domusemptorophobia

[scaredyclassic]

I just coined that ungrammatical Latin phrase for “fear of home purchasing”. If anyone knows Latin and can improve it please do. I am scared. Our short sale offer is now going to the bank. It’s probably about half off peak but still north of half a million. Large acreage really gorgeous custom home all super nice, we have saved the money for 20 perc down we can swingbthe payment…yet I am terrified. Of what I am not sure … It’s not rational entirely. We are not being irresponsible well probably live there ten to twenty years or more… I expect to lose the down payment… But I cannot shake this base fear. I need to because my wife wants to do this. I’m just not sure I really can… I am unusually timid financially bot in other areas. Doctor help me

[sdrealtor]

At current interest rates you can borrow up to $417,000 and your monthly payment will be under $2000. You arent planning on going anywhere for 10 and probably closer to 20 years. You cant lose your down payment if you dont sell. You are an attorney and your wife is a physician. One of you will make somthing. If you can only make $75K between the 2, you will be able to pay the mortgage. What are you afraid of other than not being able to whine on this blog about having to buy a home anymore? Its getting old.

[sdrealtor]

At current interest rates you can borrow up to $417,000 and your monthly payment will be under $2000. You arent planning on going anywhere for 10 and probably closer to 20 years. You cant lose your down payment if you dont sell. You are an attorney and your wife is a physician. One of you will make somthing. If you can only make $75K between the 2, you will be able to pay the mortgage. What are you afraid of other than not being able to whine on this blog about having to buy a home anymore? Its getting old.

[sdrealtor]

At current interest rates you can borrow up to $417,000 and your monthly payment will be under $2000. You arent planning on going anywhere for 10 and probably closer to 20 years. You cant lose your down payment if you dont sell. You are an attorney and your wife is a physician. One of you will make somthing. If you can only make $75K between the 2, you will be able to pay the mortgage. What are you afraid of other than not being able to whine on this blog about having to buy a home anymore? Its getting old.

[sdrealtor]

At current interest rates you can borrow up to $417,000 and your monthly payment will be under $2000. You arent planning on going anywhere for 10 and probably closer to 20 years. You cant lose your down payment if you dont sell. You are an attorney and your wife is a physician. One of you will make somthing. If you can only make $75K between the 2, you will be able to pay the mortgage. What are you afraid of other than not being able to whine on this blog about having to buy a home anymore? Its getting old.

[sdrealtor]

At current interest rates you can borrow up to $417,000 and your monthly payment will be under $2000. You arent planning on going anywhere for 10 and probably closer to 20 years. You cant lose your down payment if you dont sell. You are an attorney and your wife is a physician. One of you will make somthing. If you can only make $75K between the 2, you will be able to pay the mortgage. What are you afraid of other than not being able to whine on this blog about having to buy a home anymore? Its getting old.

[scaredyclassic]

Yeah well it’s old but the bad weird news like mortgage moratoriums has an unusuaL effect on me . I literally feel like I am about to be cheated. I got angry at the realtor. I think this may be an actual mental problem not yet in the dsm… Cheated isn’t strong enough … I feel like about to be robbed. i get sweaty. tight.

I feel l like im going to be the only one paying…even tho I know that’s irrational…but it’s not an intellectual reasction. it’s more like a fight or flight thing

I’m trying to be a grown up but I have a panicked physical reaction when spending a lot of money.. Maybe I’m just suffering from miserliness and it has no connection to housing….yes I think that’s it. I could never spend more than 15,000 on a vehicle Under any circumstance … Just thinking about it makes my head hurt.

You can’t lose yr down payment if you don’t sell. But it can sure feel like it if there’s no realistic way you’ll ever get it back.

Fear of being without cash

I am bad for the economy. this country requires boldness an dfearlessness

At what point so social fears become pathological?

ah the mental weight of being not wealthy but not broke, just wealthy enough to not just feel like nothing down is nothing to lose, kinda like i felt when i took on all that student loan debt

I guess all psychological blocks are to some extent whining as there is really not anything physically or objectively wrong. but maybe i’m just trying to justify being a whiner by characterizing my state as a psychological disorder.

Fear of being vulnerable

Fear of not having options.

Or just miserliness… although the money itself doesn’t give me pleasure … i hate ina visceral way to risk money.

[scaredyclassic]

Yeah well it’s old but the bad weird news like mortgage moratoriums has an unusuaL effect on me . I literally feel like I am about to be cheated. I got angry at the realtor. I think this may be an actual mental problem not yet in the dsm… Cheated isn’t strong enough … I feel like about to be robbed. i get sweaty. tight.

I feel l like im going to be the only one paying…even tho I know that’s irrational…but it’s not an intellectual reasction. it’s more like a fight or flight thing

I’m trying to be a grown up but I have a panicked physical reaction when spending a lot of money.. Maybe I’m just suffering from miserliness and it has no connection to housing….yes I think that’s it. I could never spend more than 15,000 on a vehicle Under any circumstance … Just thinking about it makes my head hurt.

You can’t lose yr down payment if you don’t sell. But it can sure feel like it if there’s no realistic way you’ll ever get it back.

Fear of being without cash

I am bad for the economy. this country requires boldness an dfearlessness

At what point so social fears become pathological?

ah the mental weight of being not wealthy but not broke, just wealthy enough to not just feel like nothing down is nothing to lose, kinda like i felt when i took on all that student loan debt

I guess all psychological blocks are to some extent whining as there is really not anything physically or objectively wrong. but maybe i’m just trying to justify being a whiner by characterizing my state as a psychological disorder.

Fear of being vulnerable

Fear of not having options.

Or just miserliness… although the money itself doesn’t give me pleasure … i hate ina visceral way to risk money.

[scaredyclassic]

Yeah well it’s old but the bad weird news like mortgage moratoriums has an unusuaL effect on me . I literally feel like I am about to be cheated. I got angry at the realtor. I think this may be an actual mental problem not yet in the dsm… Cheated isn’t strong enough … I feel like about to be robbed. i get sweaty. tight.

I feel l like im going to be the only one paying…even tho I know that’s irrational…but it’s not an intellectual reasction. it’s more like a fight or flight thing

I’m trying to be a grown up but I have a panicked physical reaction when spending a lot of money.. Maybe I’m just suffering from miserliness and it has no connection to housing….yes I think that’s it. I could never spend more than 15,000 on a vehicle Under any circumstance … Just thinking about it makes my head hurt.

You can’t lose yr down payment if you don’t sell. But it can sure feel like it if there’s no realistic way you’ll ever get it back.

Fear of being without cash

I am bad for the economy. this country requires boldness an dfearlessness

At what point so social fears become pathological?

ah the mental weight of being not wealthy but not broke, just wealthy enough to not just feel like nothing down is nothing to lose, kinda like i felt when i took on all that student loan debt

I guess all psychological blocks are to some extent whining as there is really not anything physically or objectively wrong. but maybe i’m just trying to justify being a whiner by characterizing my state as a psychological disorder.

Fear of being vulnerable

Fear of not having options.

Or just miserliness… although the money itself doesn’t give me pleasure … i hate ina visceral way to risk money.

[scaredyclassic]

Yeah well it’s old but the bad weird news like mortgage moratoriums has an unusuaL effect on me . I literally feel like I am about to be cheated. I got angry at the realtor. I think this may be an actual mental problem not yet in the dsm… Cheated isn’t strong enough … I feel like about to be robbed. i get sweaty. tight.

I feel l like im going to be the only one paying…even tho I know that’s irrational…but it’s not an intellectual reasction. it’s more like a fight or flight thing

I’m trying to be a grown up but I have a panicked physical reaction when spending a lot of money.. Maybe I’m just suffering from miserliness and it has no connection to housing….yes I think that’s it. I could never spend more than 15,000 on a vehicle Under any circumstance … Just thinking about it makes my head hurt.

You can’t lose yr down payment if you don’t sell. But it can sure feel like it if there’s no realistic way you’ll ever get it back.

Fear of being without cash

I am bad for the economy. this country requires boldness an dfearlessness

At what point so social fears become pathological?

ah the mental weight of being not wealthy but not broke, just wealthy enough to not just feel like nothing down is nothing to lose, kinda like i felt when i took on all that student loan debt

I guess all psychological blocks are to some extent whining as there is really not anything physically or objectively wrong. but maybe i’m just trying to justify being a whiner by characterizing my state as a psychological disorder.

Fear of being vulnerable

Fear of not having options.

Or just miserliness… although the money itself doesn’t give me pleasure … i hate ina visceral way to risk money.

[scaredyclassic]

Yeah well it’s old but the bad weird news like mortgage moratoriums has an unusuaL effect on me . I literally feel like I am about to be cheated. I got angry at the realtor. I think this may be an actual mental problem not yet in the dsm… Cheated isn’t strong enough … I feel like about to be robbed. i get sweaty. tight.

I feel l like im going to be the only one paying…even tho I know that’s irrational…but it’s not an intellectual reasction. it’s more like a fight or flight thing

I’m trying to be a grown up but I have a panicked physical reaction when spending a lot of money.. Maybe I’m just suffering from miserliness and it has no connection to housing….yes I think that’s it. I could never spend more than 15,000 on a vehicle Under any circumstance … Just thinking about it makes my head hurt.

You can’t lose yr down payment if you don’t sell. But it can sure feel like it if there’s no realistic way you’ll ever get it back.

Fear of being without cash

I am bad for the economy. this country requires boldness an dfearlessness

At what point so social fears become pathological?

ah the mental weight of being not wealthy but not broke, just wealthy enough to not just feel like nothing down is nothing to lose, kinda like i felt when i took on all that student loan debt

I guess all psychological blocks are to some extent whining as there is really not anything physically or objectively wrong. but maybe i’m just trying to justify being a whiner by characterizing my state as a psychological disorder.

Fear of being vulnerable

Fear of not having options.

Or just miserliness… although the money itself doesn’t give me pleasure … i hate ina visceral way to risk money.

[joec]

The house is already half off. Amazingly, in the end, there are worst things in life than, OMG!, I have a mortgage and own a home!

The problem with housing unlike stocks or other assets if YOU HAVE TO HAVE A PLACE TO LIVE in.

Based on your profession (and your spouse), nothing wrong with paying like 1400/month (w/ interest deduction) to pay for a place to live in.

My old 2 bedroom apartment in the worst parts of SD almost cost that already…

Good luck on closing and once you get the keys, you’ll be so happy with all the extra time you have instead of trying to find a decent place you actually want to live in. 🙂

Enjoy!

[joec]

The house is already half off. Amazingly, in the end, there are worst things in life than, OMG!, I have a mortgage and own a home!

The problem with housing unlike stocks or other assets if YOU HAVE TO HAVE A PLACE TO LIVE in.

Based on your profession (and your spouse), nothing wrong with paying like 1400/month (w/ interest deduction) to pay for a place to live in.

My old 2 bedroom apartment in the worst parts of SD almost cost that already…

Good luck on closing and once you get the keys, you’ll be so happy with all the extra time you have instead of trying to find a decent place you actually want to live in. 🙂

Enjoy!

[joec]

The house is already half off. Amazingly, in the end, there are worst things in life than, OMG!, I have a mortgage and own a home!

The problem with housing unlike stocks or other assets if YOU HAVE TO HAVE A PLACE TO LIVE in.

Based on your profession (and your spouse), nothing wrong with paying like 1400/month (w/ interest deduction) to pay for a place to live in.

My old 2 bedroom apartment in the worst parts of SD almost cost that already…

Good luck on closing and once you get the keys, you’ll be so happy with all the extra time you have instead of trying to find a decent place you actually want to live in. 🙂

Enjoy!

[joec]

The house is already half off. Amazingly, in the end, there are worst things in life than, OMG!, I have a mortgage and own a home!

The problem with housing unlike stocks or other assets if YOU HAVE TO HAVE A PLACE TO LIVE in.

Based on your profession (and your spouse), nothing wrong with paying like 1400/month (w/ interest deduction) to pay for a place to live in.

My old 2 bedroom apartment in the worst parts of SD almost cost that already…

Good luck on closing and once you get the keys, you’ll be so happy with all the extra time you have instead of trying to find a decent place you actually want to live in. 🙂

Enjoy!

[Author]

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