I wouildn’t rule out the above scenario. I think that 10 minutes from Temecula, for sure, but the markets tend to over correct, so it is possible, combine the housing slowdown with a possible recession and it is likely. remember the past, no housing correction has ever bottomed in 2.5 years. Its been historically more like 4-6. The current run up in prices was the longest and by far the largest in US history. To think that it will be all over by 2009 may be naive.