[XBoxBoy]

Flu, Flu, Flu,

You’re looking at this all wrong. This isn’t about bringing benefit to you, this is about bringing benefit to big companies that make campaign contributions.

[quote=flu]What I have seen so far is:

1)My out of pocket insurance expenses have increased significantly.
[/quote]
So that’s a benefit for the profits of the health insurance companies.

[quote=flu]2)The amount of coverage has decreased significantly[/quote]
Nothing like cutting costs to help the bottom line!

[quote=flu]3)Company has reduced what it pays to insurance but passed more of the cost on to individuals.[/quote]

Well, just like bringing benefit to health insurance companies, it’s important that we bring profits to companies like the one you work for, allowing them to reduce their costs and push those costs onto you. Remember that it’s these big companies and big banks that are so vital to our economic growth. Why without them we would be having high unemployment and stagnant growth. We must not allow them to suffer.

[quote=flu]4)And now lower appeals court is saying not everyone needs to pay for a mandatory insurance plan….[/quote]

Well this last bit is truly shocking and shows you how disfunctional our system is. How in the world can insurance companies survive and be profitable if we can’t require everyone to purchase an insurance plan? Really something should be done about this.

[XBoxBoy]

Flu, Flu, Flu,

You’re looking at this all wrong. This isn’t about bringing benefit to you, this is about bringing benefit to big companies that make campaign contributions.

[quote=flu]What I have seen so far is:

1)My out of pocket insurance expenses have increased significantly.
[/quote]
So that’s a benefit for the profits of the health insurance companies.

[quote=flu]2)The amount of coverage has decreased significantly[/quote]
Nothing like cutting costs to help the bottom line!

[quote=flu]3)Company has reduced what it pays to insurance but passed more of the cost on to individuals.[/quote]

Well, just like bringing benefit to health insurance companies, it’s important that we bring profits to companies like the one you work for, allowing them to reduce their costs and push those costs onto you. Remember that it’s these big companies and big banks that are so vital to our economic growth. Why without them we would be having high unemployment and stagnant growth. We must not allow them to suffer.

[quote=flu]4)And now lower appeals court is saying not everyone needs to pay for a mandatory insurance plan….[/quote]

Well this last bit is truly shocking and shows you how disfunctional our system is. How in the world can insurance companies survive and be profitable if we can’t require everyone to purchase an insurance plan? Really something should be done about this.

[XBoxBoy]

Flu, Flu, Flu,

You’re looking at this all wrong. This isn’t about bringing benefit to you, this is about bringing benefit to big companies that make campaign contributions.

[quote=flu]What I have seen so far is:

1)My out of pocket insurance expenses have increased significantly.
[/quote]
So that’s a benefit for the profits of the health insurance companies.

[quote=flu]2)The amount of coverage has decreased significantly[/quote]
Nothing like cutting costs to help the bottom line!

[quote=flu]3)Company has reduced what it pays to insurance but passed more of the cost on to individuals.[/quote]

Well, just like bringing benefit to health insurance companies, it’s important that we bring profits to companies like the one you work for, allowing them to reduce their costs and push those costs onto you. Remember that it’s these big companies and big banks that are so vital to our economic growth. Why without them we would be having high unemployment and stagnant growth. We must not allow them to suffer.

[quote=flu]4)And now lower appeals court is saying not everyone needs to pay for a mandatory insurance plan….[/quote]

Well this last bit is truly shocking and shows you how disfunctional our system is. How in the world can insurance companies survive and be profitable if we can’t require everyone to purchase an insurance plan? Really something should be done about this.

[XBoxBoy]

[quote=masayako]
My various investment returns are getting 7% plus Return on Investment, [/quote]

Wow! Really??? How are you doing it. Tell us what you’re investments are in!!!

XBoxBoy

[XBoxBoy]

[quote=masayako]
My various investment returns are getting 7% plus Return on Investment, [/quote]

Wow! Really??? How are you doing it. Tell us what you’re investments are in!!!

XBoxBoy

[XBoxBoy]

[quote=masayako]
My various investment returns are getting 7% plus Return on Investment, [/quote]

Wow! Really??? How are you doing it. Tell us what you’re investments are in!!!

XBoxBoy

[XBoxBoy]

[quote=masayako]
My various investment returns are getting 7% plus Return on Investment, [/quote]

Wow! Really??? How are you doing it. Tell us what you’re investments are in!!!

XBoxBoy

[XBoxBoy]

[quote=masayako]
My various investment returns are getting 7% plus Return on Investment, [/quote]

Wow! Really??? How are you doing it. Tell us what you’re investments are in!!!

XBoxBoy

[XBoxBoy]

If you’re looking at $10-12 per sq foot you might consider putting in solid wood instead of laminate. To do this, you are best off buying the wood and having it milled (Frost Hardwoods on Miramar is probably the best place for this) and then hiring someone to install it. Some installers prefer to have the wood delivered and then allow it to acclimate before installing, others prefer to install it as soon as it’s milled. (I think the later choice makes more sense if you’re near the beach, since the tongue in groove can swell and be hard to install) Be sure you have everything planned and scheduled before they mill the boards.

[XBoxBoy]

If you’re looking at $10-12 per sq foot you might consider putting in solid wood instead of laminate. To do this, you are best off buying the wood and having it milled (Frost Hardwoods on Miramar is probably the best place for this) and then hiring someone to install it. Some installers prefer to have the wood delivered and then allow it to acclimate before installing, others prefer to install it as soon as it’s milled. (I think the later choice makes more sense if you’re near the beach, since the tongue in groove can swell and be hard to install) Be sure you have everything planned and scheduled before they mill the boards.

[XBoxBoy]

If you’re looking at $10-12 per sq foot you might consider putting in solid wood instead of laminate. To do this, you are best off buying the wood and having it milled (Frost Hardwoods on Miramar is probably the best place for this) and then hiring someone to install it. Some installers prefer to have the wood delivered and then allow it to acclimate before installing, others prefer to install it as soon as it’s milled. (I think the later choice makes more sense if you’re near the beach, since the tongue in groove can swell and be hard to install) Be sure you have everything planned and scheduled before they mill the boards.

[XBoxBoy]

If you’re looking at $10-12 per sq foot you might consider putting in solid wood instead of laminate. To do this, you are best off buying the wood and having it milled (Frost Hardwoods on Miramar is probably the best place for this) and then hiring someone to install it. Some installers prefer to have the wood delivered and then allow it to acclimate before installing, others prefer to install it as soon as it’s milled. (I think the later choice makes more sense if you’re near the beach, since the tongue in groove can swell and be hard to install) Be sure you have everything planned and scheduled before they mill the boards.

[XBoxBoy]

If you’re looking at $10-12 per sq foot you might consider putting in solid wood instead of laminate. To do this, you are best off buying the wood and having it milled (Frost Hardwoods on Miramar is probably the best place for this) and then hiring someone to install it. Some installers prefer to have the wood delivered and then allow it to acclimate before installing, others prefer to install it as soon as it’s milled. (I think the later choice makes more sense if you’re near the beach, since the tongue in groove can swell and be hard to install) Be sure you have everything planned and scheduled before they mill the boards.

[XBoxBoy]

$450 seems downright cheap. $1000 dollars seems quite fair. When my wife and I did this, (we also had an AB trust done) we paid $1400. Other attorney’s quoted us more.

One suggestion. When naming your trust, pick something something short and sweet, that will work for you in the future. The “Reginald Henry Snodgrass and Catherine Mary Wimpleton 2011 revocable trust” is the kind of name your attorney will default to. Instead use something simple like “Bonzos Trust”, or anything, bu simple short and something that does not include your name is helpful from my experience.

Oh yeah, Be sure there are specific simple instructions for amending the trust.

[XBoxBoy]

$450 seems downright cheap. $1000 dollars seems quite fair. When my wife and I did this, (we also had an AB trust done) we paid $1400. Other attorney’s quoted us more.

One suggestion. When naming your trust, pick something something short and sweet, that will work for you in the future. The “Reginald Henry Snodgrass and Catherine Mary Wimpleton 2011 revocable trust” is the kind of name your attorney will default to. Instead use something simple like “Bonzos Trust”, or anything, bu simple short and something that does not include your name is helpful from my experience.

Oh yeah, Be sure there are specific simple instructions for amending the trust.

[Author]

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