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urbanrealtor
Participant[quote=jeeman]People like his ideas.
However, he doesn’t come across Presidential. He comes across as an old Texas coot who hides out in a cabin in the wilderness. Something about the way he communicates makes him sound like he’s ranting, not debating. (And I’d support RP over Romney, if they were the only two left).
Just about every question he is asked has a response about the Fed.
“Are you pro-life?”
“Yes, I am, and ever since the Fed was instituted and eventually got us off the gold standard, and debased our monetary system, more people have been systematically killing their fetuses, so yes, if we abolish the Fed, we can overturn Roe vs. Wade.”[/quote]
Was that quote Zod or Paul?
ParticipantSo…like….one shaft at a time?
Participant[quote=walterwhite]Nah, the article says high level Chinese execs are making abovelist cash offers.
Give us your tired your poor no scratch that your half million cash[/quote]
Not a bad hustle if you ask me.
October 11, 2011 at 10:39 PM in reply to: It’s going to get much worse…there is no escape (ECRI) #730497Participant[quote=walterwhite]please do NOT vote for me for president. i am running on a party platform but once im in, it’s going to be the same old crap. I will probably keep geithner on.
also there will be no partying, just more war and I may even loosen environmental restrictions, even though i sort of promised to clean things up.voting for me would be bad.[/quote]
I am voting for you.You will defend me publicly.
Participant[quote=Zeitgeist]My mother always told me to keep my words sweet in case I had to eat them. I have not always done that. Brian, remember what you said when you are dying. It is easy to embrace change when you are young and full of life. The older you get, the more difficult it becomes to embrace change including death. I think it all depends on what you think is on the other side.
As for the weird smell of the food, for someone as ? (I do not know what to call you), I think you are alienated and looking for some group to throw in with, but you might think you are liberal, I would say the temple’s food does not smell like Western food and I would think you would embrace anything that was not from this country. I am guessing their food had different spices in it than your Western noise is used to. Just my guess, your mileage may vary.[/quote]
Yeah and you talk about the Obama “thought police” and how he is like Hitler.
All the while using a Nietzsche-ism as a handle.
You will excuse us if we chuckle derisively at your non-self-aware irony.
I somehow doubt you have a lot to teach us young liberals.
October 6, 2011 at 9:04 PM in reply to: It’s going to get much worse…there is no escape (ECRI) #730204Participant[quote=pri_dk][quote=briansd1]My question then was why does it need to be war and killing people? War is the same as government spending to stimulate jobs and growth. Can’t we have some government spending other than war that would have the same impact in stimulating growth?[/quote]
Because only a war brings enough consensus and commitment to see the plan through to the end.[/quote]
True Dat.
Also:
What does “jumb-start” mean?October 5, 2011 at 8:27 PM in reply to: It’s going to get much worse…there is no escape (ECRI) #730137ParticipantWhat does flimsily mean?
Participant[quote=sunny88]To all realtors out there-do you think it’s acceptable to contact people who are divorcing based on accessible public documents and market yourself?
Your opinion is much appreciated.[/quote]
I concur with other opinions.
Its legal.
In the same way that my friends at http://www.godhatesfags.com are legal.Just horrible and indecent.
If an agent on my crew did that, there would be a conversation regarding my opinions.
ParticipantShe was probably tired of providing farm packs.
Participant[quote=sdrealtor]It came from my ttitle rep that she couldtn provide it anymore because of respa[/quote]
And as I said, that is atypical for title rep.
The reason most title reps still give that is because giving out information is not typically considered a kickback or Respa violation.Participant[quote=sdrealtor]It is public information but consolidating it all and providing it in that manner is a RESPA violation.[/quote]
That is not accurate.
Most reps provide that.
If its offered equally to all agents then it is legal.
Its when you tie that service to use of their services that it becomes a respa kickback.Feel free to ask CAR legal.
I know your broker is an attorney, but if he is saying that (and feel free to show him this thread and have him chime in by posting or emailing me) then he is inconsistent with the preponderance of legal opinion currently available.
October 2, 2011 at 9:59 AM in reply to: It’s going to get much worse…there is no escape (ECRI) #729958Participant[quote=Rich Toscano][quote=pri_dk]
So we can’t use the “economists have predicted 8 of the past 3 recessions” joke?
Bummer.[/quote]
Haha… in this case, we can’t, because ECRI has been real good about avoiding false positives fwiw.[/quote]
So any newer versions of how the plane crashes into the mountain?
Does the funding-crisis-in-the-offing scenario still stand as likely in your mind?
And dovetailing with that:
Where are you currently landing with regard to endogenous vs exogenous inflation?
I have seen you conflate the 2 in the past (apparently implying that the difference is probably moot–which I partially agree with) but I am curious if those positions have evolved at all.
Speak up.
Participant[quote=sdrealtor]May as well welcome that title rep to the world of RESPA violations when he stops in to make his rpesentation. Thats a no-no![/quote]
I don’t think professional referrals violate insurance or respa- related statutes.
(unlike 2004 when we all assumed our title rep would pay for the office computers and the marketing).
Participant[quote=UCGal]
I’m just curious whether this appraisal would reflect the NET that Aecetia pocketed (no realtor fee paid) – or the gross, which he’d have to reduce by the realtor fee.
I suspect the FSBO was a win-win. That Aecetia pocketed more money, and the buyer got a below market price – because no realtor fees were taken out.
But I could be wrong. I’m wrong often and regularly.[/quote]
An appraisal will list the market value.
That means the gross value.
The net is then calculated by subtracting out the seller closing costs (title insurance, comission, repairs, etc).
As a general rule, seller closing costs are between 6 and 9 percent.Therefore if you sell for 5% under market but pay no seller closing costs (which is not easy) you could have a gross discount and a net benefit.
Lets attach some real numbers.
My friend is selling his house for $510k as a fsbo.
It has a fair market value of $540k-$570k.
His house is free and clear so some of the seller payoff administration costs do not apply.
Therefore his estimated seller costs would be about 7% if he used an agent and followed the common course.
That means a net sale of $502k-$530k with a realtor.As it stands now, he will pay only about 1% in seller costs.
He will also cover about $5000 in repair costs.So he will be looking at a max net of about $500,000.
In this case, the discount is costing him between $2k and $30k.
Sometimes fsbos make sense.
Sometimes they do not.As a general rule, if your agent is not adding legitimate value, then a FSBO makes sense.
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