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February 17, 2010 at 12:08 AM in reply to: Help- the cool rental house we just moved into in Sept. is being forclosed on #514493February 17, 2010 at 12:08 AM in reply to: Help- the cool rental house we just moved into in Sept. is being forclosed on #514740
urbanrealtor
Participant[quote=fredo4]Guido contacted a realtor friend of his. He told us that since the house is still legally owned by our landlord , we need to talk to him (not the bank) about doing a short sale before it goes to auction. The owner would then have to talk the bank and see if the bank would go along with the idea. Does this sound right to you?[/quote]
SOunds about right to me.
Recall that many people doing loan mods or short sales are listed as “in-foreclosure”. During this time, they are still the owners. It makes sense to address the deposit but you can’t really buy it from anybody but the current owner.urbanrealtor
Participant[quote=briansd1]urbanrealtor, good points about the history of real estate.
Did they have Realtors (with capital R) at that time, or were they simply real estate agents?
Too bad most people are oblivious that history.
BTW, those people who wrote those covenant restrictions in the 1960s are still alive today. I doubt that their views have changed all that much.
I’m however heartened that young people are more advanced in their views.
It takes time for social progress. Racial discrimination in housing was not enforceable since 1945 but was still going on through the 1970s.
That’s what I mean by incremental social progress and the convervatives wanting to block progress and conserve back in time through obstruction.
http://en.wikipedia.org/wiki/Shelley_v._Kraemer%5B/quote%5D
The trademark Realtor designation was achieved in like 1949 and I think that when my family started there was no association and not even a license system in place.
My grandad’s recollection was that when they did come up with a board (and its MLS) the listings were dogs and the board was seen as more of a hassle than a help. He said he eventually drew the short straw and ended up as president for a while.
He went on (30 years later and after the move to California) to engage in lobbying efforts to make redlining, steering, and blockbusting into enforceable violations. That one did not go down easily. Agents, by design and practice, try to please their clients; and clients (even today) want things that are not necessarily in keeping with legal and ethical practices.
For example, I regularly get this question:
“What kind of other people live in the neighborhood?”.
Translation: “Are they white/ black/ gay/ parents/ robots like us????”
This is a normal question that is patently unlawful for me to answer. I usually go with some weasel version of “its really mixed” or “you might want to have a look when you come by later”.
I can only how much more difficult that conversation was in the 1960’s.urbanrealtor
Participant[quote=briansd1]urbanrealtor, good points about the history of real estate.
Did they have Realtors (with capital R) at that time, or were they simply real estate agents?
Too bad most people are oblivious that history.
BTW, those people who wrote those covenant restrictions in the 1960s are still alive today. I doubt that their views have changed all that much.
I’m however heartened that young people are more advanced in their views.
It takes time for social progress. Racial discrimination in housing was not enforceable since 1945 but was still going on through the 1970s.
That’s what I mean by incremental social progress and the convervatives wanting to block progress and conserve back in time through obstruction.
http://en.wikipedia.org/wiki/Shelley_v._Kraemer%5B/quote%5D
The trademark Realtor designation was achieved in like 1949 and I think that when my family started there was no association and not even a license system in place.
My grandad’s recollection was that when they did come up with a board (and its MLS) the listings were dogs and the board was seen as more of a hassle than a help. He said he eventually drew the short straw and ended up as president for a while.
He went on (30 years later and after the move to California) to engage in lobbying efforts to make redlining, steering, and blockbusting into enforceable violations. That one did not go down easily. Agents, by design and practice, try to please their clients; and clients (even today) want things that are not necessarily in keeping with legal and ethical practices.
For example, I regularly get this question:
“What kind of other people live in the neighborhood?”.
Translation: “Are they white/ black/ gay/ parents/ robots like us????”
This is a normal question that is patently unlawful for me to answer. I usually go with some weasel version of “its really mixed” or “you might want to have a look when you come by later”.
I can only how much more difficult that conversation was in the 1960’s.urbanrealtor
Participant[quote=briansd1]urbanrealtor, good points about the history of real estate.
Did they have Realtors (with capital R) at that time, or were they simply real estate agents?
Too bad most people are oblivious that history.
BTW, those people who wrote those covenant restrictions in the 1960s are still alive today. I doubt that their views have changed all that much.
I’m however heartened that young people are more advanced in their views.
It takes time for social progress. Racial discrimination in housing was not enforceable since 1945 but was still going on through the 1970s.
That’s what I mean by incremental social progress and the convervatives wanting to block progress and conserve back in time through obstruction.
http://en.wikipedia.org/wiki/Shelley_v._Kraemer%5B/quote%5D
The trademark Realtor designation was achieved in like 1949 and I think that when my family started there was no association and not even a license system in place.
My grandad’s recollection was that when they did come up with a board (and its MLS) the listings were dogs and the board was seen as more of a hassle than a help. He said he eventually drew the short straw and ended up as president for a while.
He went on (30 years later and after the move to California) to engage in lobbying efforts to make redlining, steering, and blockbusting into enforceable violations. That one did not go down easily. Agents, by design and practice, try to please their clients; and clients (even today) want things that are not necessarily in keeping with legal and ethical practices.
For example, I regularly get this question:
“What kind of other people live in the neighborhood?”.
Translation: “Are they white/ black/ gay/ parents/ robots like us????”
This is a normal question that is patently unlawful for me to answer. I usually go with some weasel version of “its really mixed” or “you might want to have a look when you come by later”.
I can only how much more difficult that conversation was in the 1960’s.urbanrealtor
Participant[quote=briansd1]urbanrealtor, good points about the history of real estate.
Did they have Realtors (with capital R) at that time, or were they simply real estate agents?
Too bad most people are oblivious that history.
BTW, those people who wrote those covenant restrictions in the 1960s are still alive today. I doubt that their views have changed all that much.
I’m however heartened that young people are more advanced in their views.
It takes time for social progress. Racial discrimination in housing was not enforceable since 1945 but was still going on through the 1970s.
That’s what I mean by incremental social progress and the convervatives wanting to block progress and conserve back in time through obstruction.
http://en.wikipedia.org/wiki/Shelley_v._Kraemer%5B/quote%5D
The trademark Realtor designation was achieved in like 1949 and I think that when my family started there was no association and not even a license system in place.
My grandad’s recollection was that when they did come up with a board (and its MLS) the listings were dogs and the board was seen as more of a hassle than a help. He said he eventually drew the short straw and ended up as president for a while.
He went on (30 years later and after the move to California) to engage in lobbying efforts to make redlining, steering, and blockbusting into enforceable violations. That one did not go down easily. Agents, by design and practice, try to please their clients; and clients (even today) want things that are not necessarily in keeping with legal and ethical practices.
For example, I regularly get this question:
“What kind of other people live in the neighborhood?”.
Translation: “Are they white/ black/ gay/ parents/ robots like us????”
This is a normal question that is patently unlawful for me to answer. I usually go with some weasel version of “its really mixed” or “you might want to have a look when you come by later”.
I can only how much more difficult that conversation was in the 1960’s.urbanrealtor
Participant[quote=briansd1]urbanrealtor, good points about the history of real estate.
Did they have Realtors (with capital R) at that time, or were they simply real estate agents?
Too bad most people are oblivious that history.
BTW, those people who wrote those covenant restrictions in the 1960s are still alive today. I doubt that their views have changed all that much.
I’m however heartened that young people are more advanced in their views.
It takes time for social progress. Racial discrimination in housing was not enforceable since 1945 but was still going on through the 1970s.
That’s what I mean by incremental social progress and the convervatives wanting to block progress and conserve back in time through obstruction.
http://en.wikipedia.org/wiki/Shelley_v._Kraemer%5B/quote%5D
The trademark Realtor designation was achieved in like 1949 and I think that when my family started there was no association and not even a license system in place.
My grandad’s recollection was that when they did come up with a board (and its MLS) the listings were dogs and the board was seen as more of a hassle than a help. He said he eventually drew the short straw and ended up as president for a while.
He went on (30 years later and after the move to California) to engage in lobbying efforts to make redlining, steering, and blockbusting into enforceable violations. That one did not go down easily. Agents, by design and practice, try to please their clients; and clients (even today) want things that are not necessarily in keeping with legal and ethical practices.
For example, I regularly get this question:
“What kind of other people live in the neighborhood?”.
Translation: “Are they white/ black/ gay/ parents/ robots like us????”
This is a normal question that is patently unlawful for me to answer. I usually go with some weasel version of “its really mixed” or “you might want to have a look when you come by later”.
I can only how much more difficult that conversation was in the 1960’s.urbanrealtor
Participant[quote=CDMA ENG][quote=ERADICATOR]A WOP is an Italian…
and Kike is a Jewallow me to interject Italians dengenerate references are: WOP, Guinea
Jew degenerate references are:
Kike, BagelCorrection made
R/
ERADICATOR[/quote]And if anyone is wondering what WOP means… It means With Out Papers… Apparently we italians were the orignal “wetbacks”.
CE[/quote]
Or the irish.My grandad is 93.
He got his first real estate job in 1930 (when he was 14).
Per him, the whole reason CC&R’s exist (and they have been around since the 1880s or so) was so that neighborhoods didn’t have to worry about Italians and Irish moving in.
His father (also an Irish Realtor) had to know them when selling in different parts of Detroit.Random.
Also, if you sell anything older than about 1960 in La Jolla, they still show ethnic ownership restrictions on the HOA docs.
Fun stuff.
urbanrealtor
Participant[quote=CDMA ENG][quote=ERADICATOR]A WOP is an Italian…
and Kike is a Jewallow me to interject Italians dengenerate references are: WOP, Guinea
Jew degenerate references are:
Kike, BagelCorrection made
R/
ERADICATOR[/quote]And if anyone is wondering what WOP means… It means With Out Papers… Apparently we italians were the orignal “wetbacks”.
CE[/quote]
Or the irish.My grandad is 93.
He got his first real estate job in 1930 (when he was 14).
Per him, the whole reason CC&R’s exist (and they have been around since the 1880s or so) was so that neighborhoods didn’t have to worry about Italians and Irish moving in.
His father (also an Irish Realtor) had to know them when selling in different parts of Detroit.Random.
Also, if you sell anything older than about 1960 in La Jolla, they still show ethnic ownership restrictions on the HOA docs.
Fun stuff.
urbanrealtor
Participant[quote=CDMA ENG][quote=ERADICATOR]A WOP is an Italian…
and Kike is a Jewallow me to interject Italians dengenerate references are: WOP, Guinea
Jew degenerate references are:
Kike, BagelCorrection made
R/
ERADICATOR[/quote]And if anyone is wondering what WOP means… It means With Out Papers… Apparently we italians were the orignal “wetbacks”.
CE[/quote]
Or the irish.My grandad is 93.
He got his first real estate job in 1930 (when he was 14).
Per him, the whole reason CC&R’s exist (and they have been around since the 1880s or so) was so that neighborhoods didn’t have to worry about Italians and Irish moving in.
His father (also an Irish Realtor) had to know them when selling in different parts of Detroit.Random.
Also, if you sell anything older than about 1960 in La Jolla, they still show ethnic ownership restrictions on the HOA docs.
Fun stuff.
urbanrealtor
Participant[quote=CDMA ENG][quote=ERADICATOR]A WOP is an Italian…
and Kike is a Jewallow me to interject Italians dengenerate references are: WOP, Guinea
Jew degenerate references are:
Kike, BagelCorrection made
R/
ERADICATOR[/quote]And if anyone is wondering what WOP means… It means With Out Papers… Apparently we italians were the orignal “wetbacks”.
CE[/quote]
Or the irish.My grandad is 93.
He got his first real estate job in 1930 (when he was 14).
Per him, the whole reason CC&R’s exist (and they have been around since the 1880s or so) was so that neighborhoods didn’t have to worry about Italians and Irish moving in.
His father (also an Irish Realtor) had to know them when selling in different parts of Detroit.Random.
Also, if you sell anything older than about 1960 in La Jolla, they still show ethnic ownership restrictions on the HOA docs.
Fun stuff.
urbanrealtor
Participant[quote=CDMA ENG][quote=ERADICATOR]A WOP is an Italian…
and Kike is a Jewallow me to interject Italians dengenerate references are: WOP, Guinea
Jew degenerate references are:
Kike, BagelCorrection made
R/
ERADICATOR[/quote]And if anyone is wondering what WOP means… It means With Out Papers… Apparently we italians were the orignal “wetbacks”.
CE[/quote]
Or the irish.My grandad is 93.
He got his first real estate job in 1930 (when he was 14).
Per him, the whole reason CC&R’s exist (and they have been around since the 1880s or so) was so that neighborhoods didn’t have to worry about Italians and Irish moving in.
His father (also an Irish Realtor) had to know them when selling in different parts of Detroit.Random.
Also, if you sell anything older than about 1960 in La Jolla, they still show ethnic ownership restrictions on the HOA docs.
Fun stuff.
urbanrealtor
ParticipantEventually all those housing units will sell but in the meantime, anything repo’d will be empty for a while. That will decrease the gross effective supply from where it might otherwise have been.
Whether that translates into effective demand is another matter. If the economy is bad enough, habitation density might increase rapidly (like during the depression). If this were followed by an expansion, there would then be a demand crisis (this is why many houses in North Park have apartments added in the back yard in the mid to late 1940’s).It really comes down to an issue of the tension between the timing of the housing market and the timing of the broader economy.
The irony of course is that housing has gotten so bloated in the last 50 years that it is now a cause and an effect. (eg: housing drops because of job loss which lowers broader net worth which slows business which causes job losses)
Most recent history (like the last century) does not look quite this circular. And it really is something that could lead to much broader and deeper poverty and political instability (which would also slow the economy). Fun times.urbanrealtor
ParticipantEventually all those housing units will sell but in the meantime, anything repo’d will be empty for a while. That will decrease the gross effective supply from where it might otherwise have been.
Whether that translates into effective demand is another matter. If the economy is bad enough, habitation density might increase rapidly (like during the depression). If this were followed by an expansion, there would then be a demand crisis (this is why many houses in North Park have apartments added in the back yard in the mid to late 1940’s).It really comes down to an issue of the tension between the timing of the housing market and the timing of the broader economy.
The irony of course is that housing has gotten so bloated in the last 50 years that it is now a cause and an effect. (eg: housing drops because of job loss which lowers broader net worth which slows business which causes job losses)
Most recent history (like the last century) does not look quite this circular. And it really is something that could lead to much broader and deeper poverty and political instability (which would also slow the economy). Fun times.urbanrealtor
ParticipantEventually all those housing units will sell but in the meantime, anything repo’d will be empty for a while. That will decrease the gross effective supply from where it might otherwise have been.
Whether that translates into effective demand is another matter. If the economy is bad enough, habitation density might increase rapidly (like during the depression). If this were followed by an expansion, there would then be a demand crisis (this is why many houses in North Park have apartments added in the back yard in the mid to late 1940’s).It really comes down to an issue of the tension between the timing of the housing market and the timing of the broader economy.
The irony of course is that housing has gotten so bloated in the last 50 years that it is now a cause and an effect. (eg: housing drops because of job loss which lowers broader net worth which slows business which causes job losses)
Most recent history (like the last century) does not look quite this circular. And it really is something that could lead to much broader and deeper poverty and political instability (which would also slow the economy). Fun times. -
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