Forum Replies Created
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ucodegen
ParticipantI hate to rain on the parade, but this bill is going to be extremely costly to everybody. It is a gimme to the insurance companies, drug companies and hospitals. Now there will be no shopping prices, no real effort in trying to reduce the costs. It guarantees the payments to ‘big industry’. Remember, who is supposed to ‘watch over insurers’.. and who was it that ‘bailed out banks’.. Instead, the money gets silently taken from peoples pockets with them barely recognizing why. If you fail to participate in the scheme, you are fined. All that people know is that less money is available out of their paycheck.
From personal experience, the total cost of paying it myself, when I got real sick (even turned yellow – jaundice) was $2100. That is the first time I had been really sick in over 20 years. In stead of paying insurance, it has been saved and invested.
I guess that people forgot what happened when mandatory auto insurance was legislated in California. It was supposed to reduce costs, but had the opposite effect. The insurance companies had forced customers. They would assign higher risk profiles to people than they really were.. driving up the fees. It got to the point that the people in California had to create yet another bureaucracy to control auto insurance prices.
There was only one good portion of the bill, as far as I am concerned. Preventing companies from dropping an insured after illnesses have occurred. Technically, this is breach of contract on the part of the insurance companies but it is hard to fight when you are ill.
One of the other items that bothered me about the bill is how it was kind of ‘end-runned’ around the process. If you always take the approach that the ends justify the means, you compromise your integrity. If it turns out that the real ends were really not what you intended or anticipated, it compromises much more
ucodegen
ParticipantI hate to rain on the parade, but this bill is going to be extremely costly to everybody. It is a gimme to the insurance companies, drug companies and hospitals. Now there will be no shopping prices, no real effort in trying to reduce the costs. It guarantees the payments to ‘big industry’. Remember, who is supposed to ‘watch over insurers’.. and who was it that ‘bailed out banks’.. Instead, the money gets silently taken from peoples pockets with them barely recognizing why. If you fail to participate in the scheme, you are fined. All that people know is that less money is available out of their paycheck.
From personal experience, the total cost of paying it myself, when I got real sick (even turned yellow – jaundice) was $2100. That is the first time I had been really sick in over 20 years. In stead of paying insurance, it has been saved and invested.
I guess that people forgot what happened when mandatory auto insurance was legislated in California. It was supposed to reduce costs, but had the opposite effect. The insurance companies had forced customers. They would assign higher risk profiles to people than they really were.. driving up the fees. It got to the point that the people in California had to create yet another bureaucracy to control auto insurance prices.
There was only one good portion of the bill, as far as I am concerned. Preventing companies from dropping an insured after illnesses have occurred. Technically, this is breach of contract on the part of the insurance companies but it is hard to fight when you are ill.
One of the other items that bothered me about the bill is how it was kind of ‘end-runned’ around the process. If you always take the approach that the ends justify the means, you compromise your integrity. If it turns out that the real ends were really not what you intended or anticipated, it compromises much more
ucodegen
Participantfriend. longtime homeowner. refinanced for toys. way way upside down. lightbulb recently went on–walk away — get another house with parent’s credit.
probably never thought this way.Considering that financial bad behavior does not easily change and that this allows them to ‘skip’ on the consequences of their bad behavior – I see ruined credit for their parents in the future.
ucodegen
Participantfriend. longtime homeowner. refinanced for toys. way way upside down. lightbulb recently went on–walk away — get another house with parent’s credit.
probably never thought this way.Considering that financial bad behavior does not easily change and that this allows them to ‘skip’ on the consequences of their bad behavior – I see ruined credit for their parents in the future.
ucodegen
Participantfriend. longtime homeowner. refinanced for toys. way way upside down. lightbulb recently went on–walk away — get another house with parent’s credit.
probably never thought this way.Considering that financial bad behavior does not easily change and that this allows them to ‘skip’ on the consequences of their bad behavior – I see ruined credit for their parents in the future.
ucodegen
Participantfriend. longtime homeowner. refinanced for toys. way way upside down. lightbulb recently went on–walk away — get another house with parent’s credit.
probably never thought this way.Considering that financial bad behavior does not easily change and that this allows them to ‘skip’ on the consequences of their bad behavior – I see ruined credit for their parents in the future.
ucodegen
Participantfriend. longtime homeowner. refinanced for toys. way way upside down. lightbulb recently went on–walk away — get another house with parent’s credit.
probably never thought this way.Considering that financial bad behavior does not easily change and that this allows them to ‘skip’ on the consequences of their bad behavior – I see ruined credit for their parents in the future.
ucodegen
ParticipantI’m crazy to be working in an industry in which everything is faster/better and cheaper even in non-inflation adjusted dollars.
I worked hard making things faster, better and cheaper.. so much that I eliminated my own position 8-P
ucodegen
ParticipantI’m crazy to be working in an industry in which everything is faster/better and cheaper even in non-inflation adjusted dollars.
I worked hard making things faster, better and cheaper.. so much that I eliminated my own position 8-P
ucodegen
ParticipantI’m crazy to be working in an industry in which everything is faster/better and cheaper even in non-inflation adjusted dollars.
I worked hard making things faster, better and cheaper.. so much that I eliminated my own position 8-P
ucodegen
ParticipantI’m crazy to be working in an industry in which everything is faster/better and cheaper even in non-inflation adjusted dollars.
I worked hard making things faster, better and cheaper.. so much that I eliminated my own position 8-P
ucodegen
ParticipantI’m crazy to be working in an industry in which everything is faster/better and cheaper even in non-inflation adjusted dollars.
I worked hard making things faster, better and cheaper.. so much that I eliminated my own position 8-P
ucodegen
ParticipantBut it’s also interesting that Toyota suddenly displays this amazing ability to retrieve information from the engine computer when needed to cover its corporate behind … whereas similar data hasn’t been available in other alleged cases of sudden acceleration.
Actually it is not that amazing. Most cars that have OBD-II compliant computers can tattletale on you. There was a court case, don’t know the date, covering whether use of that data in a court w/o permission of the car owner could be considered violation of 5th amendment; specifically “nor shall be compelled in any criminal case to be a witness against himself“.
If the car is burnt to the point that the ECU is toast, it is not likely that any info will be retrieved since it is stored within the ECU.
In terms of the acceleration due to the floor mat, the ECU would register that the gas pedal was all the way to the floor at the same time that brakes were applied. This is why the suggestion that it might be useful to cut the engine power when brakes are applied on cars with drive-by-wire.
ucodegen
ParticipantBut it’s also interesting that Toyota suddenly displays this amazing ability to retrieve information from the engine computer when needed to cover its corporate behind … whereas similar data hasn’t been available in other alleged cases of sudden acceleration.
Actually it is not that amazing. Most cars that have OBD-II compliant computers can tattletale on you. There was a court case, don’t know the date, covering whether use of that data in a court w/o permission of the car owner could be considered violation of 5th amendment; specifically “nor shall be compelled in any criminal case to be a witness against himself“.
If the car is burnt to the point that the ECU is toast, it is not likely that any info will be retrieved since it is stored within the ECU.
In terms of the acceleration due to the floor mat, the ECU would register that the gas pedal was all the way to the floor at the same time that brakes were applied. This is why the suggestion that it might be useful to cut the engine power when brakes are applied on cars with drive-by-wire.
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