Forum Replies Created
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ucodegen
ParticipantI would have supported a bill supporting a health savings bill, where one saves for medical needs, and for which certain critical treatments are negotiated. Well, I guess we suck as a nation at saving, so that probably won’t work.
This is what I was hoping for.. plus the ability to allow the savings plan to be passed on/inherited. Add in not being able to be canceled out of a policy you have been paying into for years just because you now became a liability to the insurance company, ban on region pricing for pharmaceuticals (well at least one of these got into the bill). Looking at why hospital rooms are so expensive would also have been useful.
As I have mentioned as well as others. The current bill that was passed through Congress has nothing about reducing costs. There were some very simple things that could have been passed to reduce costs significantly to the benefit of all citizens. Instead, they had to go for a 2,000+page monstrosity.
The real problem is the costs to anyone needing health care. Mandating insurance does nothing for the costs. It actually makes it harder to push for the reduction. It hides them under another bureaucratic layer that also happens to have a profit motive.
ucodegen
ParticipantI would have supported a bill supporting a health savings bill, where one saves for medical needs, and for which certain critical treatments are negotiated. Well, I guess we suck as a nation at saving, so that probably won’t work.
This is what I was hoping for.. plus the ability to allow the savings plan to be passed on/inherited. Add in not being able to be canceled out of a policy you have been paying into for years just because you now became a liability to the insurance company, ban on region pricing for pharmaceuticals (well at least one of these got into the bill). Looking at why hospital rooms are so expensive would also have been useful.
As I have mentioned as well as others. The current bill that was passed through Congress has nothing about reducing costs. There were some very simple things that could have been passed to reduce costs significantly to the benefit of all citizens. Instead, they had to go for a 2,000+page monstrosity.
The real problem is the costs to anyone needing health care. Mandating insurance does nothing for the costs. It actually makes it harder to push for the reduction. It hides them under another bureaucratic layer that also happens to have a profit motive.
ucodegen
ParticipantUcodegen mentioned he is “basically” self-insured. Although I don’t know the details, I would guess he does not mean that literally.
Wrong, literally/actually/for real… in liquid assets. I hope this is now clear..
Did anyone try the ‘little exercise’ I mentioned? Take and sum up all the payments you have made into ‘health insurance’ and apply an inside rate of return?.. or would you rather take pot-shots at people.
ucodegen
ParticipantUcodegen mentioned he is “basically” self-insured. Although I don’t know the details, I would guess he does not mean that literally.
Wrong, literally/actually/for real… in liquid assets. I hope this is now clear..
Did anyone try the ‘little exercise’ I mentioned? Take and sum up all the payments you have made into ‘health insurance’ and apply an inside rate of return?.. or would you rather take pot-shots at people.
ucodegen
ParticipantUcodegen mentioned he is “basically” self-insured. Although I don’t know the details, I would guess he does not mean that literally.
Wrong, literally/actually/for real… in liquid assets. I hope this is now clear..
Did anyone try the ‘little exercise’ I mentioned? Take and sum up all the payments you have made into ‘health insurance’ and apply an inside rate of return?.. or would you rather take pot-shots at people.
ucodegen
ParticipantUcodegen mentioned he is “basically” self-insured. Although I don’t know the details, I would guess he does not mean that literally.
Wrong, literally/actually/for real… in liquid assets. I hope this is now clear..
Did anyone try the ‘little exercise’ I mentioned? Take and sum up all the payments you have made into ‘health insurance’ and apply an inside rate of return?.. or would you rather take pot-shots at people.
ucodegen
ParticipantUcodegen mentioned he is “basically” self-insured. Although I don’t know the details, I would guess he does not mean that literally.
Wrong, literally/actually/for real… in liquid assets. I hope this is now clear..
Did anyone try the ‘little exercise’ I mentioned? Take and sum up all the payments you have made into ‘health insurance’ and apply an inside rate of return?.. or would you rather take pot-shots at people.
ucodegen
ParticipantI was asking Bob about his system of why-should-I-pay-for-you.
Thankfully we have Medicaid. But Medicaid only covers the poor and destitute. It’s means tested and people need to apply and periodically reapply. The periods of lapse are very frequent.
There are millions who are not covered at all.
It is a worthwhile question to ask: “why-should-I-pay-for-you?”. People need to be responsible for their own lives and should not expect others to take care of them and their irresponsible acts. Why should those that act responsibly be penalized? That said, there should be some way to cover those who are beset by circumstances beyond their control, but how do you tell that it was circumstances beyond their control vs. lack of responsibility in their behavior?
BTW: I am one of the so-called uninsured. Basically, I am self insured.
ucodegen
ParticipantI was asking Bob about his system of why-should-I-pay-for-you.
Thankfully we have Medicaid. But Medicaid only covers the poor and destitute. It’s means tested and people need to apply and periodically reapply. The periods of lapse are very frequent.
There are millions who are not covered at all.
It is a worthwhile question to ask: “why-should-I-pay-for-you?”. People need to be responsible for their own lives and should not expect others to take care of them and their irresponsible acts. Why should those that act responsibly be penalized? That said, there should be some way to cover those who are beset by circumstances beyond their control, but how do you tell that it was circumstances beyond their control vs. lack of responsibility in their behavior?
BTW: I am one of the so-called uninsured. Basically, I am self insured.
ucodegen
ParticipantI was asking Bob about his system of why-should-I-pay-for-you.
Thankfully we have Medicaid. But Medicaid only covers the poor and destitute. It’s means tested and people need to apply and periodically reapply. The periods of lapse are very frequent.
There are millions who are not covered at all.
It is a worthwhile question to ask: “why-should-I-pay-for-you?”. People need to be responsible for their own lives and should not expect others to take care of them and their irresponsible acts. Why should those that act responsibly be penalized? That said, there should be some way to cover those who are beset by circumstances beyond their control, but how do you tell that it was circumstances beyond their control vs. lack of responsibility in their behavior?
BTW: I am one of the so-called uninsured. Basically, I am self insured.
ucodegen
ParticipantI was asking Bob about his system of why-should-I-pay-for-you.
Thankfully we have Medicaid. But Medicaid only covers the poor and destitute. It’s means tested and people need to apply and periodically reapply. The periods of lapse are very frequent.
There are millions who are not covered at all.
It is a worthwhile question to ask: “why-should-I-pay-for-you?”. People need to be responsible for their own lives and should not expect others to take care of them and their irresponsible acts. Why should those that act responsibly be penalized? That said, there should be some way to cover those who are beset by circumstances beyond their control, but how do you tell that it was circumstances beyond their control vs. lack of responsibility in their behavior?
BTW: I am one of the so-called uninsured. Basically, I am self insured.
ucodegen
ParticipantI was asking Bob about his system of why-should-I-pay-for-you.
Thankfully we have Medicaid. But Medicaid only covers the poor and destitute. It’s means tested and people need to apply and periodically reapply. The periods of lapse are very frequent.
There are millions who are not covered at all.
It is a worthwhile question to ask: “why-should-I-pay-for-you?”. People need to be responsible for their own lives and should not expect others to take care of them and their irresponsible acts. Why should those that act responsibly be penalized? That said, there should be some way to cover those who are beset by circumstances beyond their control, but how do you tell that it was circumstances beyond their control vs. lack of responsibility in their behavior?
BTW: I am one of the so-called uninsured. Basically, I am self insured.
ucodegen
ParticipantSo under your system, if someone is sick near death, doesn’t have insurance and can’t pay, then what? Let that person die on the street?
Last time I checked, Medicaid already takes care of these…
ucodegen
ParticipantSo under your system, if someone is sick near death, doesn’t have insurance and can’t pay, then what? Let that person die on the street?
Last time I checked, Medicaid already takes care of these…
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