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UCGal
ParticipantWhat do you want to know?
Whether it’s foreclosed on? In pre-foreclosure (NOD)?If it’s been foreclosed – that info should show on Redfin in the sales history.
Simple steps to do a public database dive…
To find out the owner, if it’s not held in LLC or in a common name trust (like Smith family trust won’t get you much….)
Get the APN number for the property (can get this by plugging in the address on Redfin).
Take that APN and plug it into the “bill number” field on the county property tax database:
https://www.sdctreastax.com/ebpp3/%285x2gtq45rtl4ecm3cthnrx55%29/Start.AspxFrom there you get a responsible party for the taxes. If it’s a bank – then it’s pretty obviously bank owned. Save the name (if it’s an individual, couple, or unique enough last name)
If you want to know if there is a default of notice of trustee sale on the property, you can look that up on the county recorders website.
http://arcc.co.san-diego.ca.us/services/grantorgrantee/search.aspxYou can’t see the actual doc’s without paying – but you can infer a lot based on the parties involved.
To interpret the types of documents you can get a list here:
http://arcc.co.san-diego.ca.us/services/document_types.aspxIf you need help – shoot me a pm with the address.
ParticipantWhat do you want to know?
Whether it’s foreclosed on? In pre-foreclosure (NOD)?If it’s been foreclosed – that info should show on Redfin in the sales history.
Simple steps to do a public database dive…
To find out the owner, if it’s not held in LLC or in a common name trust (like Smith family trust won’t get you much….)
Get the APN number for the property (can get this by plugging in the address on Redfin).
Take that APN and plug it into the “bill number” field on the county property tax database:
https://www.sdctreastax.com/ebpp3/%285x2gtq45rtl4ecm3cthnrx55%29/Start.AspxFrom there you get a responsible party for the taxes. If it’s a bank – then it’s pretty obviously bank owned. Save the name (if it’s an individual, couple, or unique enough last name)
If you want to know if there is a default of notice of trustee sale on the property, you can look that up on the county recorders website.
http://arcc.co.san-diego.ca.us/services/grantorgrantee/search.aspxYou can’t see the actual doc’s without paying – but you can infer a lot based on the parties involved.
To interpret the types of documents you can get a list here:
http://arcc.co.san-diego.ca.us/services/document_types.aspxIf you need help – shoot me a pm with the address.
Participant[quote=sdrealtor]Perhaps the best stimulus of all. Dropping your rate over 1% will propbably put over $3,000 per year back into your pockets. Pockets of a financially responsible consumer w/ equity in their home that can be re-invested or unleased back on the economy. There are plenty others just like you. More like you than the underwater irresponsible crowd though uberbears find that hard to beleive. Congrats to you and keep on doing what your doing.[/quote]
Or other responsible types who refi into a lower rate – and keep making the original payment – to pay the house of even sooner.Unfortunately, our balance is too low to get a free refi… (The credits/refunds/closing costs are all based on the loan value… the bigger the loan, the more money they can offer towards these things.)
but when I see SDCCU offering a fixed rate, 10 year, no points loan at 3.25%, my interest is piqued. That’s 1% less than my 4.25, 15 year. Too bad they charge so much in fees/costs.
Participant[quote=sdrealtor]Perhaps the best stimulus of all. Dropping your rate over 1% will propbably put over $3,000 per year back into your pockets. Pockets of a financially responsible consumer w/ equity in their home that can be re-invested or unleased back on the economy. There are plenty others just like you. More like you than the underwater irresponsible crowd though uberbears find that hard to beleive. Congrats to you and keep on doing what your doing.[/quote]
Or other responsible types who refi into a lower rate – and keep making the original payment – to pay the house of even sooner.Unfortunately, our balance is too low to get a free refi… (The credits/refunds/closing costs are all based on the loan value… the bigger the loan, the more money they can offer towards these things.)
but when I see SDCCU offering a fixed rate, 10 year, no points loan at 3.25%, my interest is piqued. That’s 1% less than my 4.25, 15 year. Too bad they charge so much in fees/costs.
Participant[quote=sdrealtor]Perhaps the best stimulus of all. Dropping your rate over 1% will propbably put over $3,000 per year back into your pockets. Pockets of a financially responsible consumer w/ equity in their home that can be re-invested or unleased back on the economy. There are plenty others just like you. More like you than the underwater irresponsible crowd though uberbears find that hard to beleive. Congrats to you and keep on doing what your doing.[/quote]
Or other responsible types who refi into a lower rate – and keep making the original payment – to pay the house of even sooner.Unfortunately, our balance is too low to get a free refi… (The credits/refunds/closing costs are all based on the loan value… the bigger the loan, the more money they can offer towards these things.)
but when I see SDCCU offering a fixed rate, 10 year, no points loan at 3.25%, my interest is piqued. That’s 1% less than my 4.25, 15 year. Too bad they charge so much in fees/costs.
Participant[quote=sdrealtor]Perhaps the best stimulus of all. Dropping your rate over 1% will propbably put over $3,000 per year back into your pockets. Pockets of a financially responsible consumer w/ equity in their home that can be re-invested or unleased back on the economy. There are plenty others just like you. More like you than the underwater irresponsible crowd though uberbears find that hard to beleive. Congrats to you and keep on doing what your doing.[/quote]
Or other responsible types who refi into a lower rate – and keep making the original payment – to pay the house of even sooner.Unfortunately, our balance is too low to get a free refi… (The credits/refunds/closing costs are all based on the loan value… the bigger the loan, the more money they can offer towards these things.)
but when I see SDCCU offering a fixed rate, 10 year, no points loan at 3.25%, my interest is piqued. That’s 1% less than my 4.25, 15 year. Too bad they charge so much in fees/costs.
Participant[quote=sdrealtor]Perhaps the best stimulus of all. Dropping your rate over 1% will propbably put over $3,000 per year back into your pockets. Pockets of a financially responsible consumer w/ equity in their home that can be re-invested or unleased back on the economy. There are plenty others just like you. More like you than the underwater irresponsible crowd though uberbears find that hard to beleive. Congrats to you and keep on doing what your doing.[/quote]
Or other responsible types who refi into a lower rate – and keep making the original payment – to pay the house of even sooner.Unfortunately, our balance is too low to get a free refi… (The credits/refunds/closing costs are all based on the loan value… the bigger the loan, the more money they can offer towards these things.)
but when I see SDCCU offering a fixed rate, 10 year, no points loan at 3.25%, my interest is piqued. That’s 1% less than my 4.25, 15 year. Too bad they charge so much in fees/costs.
ParticipantWe have a 15 year old Kenmore electric wall oven. It preheats to 450 in under 10 minutes,,, even with a pizza stone in there.
ParticipantWe have a 15 year old Kenmore electric wall oven. It preheats to 450 in under 10 minutes,,, even with a pizza stone in there.
ParticipantWe have a 15 year old Kenmore electric wall oven. It preheats to 450 in under 10 minutes,,, even with a pizza stone in there.
ParticipantWe have a 15 year old Kenmore electric wall oven. It preheats to 450 in under 10 minutes,,, even with a pizza stone in there.
ParticipantWe have a 15 year old Kenmore electric wall oven. It preheats to 450 in under 10 minutes,,, even with a pizza stone in there.
Participant[quote=HiggyBaby]
Okay, for tomorrow – rebound, flat, or furuther declines. Any predictions?[/quote]
I’m notoriously wrong with this stuff… but I have a feeling that we’ll probably be down tomorrow, and definitely down for the week. It feels like late 2007/early 2008 all over again.Participant[quote=HiggyBaby]
Okay, for tomorrow – rebound, flat, or furuther declines. Any predictions?[/quote]
I’m notoriously wrong with this stuff… but I have a feeling that we’ll probably be down tomorrow, and definitely down for the week. It feels like late 2007/early 2008 all over again. -
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