[UCGal]

sdr –
I’d like to address a couple of points that you’ve made (fairly aggressively).

Yes – most households have more tv’s today than they did 40 years ago. They probably have FEWER radios. Technology did not stand still. Most households also have computers, which didn’t really become household available till the early 1980’s… you can’t claim it’s because of entitlement attitudes – it’s because technology developed, and over time became affordable. Your parents weren’t posting on message boards when you were growing up because the world wide web didn’t exist. Does that mean you have a sense of entitlement because you may (or may not) have more tv’s (that are less expensive in real dollars) and have computers and have the internet?

Even cable didn’t really exist in it’s current form till the 70’s. And addressable settops – which allow PPV etc, didn’t come along till the 90’s. Life did not stay frozen in the 60’s 70’s world you describe. Some of the things you’re singling out (flat screens, cable) have come about since you were a kid.

Like you, I grew up in an upper middle class, professional neighborhood. (University City when it was new). Lots of UCSD professors, engineers, lawyers, dentists, etc. Like you, I grew up with one tube color tv (because flat tvs didn’t even exist back then.) We also had the black and white tv that the color tv was an upgrade from. No cable because we had line of sight to the towers. The people down in the canyon near us had cable because they couldn’t pick up signal with rabbit ears or roof antennas.

That said we definitely had families in our neighborhood that lived beyond their means. This is not something that happened exclusively in recent times. Like you, I wore hand me downs as the youngest of 3 kids. But most of my friends, in my upper middle class professional neighborhood, got new clothes with designer labels. I was envious. I was also judged (negatively) by those with the new stuff. Wearing hand me downs was definitely a stigma.

You can’t look at tv’s and say people are living less frugrally than you deem they should. And I’m not going to make judgements about whether you’re frugal enough, by some arbitrary standard of morality, because you drink pricey wine and drive a BMW.

[UCGal]

sdr –
I’d like to address a couple of points that you’ve made (fairly aggressively).

Yes – most households have more tv’s today than they did 40 years ago. They probably have FEWER radios. Technology did not stand still. Most households also have computers, which didn’t really become household available till the early 1980’s… you can’t claim it’s because of entitlement attitudes – it’s because technology developed, and over time became affordable. Your parents weren’t posting on message boards when you were growing up because the world wide web didn’t exist. Does that mean you have a sense of entitlement because you may (or may not) have more tv’s (that are less expensive in real dollars) and have computers and have the internet?

Even cable didn’t really exist in it’s current form till the 70’s. And addressable settops – which allow PPV etc, didn’t come along till the 90’s. Life did not stay frozen in the 60’s 70’s world you describe. Some of the things you’re singling out (flat screens, cable) have come about since you were a kid.

Like you, I grew up in an upper middle class, professional neighborhood. (University City when it was new). Lots of UCSD professors, engineers, lawyers, dentists, etc. Like you, I grew up with one tube color tv (because flat tvs didn’t even exist back then.) We also had the black and white tv that the color tv was an upgrade from. No cable because we had line of sight to the towers. The people down in the canyon near us had cable because they couldn’t pick up signal with rabbit ears or roof antennas.

That said we definitely had families in our neighborhood that lived beyond their means. This is not something that happened exclusively in recent times. Like you, I wore hand me downs as the youngest of 3 kids. But most of my friends, in my upper middle class professional neighborhood, got new clothes with designer labels. I was envious. I was also judged (negatively) by those with the new stuff. Wearing hand me downs was definitely a stigma.

You can’t look at tv’s and say people are living less frugrally than you deem they should. And I’m not going to make judgements about whether you’re frugal enough, by some arbitrary standard of morality, because you drink pricey wine and drive a BMW.

[UCGal]

sdr –
I’d like to address a couple of points that you’ve made (fairly aggressively).

Yes – most households have more tv’s today than they did 40 years ago. They probably have FEWER radios. Technology did not stand still. Most households also have computers, which didn’t really become household available till the early 1980’s… you can’t claim it’s because of entitlement attitudes – it’s because technology developed, and over time became affordable. Your parents weren’t posting on message boards when you were growing up because the world wide web didn’t exist. Does that mean you have a sense of entitlement because you may (or may not) have more tv’s (that are less expensive in real dollars) and have computers and have the internet?

Even cable didn’t really exist in it’s current form till the 70’s. And addressable settops – which allow PPV etc, didn’t come along till the 90’s. Life did not stay frozen in the 60’s 70’s world you describe. Some of the things you’re singling out (flat screens, cable) have come about since you were a kid.

Like you, I grew up in an upper middle class, professional neighborhood. (University City when it was new). Lots of UCSD professors, engineers, lawyers, dentists, etc. Like you, I grew up with one tube color tv (because flat tvs didn’t even exist back then.) We also had the black and white tv that the color tv was an upgrade from. No cable because we had line of sight to the towers. The people down in the canyon near us had cable because they couldn’t pick up signal with rabbit ears or roof antennas.

That said we definitely had families in our neighborhood that lived beyond their means. This is not something that happened exclusively in recent times. Like you, I wore hand me downs as the youngest of 3 kids. But most of my friends, in my upper middle class professional neighborhood, got new clothes with designer labels. I was envious. I was also judged (negatively) by those with the new stuff. Wearing hand me downs was definitely a stigma.

You can’t look at tv’s and say people are living less frugrally than you deem they should. And I’m not going to make judgements about whether you’re frugal enough, by some arbitrary standard of morality, because you drink pricey wine and drive a BMW.

[UCGal]

I gleaned some of this from the folks here on Piggington… so I’m happy to share what I’ve learned from folks like ocrenter and SD Realtor.

It’s all public, if you know where to look.

[UCGal]

I gleaned some of this from the folks here on Piggington… so I’m happy to share what I’ve learned from folks like ocrenter and SD Realtor.

It’s all public, if you know where to look.

[UCGal]

I gleaned some of this from the folks here on Piggington… so I’m happy to share what I’ve learned from folks like ocrenter and SD Realtor.

It’s all public, if you know where to look.

[UCGal]

I gleaned some of this from the folks here on Piggington… so I’m happy to share what I’ve learned from folks like ocrenter and SD Realtor.

It’s all public, if you know where to look.

[UCGal]

I gleaned some of this from the folks here on Piggington… so I’m happy to share what I’ve learned from folks like ocrenter and SD Realtor.

It’s all public, if you know where to look.

[UCGal]

Check your PM.

Default just means they’re in preforeclosure… Default means a notice of default was issued. Next step (at least 60 days later) would be a NOT (notice of trustee sale)… then, depending on how they work the system… they can kick the can down the road for a long time.

But – since the house is vacant – they might just let it go back to the bank.

I have my speculation about it, see your PM for details. But it’s strictly speculation.

[UCGal]

Check your PM.

Default just means they’re in preforeclosure… Default means a notice of default was issued. Next step (at least 60 days later) would be a NOT (notice of trustee sale)… then, depending on how they work the system… they can kick the can down the road for a long time.

But – since the house is vacant – they might just let it go back to the bank.

I have my speculation about it, see your PM for details. But it’s strictly speculation.

[UCGal]

Check your PM.

Default just means they’re in preforeclosure… Default means a notice of default was issued. Next step (at least 60 days later) would be a NOT (notice of trustee sale)… then, depending on how they work the system… they can kick the can down the road for a long time.

But – since the house is vacant – they might just let it go back to the bank.

I have my speculation about it, see your PM for details. But it’s strictly speculation.

[UCGal]

Check your PM.

Default just means they’re in preforeclosure… Default means a notice of default was issued. Next step (at least 60 days later) would be a NOT (notice of trustee sale)… then, depending on how they work the system… they can kick the can down the road for a long time.

But – since the house is vacant – they might just let it go back to the bank.

I have my speculation about it, see your PM for details. But it’s strictly speculation.

[UCGal]

Check your PM.

Default just means they’re in preforeclosure… Default means a notice of default was issued. Next step (at least 60 days later) would be a NOT (notice of trustee sale)… then, depending on how they work the system… they can kick the can down the road for a long time.

But – since the house is vacant – they might just let it go back to the bank.

I have my speculation about it, see your PM for details. But it’s strictly speculation.

[UCGal]

What do you want to know?
Whether it’s foreclosed on? In pre-foreclosure (NOD)?

If it’s been foreclosed – that info should show on Redfin in the sales history.

Simple steps to do a public database dive…

To find out the owner, if it’s not held in LLC or in a common name trust (like Smith family trust won’t get you much….)

Get the APN number for the property (can get this by plugging in the address on Redfin).

Take that APN and plug it into the “bill number” field on the county property tax database:
https://www.sdctreastax.com/ebpp3/%285x2gtq45rtl4ecm3cthnrx55%29/Start.Aspx

From there you get a responsible party for the taxes. If it’s a bank – then it’s pretty obviously bank owned. Save the name (if it’s an individual, couple, or unique enough last name)

If you want to know if there is a default of notice of trustee sale on the property, you can look that up on the county recorders website.
http://arcc.co.san-diego.ca.us/services/grantorgrantee/search.aspx

You can’t see the actual doc’s without paying – but you can infer a lot based on the parties involved.

To interpret the types of documents you can get a list here:
http://arcc.co.san-diego.ca.us/services/document_types.aspx

If you need help – shoot me a pm with the address.

[UCGal]

What do you want to know?
Whether it’s foreclosed on? In pre-foreclosure (NOD)?

If it’s been foreclosed – that info should show on Redfin in the sales history.

Simple steps to do a public database dive…

To find out the owner, if it’s not held in LLC or in a common name trust (like Smith family trust won’t get you much….)

Get the APN number for the property (can get this by plugging in the address on Redfin).

Take that APN and plug it into the “bill number” field on the county property tax database:
https://www.sdctreastax.com/ebpp3/%285x2gtq45rtl4ecm3cthnrx55%29/Start.Aspx

From there you get a responsible party for the taxes. If it’s a bank – then it’s pretty obviously bank owned. Save the name (if it’s an individual, couple, or unique enough last name)

If you want to know if there is a default of notice of trustee sale on the property, you can look that up on the county recorders website.
http://arcc.co.san-diego.ca.us/services/grantorgrantee/search.aspx

You can’t see the actual doc’s without paying – but you can infer a lot based on the parties involved.

To interpret the types of documents you can get a list here:
http://arcc.co.san-diego.ca.us/services/document_types.aspx

If you need help – shoot me a pm with the address.

[Author]

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