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UCGal
ParticipantDid someone mention my name? Lol.
Poway might not be as restrictive as the city of San Diego… so you’ll have to check into this. San Diego has the most restrictive interpretation of the state laws for “companion units”. Here’s the rules for San Diego:
* lot size must be double what the minimum is for your zone. In our hood minimum lot size is 5k SF… so we needed at least 10k lot. In north park, where the lot size can be smaller, the lot only needed to be 7k SF.
* maximum SF of the companion unit is 700 SF. Since we were designing a wheelchair accessible place this limited us to a 1 br in order to have rooms that were big enough to have room for the wheelchair to manouver.
* San Diego required that we sign a deed restriction saying at least one of the houses would be owner occupied. In other words we can only rent one or the other house… not both.
* San Diego has a weird “street wall” rule for the offstreet parking spot for the companion unit. I doubt Poway (or any jurisdiction other than San Diego) has this. It basically requires that there is room in front and to the side of your house for an extra parking spot.
* San Diego requires that the companion unit be on the back part of your lot. For us that pushed us into hillside development, expensive grading, etc.
San Diego rules can be found here:
http://docs.sandiego.gov/municode/MuniCodeChapter14/Ch14Art01Division03.pdfHere are some other links about the issues:
http://www.sandiegoissues.com/OtherCAcities.htmParticipant[quote=paramount]Let’s not be distracted by those who inordinately benefit from our inordinate taxes, let’s get it on the ballot:
(It’s gaining momentum)
http://www.bellinghamherald.com/2011/11/02/2254976/california-pension-reform-group.html%5B/quote%5D
I had to laugh that you linked to the paper from a smallish city in WA state that I used to live in. Gosh I loved B’ham.ParticipantThat tumbler (53%) was based on this one.
http://wearethe99percent.tumblr.com/
And there’s also this one.
http://westandwiththe99percent.tumblr.com/
Which is folks in the 1% who stand with the 99%. CAR linked to an article that had this linked in it.
It’s all good conversation. Our country is about different points of view.
Participant[quote=ctr70]I have no problem with Gov worker retirees getting pensions or life health care as long as *not a penny of it* is paid by tax payers, or not a penny of it is backed by tax payers (in the case of investment losses by the pension funds). Their benefits should be no different the private sector.[/quote]
I assume you’d be ok with a 401k type plan.
Would you object to a match on 401k contributions?Participant[quote=briansd1]I was just talking to some friends and relatives about that the other day.
I don’t spend much on purchases anymore because I have everything that I need.
If you want to eat cheap, eggs, kidneys and liver are well worth the money.[/quote]
Kidneys and Livers were probably healthier back in the good old days. But I’m not sure I want liver or kidneys from animals grown at factory farms. These are filtering organs – so all toxins get deposited there.Participant[quote=briansd1]
Plus I like Obama simply for the fact that he’s too perfect and riles up so many of his opponents who are eager to find faults but can’t find any.[/quote]I want some of what he’s smoking.
I’m a lefty from way back and am the first to admit that Obama has flaws – too many of them. I’ll probably vote for him again because I don’t like any of the candidates on the other side – but I’m definitely disappointed, big time.
Brian – you would have been better making a statement like “Barack Obama is the most interesting person ever”. That’s the argument that is being used for Ron Paul.
I don’t want interesting. I want competency and willingness to push for change.
ParticipantCongrats on the bun in the oven. 🙂
ParticipantNot for that price – but yeah… it’s a nice house in a great location. I don’t freak out as easily as most.
November 1, 2011 at 6:31 AM in reply to: OT: health question. IV Port… Issues? Risks? Can Cause Desmoids??? #731832ParticipantBoth my mom and brother had combos of Ports and PICC lines due to chemo and hospital stays.
My brother’s situation was complicated by the fact that he had previously had his lymph nodes removed under one of his armpits (due to a previous, unrelated cancer treatment) – making that arm unfit for BP cuffs, IVs, etc. The nurses at the hospital used to forget, regularly – even though there were signs above his bed, it was on his chart, etc, that they needed to do BP on his leg because the other arm was full of tubes.
The big risk is infection. I know the visiting nurse (when he wasn’t in the hospital) would do inspections of the port.
Both my brother and mom liked it better with the port – less sticks. Especially for chemo. It also offered more freedom of movement than an IV to the arm… which was nice when you’re sitting in a chemo chair for hours on end, and need to change a page, shift position, whatever.
Participant[quote=clearfund]It was all of the above. With small kids, we wanted a smaller town life for them to grow up in vs. the So CA pace of life.
Have never felt so unstressed in life. Last week we had a 9″ snowstorm on Wednesday, and today it was was warm sunny and the snow is 90% gone. Have never seen the kids so happy playing in the yard/snow for 4 hours/day.
The fact that apples to apples housing (schools, neighbors, etc) is apx <50% of the comparable SD housing it awesome. More college fund savings![/quote]
I spent a lot of time commuting back and forth to Ft. Collins when my brother was sick. He had a gorgeous house near the foothills - north of the stadium off of Overland. I can understand the appeal of Ft. Collins.
But man - the weather is volatile. I never knew what to expect that fall. But the mountains were gorgeous.
October 31, 2011 at 2:45 PM in reply to: Help! Need advice on unexciting but essential purchase #731765ParticipantI would go with the 4800X.
But I buy appliances for function, maintenance, and cost. Whether a dryer looks good doesn’t matter to me – it’s not in my entertaining space.And my washer is an old school top loader… Which is super reliable, albeit less efficient with the water.
The only advice I have is to get the largest capacity one you can – it will dry everything faster because there’s more air flow when you’re running a full load.
ParticipantI predict an uptick in battery and inverter kits for those folks who have panels set up, tied to the grid.
If they put in batteries and an inverter, they can go off grid.
This seems like a netflix type move by SDG&E.
Participant[quote=ctr70]
I know a ex Fed Gov employee that gets a $8k/mo Gov pension for life. That is nuts! A working stiff in the private sector would have to accumulate say $2.5 million in capital in a safe investment (with principle not at stake) at say 4% to throw off that income per month! Or work their whole life to develop a free & clear rental property portfolio for a $8k annuity per month. Yet the tax payer is paying out thousands and thousands of these big ‘ol pensions!![/quote]
This is an apples/oranges comparison because you assume the principal is not touched.
My understanding of fixed annuities is that it is like life insurance paid out over your retirement years. Actuary tables are applied and the company selling them (usually life insurance company) is betting that you’ll die before the principal is gone. Your 2.5 Million assumes the estate has 2.5 million at the end.Assuming your friend is 65 and male it’s not 2.5m, more like 1.3M assuming the online calculator I used is correct. And most annuities are purchased in advance of when the payouts start – for a lower initial cost.
Participant[quote=pri_dk][quote=UCGal]Rather than trying to ripp the pensions from people who still have them, why not argue that this trend should be reversed in the private sector.
[/quote]One of the frustrating aspects of these pension debates is that many folks simply ignore the simple fact that pensions cost money.
In many cases, these pensions cost millions of dollars per employee.
There seems to be a perception that pension compensation is somehow different from a paycheck or a bonus or some other payout – that the money used to pay pensions does not need to come from an ordinary bank account funded by ordinary money.
Saying that the private sector should also receive pensions just like the public sector is the financial equivalent of saying everyone with a job should automatically get a million dollar bonus when they are 55. A wonderful idea that prompts the obvious question: “But, where does this money come from?”
The money simply doesn’t exist in the private sector and the only way it comes into existence in the public sector is by taking it from the taxpayer.
For those arguing in favor of generous pensions for all, I have some sobering news for you: There is no magic pension fairy that can create wealth out of thin air.[/quote]
The money used to exist in the private sector it was common and normal for the private sector to offer pensions until a few decades ago. But then again, executive compensation was less than 20 times the average workers salaries up until a few decades ago. Pensions are still the norm for corporate executives. Are system has gotten screwed and distorted.
Just to be clear, I think Gov. Brown’s proposals are good. Get rid of spiking, use base salary only in calculations, etc. Reforming public pensions is a good idea.
The trend to defined contribution plans, from defined benefit plans is about transferring risk. This, in combination with discussions about privatizing social security are all about funnelling peoples retirement income into the risky stock market and generating broker/transaction fees. It’s setting us up for a terrible scenario where seniors are literally starving because of a volitile market concurrant with their retirement.
Just because the trend is away from defined benefit plans doesn’t mean that is a good thing.
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